Credit Or Identification Card Systems Patents (Class 235/380)
  • Patent number: 11330438
    Abstract: In accordance with some embodiments, an apparatus for privacy protection includes a housing arranged to hold a personal communication device. The apparatus further includes a remote communication device and a local communication device at least partially supported by the housing, where the remote communication device is operable to provide a remote communication channel between the apparatus and a remote device and the local communication device is operable to provide a local communication channel to the personal communication device. The apparatus additionally includes a security management controller operable to: (a) extract data from communication messages received via the remote communication channel; (b) scan the extracted data in order to identify a first type of extracted data; and (c) send the first type of extracted data to the personal communication device through the local communication channel.
    Type: Grant
    Filed: May 10, 2019
    Date of Patent: May 10, 2022
    Assignee: PPIP, LLC
    Inventors: Michael Fong, Neric Hsin-Wu Fong
  • Patent number: 11328134
    Abstract: Aspects of the technology provide a multi-purpose card reader configured for use with a mobile electronic device (e.g., a mobile host), such as a smart phone or tablet computer. In certain aspects, the card reader is integrated into a case for enclosing the mobile electronic device and configured for reading financial information from a payment card to facilitate a financial transaction between a buyer and a merchant. To facilitate operability of the card reader, the case can include multiple card slots, such as a swipe-slot (e.g., for receiving a magnetic stripe payment card), and a dip-slot (e.g., for use in receiving an IC type payment card).
    Type: Grant
    Filed: February 3, 2020
    Date of Patent: May 10, 2022
    Assignee: Block, Inc.
    Inventor: Troy Edwards
  • Patent number: 11328195
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Grant
    Filed: May 5, 2020
    Date of Patent: May 10, 2022
    Assignee: Capital One Services, LLC
    Inventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
  • Patent number: 11323431
    Abstract: A technique for providing access to protected resources uses personal authentication tags (PATs) and enforces a requirement that a workstation sending an authentication request be trusted by a server that receives the request. Accordingly, the server allows an authentication request to proceed only when the request is received from a workstation having a trust relationship with the server. Otherwise, the server denies the authentication request. By restricting PAT-type authentication requests to trusted workstations, risks posed by malicious users are greatly reduced.
    Type: Grant
    Filed: January 31, 2019
    Date of Patent: May 3, 2022
    Assignee: Citrix Systems, Inc.
    Inventors: Roger Alexander Cao, Srinivasa Maddipati, Manoj Andol, Rucha Deshmukh
  • Patent number: 11316854
    Abstract: Reverse authentication can be performed in a VDI environment to enable an authentication device to gain access to a client without requiring that the authentication device's drivers be installed on the client. When an authentication device is connected to the client while the client is locked or not logged in, the authentication device can be redirected to a virtual appliance on which the authentication device's drivers are installed. The authentication device can then be used to authenticate the user via the virtual appliance. When authentication is successful, the virtual appliance can send the resulting authentication information back to the client to enable the user to be logged in to the client. Additionally, the virtual appliance can return the authentication device to the client. The client can then employ the authentication information to establish a remote session on a server and redirect the authentication device to the remote server.
    Type: Grant
    Filed: February 4, 2019
    Date of Patent: April 26, 2022
    Assignee: Dell Products L.P.
    Inventors: Gokul Thiruchengode Vajravel, Ramanujam Kaniyar Venkatesh
  • Patent number: 11315104
    Abstract: Described herein are various technologies pertaining to integrating account identifier (e.g., card provider(s)) into a digitization system, for example, without requiring changes to a client application on a user device (e.g., smart phone). An extensible account identifier abstraction system is provided that stores data according to a unified data model and is accessible to the user device via unified interface(s). The extensible abstraction system includes one or more plugin modules/provider relay plugin(s) that convert call(s) to the unified interface(s) and data stored according to the unified data model into provider-specific call(s) with data formatted according to a provider-specific schema.
