Credit Or Identification Card Systems Patents (Class 235/380)
  • Patent number: 10229249
    Abstract: A method and apparatus are disclosed for distributing content items to a handheld device using a personal computer. A user can browse and select content using a personal computer or other computer that may be more readily available or more convenient to use than the handheld device. The personal computer can communicate with a web server which receives the user's request for content to be distributed to the handheld device. The web server can retrieve configuration information pertaining to the handheld device and communicate with a content server to determine whether the user's request for content distribution is valid based on information identifying the handheld device and at least some of the configuration information pertaining to the handheld device. The content server can transmit the requested content item to the handheld device if the user's request is valid and if the handheld device is able to receive the content item.
    Type: Grant
    Filed: October 2, 2015
    Date of Patent: March 12, 2019
    Assignee: Google LLC
    Inventors: Jonathan Brunsman, David P. Conway, Pierre Delisle, Ficus Kirkpatrick, Paul Montoy-Wilson, Michael Morrissey, Christian Sonntag, Juliana Tsang, Mark Womack, Peisun Wu
  • Patent number: 10223630
    Abstract: A transaction card construction and a method for making a transaction card are described. The transaction card construction comprises an inlay component and a housing component. The inlay component may comprise a light-penetrable layer and a backer layer. A light source may be disposed on or in the housing component, and the housing component and the inlay component may be joined such that light emitted by the light source passes through the inlay component.
    Type: Grant
    Filed: August 29, 2018
    Date of Patent: March 5, 2019
    Assignee: Capital One Services, LLC
    Inventor: Om J. Suthar
  • Patent number: 10223712
    Abstract: There is provided an information providing apparatus including a reception unit, a provision determining unit, and a request reply unit. The reception unit receives provision availability information indicating whether provision of user information for an advertisement delivery apparatus is permitted from a user terminal accessing any one of a plurality of site providing apparatuses or the like. The provision determining unit determines whether the provision availability information corresponding to the user terminal represents a provision permission in a case where an acquisition request for the user information relating to the user terminal is received from the advertisement delivery apparatus. The request reply unit replies to the advertisement delivery apparatus with the user information of the user terminal in a case where the provision permission is determined to be represented by the provision determining unit.
    Type: Grant
    Filed: June 24, 2013
    Date of Patent: March 5, 2019
    Assignee: YAHOO JAPAN CORPORATION
    Inventors: Hidehito Gomi, Koji Tsukamoto
  • Patent number: 10223631
    Abstract: A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).
    Type: Grant
    Filed: August 1, 2016
    Date of Patent: March 5, 2019
    Assignee: DYNAMICS INC.
    Inventors: Jeffrey D. Mullen, David N. Lambeth, Bruce Cloutier
  • Patent number: 10223856
    Abstract: A self-authenticating credit card method includes: inputting a unique identification to an input device on a credit card; comparing the input unique identification with a stored unique identification stored within the credit card; and providing an output from the credit card when the received unique identification matches the unique identification stored within the credit card.
    Type: Grant
    Filed: September 26, 2008
    Date of Patent: March 5, 2019
    Assignee: ClevX, LLC
    Inventors: Simon B. Johnson, Lev M. Bolotin
  • Patent number: 10214411
    Abstract: Various systems, devices, and methods are provided for facilitating communication between a forecourt controller and a fuel dispenser. In certain aspects, a fuel controller translator is provided for translating commands transmitted between the forecourt controller and the fuel dispenser. For example, where the forecourt controller transmits commands that are compatible with the payment terminal, but not with the fuel controller, the fuel controller translator can translate the commands received from the forecourt controller into a format compatible with the fuel controller. Conversely, the fuel controller translator can translate commands received from the fuel controller into a format that is compatible with the forecourt controller.
    Type: Grant
    Filed: July 11, 2016
    Date of Patent: February 26, 2019
    Assignee: Wayne Fueling Systems LLC
    Inventors: Henry Fieglein, Richard Carlsson
  • Patent number: 10216913
    Abstract: A mobile device includes an access control unit including a storage module and a control module, a memory unit storing an application program, and a processing unit connected to the aforementioned components. The processing unit executes the application program so as to transmit credential information to the access control unit for verification. When the application program is verified as authentic, the control module allows the processing unit to transmit an asserted user ID and an asserted user password thereto, looks up in a permissions table a user authority based on the asserted user ID, and enables the processing unit to operate the storage module based on the user authority, the asserted user ID, the asserted user password and an ID-password table.
