Abstract: A user is able to access multiple accounts located at and/or managed by different organizations, by providing secure exchanges of necessary information so that multiple login details are not necessary. The system coordinates activities between several entities using a communication manager which is configured to manage communication protocols, security and necessary interface requirements so the user can securely access the desired accounts. In addition, the communication manager will include various levels of security measures, including encryption, transaction verification, etc. By managing these details within the communication manager, the user will not need to provide multiple PIN numbers or access codes each time a transaction is desired.

Abstract: A computer device for monitoring for fraudulent activity, including (a) a plurality of sensors; and (b) one or more processors in communication with the sensors and non-transitory data storage including, stored thereon, a plurality of instructions which, when executed, cause the one or more processors to perform the steps of (i) receiving instructions to determine a confidence level; (ii) determining a confidence level by monitoring one or more of the following: sensor data; user behaviour; payment history; security level; connected devices; and location data; and (iii) returning said confidence level, wherein the confidence level represents a relative risk of fraudulent activity.

Abstract: A system and a method for determining whether a refund has been issued by at least one of multiple parties having potential responsibility for issuing a refund. Issuance of multiple refunds to a claimant or claimants, or chargebacks to acquirers when a refund has been issued is prevented. The system includes an electronic storage device that has a database of data concerning transactions, including data as to whether a refund has been issued, an access path that allows access to and supplementing of data concerning a transaction, and a processor for assembling the data concerning the transaction so that access is provided to the multiple parties granted selected access to the data.

Abstract: The present invention relates to a security management system for a mobile phone that maximizes personal information security by separating a main storage device (memory) of the mobile phone into separate independent systems.

Abstract: Embodiments of the present invention provide a method, system and computer program product for customer journey optimized data pre-fetching. In a method of invention, different stages of a customer journey in a customer journey model are defined for customers of a CRM application. As well, a mapping is created in the CRM application between each of the stages of the customer journey in the customer journey model and a corresponding selection of resources of the CRM application. Thereafter, a retrieval of a customer related record for a particular one of the customers is detected and in response, a particular one of the stages of the customer journey is identified that corresponds to the particular one of the customers, a corresponding selection of resources is determined from the mapping for the identified particular one of the stages, and the selection of resources is pre-fetched.

Abstract: A system and method are disclosed for scoring an interaction over one or more channels by an end user and an entity by monitoring the communications over the channels and assigning penalties and scores based on topics associated with the communications.

Abstract: A network device associated with a database management system receives information associated with a customer support ticket. Based on information in the database management system, a direct relationship between the received customer support ticket and a customer support ticket in the database may be determined. A graph including nodes representing customer support tickets is generated based on information in the database. Edge prediction is performed on the graph to derive relationships among the nodes in the graph. A predictive relationship between customer support tickets is derived. A relationship data set based on the direct relationship between the customer support tickets and based on the predictive relationship between the customer support tickets is generated. The relationship data set associated with the customer support ticket is communicated to the user device.

Abstract: Complaint records and a complaint log are created in a complaining method, and a correlation between the complaint records and the complaint log is saved. Relevant people can readily obtain a complaint record relevant to the complaint and an associated log so that fault scenes can be conveniently reproduced. The fault of the tool can be effectively solved.

Abstract: A commerce system has a plurality of retailers offering products for sale. Product information associated with the products is collected and stored in a central database. A consumer uses a website to create a shopping list with weighted preferences for product attributes. An individualized discount is generated by a consumer service provider for products on the shopping list directed to the consumer. The shopping list is optimized based on the product information in the database, the weighted preferences for the product attributes, and the individualized discount. An incremental profit for the product is determined based on the individualized discount. The incremental profit is shared between the retailer and consumer service provider. The consumer uses the optimized shopping list to assist with purchasing decisions. Purchasing decisions within the commerce system are controlled by enabling the consumer to select the products for purchase based on the optimized shopping list.

Abstract: An object of the present invention is to provide an information processing apparatus capable of selecting a variety of contents associated with a specified article.

