Credit Or Identification Card Systems Patents (Class 235/380)
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Patent number: 11922386Abstract: Disclosed are systems, methods, and apparatus of an automated and self-service kiosk that allows customers to select inventory items available from the kiosk and walk or move away with selected inventory item(s) without having to process payment, identify the inventory item(s), or provide any other form of checkout. After a customer has picked one or more items and departed the kiosk, the picked items are determined and the customer charged for the items. For example, one or more of detected weight changes measured at the kiosk and/or images generated at the kiosk may be used to identify items picked by the customer from the kiosk.Type: GrantFiled: March 12, 2021Date of Patent: March 5, 2024Assignee: Amazon Technologies, Inc.Inventors: Subhash Sasidharakurup, Srinivasan Hariram, Mehakinder Singh Oberoi, Ashish Pal, Rajesh Jain, Shanoop Sivadas, Himanshu Singh, Aniket Nagesh Dubhashi, Vinay P. Vaidya, Debasish Das
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Patent number: 11921615Abstract: A computer-implemented method for processing test financial transactions that includes accessing, via a remote-control server, transaction data corresponding to a test run. The transaction data is transmitted via the remote-control server and received at a mobile application API of an electronic device. The transaction data is passed to a payment application of the electronic device. A cryptogram corresponding to the transaction data is generated via the payment application and transmitted for submission to a payment network. A transaction response corresponding to the test run is received at the remote-control server.Type: GrantFiled: December 21, 2017Date of Patent: March 5, 2024Assignee: Mastercard International CorporationInventors: David Scott Edwards, Darrell E. Louderback, Timothy Lewis Barnett, Jeremy Glennon Benear
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Patent number: 11922247Abstract: A radio frequency identification (RFID) automatic vehicle identification (AVI) system configured to mitigate signal interference, the system comprising a plurality of RFID readers, comprising a first RFID reader and a second RFID reader; and a plurality of antennas, wherein a first antenna is connected to the first RFID reader and a second antenna is connected to the second RFID reader. Prior to the first RFID reader transmitting a signal through the first antenna, the first RFID reader samples a received radio frequency (RF) signal from the first antenna, and if the received RF signal meets predetermined strength and frequency criteria, the first RFID reader inhibits transmission of the signal through the first antenna.Type: GrantFiled: May 19, 2021Date of Patent: March 5, 2024Assignee: Neology, Inc.Inventors: George D. Cruickshanks, David R. Missimer, Christopher J. Hopkins, Steven C. Lin, Thomas J. Frederick
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Patent number: 11922399Abstract: An exemplary system, method, and computer-accessible medium can include, for example, storing on a first device an applet configured to generate a digital tag; receiving a request at the first device for information; configuring the digital tag to be associated with at least one of (i) an application or (ii) an input on a second device, such that receipt of the digital tag by a second device causes the application to launch on the second device; and emitting from the first device a digital tag.Type: GrantFiled: March 14, 2022Date of Patent: March 5, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Wayne Lutz, Jeffrey Rule
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Patent number: 11922429Abstract: An apparatus, including a transaction terminal including an input device or receiver which inputs or receives information regarding an account and transaction information, a camera or video recording device which obtains or records a photograph or video clip of an individual involved in the transaction, and a processor, and a central processing computer including a database and a display which displays information or data to a user or operator. The apparatus transmits a notification message to a communication device associated with an account holder of the account. The central processing computer provides for a retrieval, by the user or the operator via the display, of the information regarding the transaction and the photograph or the video clip of the individual involved in the transaction.Type: GrantFiled: November 16, 2020Date of Patent: March 5, 2024Assignee: GTJ VENTURES, LLCInventor: Raymond Anthony Joao
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Patent number: 11915079Abstract: A biometric sensor module for detecting a biometric feature of a user comprises: a biometric sensor comprising an array of sensing elements for acquiring sensing signals indicative of a biometric feature of a user, the array of sensing elements arranged facing towards a front side of the biometric sensor. Further, the biometric sensor module comprises a bottom flexible film attached to a back side, opposite the front side, of the biometric sensor. The bottom flexible film can carry at least one electrically conductive line electrically connectable to the biometric sensor and electrically connectable to an external electrical circuit. The biometric sensor module further comprises a top film attached to the biometric sensor closer to the front side of the biometric sensor than the bottom flexible film. The flexible film includes a bent portion such that the flexible film is bent towards the top film.Type: GrantFiled: December 2, 2020Date of Patent: February 27, 2024Assignee: Fingerprint Cards Anacatum IP ABInventors: Zhimin Mo, Zhecheng Shao