    Type: Grant
    Filed: May 19, 2017
    Date of Patent: February 26, 2019
    Inventor: Chien-Kang Yang
  • Patent number: 10217109
    Abstract: At least a first cryptogram and a second cryptogram are transmitted from a payment device reader component to a terminal component. A message including at least the first cryptogram and the second cryptogram is transmitted from the terminal component to an issuer of a payment device presented to the reader component, through a payment network. A message is obtained from the issuer, corresponding to authentication, by the issuer, of the payment device (and optionally the owner of the payment device) presented to the reader component, based at least on the first cryptogram and the second cryptogram. The payment network is configured in accordance with at least one of (i) a standard, and (ii) a specification, which normally employs only a single cryptogram for the message and the authentication. Apparatuses and computer program products are also disclosed.
    Type: Grant
    Filed: July 9, 2010
    Date of Patent: February 26, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael C. Ward, Patrik Smets, Paul Vanneste
  • Patent number: 10218510
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Grant
    Filed: June 1, 2016
    Date of Patent: February 26, 2019
    Assignee: Branch Banking and Trust Company
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Patent number: 10217106
    Abstract: A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is provided for storing stored-value cardholder and card purchaser information received directly from respective stored-value cardholders and card purchasers PCs through a universal central processor via respective communication gateways. The central processor is coupled for communication realtime to multiple unaffiliated stored-value card processing networks normally operated by respective hosts. Each network includes a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices. The central processor is programmed for managing the activation and issuance of transactions and activities for the stored-value card through the respective unaffiliated networks.
    Type: Grant
    Filed: June 7, 2017
    Date of Patent: February 26, 2019
    Assignee: BLACKHAWK NETWORK, INC.
    Inventors: Thomas J. Sullivan, J. Simmons Graves
  • Patent number: 10210684
    Abstract: A system and method for identity verification in a detention environment and for tracking information between individuals in a detention environment with individuals who are not in the detention environment across disparate functional systems.
    Type: Grant
    Filed: November 9, 2016
    Date of Patent: February 19, 2019
    Assignee: INTELMATE LLC
    Inventors: Richard Torgersrud, Kevin O'Neil, Christopher Ditto, Grant Gongaware, Kevin E. Krauss, Erik Petersen
  • Patent number: 10210492
    Abstract: A beverage holder apparatus includes a chip unit attached to a beverage holder and adapted to communicate with a chip unit reader to perform a payment transaction to purchase the beverage. The chip unit stores an account identifier associated with a financial account, and transmits the stored account identifier to the chip unit reader to perform the payment transaction.
    Type: Grant
    Filed: September 15, 2016
    Date of Patent: February 19, 2019
    Assignee: VISA U.S.A. INC.
    Inventors: Zack Fuerstenberg, Ayman Hammad, Brian Triplett, Christopher M. Renton, Michael Stephenson
  • Patent number: 10210313
    Abstract: A variable dose dispensing system may include a processor and memory. The processor may receive a request for a variable dose order of a medication, such as from a user. The processor may request an amount of the medication to be administered, and receive, in response to the request, an indication of the amount to be administered. The processor may verify that the amount to be administered is within a range of the variable dose order. The processor may determine an item in a local inventory that contains at least the amount of the medication to be administered, and may dispense the item. If an amount of the dispensed item exceeds the amount to be administered, such as by a waste amount, the processor may display an indication of the waste amount to the user, and may transmit a notification of the waste amount, such as to a management server.
    Type: Grant
    Filed: May 16, 2016
    Date of Patent: February 19, 2019
    Assignee: CareFusion 303, Inc.
    Inventors: Thomas Utech, Kim E. Davis, Maria C. Jaskela
  • Patent number: 10210512
    Abstract: A payment system transaction authorization server computer, or another computer, performs calculations to determine a transaction count value stored in a payment device for which a transaction authorization request was sent to the authorization server computer. The computer in question “guesses” appropriate transaction count values, and then attempts to duplicate an encryption calculation result that was originally generated by the payment device and that was included in the transaction authorization request.
    Type: Grant
    Filed: February 13, 2007
    Date of Patent: February 19, 2019
    Assignee: Mastercard International Incorporated
    Inventor: Simon Phillips
  • Patent number: 10210694
    Abstract: A method and system for programming a smart card using multiple programming protocols in a single card programming station. The card can include at least two programmable chips, with each chip being programmed using a different programming protocol. Alternatively, the card can include a single programmable chip, and the chip is programmed using at least two programming protocols. The card can also include at least two programmable chips, with each chip being programmed using at least two programming protocols.