Abstract: Systems, apparatuses, and methods are provided herein for selecting items to stock. A customer profile database storing customer partiality vectors, comprising customer value vectors, associated with a plurality of customers, a product database storing vectorized product characterizations associated with a plurality of products, a distribution system; and a control circuit.

Abstract: An event-to-spectator prediction and hosting tool is a multiprocessor computing system having a first processor, a second processor, and at least one memory coupled to the multiprocessor computing system. The at least one memory stores computer instructions that direct the multiprocessor computing system to determine a minimum number of spectators per region (MIN_FANS), identify an event of interest (EVENT), and associate a plurality of regions of interest to the EVENT. Each of the plurality of regions of interest (REGION) has a defined geographic area. For each REGION, a stored first value is an estimated number of spectators (EST_NUM_FANS) for the EVENT in the associated REGION, and for each first value greater than or equal to MIN_FANS, a second value is determined. The second value is a number of gatherings to host, and for each second value, a venue to host a gathering to view the EVENT is selected, sometimes by auction.

Abstract: Systems and methods for an accredited advisor management are provided. First information enabling unique identification of a first advisor may be processed. The first advisor may be matched to a first category of advising services. Input from the first advisor may be processed based at least in part on the first category. Data sources corresponding to accrediting authorities may be selected. Credential information that came electronically from the data sources may be processed. A first set of advisor information may be consolidated at least partially based on the input and on the credential information. A second set of advisor information may be prepared for exposure to advisees. At least part of the second set of advisor information may be transmitted to an end-user communication device.

Abstract: Some aspects of this disclosure involve ranking types of food based on measurements of affective response of users who consumed the types of food. In one embodiment, a system that ranks types of food includes sensors that take measurements of affective response of users and a computer. The computer receives indications of times at which the users consumed the types of food and selects for each type of food, based on the indications, measurements of at least five of the users taken up to four hours after consuming the type of food. The computer ranks the types of food based on the selected measurements. Optionally, each of the types of food is a different item on a menu comprising food items.

Abstract: Provided are a system and a method that compares a client's brand to competitors' brands using normalized reference benchmarks. The normalized reference benchmarks are produced utilizing social media metrics. The system and method also provide constructive feedback on how the client can obtain a higher normalized reference benchmark. Also provided is a computer program code that implements the method steps.

Abstract: The method and systems of the present invention is directed towards forecasting and modeling projected sales of a portfolio of products (e.g., video game/software titles) in order to obtain a corresponding projected sales of a platform (e.g., console). The method is aimed at maximizing the projected sales of the platform by providing saturation of targeted consumer segments (e.g., groups of users) of a total addressable market. In particular, the present invention takes into consideration the constrained resources (e.g., budget) that can be spent on various different products and partnerships in order to maximize platform sales.

Abstract: An event spectator connection tool is a multiprocessor distributed computing system. A memory stores computer instructions that direct processors to maintain a social network database storing records associated with spectators and event hosts. For each spectator, a data structure represents a primary geographic region and a list of interests of the spectator. For each event host, a data structure represents a list of geographic regions and a list of services offered at each venue operated by the event host.

Abstract: Systems and methods are described for an audience derivation system to build user profiles based on user interactions with distributed media content, such as filters. The audience derivation system may be or include any instrumentality or aggregate of instrumentalities operable to compute, process, store, display, generate, communicate, or apply various forms of data for user profile building, audience derivation, control, or other purposes.

Abstract: An event-to-spectator correlation tool includes a multiprocessor computing system. The multiprocessor computing system has a first processor, a second processor, and at least one memory coupled to the multiprocessor computing system. The at least one memory is arranged to store computer instructions executable by the first and second processors of the multiprocessor computing system. The computer instructions are arranged to direct the multiprocessor computing system to identify a gathering to view an event at a venue. The computer instructions are further arranged to direct the multiprocessor computing system to determine a total possible attendance at the gathering, determine a regional popularity of the event, determine a global popularity of the event, and predict an expected attendance at the venue by cooperatively attenuating the total possible attendance based on a combination of the regional popularity of the event and the global popularity of the event.