    Type: Grant
    Filed: August 7, 2019
    Date of Patent: April 26, 2022
    Assignee: Microsoft Technology Licensing, LLC
    Inventors: Yuanji Wang, Ashok Srinivasan, Xuqing Zhang
  • Patent number: 11314954
    Abstract: An RFID tag includes an RFID device, an output device and a controller. The RFID device includes a storage from and into which information is readable and writable from a reading/writing apparatus through wireless communication. The output device outputs information. The controller reads information for output from the storage and controls the output device. The storage includes a first region into which the information for output is written and a second region separate from the first region. The controller updates data of the second region in response to updating output of the output device.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: April 26, 2022
    Assignee: KYOCERA CORPORATION
    Inventors: Katsuhiko Fukumoto, Yuichi Tanaka
  • Patent number: 11315108
    Abstract: A payment service generates multiple user profiles, each profile associated with a different user. Each user profile may be linked to multiple transaction cards and multiple numerical balances. Multiple transaction cards can be linked to a same numerical balance—even if the cards are from different user profiles. Restrictions, such as transaction type blacklists and whitelists or parent/guardian permission relationships, can be placed on particular numerical balances, or on access to particular numerical balances by particular cards. Numerical balances and transactions using particular cards may be tracked using user profiles with access to those cards and numerical balances.
    Type: Grant
    Filed: November 30, 2018
    Date of Patent: April 26, 2022
    Assignee: Block, Inc.
    Inventors: Ayokunle Omojola, Ashutosh Sham Dhodapkar
  • Patent number: 11308473
    Abstract: A device and a method for determining a transactional device used for a transaction. More particularly, the device includes a data processor, a memory, an optical sensor, and a set of transactional interfaces. The method includes: obtaining at least one recording coming from the optical sensor), the recording being obtained when a user holds the transactional device in hand; determining at least one confidence score, the at least one confidence score being associated with at least one corresponding input of a structure of data for activating transactional interfaces present within the electronic device; and activating at least one transactional interface associated with the at least one input as a function of the at least one confidence score.
    Type: Grant
    Filed: April 11, 2019
    Date of Patent: April 19, 2022
    Assignee: BANKS AND ACQUIRERS INTERNATIONAL HOLDING
    Inventor: Thierry Marsaud
  • Patent number: 11310360
    Abstract: A method for detecting of fraudulent calls is provided. The method includes initiating, by an origin node, a call to a target node, and generating, by the origin node, a first call data record (CDR) for the call, wherein the CDR includes at least one call parameter of the call recorded by the origin node upon termination of the call. The method also includes generating, by the origin node, a first secure CDR that contains the first CDR, sending, by the origin node, the first secure CDR to the target node, and generating, by the origin node, a fraud notification based on a second secure CDR received from a first node and the first secure CDR.
    Type: Grant
    Filed: December 18, 2020
    Date of Patent: April 19, 2022
    Assignee: Clear Labs Israel Ltd.
    Inventors: Gal Hochberg, Doron Shamia-Sadeh
  • Patent number: 11310667
    Abstract: A method for establishing a communication connection between a network node and a communication partner in a data network is provided The network node receives at least one message from the communication partner via a wireless interface and verification data are attached to the message. The verification data include a transmitter measured data image, representative of measured data acquired by the communication partner in a preceding recording period. The network node verifies the communication partner by a comparison, based on a correlation known to the network node) and/or communicated by the communication partner to the network node of the transmitter measured data image contained in the received verification data with a receiver measured data image, which has been created separately from the transmitter measured data image and which is stored in a data memory of the network node.
    Type: Grant
    Filed: December 29, 2017
    Date of Patent: April 19, 2022
    Assignee: AVL List GmbH
    Inventor: Peter Priller
  • Patent number: 11308482
    Abstract: An exemplary system, method, and computer-accessible medium can include, for example, storing on a first device an applet configured to generate a digital tag; receiving a request at the first device for information; configuring the digital tag to be associated with at least one of (i) an application or (ii) an input on a second device, such that receipt of the digital tag by a second device causes the application to launch on the second device; and emitting from the first device a digital tag.
    Type: Grant
    Filed: July 9, 2020
    Date of Patent: April 19, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Wayne Lutz, Jeffrey Rule
  • Patent number: 11308475
    Abstract: Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
    Type: Grant
    Filed: April 8, 2020
    Date of Patent: April 19, 2022
    Assignee: Worldpay, LLC
    Inventor: Brant Peterson
  • Patent number: 11310126
    Abstract: Operational data in a distributed processing system is managed by monitoring a workload of the system to establish a current assessment of operational data movement between data sources and data targets, receiving historical information on previous data movement including previous instances of movement resulting in a compromise of one or more quality-of-service criteria, determining from the current assessment and historical information that upcoming operational data actions will not meet a particular quality-of-service criterion, and responsively applying a data management optimization infrastructure (data backplane services) adapted to advance the particular quality-of-service criterion according to definitions for the data sources and data targets. The operational outcome is predicted using a cognitive system trained with historical information including historical operational factors correlated with historical operational outcomes relative to the quality-of-service criteria.