    Type: Grant
    Filed: May 12, 2017
    Date of Patent: February 19, 2019
    Assignee: ENTRUST DATACARD CORPORATION
    Inventors: Ryan Boudreau, Lex Prenevost, Thomas J. Wagener
  • Patent number: 10210316
    Abstract: Provided are a mobile terminal, information processing method, information processing program, and computer-readable recording medium storing the program whereby, when in a locked state, a specific function is unusable but another function is usable, thereby improving user convenience. When this mobile terminal is in a state where lock function is enabled, a function where a terminal function unit accesses an IC chip to perform settlement processing using electronic money is unavailable, but a function where the terminal function unit accesses the IC chip to perform auto-charge process using electronic money is available. As a result, when the mobile terminal is locked, a function to perform settlement processing as a specific function is unusable but a function to perform auto-charge process as another function is usable, thereby improving user convenience.
    Type: Grant
    Filed: December 26, 2012
    Date of Patent: February 19, 2019
    Assignee: Rakuten, Inc.
    Inventor: Hideki Akashika
  • Patent number: 10210424
    Abstract: Preprocessing images is disclosed including determining a reference similarity of an image to be processed, and in the event that the reference similarity is less than or equal to a first preset threshold value, processing, based on a biometric color model, the image to determine a biometric color area of the image.
    Type: Grant
    Filed: June 24, 2016
    Date of Patent: February 19, 2019
    Assignee: Alibaba Group Holding Limited
    Inventor: Kun Yu
  • Patent number: 10204336
    Abstract: A system and method is provided for generating a sensory indication on a transaction card, whereby a user is rewarded with a visual, audial, haptic, or olfactory experience. The method comprises executing a purchase transaction on the card, the transaction relating to an event, charging a power source on the card, receiving an input signal by the card, the signal indicating an output indication relevant to the event, and generating an output signal using power from the power source, based on the input signal. The card comprises a security component enabling a purchase relating to an event, a power source receiving charging energy at the time of the purchase, an input component receiving an input signal comprising information specifying a desired indication relevant to the event, an output component for generating the desired indication, one or more memories storing instructions and one or more processors executing the instructions to perform the method.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: February 12, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Daniel Herrington
  • Patent number: 10206002
    Abstract: Tools are provided for distributing access-restricted content in an internet protocol television (“IPTV”) environment based on portable entitlement keys. Such tools can include a decoder, an encoder, and a network entitlement handler. The decoder may be configured to receive a key associated with entitlement information, and transmit the entitlement information over a network. The encoder may be configured to receive content from content providers, and to encode the content to create IP-compatible content, with access restrictions based on entitlement. The network entitlement handler may be configured to receive a request for requested content from the decoder; receive the access-restricted content (including the requested content) from the encoder; and transmit the requested content over the network to the decoder using IP, when the decoder is entitled to receive the requested content.
    Type: Grant
    Filed: June 13, 2016
    Date of Patent: February 12, 2019
    Assignee: Qwest Communications International
    Inventors: Steven M. Casey, Gnanasegeran Selvadurai, Felipe Castro, Waqar Khan
  • Patent number: 10206106
    Abstract: Methods and apparatus enabling programming of electronic identification information of a wireless apparatus. In one embodiment, a previously purchased or deployed wireless apparatus is activated by a cellular network. The wireless apparatus connects to the cellular network using an access module to download operating system components and/or access control client components. The described methods and apparatus enable updates, additions and replacement of various components including Electronic Subscriber Identity Module (eSIM) data, OS components. One exemplary implementation of the invention utilizes a trusted key exchange between the device and the cellular network to maintain security.
    Type: Grant
    Filed: January 17, 2018
    Date of Patent: February 12, 2019
    Assignee: Apple Inc.
    Inventors: Stephan V. Schell, Arun G. Mathias, Jerrold Von Hauck, David T. Haggerty, Kevin McLaughlin, Ben-Heng Juang, Li Li
  • Patent number: 10198733
    Abstract: The present invention pertains to systems and methods for managing, creating, and conducting online personal fundraising campaigns. An exemplary embodiment of the present invention sets forth a system, method and computer program product for creating and managing online personal fundraising campaigns. In an exemplary embodiment, the method may include, e.g., but not limited to, receiving a request to establish a personal fundraising campaign from an initiator for benefit of a beneficiary at a central controller; receiving a plurality of donations at the controller; and disbursing at least a portion of the funds to the beneficiary.