Abstract: Embodiments of a system and a method for design and implementation of an employee incentive scheme for one or more tasks are disclosed. The system includes a data input module and a unified incentive module. The data input module on a computer with a processor and a memory being configured to: receive a task for a plurality of employees from the user device; and identify whether or not a task is associated with a predetermined baseline. The task is identified as a routine task if associated with the predetermined baseline, else the task is identified as a special task. The unified incentive module on the computer is configured to compute a task incentive for at least one of the routine task and the special task associated with an employee among multiple employees.

Abstract: Systems, methods, and articles of manufacture are contemplated by which the recycling program of a community can be improved. A consumer data set corresponding to the purchasing habits of a community is collected, along with a data set corresponding to the characteristics of waste materials collected from the individuals within the community. The community and individual waste material data sets are analyzed, and points of reduced recycling efficiency are determined for both the community as a whole and for the individuals within the community. These points of reduced efficiency are used to generate incentivization for the individuals, such as aspirational goals, monetary compensation, or promotional offer. The individuals have access to an account for monitoring their recycling statistics and to receive the incentivizations.

Abstract: Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.

Abstract: Evaluating effectiveness of outdoor or indoor advertisements involves analysis of data on human user interaction with outdoor or indoor advertisements. This analysis is accomplished using a mobile application, which enables users to locate various items that the subjects in an advertising campaign, take pictures or videos and easily repost them in a personal account in social media in the form of the game or a quest. The described system generates the following results: comparative analysis of advertising objects used in an advertising campaign; effectiveness of given campaign as a whole compared to another campaign; effectiveness of a given advertising object in a specific campaign compared to the use of the same object in another campaign; comparative analysis of different items of creative content used in the same advertising campaign; and any and all other custom analytics as requested by the advertiser.

Abstract: Fatigue control techniques are described as part of dissemination of digital marketing content. In one example, a model is trained on marketing data using machine learning. The marketing data describes user interactions with digital marketing content. An indication is also received of a subsequent user that is to receive the digital marketing content. User interaction data is obtained that describes prior digital marketing content interactions of the subsequent user. The user interact data, for instance, may have features that are similar to features of the marketing data used to train the model. A score is generated using the model from the user interaction data. the score is indicative of likely receptiveness of the user to receipt of the digital marketing content. Dissemination is controlled of the digital marketing content to the user based at least in part on the score.

Abstract: An online system determines a predicted performance of presenting a content item based on factors including a context in which the content item is to be presented. The context in which the content item is to be presented identifies other content presented in conjunction with the content item, content presented prior to presenting the content item, or actions performed prior to, after, or during presentation of the content item. Based on prior actions by users presented with content items in different contexts, the online system determines a quality score for each context. Using the quality score for the context in which the content item is to be presented and other factors, the online system determines the predicted performance of presenting the content item. The online system may modify determination of the predicted performance as the online system receives information describing results of presenting the content item.

Abstract: A social graph is built which includes interactions, sharing activity, and connections between the users of the open Web and can be used to improve ad targeting and content personalization. Personally identifiable information is not collected. The sharing activity can include receiving first activity information for a sender of a message to a recipient by a collection resource at a Web site, the collection resource adding a link to the message, and receiving second activity information when the recipient accesses the link. The first or second activity information can include a cookie, which can be used to identify a node in a social graph as being representative of a particular person or user. When a match is not found, a fingerprinting approach can be performed using attributes, such as device identifiers: IP addresses; operating systems; browsers types; browser versions; or user navigational, geo-temporal, or behavioral patterns.

Abstract: In general, embodiments of the present invention provide systems, methods and computer readable media for data record compression using graph-based techniques.

Abstract: Methods and systems are disclosed for interacting with advertisements on a virtual keyboard. An advertisement appears in a position that is proximate to a virtual key of the virtual keyboard. A user can manipulate the advertisement based on performing one or more types of gestures or key presses on or near the virtual keys. One type of gesture triggers an interaction with the advertisement and another type of gesture or key press performs a standard keyboard function.