    Type: Grant
    Filed: August 5, 2019
    Date of Patent: April 19, 2022
    Assignee: International Business Machines Corporation
    Inventors: Jessica G. Snyder, Thomas T. Hanis, Paul J. Seifert
  • Patent number: 11308495
    Abstract: The present disclosure provides a financial card with function of fingerprint verification and a working method therefor, which belongs to information technology field The financial card with function of fingerprint verification includes: a waiting and receiving module (401), a determining module (402), a storing module (403), a first sending module (404), a second sending module (405), a third sending module (406), an application cryptogram module (407) and a fourth sending module (408). The financial card provided by the present disclosure further includes a cardholder verifying module and/or a boot-up verifying module The solution provided by the present disclosure improves security of the identity verification in an e-transaction and makes the e-transaction to be more convenient by using the fingerprint to execute identity verification.
    Type: Grant
    Filed: February 27, 2020
    Date of Patent: April 19, 2022
    Assignee: FEITIAN TECHNOLOGIES CO., LTD.
    Inventors: Zhou Lu, Huazhang Yu
  • Patent number: 11308477
    Abstract: The invention provides a method for verifying the identity of an internet user, or for detecting the misuse of an identity, during an on-line transaction. The method involves comparing the geographic location of the transaction to the geographic location of the user's cell phone or other mobile device, and taking a geographically close location relationship between the two as a positive indication of identity. A reasonable travel time between the two locations can be taken into account so as to reduce the incidence of false negatives, and to improve the reliability of positive identifications.
    Type: Grant
    Filed: December 22, 2019
    Date of Patent: April 19, 2022
    Assignee: Spriv LLC
    Inventors: Guy Hefetz, Jaqcob Heffez, Christopher Donald Wood
  • Patent number: 11301833
    Abstract: Certain aspects of a method and system for communicating location of a mobile device for hands-free payment may include a peer-to-peer ad-hoc network that comprises a plurality of mobile devices, a plurality of access points, and a plurality of point of sale (POS) devices. A first mobile device may determine its location coordinates and communicate them to a selected POS device via the peer to peer ad-hoc network. At least one of the plurality of mobile devices and/or the plurality of access points may be within a defined proximity of the selected POS device. In some instances, the first POS device may receive via one or more intermediate mobile devices in the peer-to-peer ad-hoc network, location coordinates and payment transaction information of a selected mobile device. At least one of the intermediate mobile devices may be within a defined proximity of the first POS device.
    Type: Grant
    Filed: November 4, 2019
    Date of Patent: April 12, 2022
    Assignee: STRIPE, INC.
    Inventor: Mehran Moshfeghi
  • Patent number: 11301837
    Abstract: A payment device including a medium is disclosed. A first programmable chip and a first magnetic stripe are disposed on the medium. The first programmable chip and the first magnetic stripe are associated with a first payment account. A second programmable chip and a second magnetic stripe are disposed on the medium. The second programmable chip and the second magnetic stripe are associated with a second payment account. The first and second programmable chips are programmed separately for each of the first and second payment accounts.
    Type: Grant
    Filed: September 12, 2016
    Date of Patent: April 12, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventor: Danish Kamaal
  • Patent number: 11301447
    Abstract: Database schemas, systems, and methods are described herein which enhance database operations when responding to streaming (subscribed) queries regarding records stored in the database. A database schema may include a data table storing a plurality of records each having a plurality of data fields. The schema may also include a query table, and a query index table or tree, or other data structure. The data table stores the current state of each record as defined by its associated data fields. The query table stores all queries mapped to the one or more clients that have subscribed to each query. The query index table, tree, or other data structure indexes the subscribed queries based on a data field common to or associated with the indexed queries.