    Type: Grant
    Filed: March 30, 2007
    Date of Patent: February 5, 2019
    Inventor: N. Alexander Blass
  • Patent number: 10198683
    Abstract: An electronic device randomly modifies a current profile of a logic circuit by using an auxiliary circuit. The logic circuit includes a first terminal coupled to a supply voltage terminal, a second terminal coupled to a reference voltage terminal and an output terminal configured to deliver a signal in a high state or a low state. The auxiliary circuit is coupled between the first terminal and the second terminal and is configured to randomly generate or not generate an additional current between the first terminal and the second terminal on each change of state of the signal on the output terminal.
    Type: Grant
    Filed: October 31, 2017
    Date of Patent: February 5, 2019
    Assignee: STMicroelectronics (Rousset) SAS
    Inventors: Alexandre Sarafianos, Thomas Ordas, Yanis Linge, Jimmy Fort
  • Patent number: 10198679
    Abstract: An NFC card emulation device including a button press confirmation circuit, a time-out determination unit, and a control circuit. The time-out determination unit is formed by adopting discrete components, such as, the second diode, the second resistor, the first resistor and the first capacitor, etc. When the NFC card emulation device approaches the card reader, the card reader supplies energy to the NFC card emulation device and charges the first capacitor by the control circuit, and when the NFC card emulation device is removed from the card reader, the control circuit realizes the timing function by the first capacitor; if, within the timing period, it is determined that the button press confirmation has been performed, it is determined that the button press confirmation is valid. Such a time-out determination unit has a simple structure and a low cost.
    Type: Grant
    Filed: December 8, 2015
    Date of Patent: February 5, 2019
    Assignee: SHENZHEN EXCELSECU DATA TECHNOLOGY CO., LTD.
    Inventor: Liuzhang Chen
  • Patent number: 10198730
    Abstract: A non-transitory computer-readable medium stores instructions causing a processor to authorize a second party to use a financial account card. The instructions comprise instructions to receive, from a first wireless device associated with a first party, a selection of a financial account card from a user input device of the first wireless device; assign, to the selected financial account card, an identity of a second party that is authorized to use the selected financial account card; receive, from a second wireless device, a request to authorize a transaction using the selected financial account card; receive an indicator of an identity of a user of the second wireless device; and authorize the transaction, based on the received indicator, when the identity of the user of the second wireless device is the authorized second party.
    Type: Grant
    Filed: January 10, 2018
    Date of Patent: February 5, 2019
    Assignee: Capital One Services, LLC
    Inventor: Gregory M. Gannon
  • Patent number: 10185952
    Abstract: A method is disclosed. The method includes performing a contact transmission of data between a contact interface on a portable device and a first POS (point of sale) terminal with a contact chip reader in a contact payment transaction. The method also includes receiving a command from a payment processing network via an authorization response message through the contact interface on the portable device while the portable device is in contact with the first POS terminal, and then enabling a contactless interface of the portable device based on the command.
    Type: Grant
    Filed: September 4, 2015
    Date of Patent: January 22, 2019
    Assignee: Visa International Service Association
    Inventors: David William Wilson, Omar Rifaat, Hao Ngo
  • Patent number: 10185955
    Abstract: An example device may include a plurality of card slots configured to hold at least two transaction cards, each card slot, of the plurality of card slots, including a card reader, one or more memories; and one or more processors, communicatively coupled to the one or more memories, to receive transaction information associated with a transaction at a transaction terminal; identify business information associated with the transaction; select a transaction card from the at least two transaction cards based on the transaction information and the business information; and provide a transaction token, associated with the selected transaction card, to be used in connection with the transaction terminal to process the transaction.
    Type: Grant
    Filed: January 10, 2018
    Date of Patent: January 22, 2019
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, James Zarakas
  • Patent number: 10185956
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Grant
    Filed: November 2, 2017
    Date of Patent: January 22, 2019
    Assignee: Shift4 Corporation
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Patent number: 10185928
    Abstract: An automated retail machine controlled by a server which operates by receiving an order for at least one item from a processor, and generating a unique identifier corresponding to the order. The unique identifier serves to both identify and retrieve the order, and also process payment method. The server then transmits the unique identifier back to the processor, which is then sent back to the server from a terminal once the unique identifier is processed and activated therein. The order is then sent to the terminal for vending, in which case, the at least one item is automatically vended. The unique identifier is then cancelled.