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Patent number: 11915230Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: May 4, 2022Date of Patent: February 27, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11908279Abstract: Systems and methods are disclosed for associating a player identifier with a financial account. The financial account can holds funds that are accessible through the player's use of a payment vehicle. Information associated with transactions using the payment vehicle can be used for player relationship purposes.Type: GrantFiled: January 30, 2023Date of Patent: February 20, 2024Assignee: Sightline Payments LLCInventors: Kirk E. Sanford, Thomas M. Sears, Omer Sattar
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Patent number: 11902442Abstract: Systems, methods, apparatuses, and computer-readable media for secure management of accounts on display devices using a contactless card. An application executing on a display device may receive a request specifying a service provider. The display device may receive a cryptogram generated a contactless card, and transmit the cryptogram to an authentication server. The authentication server may decrypt the cryptogram and generate a virtual account number associated with the contactless card. The authentication server may transmit the virtual account number to the service provider, which may create an account based at least in part on the virtual account number and the decryption of the cryptogram by the authentication server. The display may receive an authentication token generated by the service provider for the account, and access the account created by the service provider based at least in part on the authentication token.Type: GrantFiled: April 22, 2021Date of Patent: February 13, 2024Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Kevin Osborn
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Patent number: 11895264Abstract: Embodiments described herein provide for a fraud detection engine for detecting various types of fraud at a call center and a fraud importance engine for tailoring the fraud detection operations to relative importance of fraud events. Fraud importance engine determines which fraud events are comparative more important than others. The fraud detection engine comprises machine-learning models that consume contact data and fraud importance information for various anti-fraud processes. The fraud importance engine calculates importance scores for fraud events based on user-customized attributes, such as fraud-type or fraud activity. The fraud importance scores are used in various processes, such as model training, model selection, and selecting weights or hyper-parameters for the ML models, among others. The fraud detection engine uses the importance scores to prioritize fraud alerts for review.Type: GrantFiled: July 1, 2021Date of Patent: February 6, 2024Assignee: Pindrop Security, Inc.Inventors: Kedar Phatak, Jayaram Raghuram
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Patent number: 11889042Abstract: An information processing apparatus includes a first image receiver configured to receive a first image captured by an imaging apparatus in which a user of an electronic device and the electronic device are captured; a first user identifier configured to identify a first user from the first image; a usage information receiver configured to receive, from the electronic device, usage information based on an operation of the first user identified by the first user identifier; a second image receiver configured to receive a second image captured by the imaging apparatus in which a settlement apparatus and a second user capable of using the settlement apparatus are captured; a second user identifier configured to identify the second user from the second image; and a usage information transmitter configured to transmit the usage information to the settlement apparatus, based on the identified first user and the identified second user.Type: GrantFiled: March 15, 2023Date of Patent: January 30, 2024Assignee: Ricoh Company, Ltd.Inventors: Yuji Kawamata, Nekka Matsuura
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Patent number: 11887092Abstract: Systems and methods related to point-of-sale devices are disclosed. In an embodiment, a point-of-sale system includes a base stand having a receiving interface that includes first electrical contacts. The POS system may further include a computing device having a user interface, a docking interface comprising second electrical contacts, wherein the docking interface is configured to removably dock the computing device to the receiving interface of the base stand such that the first electrical contacts of the computing device are in contact with the second electrical contacts of the base stand. The computing device may further include a card reader configured to receive and read a card when inserted into the card reader and a scanner configured to scan machine-readable codes. The computing device may be configured to extend or enable various functions of the base stand when the computing device is docked to the base stand.Type: GrantFiled: August 11, 2020Date of Patent: January 30, 2024Assignee: PAYPAL, INC.Inventors: Mario Fernando Sanchez De la Rosa, Ida Ristner