    Type: Grant
    Filed: October 1, 2019
    Date of Patent: April 12, 2022
    Assignee: Improbable Worlds Ltd
    Inventor: Matthew John Reveley Lewis
  • Patent number: 11295189
    Abstract: Method for manufacturing a smartcard comprising a fingerprint sensor, the method comprising: arranging a fingerprint sensor module in an opening of a carrier layer of a smartcard body; forming a cavity in the smartcard in an area corresponding to a sensing area of the fingerprint sensor module; forming a plurality of surface structures in the cavity of the smartcard; depositing a liquid hydrophobic material in the cavity to at least partially cover the surface structures and a smartcard manufactured according to the described method.
    Type: Grant
    Filed: May 27, 2019
    Date of Patent: April 5, 2022
    Assignee: FINGERPRINT CARDS ANACATUM IP AB
    Inventors: Karl Lundahl, Olivier Lignier
  • Patent number: 11295394
    Abstract: The present invention is associated with a computerized system that takes a subsequence of a credit card number, in particular the suffix (or last n digits), and transaction data associated with the cardholder. For each subsequence of the credit card number, a set of data may be used in order to uniquely identify the cardholder. The identification of the cardholder may be performed in a particular search space that is composed of all possible credit card numbers and includes the transaction data associated with the cardholder. In an exemplary embodiment, the computerized system is used to promote engagements between individual cardholders and merchants by effectuating marketing actions in combination with commercial transactions when products or subscriptions are purchased.
    Type: Grant
    Filed: December 7, 2011
    Date of Patent: April 5, 2022
    Assignee: Groupon, Inc.
    Inventors: Francisco Larrain, Evan Macmillan, Gaston L'Huillier, Ricardo Zilleruelo
  • Patent number: 11288571
    Abstract: Disclosed herein are systems and methods that identify and improve upon false positive scores. Some embodiments may include artificial neural network learning methods that utilize data input from users as well as enterprise machines. Information, such as transaction timing, prior transaction data, and demographics, may be taken as inputs to the neural network processing. The processing may be done on one or more neural network computers or nodes.
    Type: Grant
    Filed: November 11, 2019
    Date of Patent: March 29, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Ashutosh Gupta
  • Patent number: 11288929
    Abstract: Various embodiments include determining a value of a statistic describing cards that have been dealt from a deck, and modifying the rules of a game based on the statistic.
    Type: Grant
    Filed: November 15, 2018
    Date of Patent: March 29, 2022
    Assignee: CFPH, LLC
    Inventors: Lee Amaitis, Kevin Burman, Manu Gambhir
  • Patent number: 11281872
    Abstract: A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.
    Type: Grant
    Filed: August 17, 2020
    Date of Patent: March 22, 2022
    Assignee: Capital One Services, LLC
    Inventors: David Kelly Wurmfeld, Adam Koeppel, Tyler Locke
  • Patent number: 11281794
    Abstract: Methods, systems, apparatuses, and computer program products are provided for controlling access to a database. A data processing application may receive, from a user, a request that includes a procedural language code block to access data elements stored in a distributed database. A procedural language code block analyzer may obtain an access control policy that indicates permissions to access the data elements. A control system may determine, based on the access control policy, that access to a restricted portion of the data elements is denied. A reconstruction system may generate a reconstructed code block that allows the user to access data elements that are not restricted, such as by modifying the request to remove the portion that seeks access to the restricted data elements. The reconstruction system may then provide the modified request to the distributed database to receive the data elements to which the user is permitted to access.
    Type: Grant
    Filed: November 8, 2019
    Date of Patent: March 22, 2022
    Assignee: MICROSOFT TECHNOLOGY LICENSING, LLC
    Inventors: Rakesh Khanduja, Pankaj Sharma
  • Patent number: 11273001
    Abstract: A surgical system for use in a surgical procedure is disclosed. The surgical system includes a modular device, at least one data source, and a surgical hub configured to communicably couple to the at least one data source and the modular device. The surgical hub comprises a control circuit configured to receive data from the at least one data source. The data is determinative of a progress status the surgical procedure. The control circuit is further configured to adjust a response to a sensed parameter based on the progress status.