    Type: Grant
    Filed: October 9, 2017
    Date of Patent: January 22, 2019
    Assignee: Kiosgo LLC
    Inventor: Douglas Patricio Quezada
  • Patent number: 10187212
    Abstract: The present invention relates to a communication arrangement configured to allow wired communication between an electronic host device and an electrical slave device, such as between a smart phone and a smart card during an enrollment process. The invention also relates to a method for providing instructions to a user of a smart card during an enrollment process.
    Type: Grant
    Filed: May 30, 2017
    Date of Patent: January 22, 2019
    Assignee: FINGERPRINT CARDS AB
    Inventors: Anders Khullar, Olis Olofsson
  • Patent number: 10187755
    Abstract: A system and method for determining the presence of an asset or person at a particular spot within a location. The asset or person is provided with a beacon transmitting a beacon signal. A plurality of receivers are disposed throughout the location. In one embodiment, two or more adjacent or nearby receivers are grouped together to define a receiver cluster. The receiver cluster having the highest average signal strength from the signal being transmitted from the beacon of the asset or person as determined by an electronic identification and location tracking system determines the particular area within the location where the asset or person is present at.
    Type: Grant
    Filed: September 28, 2016
    Date of Patent: January 22, 2019
    Assignee: COLLATERAL OPPORTUNITIES, LLD
    Inventors: Bruce Howard Kusens, Michael Kusens
  • Patent number: 10186330
    Abstract: A device and system for providing identification and medical information are disclosed. The device includes a readable code that contains medical biographical information of the subject, a programmable reporter element that is programmed to electronically store at least one particular event relating to the subject, and a signal producing element functionally related to the programmable reporter element. The system includes collecting and storing medical biographical information of a subject, embedding the medical biographical information in a readable code of the device, and scanning the readable code of the device worn by or in the possession of the subject using an appliance to retrieve the medical biographical information of the subject. The medical biographical information allows medical professionals to obtain the subject's medical information in order to provide medical care. Also disclosed is an integrated system for alerting subjects to upcoming events related to their continued care.
    Type: Grant
    Filed: July 25, 2018
    Date of Patent: January 22, 2019
    Assignee: SOLOMON SYSTEMS, INC.
    Inventor: Timothy T. Walker
  • Patent number: 10185945
    Abstract: A point of sale system capable of operating in an indicia-reading mode or a verification mode is disclosed. In the indicia-reading mode, the point of sale system configures its illumination, imaging, and processing to read indicia as part of a normal checkout process. If triggered by a user or by an event, the point of sale system may operate in a verification mode. In the verification mode, the point of sale system enables the necessary illumination, imaging, and processing to verify an item. This verification includes illuminating the item in a way that causes a noticeable response from a security mark (or marks) on the item. An image of the response may be captured and processed to authenticate/verify the item. The point of sale system may then respond to the verification and/or may store the image/results as a record of the verification.
    Type: Grant
    Filed: June 2, 2017
    Date of Patent: January 22, 2019
    Assignee: HAND HELD PRODUCTS, INC.
    Inventors: Erik Van Horn, Sean Philip Kearney, Patrick Anthony Giordano, Timothy Good, Chandler Dickinson, Ka Man Au, David Wilz, Sr., John A. Furlong, Benjamin Hejl, Joseph A. Walczyk, Larry Coyle, James Rosetti, Thomas Haggerty
  • Patent number: 10181022
    Abstract: A system for automating a data device login procedure having a network, a system backend communicable with the network having a backend processor configured to control a simplified login procedure and a database of login information accessible by the backend processor, a data reader communicable with the system backend configured to receive a credential data from an identification device, and a fungible portable data device communicable with the backend configured to receive a login information from the system backend for completing a login procedure. The data reader is configured to initiate the login procedure upon receipt of the credential data from the identification device and communicate the credential data to the backend. The backend is configured to determine the login information associated with the credential data comprising personalization information for the fungible portable data device and the system backend completes the login procedure to the fungible portable data device.