Abstract: A response to an advertisement driven stimulus is effected by locating a portable Mixed Reality (MR) device at a terrestrial position at a point in time; identifying a fixed point advertisement in proximity to the portable MR device based upon the device's terrestrial position; and providing a response specific to the fixed point advertisement. The point in time is determined by a signal from the portable MR device with respect to an advertisement, whereafter the MR device is located by receiving a navigational signal. Communication is automatically established with a central data server where the fixed point advertisement is identified by comparing the terrestrial position of the portable MR device with a plurality of tabulated positions of fixed point advertisements. A unique identifier associated with the portable MR device and position of the device are utilized by the data server to tailor a specific response to the advertisement based stimulus.

Abstract: A response to an advertisement driven stimulus is effected by locating a portable Mixed Reality (MR) device at a terrestrial position at a point in time; identifying a fixed point advertisement in proximity to the portable MR device based upon the device's terrestrial position; and providing a response specific to the fixed point advertisement. The point in time is determined by a signal from the portable MR device with respect to an advertisement, whereafter the MR device is located by receiving a navigational signal. Communication is automatically established with a central data server where the fixed point advertisement is identified by comparing the terrestrial position of the portable MR device with a plurality of tabulated positions of fixed point advertisements. A unique identifier associated with the portable MR device and position of the device are utilized by the data server to tailor a specific response to the advertisement based stimulus.

Abstract: The purpose of the present invention is to provide a server, navigation device, and distribution exclusion area setting method in an advertising information distribution system, which avoid unnecessary distribution of advertising information and improve precision of a distribution area of the advertising information. When distributing advertising information relating to a facility in the vicinity of the present location of the navigation device, at least a portion of the area of a travel area which has recently been traversed is excluded from an area for distribution of the advertising information; therefore, it becomes unnecessary to distribute the advertising information of the facility which is in a site to which it would be necessary to double back from the present location, and it is possible to improve the precision of the distribution area of the advertising information.

Abstract: A method for operating a health tracking system, a health tracking system, and non-transitory computer-readable medium for operating a health tracking system are disclosed. The method comprises receiving a data record comprising at least a descriptive string and nutritional data regarding a consumable item to which the data record corresponds; determining a taste associated to the consumable item based on an evaluation of at least one of: (i) the descriptive string, and (ii) the nutritional data; and associating the determined taste with the data record in a database.

Abstract: An embodiment of the present invention is described that includes an incentive application for providing incentives to a visitor of a site. The incentive application is both portable onto other sites and is customizable on each site to the information provided on the site.

Abstract: Exemplary embodiments of the present disclosure are directed towards a computer implemented methods and system for distribution of revenue generated in response to activities performed in a search network. The method includes identifying a revenue generated in response to a type of an activity involved in generating the revenue in a search network; and distributing the revenue generated among a plurality of stake holders of the search network based on a predetermined percentage driven criteria employed in the search network.

Abstract: An online system determines an advertiser value curve specific to a content item that may be presented to a viewing user of the online system, where points along the advertiser value curve represent values of potential impressions that may be obtained for the content item, which decreases as the number of potential impressions increases. The online system also determines a user cost curve specific to the viewing user, where points along the user cost curve represent costs of previous impressions of one or more content items obtained for the viewing user, which increases as the number of impressions of the content items increases. An efficient bid amount for each impression opportunity for the viewing user to view the content item is determined based on a number of total impressions and a bid amount that are associated with an intersection of the curves.

Abstract: An online system optimizes selection content items for a user based on total value of presenting a selected content item, rather than discrete actions with the content item. To account for the total value of presenting a content item, the online system receives information from a third party system associated with the content item identifying actions by users captured by the third party system and values associated with the identified actions. The online system matches the identified actions with presentations of the content item to various users by identifying users of the online system corresponding to information identifying users received from the third party system and retrieves information describing presentation of content items to the information identifying presentation of content items. Based on historical actions and presentations of a content item, the online system obtains a model determining value of presenting a content item for use in selecting content.