    Type: Grant
    Filed: November 6, 2018
    Date of Patent: March 15, 2022
    Assignee: Cilag GmbH International
    Inventors: Frederick E. Shelton, IV, Jeffrey D. Messerly, Jason L. Harris
  • Patent number: 11276069
    Abstract: A payment processing method comprises: receiving, by a transaction platform, a payment request, wherein the payment request indicates that a protocol payment is performed for a current payment using a third-party payment account; initiating, by the transaction platform, if the third-party payment account is determined as having a risk, a security verification request to a third-party payment service party, to trigger the third-party payment service party to execute a security verification for the current payment to generate a security verification result; obtaining, by the transaction platform, the security verification result from the third-party payment service party; and executing, by the transaction platform, a current payment process for the current payment according to the security verification result. The risk is reduced in the payment process by an identity verification of a third-party payment service to ensure payment security and improve payment experience.
    Type: Grant
    Filed: May 3, 2021
    Date of Patent: March 15, 2022
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventor: Yuxing Sun
  • Patent number: 11271747
    Abstract: Systems and methods performed for generating authentication information for an image using optical computing are provided. When a user takes a photo of an object, an optical authentication system receives light reflected and/or emitted from the object. The system also receives a random key from an authentication server. The system converts the received light to plenoptic data and uploads it to the authentication server. In addition, the system generates an optical hash of the received light using the random key, converts the generated optical hash to a digital optical hash, and uploads the digital optical hash to the authentication server. When the authentication server receives the upload, it verifies whether the time of the upload is within a certain threshold time from the sending of the random key and whether the digital optical hash was generated from the same light as the plenoptic data.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: March 8, 2022
    Assignee: Lawrence Livermore National Security, LLC
    Inventors: Maxwell R. Murialdo, Brian Giera, Brian M. Howell, Robert M. Panas
  • Patent number: 11270395
    Abstract: A system for building a data table of travel-related data and using the data table to reduce false declines when processing payment transactions is provided. The system includes a travel identifier (TI) computing device configured to receive transaction data that includes travel-related data and cardholder identifiers, the transaction data associated with transactions initiated by a cardholder, identify the travel-related data for the cardholder, and build a data table for storing one or more records within an itinerary data source using the travel-related data. The TI computing device is also configured to receive current transaction data for a current transaction initiated by the cardholder including a current transaction location and a current transaction date. The TI computing device is further configured to authenticate the current transaction data by electronically matching the current transaction location and the current transaction data to the data table stored in the itinerary data source.
    Type: Grant
    Filed: December 15, 2016
    Date of Patent: March 8, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: David J. Senci, Jason A. Thomas
  • Patent number: 11269507
    Abstract: A method for displaying an information graphic via an electronic user interface to integrate information from accounts held at a financial institution. In one embodiment, the method includes displaying a first graphic element to display first information associated with at least one first account and displaying a second graphic element to display second information associated with at least one second account. A dimension of the first graphic element is representative of the first information and a dimension of the second graphic element is representative of the second information. Displaying the second graphical element includes displaying a first portion of the second graphic element that is selectable to alternately virtually hide and display a second portion of the second graphic element.
    Type: Grant
    Filed: January 15, 2021
    Date of Patent: March 8, 2022
    Assignee: THE PNC FINANCIAL SERVICES GROUP, INC.
    Inventors: Bryan L. Mackrell, Michael Scott Ley, Christine Johns, David Wisely Vondle, Chui-Ling Michelle Moy, Jennifer Marie Levin, Marieke Smets
  • Patent number: 11270372
    Abstract: A method including receiving a plurality of orders comprising one or more items, wherein the server computing device is configured to communicate with a plurality of user devices of a plurality of users associated with a plurality of retail stores. The method also can include batching the plurality of orders into different commodities, and generating a plurality of rebatched orders according to an optimization algorithm. The method additionally can include sorting the one or more items within the plurality of rebatched orders by sequence numbers based on at least a respective volume of each respective one of a number of containers. The method further can include transmitting the one or more items within the plurality of rebatched orders to the plurality of user devices for filling the each respective one of the number of containers with the one or more items within the plurality of rebatched orders. Other embodiments are disclosed herein.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: March 8, 2022
    Assignee: WALMART APOLLO, LLC
    Inventors: Ashwin Kumar, Ameya Ajay Shendre, Pratosh Deepak Rajkhowa
  • Patent number: 11263691
    Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.
    Type: Grant
    Filed: September 8, 2020
    Date of Patent: March 1, 2022
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Patent number: 11263243
    Abstract: Digital records are clustered and assigned unique individual identity across a plurality of data sources. Each record contains one or more tagged common properties, which belongs to an underlying identifiable entity. A special parameterized metric distance is calculated for all pairs of records. With adjustment of the metric parameters, the records are clustered based on a predetermined distance threshold. Based on the clustered records, the underlying identity associated with the records can be resolved.