    Type: Grant
    Filed: February 12, 2018
    Date of Patent: January 15, 2019
    Assignee: Mobile Heartbeat, LLC
    Inventors: Jacob Mark, Sajikumar Aravind
  • Patent number: 10181122
    Abstract: Systems and methods for mobile authentication for web payments are disclosed. In some implementations, a proxy server receives, from a computing device different from a mobile device, a request from a user to process a web payment via a payment account associated with the mobile device, the web payment being associated with an online merchant. The proxy server verifies that the mobile device is associated with the user. The proxy server transmits, to a commerce server of the online merchant, payment information for the web payment in response to verifying that the mobile device is associated with the user.
    Type: Grant
    Filed: October 31, 2013
    Date of Patent: January 15, 2019
    Assignee: Cellco Partnership
    Inventors: Mohammad Raheel Khalid, Ji Hoon Kim, Cory Michael Bruno, Paul Berman, Mauricio Pati Caldeira de Andrada, Samir Vaidya
  • Patent number: 10181021
    Abstract: A method and apparatus for capacitive off-wrist detection for wearable device are disclosed. In one aspect, the wearable device includes one or more biometric sensors including a capacitive sensor. The method may involve measuring, based on output of the capacitive sensor, a capacitance value indicative of proximity of the wearable device to a user. The method may also involve detecting a change in the capacitance value within a defined time interval, the change being greater than or equal to a threshold change indicative of the wearable device not being proximate to the user's skin. The method may further involve determining that the wearable device has been removed from the user in response to detecting that the change in the capacitance value within the defined time interval is greater than or equal to the threshold change.
    Type: Grant
    Filed: February 1, 2016
    Date of Patent: January 15, 2019
    Assignee: Fitbit, Inc.
    Inventors: Subramaniam Venkatraman, Kevin Pu Weekly, Shelten Gee Jao Yuen
  • Patent number: 10181126
    Abstract: The systems and methods may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. The method may further comprise generating a ranked list of items based upon a plurality of consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.
    Type: Grant
    Filed: March 11, 2013
    Date of Patent: January 15, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Terrence Fischer, Carlos W. Korten, Marisa J. Walster
  • Patent number: 10181054
    Abstract: A system and method is provided for secure file and document management and editing by local client devices. An exemplary method includes receiving by a server, an identifier of a data block and a portion of the data block from a client device, encrypting the first portion of the data block, and generating an encryption key based on the identifier of the data block. The method further includes transmitting, by the server, the encrypted first portion of the data block to the client device to be stored locally in memory of the client device, and causing a second portion of the data block to be encrypted by the client device using the encryption key. A as result, the encrypted second portion of the data block can be stored in the memory of the client device in connection with the encrypted first portion of the data block.
    Type: Grant
    Filed: January 13, 2017
    Date of Patent: January 15, 2019
    Assignee: Parallels International GmbH
    Inventors: Maxim Lyadvinsky, Paul Gafa, Nikolay Dobrovolskiy, Serguei M. Beloussov
  • Patent number: 10181066
    Abstract: There are provided systems and methods for a smart harbor device for intelligent updating and selection for use of transaction processing terminal devices. A smart harbor device may be used to provide updating, servicing, and other maintenance of transaction processing terminal devices, such as EMV terminals used in retail transaction processing. The smart harbor device may include a port where the transaction processing terminal devices may be places, and the smart harbor device may connect to each of the transaction processing terminal devices. Once connected, the smart harbor device may run diagnostics to determine the statuses and conditions for each of the transaction processing terminal devices and maintenance the transaction processing terminal devices. The maintenance may be performed at times where the transaction processing terminal devices are not required for use. Additionally, the smart harbor device may intelligently select one based on statuses and device capabilities.
    Type: Grant
    Filed: June 6, 2016
    Date of Patent: January 15, 2019
    Assignee: PAYPAL, INC.
    Inventors: Satish Govindarajan, Geoffrey William Chatterton, Gunabalan Babu, Guhan Senguttuvan, Anantharaj Uruthiralingam, Khiem Pham, Carlos Rivas
  • Patent number: 10175900
    Abstract: A storage device is configured to communicate with a host device over a Bluetooth connection. The storage device includes a flash memory, a processor, and a Bluetooth controller. The memory stores at least one permission for determining access to the memory. The processor manages access to the memory, independently of the host device, based on a comparison of a request at the removable storage device to access the memory to at least one permission. The comparison is independent, requiring no management by an operating system of the host device, such that if the at least one permission includes a particular access type that matches the access requested in the request, the processor provides access to the memory.