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Patent number: 11889035Abstract: The information processing apparatus includes a display. The information processing apparatus accepts user operations via a GUI (graphical user interface) displayed on the display. When the service ends, the forgotten item notification screen is displayed on the display. In the forgotten item notification screen, a forgotten item reminder unit is provided for reminding a user who left behind a reminder target item, including the property of the user used in connection with the service. An individual reminder section is provided in a forgotten item reminder unit, to give an individual reminder to prevent the occurrence of leaving behind of each reminder target item, for a first-type item for which retrieval cannot be detected and a second-type item for which retrieval can be detected but which has not been retrieved, from among the reminder target items.Type: GrantFiled: May 31, 2022Date of Patent: January 30, 2024Assignee: SHARP KABUSHIKI KAISHAInventors: Masao Saeda, Yasuhiro Nakai, Kohji Katamoto, Kohichi Murakami, Yasutomo Hayano
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Patent number: 11875344Abstract: Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include using a limited-use key (LUK) to generate a transaction cryptogram, and transmitting a token instead of a real account identifier and the transaction cryptogram to an access device to conduct the transaction. The token and the transaction cryptogram can be transmitted to a magnetic stripe reader by generating an emulated magnetic signal. The LUK may be associated with a set of one or more limited-use thresholds that limits usage of the LUK, and the transaction can be authorized based on at least whether usage of the LUK has exceeded the set of one or more limited-use thresholds.Type: GrantFiled: April 5, 2021Date of Patent: January 16, 2024Assignee: Visa International Service AssociationInventors: Christian Flurscheim, Christian Aabye
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Patent number: 11875336Abstract: The present application discloses a method and an apparatus for migrating payment card, an electronic device, a server and a medium. The method for migrating payment card includes: receiving payment card migration operation after an account is logged in on the first electronic device; displaying, in response to payment card migration operation, at least one device identifier which is an identifier of a target electronic device on which the account had been logged in; receiving a first selecting operation for a target device identifier of the at least one device identifier; and sending, in response to the first selecting operation, the target device identifier to a server, to cause the server to migrate a payment card bound to a second electronic device to the first electronic device, wherein the second electronic device is an electronic device corresponding to the target device identifier of at least one target electronic device.Type: GrantFiled: September 14, 2021Date of Patent: January 16, 2024Assignee: CHINA UNIONPAY CO., LTD.Inventors: Gang Liu, Cheng Peng, Quan Sun, Zhenzhong Zou, Ailong Zhang, Chengchu Zhan, Hua Cai
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Patent number: 11868987Abstract: An exemplary system, method, and computer-accessible medium can include, for example, storing on a first device an applet configured to generate a digital tag; receiving a request at the first device for information; configuring the digital tag to be associated with at least one of (i) an application or (ii) an input on a second device, such that receipt of the digital tag by a second device causes the application to launch on the second device; and emitting from the first device a digital tag.Type: GrantFiled: March 14, 2022Date of Patent: January 9, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Wayne Lutz, Jeffrey Rule
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Patent number: 11869007Abstract: Aspects of the disclosure relate to geocoding geocode datasets in KYC blockchain data blocks for spatial analytical risk modeling. In some embodiments, a computing platform may receive a client request to initiate a transaction with an enterprise organization. Using financial documentation and identification documentation associated with the client request, the computing platform may generate geocode coordinates and may identify a series of geographic risk factors. The computing platform may translate the geocode coordinates and the geographic risk factors into analytical overlays. The computing platform may stack the analytical overlays to generate an interactive spatial risk analysis model. The enterprise organization may use the interactive spatial analytical risk model to analyze the client request, and to determine whether to approve or deny the client request.Type: GrantFiled: July 16, 2021Date of Patent: January 9, 2024Assignee: Bank of America CorporationInventor: Sujatha Balaji
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Patent number: 11870600Abstract: An application on a mobile device is informed of a relative position of each of a plurality of security devices within a building space by placing an icon for each of the plurality of security devices at a location on a floor plan that corresponds to the physical location of the corresponding security device. A scannable code encoding configuration information for the particular security device is scanned and saved using the mobile device. Additional configuration information for the particular security device is received from a user and is saved. These steps are repeated for each of the plurality of security devices. The saved first and second configuration information for each of the plurality of security devices are uploaded to a remote server and the building control system is operated using the uploaded first and second configuration information.Type: GrantFiled: February 5, 2021Date of Patent: January 9, 2024Assignee: HONEYWELL INTERNATIONAL INC.Inventor: C. Navaneetha Krishnan