    Type: Grant
    Filed: September 20, 2020
    Date of Patent: March 1, 2022
    Assignee: QUANTAVALUE L.L.C.
    Inventor: Jun Li
  • Patent number: 11265993
    Abstract: The disclosure provides a method, a device and a system for controlling partition lighting of a conference room based on a wireless networking technology. The lighting equipment is divided into at least one group according to the area, and each group of lighting equipment has an independent lighting equipment group number. The method includes: presetting at least one working mode and a corresponding lighting equipment group number, generating and storing at the control panel a worksheet, querying the worksheet, and obtaining a lighting equipment group number, broadcasting a wireless control command carrying the lighting equipment group number, and performing a corresponding operation according to the wireless control command.
    Type: Grant
    Filed: April 21, 2020
    Date of Patent: March 1, 2022
    Assignees: Opple Lighting Co., Ltd., Suzhou Opple Lighting Co., Ltd.
    Inventor: Jianming Xia
  • Patent number: 11257122
    Abstract: Techniques are disclosed utilizing cognitive computing to improve commercial communications from vendors to users. A user's financial account(s) and location may be monitored to determine when a user is within a threshold distance of a vendor. If the user is within the threshold distance the methods and systems disclosed may determine which targeted commercial communications to transmit to the user based upon a shopping profile for the user. The shopping profile may include a dataset indicative of the shopping habits of the user.
    Type: Grant
    Filed: June 24, 2020
    Date of Patent: February 22, 2022
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Elizabeth A. Flowers, Puneit Dua, Alan Zwilling, Adam Mattingly, Melissa Attig, Reena Batra
  • Patent number: 11257312
    Abstract: A gate system control device is a gate system control device configured to control a gate system having an exit gate, and includes a first sensor, a second sensor, and a controller. The first sensor senses that a passport of a person who is in the gate system is placed on a placement region. The second sensor senses that the person is moving. The controller controls the gate system. When the first sensor senses that the passport is placed on the placement region and the second sensor senses that the person is moving to the exit gate, the controller causes the gate system to execute processing for notifying the person.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: February 22, 2022
    Assignee: PANASONIC INTELLECTUAL PROPERTY MANAGEMENT CO., LTD.
    Inventors: Masanobu Inoe, Yuki Kobayashi, Kentaro Matsumoto
  • Patent number: 11250286
    Abstract: A device includes a processor, a machine-readable memory, and an optical capture device coupled to the processor. The machine-readable memory, which is accessible to the processor, stores processor-executable instructions and data. The processor is configured to perform certain operations responsive to execution of the processor-executable instructions. The certain operations include capturing image data of a first region of a physical object using the optical capture device. The captured image data includes an anchor region. The certain operations also include determining whether the captured image data at least meets a predetermined level of image quality, and in a case that it does, locating an authentication region in the captured image data based on the anchor region. The certain operations also include authenticating the object based on the captured image data in the authentication region, generating a result of the authenticating, and outputting the result to a user interface of the mobile device.
    Type: Grant
    Filed: May 4, 2020
    Date of Patent: February 15, 2022
    Assignee: ALITHEON, INC.
    Inventor: David Justin Ross
  • Patent number: 11252285
    Abstract: A menu of processing options of a publicly shared machine is presented on a user interface of a remote computerized device using an application (app). The publicly shared machine can include a printing component, a scanning component, a non-contact user identification component, etc. The app creates a job from options selected from the menu. The job is transmitted from the app to the publicly shared machine. The publicly shared machine notifies the app of availability to perform the job. In turn, the app provides a notice on the user interface of the remote computerized device that the publicly shared machine is available to perform the job. These methods further identify the user present at the publicly shared machine using the non-contact user identification component, allowing the publicly shared machine to perform the job based on the non-contact user identification, without requiring additional user interaction with the publicly shared machine.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: February 15, 2022
    Assignee: Xerox Corporation
    Inventors: Noah J. D. Ullmann, Jeremy H. L. Griffith, John F. Whiting, Rajana M. Panchani, Peter Granby, Michael D. McGrath
  • Patent number: 11250421
    Abstract: An electronic device may attempt to provision an unprovisioned credential, such as a payment instrument, by providing a message with information specifying the unprovisioned credential to a first computer. This first computer may be associated with a first region in which: a first provisioned credential of a user is supported, the user has registered, and the user can conduct transactions based on the first provisioned credential. However, the unprovisioned credential may be supported in or otherwise associated with a second region. Consequently, the electronic device may receive, from the first computer, redirect information that specifies a second computer associated with the second region. In response, the electronic device can provide the message to the second computer. Further, the electronic device can communicate provisioning information for the unprovisioned credential with the second computer, so the credential can be provisioned.