    Type: Grant
    Filed: August 8, 2017
    Date of Patent: January 8, 2019
    Assignee: INNOVATIVE MEMORY SYSTEMS, INC.
    Inventors: Dov Moran, Gidi Elazar, Dan Harkabi
  • Patent number: 10176482
    Abstract: Example embodiments relate to a network-based vulnerability detection system configured to access a database of customer transaction data corresponding to a set of card readers that includes transaction codes, receive an identification of a set of compromised card readers among the set of card readers, identify common transaction codes within the transaction data of the set of compromised card readers, and correlate the common transaction codes to one or more instances of fraud associated with the compromised set of card readers. In some example embodiments, the vulnerability detection system may be applied to monitor one or more card readers, receive transaction data corresponding to transaction conducted through the card readers, identify the common transaction codes correlated to the instances of fraud, and cause display of a notification that includes an indication of the instance of fraud at a client device.
    Type: Grant
    Filed: October 4, 2017
    Date of Patent: January 8, 2019
    Assignee: Palantir Technologies Inc.
    Inventors: Ananya Shukla, Daniel Norris
  • Patent number: 10173441
    Abstract: The present invention is to provide a media processing apparatus for enabling a plurality of discharge sections disposed one side of the apparatus to be disposed parallel inside saved space, the media processing apparatus is provided with a plurality of discharge sections (correct card discharge section and error card discharge section) disposed on one side of an apparatus housing, and a discharge member (card reverse section) that discharges a card C to each discharge section. In such a card processing apparatus, a width dimension (length dimension in the discharge direction of the card) of a discharge stacker of the first card discharge section is wider than a width dimension of the card C, and a width dimension of a frame body of the error card discharge section is narrower than the width dimension of the card C.
    Type: Grant
    Filed: June 28, 2017
    Date of Patent: January 8, 2019
    Assignee: CANON FINETECH NISCA INC.
    Inventors: Naoto Takeshita, Tetsuya Noda, Yasutake Ohshiro, Hiroaki Moroboshi, Hiroshi Mochizuki
  • Patent number: 10176465
    Abstract: A money transfer system with imaging. The system includes a first money transfer terminal and an imaging device. The imaging device is configured to acquire a first set of imaging information of a user. The system also includes a host computer system, configured to receive at least a portion of the first set of financial transaction information and at least a portion of the first set of imaging information. The system also includes a previous transaction database, an external database, and a decision maker terminal. The system also includes a second money transfer terminal and a second imaging device. The second imaging device is configured to acquire a second set of imaging information of the second user.
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: January 8, 2019
    Assignee: THE WESTERN UNION COMPANY
    Inventor: Scott Paintin
  • Patent number: 10173316
    Abstract: A marking stylus for use in automated marking systems with one of the following superabrasive components as the scribing tip: polycrystalline diamond or polycrystalline cubic boron nitride. The superabrasive may have one or more chamfers, as well as a sharp, rounded, or blunt tip. The superabrasive is preferably attached to the body of the stylus by one of the following methods: brazing, press fit, shrunk fit, clamped, casted, injection molded, or a high pressure high temperature cycle.
    Type: Grant
    Filed: February 25, 2016
    Date of Patent: January 8, 2019
    Assignee: Wolfram Labs, Inc.
    Inventor: Joel Michael Vaughn
  • Patent number: 10176661
    Abstract: This invention uses variables sets, that are called up according to a file a into a Programmable Finite Impulse Transform (FIT) algorithm, which then sends a command to a Programmable Finite Impulse Response (FIR) filter (a brick wall filter) that makes multiple passbands. The digital passbands edit a spectral range from 200 nm to 1500 nm into multiple snippets thus generating an edited-down variation on the spectral range coming from fluorescent taggants. The full-wide peaks profile from a zone containing side-by-side fluorescent taggants is uniform on all the value documents or items in a series, but the Programmable FIT algorithm and the Programmable FIR multiple bandpass filter turn that single peaks profile signature into millions of distinct and specific variations, so each value document or item has its own unique key in a database.