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Patent number: 11869319Abstract: A fixed retail scanner and related methods comprises imagers configured to capture image data, and a processor operably coupled to the imagers. The processor configured to provide image data from at least some of the imagers in real-time during a transaction to a decoder within the data reader for decoding an optical code on an object within the image data, generate annotations for the image data based on an analysis of image content of the image data to generate annotated image data, and provide the annotated image data from at least some of the imagers to an external system in real-time during the transaction.Type: GrantFiled: December 28, 2021Date of Patent: January 9, 2024Assignee: Datalogic USA, Inc.Inventors: Brett Howard, Aric Zandhuisen, Matt Monte
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Patent number: 11860588Abstract: A watch can include a watch body and a band for securing the watch to the user. The watch body can detect an identification of the band or combination of band portions, which can serve as an input to initiate actions performed by the watch body. For example, a type, model, color, size, or other characteristic of a band can be determined and used to select a corresponding action performed by the watch body. Identification of the band can be performed by components of the watch body that also serve other purposes. The watch body can respond to the identification of a particular band by performing particular functions, such as changing an aspect of a user interface or altering settings of the watch body.Type: GrantFiled: March 12, 2021Date of Patent: January 2, 2024Assignee: Apple Inc.Inventors: Maegan K. Spencer, Ryan C. Perkins, Benjamin J. Kallman, Daniel J. Hiemstra, Colin M. Ely, William C. Lukens, Osamu Yabe, Jorge L. Rivera Espinoza, David D. Dashevsky, Eugene C. Cheung, Prashanth S. Holenarsipur, Tyler S. Bushnell, Zaki Moustafa
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Patent number: 11853408Abstract: Aspects described herein may provide detection of a physical characteristic of a credential, thereby allowing for authentication of the credential. According to some aspects, these and other benefits may be achieved by detecting the physical characteristic with the credential. An image of a credential may be received. An optical characteristic of a secure feature of the credential may be determined. An expected optical characteristic of the secure feature may be determined based on known properties of the secure feature. A determination as to whether the credential is authentic may be based on a comparison of the determined optical characteristic of the secure feature to the expected optical characteristic of the secure feature.Type: GrantFiled: December 22, 2022Date of Patent: December 26, 2023Assignee: Capital One Services, LLCInventors: Clayton Johnson, Daniel Tesser, Luis De La Rosa, Jeffrey Wieker
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Patent number: 11847690Abstract: The described financial institution computing system provides services to customers through an application programming interface (“API”). The services include user identification services to customers. The user identification services allow the customers to verify the identity of users as non-fraudulent users. Further the user identification services allow the financial institution to provide known user information to the customers for purposes of prepopulating registration forms, completing transactions, and the like. Further services, such as user account validation services, payment services, and the like are also possible through the financial institution APIs. In some situations, users are registered with the financial institution. For example, a user may also be an account holder with the financial institution. In other situations, the users are not registered with the financial institution.Type: GrantFiled: July 14, 2022Date of Patent: December 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Bipin M. Sahni, Nikolai Stroke
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Patent number: 11836560Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: GrantFiled: April 13, 2022Date of Patent: December 5, 2023Assignee: Capital One Services, LLCInventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
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Patent number: 11830389Abstract: In one embodiment, a luggage article (100) is disclosed. The luggage article (100) includes a shell (102) with forming an internal storage volume (166). A recess (140) is formed in the shell (102) and includes a base wall (152) that defines a substantially planar surface (142), and a first peripheral wall (144) that at least partially surrounds the base wall (152) and forms a peripheral shape (146) in the shell (102). The luggage article (100) includes an identification tag assembly (112) including: a display body (122) defining a second peripheral shape (150) and configured to receive an information element (128) configured to display information (164), and a first attachment element (130); a second attachment element (132) coupled to the shell (102) proximate to the recess (140). The first attachment element (130) and the second attachment element (132) together releasably secure the display body (122) to the shell (102) in the recess (140).Type: GrantFiled: March 16, 2022Date of Patent: November 28, 2023Assignee: Samsonite IP Holdings S.a r.l.Inventors: Philip Justin Karl, Ulliyada Bopanna