Abstract: Systems, methods, and computer-readable media are disclosed for vehicle servicing and vehicle value adjustments. Example methods may include receiving vehicle registration information comprising a vehicle identification number for a vehicle, determining a first value for the vehicle, and determining vehicle usage data for the vehicle, the vehicle usage data comprising vehicle driving data and vehicle component status. Methods may include determining a first value adjustment for the vehicle based at least in part on the vehicle usage data, determining maintenance information associated with the vehicle, the maintenance comprising vehicle service record data, determining a second value adjustment for the vehicle based at least in part on the maintenance information, and generating a second value for the vehicle based at least in part on the first value, the first value adjustment, and the second value adjustment.

Abstract: Reliable assessment data is important for individual and enterprises to make value judgements relating to the purchase, sale, use and disposal of assets. However, in the majority of instances one party is beholden to the other party for assessment information and this may be the truth, part of the truth or not the truth. Further, individual's assessments of a condition or severity of damage will vary even without considering their monetary benefits from adjusting these from their true values. it would therefore be beneficial to provide a system that provides users with an assessment report established through a standardized sequence of graphical user interfaces by another user so that a degree of standardization is introduced to the assessment reports the users access. Further, users can employ a summary assessment report/score within an advertisement for example that when selected triggers access to full assessment report.

Abstract: Embodiments of the disclosure provide a method of providing a prompt to a user for reviewing an app. The method includes monitoring, by a mobile device, environmental factors; monitoring, b a mobile device and a server, a user's activity; determining, by the mobile device, a utility of the user using the environmental factors; determining, by the mobile device and the server, an engagement score using the user's activity; when the utility of the user is determined to be high, providing the prompt to the user; and when the utility of the user is determined to be low, determining whether the engagement score is above a score threshold, and providing the prompt to the user when the engagement score is above the score threshold.

Abstract: The present invention relates to a fully-automated method, in a data mining and data processing system, for defining and qualitatively planning, measuring, and making efficient Business Strategies and Marketing Strategies. The method comprising dynamically obtaining—by a data mining subsystem—information related to Business Strategy/Marketing Strategy; analyzing—by a data processing subsystem—said information, in real-time and offline, to identify patterns; selecting—by said data processing subsystem—relevant patterns from said identified patterns to define a Business Strategy/Marketing Strategy for a customer; and defining—by said data processing subsystem—a Business Strategy/Marketing Strategy based on said selected patterns and addressed to a specific brand—product or service—of a specific customer, which playing in a specific sector, of a specific country, at a specific time.

Abstract: Embodiments of the invention relate to a computer-implemented method and system for generating personalized recommendations for a target user based at least on stored data about the target user. The method comprises obtaining, at the server computer, data from a plurality of data sources, including entity data associated with a plurality of entities, stored in an entity database, or personal data associated with a plurality of users, stored in a user database. The personalized recommendations system then merges the entity data or personal data and maps the entity or personal data to a corresponding entity or target user, respectively. The entity or personal data is differentiated, a relevance is determined, a weight is assigned to the data and corresponding source to canonicalize the data, the respective databases are updated with the corresponding data, and then a set of personalized recommendations to the target user is generated using the updated databases.

Abstract: Embodiments of the invention are directed to systems and methods for identifying tax amounts in transactions for association with transaction records. A user may conduct a transaction and receive a receipt for the transaction. The user may use an application running on a portable communication device to view transaction information for their account and select a transaction associated with the receipt. The mobile communication device may identify a total transaction amount and a tax amount for the transaction based on an image of the receipt. The mobile communication device may transmit these amounts to an issuer computer that may associate the tax amount with a record of the transaction. As such, the issuer computer can maintain the tax amounts for the transactions of the user.

Abstract: Various embodiments of a payment service are disclosed. In some embodiments, a merchant can enable customer use of the payment service by adding widget code to a web page, such as a catalog or shopping cart page, of the merchant's site. Thereafter, a user can invoke the payment service and complete a purchase transaction directly from the merchant site, without navigating or being redirected to a separate payment service site. In some embodiments, the user can complete the transaction without having or creating an account with the payment service.