    Type: Grant
    Filed: July 18, 2016
    Date of Patent: January 8, 2019
    Inventor: Robert Fenton Gary
  • Patent number: 10176464
    Abstract: Example embodiments relate to a point of sale device leveraging a payment unification service. In some examples, a system may include instructions for a seller unification gateway to receive, via a network, a transaction initiation signal from a point of sale device. The transaction initiation signal may be in response to a purchase request of a buyer that interacts with the point of sale device. The system may include instructions for the seller unification gateway to send, via a network, a transaction authorization request to a buyer unification gateway. The system may include instructions for the buyer unification gateway to receive, via a network, an authorization response from a buyer device near or in the point of sale device. The authorization response may be generated in response to the buyer interacting with the buyer device.
    Type: Grant
    Filed: August 20, 2013
    Date of Patent: January 8, 2019
    Assignee: HEWLETT PACKARD ENTERPRISE DEVELOPMENT LP
    Inventor: Dominique Sandraz
  • Patent number: 10177920
    Abstract: A server apparatus receives unique information, encrypted information and user information from an information processing apparatus via a network interface, the unique information being information which is uniquely assigned to an image processing apparatus, the encrypted information being information into which the unique information is encrypted using a first key, and the user information being information related to a user of the image processing apparatus; decrypts the received encrypted information using a second key corresponding to the first key so as to obtain decrypted information; determines whether the decrypted information and the received unique information represent same information; and stores, in the memory, the received user information and the received unique information in association in a case where it is determined that the decrypted information and the received unique information represent the same information.
    Type: Grant
    Filed: June 30, 2016
    Date of Patent: January 8, 2019
    Assignee: Brother Kogyo Kabushiki Kaisha
    Inventor: Kiyotaka Ohara
  • Patent number: 10176475
    Abstract: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
    Type: Grant
    Filed: October 23, 2013
    Date of Patent: January 8, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Perry A. Cohagan, Mary Ann Fitzmaurice, Aliza Freud, Birgitta Mayer, Julia Menichilli, Jason Nanton, Ray Sharp, Scott Vosburgh, Penelope Wood-Kulko
  • Patent number: 10169772
    Abstract: Systems and methods for providing automated benefit verification and application are described. The apparatus may include a receiving module to receive a transaction, a transaction processing module to process the transaction and parse a unique identifier, a verification module to verify eligibility for a benefit and a data store to store a plurality of unique identifiers. The method may comprise receiving a credit card transaction, determining if a unique identifier contained within the transaction matches one of a stored listing and prompting a user to accept a benefit if the unique identifier matches one of the stored listing. The method may, alternatively, comprise processing a payment device, determining if the user is entitled to a benefit based on information contained within the payment device, prompting the user to accept or decline the benefit and providing the benefit if accepted.
    Type: Grant
    Filed: October 24, 2017
    Date of Patent: January 1, 2019
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventor: Michele Segura
  • Patent number: 10169384
    Abstract: An aspect of providing augmented reality model comparison and deviation detection includes receiving a three-dimensional (3D) model of an object that is associated with a domain, determining a set of characteristics of the object from the 3D model, and searching a domain-specific database for data matching the set of characteristics. The domain-specific database corresponds to the domain associated with the object. An aspect also includes determining an identification of the object from data in the domain-specific database that matches the set of characteristics. For each characteristic in the set of characteristics, and aspect further includes comparing each value of the characteristic to a corresponding value in the matching data of the domain-specific database, and calculating any variation between the corresponding value of the characteristic and the value of the matching data. Another aspect includes creating a searchable index of the matching data and corresponding variations.
    Type: Grant
    Filed: September 1, 2016
    Date of Patent: January 1, 2019
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Eli M. Dow, Erin M. Farr, Michael E. Gildein, II, Moses J. Vaughan
  • Patent number: 10169753
    Abstract: A method for inferring a merchant geolocation includes: storing a plurality of transaction data entries, each including an account identifier, merchant identifier, and transaction time; storing a plurality of merchant profiles, each including a merchant identifier and geolocation; identifying a first set of transaction data entries, each entry including a common merchant identifier; identifying a second set of transaction data entries, each entry including a different merchant identifier corresponding to a merchant within a predetermined distance of a merchant corresponding to the common merchant identifier; transmitting an identification value associated with each transaction data entry in the first and second sets; receiving geolocation data entries for each identification value, each entry including a location time and geolocation; and identifying an updated merchant geolocation for the merchant corresponding to the common merchant identifier based on the geolocation included in geolocation entries that ma
    Type: Grant
    Filed: June 22, 2015
    Date of Patent: January 1, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Justin X. Howe, Bruce MacNair, Andrew Reiskind