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Patent number: 11831791Abstract: In a transaction between a merchant and a payer, approval of the transaction may be provided by a payment processing system using authentication information provided from a mobile device of the payer. The authentication information may include a location of the payer mobile device which may be compared to a location of a merchant payment device such that the transaction is approved if the payer mobile device is within a defined distance of the merchant payment device.Type: GrantFiled: March 19, 2021Date of Patent: November 28, 2023Assignee: OL SECURITY LIMITED LIABILITY COMPANYInventor: Robert W. Peterson
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Patent number: 11823516Abstract: This application relates to a boarding pass processing device. In one aspect, the device includes a communication unit for communicating with a central server and a boarding pass recognition unit for recognizing a boarding pass held by a passenger. The device may also include a boarding processing unit for, if procedure information relating to whether a passenger holding a boarding pass recognized by the boarding pass recognition unit has gone through a procedure required for boarding an airplane is obtained from the central server through the communication unit, processing whether or not the passenger holding the recognized boarding pass has boarded the airplane, on the basis of the obtained procedure information.Type: GrantFiled: March 19, 2020Date of Patent: November 21, 2023Assignee: KOREAN AIR LINES CO., LTD.Inventor: Dong Wook Park
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Patent number: 11823168Abstract: An offline transaction is conducted using a primary electronic device or a secondary electronic device communicatively coupled to the primary electronic device. A geographical zone where Internet connectivity is unreliable is determined for the primary electronic device. A detection is made that the primary electronic device is about to enter the geographical zone. In response to the detecting, an amount of funds is made electronically available offline for the primary electronic device. An offline electronic transaction is conducted using the primary electronic device based on the amount of funds. The offline electronic transaction is conducted within the geographical zone.Type: GrantFiled: September 30, 2021Date of Patent: November 21, 2023Assignee: PAYPAL, INC.Inventor: Pankaj Sarin
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Patent number: 11815975Abstract: A method of controlling an electronic device including a memory and a removable smart card. The method involves the device sending a request for context data to the smart card. The smart card sends context data to the device in response to the request and stores this data in the memory and power to the smart card is reduced. Power to the smart card is then increased or restored, and the data is written back to the smart card.Type: GrantFiled: March 22, 2019Date of Patent: November 14, 2023Assignee: Nordic Semiconductor ASAInventors: Hannu Talvitie, Marko Winblad, Veli-Pekka Junttila
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Patent number: 11810101Abstract: A contactless card useful for adjusting the operation, configuration, and/or performance of a secondary device is described. The contactless card is equipped with a communication interface which allows the contactless card to transmit information to the secondary device using NFC signals. The contactless card stores accommodation information related to a physical accommodation desired by the user and transmits that information in the form of an accommodation message to the secondary device after being placed in a NFC field generated by the secondary device. In some embodiments, the contactless card requests an authentication certificate in order to determine a degree of trust prior to sending an accommodation message. In some embodiments, the contactless card may adjust what accommodation information is included in the accommodation message based on the authentication certificate received from the secondary device.Type: GrantFiled: June 28, 2022Date of Patent: November 7, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Kevin Osborn
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Patent number: 11811554Abstract: A mobile application gateway for connecting devices on a cellular network with individual networks, such as enterprise voice and data networks and/or residential networks. The effects of the present invention are far reaching in terms of transferring effective call control from the cellular network into the control of the individual network such as the enterprise, and enabling new business models for the purchase of cellular service from a public cellular carrier by an enterprise. The invention may consist of a primarily of core network and services components based on the IMS network architecture, and is backward compatible to support legacy systems in place in current telecom and data networks.Type: GrantFiled: April 11, 2017Date of Patent: November 7, 2023Assignee: TANGO NETWORKS, INC.Inventors: Andrew Silver, Lathan Lewis, Patricia Landgren, Glen Schmid