    Type: Grant
    Filed: February 5, 2016
    Date of Patent: February 15, 2022
    Assignee: Apple Inc.
    Inventors: Christopher B. Sharp, Yousuf H. Vaid, Vineet Chadha, Matthew C. Byington, Bhaskar Korlipara
  • Patent number: 11250517
    Abstract: A machine-learning system which utilizes neural networks and other machine learning concepts to automatically categorize a stream of data. Known financial data can be analyzed and trained as part of a machine learning system. Then, a new set of a financial data for a particular user can be analyzed and automatic determinations can be made whether the user is a small business or consumer, and what industry the user is in.
    Type: Grant
    Filed: July 20, 2018
    Date of Patent: February 15, 2022
    Assignee: American Express Kabbage Inc.
    Inventors: Robert Frohwein, Benjamin Cowen
  • Patent number: 11251611
    Abstract: A power management circuitry for a peripheral electronic device includes a power regeneration circuitry, a power selector, a power switch and an audio signal detection circuitry. The power regeneration circuitry receives a continuous periodic sound wave from an audio device and converts the continuous periodic sound wave into an amplified DC electrical signal. The power source selector receives the amplified DC electrical signal and input from a primary power source and provides a power signal output. The audio signal detection circuitry receives the amplified DC electrical signal and transmits a wake-up signal to the power switch circuitry. The power switch circuitry is turned on by the wake-up signal and connects the power source selector to the peripheral electronic device main circuitry and transfers the power signal output to the peripheral electronic device main circuitry.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: February 15, 2022
    Assignee: BBPOS LIMITED
    Inventors: Wing Cheong Chan, Hwai Sian Tsai, Chi Wah Lo
  • Patent number: 11250657
    Abstract: Provided is a power plant operation history device. The power plant operation history device includes: a communication unit configured to detect RFID of a wearable device and communicate with a signal conversion device; and a control unit configured to determine a power plant control authority of a user based on user identification information obtained through the communication unit, transmit an operation permission signal allowing operation of an input device of a power plant control facility control device to the signal conversion device when it is determined that the user's power plant control authority exists, and normally process a user input from the input device through the signal conversion device.
    Type: Grant
    Filed: November 10, 2020
    Date of Patent: February 15, 2022
    Assignee: KEPCO ENGINEERING & CONSTRUCTION COMPANY, INC.
    Inventor: Chang Sun Yoon
  • Patent number: 11250455
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for converting accumulated digitally stored auxiliary resources, via real-time transformation, into unrestricted resources for utilization in a technology activity. In this way, the invention identifies historic technology activities that qualify for auxiliary resources generation and stores those auxiliary resources relative to entities accepting the auxiliary resources. At the time of a technology activity, the invention identifies the entity associated with the activity and, in real-time converts and transmits available auxiliary resources to a user for use as unrestricted resources for the activity.
    Type: Grant
    Filed: January 2, 2019
    Date of Patent: February 15, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Joseph Benjamin Castinado
  • Patent number: 11250441
    Abstract: A method for optimizing transaction authorization conversion rates includes retrieving payment transaction parameters and authorization results for a plurality of past payment transactions, generating authorization success factors for each of a plurality of payment transaction parameters based on the retrieved payment transaction parameters and authorization results, receiving, at an acquirer processor, a payment transaction from a merchant, modifying one or more parameters of the payment transaction according to the generated authorization success factors, and submitting the modified payment transaction to a financial institution for processing.