Abstract: A vehicle sales matching system may include a vehicle sales lead data database, a vehicle sales information database, and a sales matching system embodied on a non-transitory computer readable medium and communicatively connected to the vehicle sales lead data database and the vehicle sales information database. The vehicle sales lead data may include validated customer data and third party customer data. The vehicle sales information may include sales data from vehicle dealers, data extract services, and sales data sources. The sales matching system may be configured for applying one or more matching rules for matching a vehicle sales lead from the vehicle sales lead database to a vehicle sale from the vehicle sales information database.

Abstract: A crowd-sourced cloud environment allows for, and benefits from, modes of interaction between among the service providers (including the “resource providers” and the “cloud provider”) and consumers (also referred to herein as “tenants”) that are not practiced in a DC-centric cloud environment—specifically, the use of Internet-based social networking technology and Internet-based online marketplace technology to facilitate resource pooling and interaction between crowd-sourced cloud resource providers, the cloud provider, and crowd-sourced cloud consumers.

Abstract: The present invention relates generally to the field of E-commerce, and more particularly to distributing commercial data associated with a plurality of commercial entities over a wireless communication channel to a remote vendee computer. A commercial data viewer application is provided to a vendee for installation on the remote vendee computer. Commercial data is received at a transmission server that comprises a microprocessor and a memory that stores the vendee's preference for an information format, a commerce object, a vendor, a transaction type. The microprocessor filters the received commercial data; generates a commercial notification comprising a name, a price, a transaction type, and a URL, which specifies the location of the server; formats the commercial notification; and transmits the formatted commercial notification the remote vendee computer.

Abstract: A data integration system for use by a plurality of customers and a plurality of merchants comprising a control system, at least one customer interface, and at least one merchant interface. The control system displays at least one vender list to customers initiating gift processes. The control system generates gift data based on gift processes initiated by customers and merchants. The control system displays to gift recipients the at least one media clip associated with gift. The control system allows the recipient to change the merchant ID in the gift data. The control system displays to the giver at least one the media clip associated with media data of a transaction.

Abstract: A system for exchanging event tickets, including a database, a computing device, one or more mobile devices, including a seller's mobile device and a buyer's mobile device, a network connecting the computing device and the one or more users' mobile devices, a plurality of modules including authentication module, a geolocation information module for tracking geolocations of the one or more users' mobile devices, a tickets information module, a notifications module, a negotiations platform module, and a confirmation platform module for facilitating an exchange of tickets, wherein the geolocation information module tracks the geolocations of the one or more users' mobile devices and verifies that the geolocations of the seller's mobile device and the buyer's mobile device are within a same venue as a prerequisite to the confirmation platform module facilitating an exchange of tickets.

Abstract: Methods for enabling a multiple storage marketplace through selecting a permutation of inherited storage created in a tiered hierarchy mechanism through a topology of multiple hybrid cloud storage systems. Through those methods of permutation, a seamless mechanism of local storage, on-premises cloud and hybrid cloud storage management, a scalable configuration is achieved that enable a top-down flow of storage space accumulation throughout the topology. Any node in a particular topology space is capable of selecting a unique permutation that would hold for a particular session of storage space flow. Through those methods, a marketplace of storage space is created, thereby proliferating the topology of multiple hybrid cloud storage systems with ad-hoc permutation based selection of inherited storage spaces. The marketplace is independent of the storage system topology, number of nodes in the topology as well as the number of elements chosen in the permutation.

Abstract: A system for facilitating a purchasing decision is provided. The system includes a decision-making computing device configured to obtain purchase criteria, to apply the purchase criteria to a list of available purchases to determine a list of candidate purchases, and to determine a final purchase decision from the list of candidate purchases. The decision-making computing device determines the final purchase decision, at least in part, based on user input provided by a user of a user computing device. The user input is provided through an interactive decider configured to gamify the purchasing decision process, at least in part, by executing one or more interactive modules which may be in the form of a game, an animation, a simulation, and the like. If a user confirms a final purchase decision, the decision-making computing device may then initiate a purchasing process.