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Patent number: 11806129Abstract: A calibration fixture provides a repeatably accurate tool for measuring offset angles between measurement axes for inertial measurement units (IMUs) used in motion capture. The measured offset angles may be used to correct angles measured by the IMUs to create a biomechanical skeleton that accurately represents movements of a motion capture subject. The disclosed embodiments are applied segments of a biomechanical skeleton providing a mathematical model of a human arm and hand.Type: GrantFiled: March 13, 2019Date of Patent: November 7, 2023Inventor: Ali Kord
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Patent number: 11803625Abstract: Various embodiments are generally directed to utilizing a steganographically encoded image with an offline and/or online verification or authentication protocol. A method for using the steganographic image can include: receiving or utilizing a steganographic image associated with a user at a third-party device, the steganographically encoded image including an identification of a user steganographically encoded with a fingerprint template of the user, and authenticating the user using the steganographically encoded image.Type: GrantFiled: February 15, 2023Date of Patent: October 31, 2023Assignee: Capital One Services, LLCInventors: Kevin Osborn, Srinivasa Chigurupati, Jeffrey Rule
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Patent number: 11803870Abstract: A digital wallet generation system may include a user device associated with a given user and configured to acquire an image of a health insurance card associated with the given user. The health insurance card may have a unique identifier (UID). The system may also include a digital wallet server configured to generate a digital wallet for the given user based upon the UID, and communicate with a health insurance provider server associated with a health insurance provider to determine at least one of an available product and service provided by the health insurance provider for the benefit of the given user and paid by the health insurance provider based upon the UID. The server may also be configured to generate a digital coupon having a redeemable value redeemable toward the at least one of the available product and service, and store the digital coupon in the digital wallet.Type: GrantFiled: July 28, 2022Date of Patent: October 31, 2023Assignee: INMAR CLEARING, INC.Inventor: Alise Raak
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Patent number: 11804711Abstract: A power management circuitry for a peripheral electronic device includes a power regeneration circuitry, a power selector, a power switch and an audio signal detection circuitry. The power regeneration circuitry receives a continuous periodic sound wave from an audio device and converts the continuous periodic sound wave into an amplified DC electrical signal. The power source selector receives the amplified DC electrical signal and input from a primary power source and provides a power signal output. The audio signal detection circuitry receives the amplified DC electrical signal and transmits a wake-up signal to the power switch circuitry. The power switch circuitry is turned on by the wake-up signal and connects the power source selector to the peripheral electronic device main circuitry and transfers the power signal output to the peripheral electronic device main circuitry.Type: GrantFiled: January 4, 2022Date of Patent: October 31, 2023Assignee: STRIPE, INC.Inventors: Wing Cheong Chan, Hwai Sian Tsai, Chi Wah Lo
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Patent number: 11797987Abstract: Embodiments of the present disclosure relate to methods, devices, a computer readable storage medium and a computer program product for processing or managing a blockchain transaction. In a method for processing a blockchain transaction, a blockchain node of a blockchain for processing the blockchain transaction receives a transaction request, the transaction request indicating at least a initiator of the transaction, transaction content and a transaction recipient of the transaction. The blockchain node computes, based on the transaction content, a transaction fee for processing the transaction. The blockchain node determines whether the initiator of the transaction is a sponsored user of the transaction recipient, and determines a payment account from which the transaction fee is deducted in response to determining that the initiator of the transaction is a sponsored user of the transaction recipient.Type: GrantFiled: April 18, 2019Date of Patent: October 24, 2023Assignee: VeChain Foundation LimitedInventors: Jianliang Gu, Bin Qian, Ziheng Zhou
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Patent number: 11797978Abstract: A transaction card is provided. The transaction card can include a top layer, a first intermediate layer, a middle layer, a second intermediate layer, and a bottom layer. Contact pads can be disposed in the top layer and bottom layer and can be electrically connected to each other via the first intermediate layer, the second intermediate layer, and the middle layer to provide an electrical connection to the same chip. At least one of the contact pads can be coupled to an integrated chip disposed between the top layer and the bottom layer.Type: GrantFiled: March 29, 2022Date of Patent: October 24, 2023Assignee: Capital One Services, LLCInventors: Bryant Yee, Tyler Maiman, Kevin Osborn
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Patent number: 11790366Abstract: A non-transitory computer-readable medium stores instructions causing a processor to generate a menu displaying representations of a plurality of cards, the cards having associated card data; receive, from a user input device, a selection corresponding to a selected one of the cards; update the menu to display a representation of the selection; and authorize transmission of the card data associated with the selected card to complete a transaction.Type: GrantFiled: October 11, 2022Date of Patent: October 17, 2023Assignee: Capital One Services, LLCInventor: Gregory Gannon