    Type: Grant
    Filed: February 21, 2020
    Date of Patent: February 15, 2022
    Assignee: Worldpay, LLC
    Inventors: William H. Cohn, Sayid Shabeer, Ned Canning
  • Patent number: 11244338
    Abstract: A processor may detect a user interaction with a user interface provided through a network by a server. The processor may analyze the user interaction to identify at least one offer associated with at least one item available for purchase through the user interface. The offer may be associated with a first payment type. The processor may process a user transaction to purchase the at least one item. The processing may include automatically applying the first payment type to the transaction.
    Type: Grant
    Filed: April 15, 2021
    Date of Patent: February 8, 2022
    Assignee: Capital One Services, LLC
    Inventors: Walter Avery Miller, Robert A. Martin
  • Patent number: 11244128
    Abstract: An RFID tag includes an RFID device, an output device and a controller. The RFID device includes a storage from and into which information is readable and writable from a reading/writing apparatus through wireless communication. The output device outputs information. The controller reads information for output from the storage and controls the output device. The storage includes a first region into which the information for output is written and a second region separate from the first region. The controller updates data of the second region in response to updating output of the output device.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: February 8, 2022
    Assignee: KYOCERA CORPORATION
    Inventors: Katsuhiko Fukumoto, Yuichi Tanaka
  • Patent number: 11244335
    Abstract: In one aspect, there is provided a server for determining if an account in a transaction request is eligible for a promotion, the server operatively connected to a Payment Service Provider (PSP) device, and the server comprising at least one processor; and at least one memory including computer program code; the at least one memory and the computer program code configured to, with the at least one processor, cause the server at least to receive, directly from the PSP device, a promotion Application Programming Interface (API) call comprising a transaction request corresponding to a user, the transaction request indicating an account information of an account, the promotion API call established through a connectivity between the PSP device and the server; and determine if the account indicated in the transaction request is one that is eligible for a promotion transaction in response to the receipt of the transaction request.
    Type: Grant
    Filed: December 18, 2018
    Date of Patent: February 8, 2022
    Inventors: Shreya Pai, Shruti Ramnani, Haseena Parvin Khasim Sab, Vidit Bhargava
  • Patent number: 11238249
    Abstract: Methods and devices for providing access to identity information stored in an electronic chip in a system where a unique animalis tagged with an electronic chip and provided with a transponder configured to be able to read the electronic chip. The transponder stores the identity read from the chip in local memory and responds to information request messages by broadcasting the read identity as a beacon signal. The information request message is typically received from an authorized device, while the response beacon signal may be received by any device capable of receiving beacon signals. The identity code received as part of the beacon signal can be used by the receiving device to request access to information relating to the unique animal from a remote device. In some embodiments, the remote device may be equipment such as an electronically controlled gate, or a dispenser of animal food.
    Type: Grant
    Filed: May 23, 2018
    Date of Patent: February 1, 2022
    Assignee: DYREID AS
    Inventor: Gudbrand Vatn
  • Patent number: 11238438
    Abstract: A card holder carries out an initial top-up of a balance of a pre-paid payment card. The prepaid payment card is configured for use in an infrastructure in accordance with a payment specification requiring different behavior for normal transactions in the infrastructure versus that required for topping-up of the balance. Contemporaneously with the initial top-up, the card holder registers risk mitigation information in association with the pre-paid payment card. Subsequent to the initial top-up, an indicator is written to the pre-paid payment card during a transaction with the pre-paid payment card outside the infrastructure. The indicator identifies the pre-paid payment card as having the risk mitigation information associated therewith. During subsequent presentation of the pre-paid payment card to the infrastructure, the pre-paid payment card is treated as a token backed up by the risk mitigation information, based on presence of the indicator on the pre-paid payment card.
    Type: Grant
    Filed: April 8, 2019
    Date of Patent: February 1, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Michael J. Cowen
  • Patent number: 11240656
    Abstract: The present disclosure provides a method of controlling a display of a SIM card function menu, the method including: uninstalling a default function module in a system corresponding to a preset function; determining whether a preset command corresponding to a preset function is received from the SIM card; when the preset command from the SIM card corresponding to the preset function is received, loading a function module in the SIM card corresponding to the preset function and displaying a menu corresponding to the preset function. The present disclosure further provides a device having a storage function.
    Type: Grant
    Filed: May 21, 2020
    Date of Patent: February 1, 2022
    Assignee: JRD COMMUNICATION (SHENZHEN) LTD.
    Inventors: Yangning Hong, Donghai Wu, Hanwu Xie, Zubin Chen