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Patent number: 11790059Abstract: An electronic book distribution system includes electronic devices that reset their passcodes after specified authentication failures. The passcodes of an individual electronic device is reset to a value that is generated using a predefined function of a randomly generated support code. The support code is displayed to the user, and the user is instructed to contact a support service in order to obtain the new passcode. The support service independently authenticates the user, calculates the new device passcode using the same predefined function used by the electronic device, and provides the new passcode to the user.Type: GrantFiled: June 28, 2021Date of Patent: October 17, 2023Assignee: Amazon Technologies, Inc.Inventors: Edward James Gayles, Lawrence Arnold Lynch-Freshner, Sailesh Rachabathuni, David Berbessou
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Patent number: 11790332Abstract: A funds-transfer system enables a buyer to transfer funds to a seller via a mobile telephone. The system receives a payment request transmitted from a mobile telephone of the buyer. The payment request is for a transfer of funds from a financial account held by the buyer to a financial account held by the seller, and the payment request is transmitted from a payment application stored in the buyer's mobile telephone. The payment request identifies a purchase amount to be transferred, and information identifying the financial account held by the buyer. The system charges the purchase amount to the financial account held by the buyer and transfers the purchase amount to a financial account held by the seller.Type: GrantFiled: January 17, 2019Date of Patent: October 17, 2023Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Jessica U. Jones, Lee J. Peart, Blayn W. Beenau, Peter D. Saunders
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Patent number: 11783023Abstract: An example print supply includes a non-transitory computer-readable medium. The non-transitory computer-readable medium includes data. The data includes an indication of a schema for the data. The data also includes an indication of an identifier. The data includes an indication of a digital signature. The digital signature is usable to authenticate a type of the data, the schema, and the identifier. The print supply also includes a communication interface. The communication interface is to output the data from the non-transitory computer-readable medium.Type: GrantFiled: May 18, 2021Date of Patent: October 10, 2023Assignee: Hewlett-Packard Development Company, L.P.Inventors: Shell S. Simpson, Jefferson P. Ward, Stephen D. Panshin, David B. Novak
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Patent number: 11783320Abstract: An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. Customers can be enrolled in the system by receiving customer information that includes at least a biometric datum, associating the received customer information with a transaction instrument issued to the customers and storing the received customer information and the issued transaction instrument information in a database for future reference.Type: GrantFiled: September 30, 2021Date of Patent: October 10, 2023Assignee: Biometric Payment Solutions, LLCInventor: Joan Lee Tibor
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Patent number: 11776357Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.Type: GrantFiled: September 7, 2021Date of Patent: October 3, 2023Assignee: Everi Payments Inc.Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
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Patent number: 11776342Abstract: A depth sensing device, situated above a threshold to a room, collects asynchronous, non-personally-identifiable data regarding a count of people entering and exiting across the threshold. Phase shift of modulated infrared light reflected from a light source to an object is measured and converted into depth data indicating the depth of the pixels therein. The depth data is used to classify detected objects as human, and to track their movement bi-directionally through the threshold. A running count of humans entering or exiting the room is streamed to a remote server, which aggregates data collected from a number of depth sensing devices. The server then makes that data available at various levels of visualization corresponding to different levels of a hierarchy of nested virtual spaces, such as a multi-entrance room, or a building. Entities that access this data may see a real-time, accurate count of humans currently occupying the virtual space, as well as historical data.Type: GrantFiled: December 15, 2021Date of Patent: October 3, 2023Assignee: Density Inc.Inventors: Andrew Farah, Casey Kelso, Brian Weinreich, Benjamin Redfield, Garrett Bastable, Matthew Merati, Siu Kwong Mok
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Patent number: 11776000Abstract: An automated teller machine (“ATM”) includes a network interface, a display device, and an input/output device. The ATM further includes a processing circuit including a processor and a memory, the memory structured to store instructions that are executable by the processor. The instructions cause the processing circuit to receive authentication information from the customer and authenticate the customer using the authentication information, retrieve a real-time rewards balance of a rewards account associated with the customer, generate a banner for the customer based on the real-time rewards balance, and display the banner to the customer. The banner is selectable and activates a rewards functionality of the ATM to cause the ATM to display a screen including at least one of the real-time rewards balance or an option for the customer to redeem the rewards balance held by the customer when the banner is selected.Type: GrantFiled: October 1, 2018Date of Patent: October 3, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Rebecca H. McCloskey, Alicia Y. Moore, Denny E. Puckett, Jerome Rhodes
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Patent number: 11769083Abstract: Systems and methods for facilitating interaction between a ticket holder and a self-service function related to a ticket are described herein. A mobile device can detect proximity to a self-service function. The mobile device can activate an application related to the self-service function. The mobile device can communicate with a beacon to retrieve an identifier of the self-service function. A first connection session can be established between the mobile device and a cloud broker service while a second connection session can be established between the self-service function and the cloud broker service. The cloud broker service can generate an end to end session using the first and second connection sessions by mapping an identifier of the mobile device with the identifier of the self-service function. Communications can be sent from the self-service function to the application of the mobile device through the cloud broker service including directional information.Type: GrantFiled: July 29, 2022Date of Patent: September 26, 2023Inventors: Andrew E. Malinofsky, Reinout Vander Meulen, Bart René Yvonne Houlleberghs, Rico Andreas Barandun
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Patent number: 11769507Abstract: A device may receive a command associated with identifying a merchant for a virtual card swap procedure wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card. The device may identify the merchant for the virtual card swap procedure based on the command. The device may obtain the virtual card for the user. The device may determine a virtual card swap procedure template for the merchant. The device may perform the virtual card swap procedure based on the virtual card swap procedure template.Type: GrantFiled: September 26, 2022Date of Patent: September 26, 2023Assignee: Capital One Services, LLCInventors: Adam Vukich, Abdelkadar M'Hamed Benkreira, Vu Nguyen, Joshua Edwards, Jonatan Yucra Rodriguez, David Gabriele
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Patent number: 11758591Abstract: A communication method and a communications apparatus, the method including receiving, by a second network device, from a third network device, first identification information of a first radio access network area to which a first cell corresponding to the third network device belongs, and sending, by the second network device, second identification information of the first cell and the first identification information of the first radio access network area to a first network device.Type: GrantFiled: September 29, 2020Date of Patent: September 12, 2023Assignee: Huawei Technologies Co., Ltd.Inventors: Tingting Geng, Hongping Zhang, Qinghai Zeng, Le Yan
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Patent number: 11756387Abstract: Various card devices and methods involving card devices are described. Other embodiments are also described.Type: GrantFiled: November 1, 2021Date of Patent: September 12, 2023Assignee: CFPH, LLCInventors: Mark A. Miller, Dean P. Alderucci, Thomas D. Bradshaw
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Patent number: 11756098Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing intelligent analysis of resource transfer data in order to identify potential customers to which a merchant has not sold, where the new group of potential customers has previously purchased goods and services similar to the goods and services offered by the merchant. The system may provide recommendations to the merchant for adjusting marketing and distribution strategies and may also provide an intelligent predictive analysis of increased sales volume and efficiency.Type: GrantFiled: January 28, 2021Date of Patent: September 12, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Raveendra Ambulooru, Lee Ann Proud, Ann Ta
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Patent number: 11749129Abstract: The present invention provides a virtual reality vehicle and/or equipment training system and platform within contextually relevant simulated environments. The system and platform will simulate accurate vehicle and/or equipment dynamics of various vehicles through vehicle modules. The simulated vehicles and/or equipment will be placed within contextually relevant simulated physical environments, and will be able to communicate with other vehicle modules and users of the platform. The system and platform allows for multiple simulated vehicles and/or equipment to exist and interact in the same simulated physical environment. The system allows for rapid development of trainers for different vehicles, different equipment, different physical environments, and different scenarios.Type: GrantFiled: January 31, 2018Date of Patent: September 5, 2023Assignee: ADGA GROUP CONSULTANTS INC.Inventors: Don MacQuarrie, Danny Warren, Geoff McLeod