Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.

Abstract: Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that activates the card and a second number written to the card at activation away from the card manufacturer. This helps prevent theft at the manufacturer. This second account is a bearer account where anyone who knows the account number can withdraw the funds from the account. The account may be funded with either the account number or the authentication number.

Abstract: A check-in method for airlines allows passengers to use Short Message Service (SMS) to check-in themselves and baggage. A passenger requests to check-in via SMS from practically anywhere and not limited to the airport. After receipt of the request, a confirmation message is sent back to the passenger's registered mobile phone number by SMS. The system will ask the passenger for, and receive from the passenger, the number of bags they intend to check-in for the flight. The passengers can in some embodiments drop the baggage off without any required further action. The system issues an SMS-based cryptographically secure code, such as a bar-code boarding pass to the passenger once the baggage (if any) is successfully transferred and registered to existing baggage management systems through the process above. This code, when scanned, recognized and authenticated provides identification and security clearance for the passenger to board the aircraft.

Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.

Abstract: The present disclosure provides a power rectifier for a Radio Frequency Identification tag circuit. The rectifier is constructed from a pair of complementary MOS transistors. Gates of the transistors have predetermined voltages applied to them. The applied voltages bias the transistors to near their active operating region. During the same time additional control signals are applied to the gates of the transistors, the control signals are synchronous, but out of phase, with each other.

Abstract: Systems and methods for off line/online access controlled environments to implement temporal applications in wireless devices via near field communications in closed group venues; e.g., concert halls, race horse betting, and university scheduling, are disclosed.

Abstract: A system includes a wireless-enabled smart card reader able to be connected concurrently to at least two devices and a mobile device able to be connected wirelessly to the smart card reader and to control connections of the smart card reader.

Abstract: A system and method for authenticating radio frequency identification (RFID) devices and validating readers of the RFID devices are disclosed. Embodiments of the invention use RFID devices adapted for storing data in a form of data segments selectively associated with promiscuous and non-promiscuous regions of their memories and monitor algorithmic, computational, communicational, or tampered errors of the readers.

Abstract: Mechanisms are provided for executing security-sensitive applications with a general-purpose computing device. In particular, the general-purpose computing device includes an unsecure computing environment and a secure computing environment. The secure computing environment is established with a secure access module that includes data and functions for executing the security-sensitive application on behalf of the unsecure computing environment.

Abstract: An apparatus for recording/reproducing external device data in a broadcast receiver and method thereof are disclosed, by which a broadcast receiver allowed by a certification key is enabled to access a corresponding external device only. The present invention includes a connection checking step of checking a state of a physical connection between an external device and the broadcast receiver, a certification key registration deciding step of deciding whether a reserved certification key is registered, an access allowance deciding step of if the certification key is registered, deciding whether to allow an access to the connected external device by verifying the certification key, and an access allowing step of if the access is allowed, recording/reproducing corresponding data by accessing the connected external device.

Abstract: A method of detecting a signal in radio frequency identification (RFID) transponder (FIG. 1) is disclosed. The method includes receiving a signal (FIG. 7) having a first time in a first logic state (high) and having a second time in a second logic state (low). A weight (700, 702) is determined in response to the first time and the second time. An output signal (from A2D) is produced in response to the weight and one of the first and second logic states.

Abstract: A method, apparatus and system for radio frequency identification provides an on-off keyed amplitude-modulated illumination signal containing a sequence of bits configured to illuminate a radio frequency identification (RFID) tag, The illumination signal is received at the RFID tag, rectified to generate a wake signal for waking a processor which is subsequently powered by a battery. The received illumination signal is sampled and subjected to a thresholding process. Mobile telephone band interference is countered by correlating the sampled illumination signal to determine its bit sequence and then correlating the bit sequence against a predetermined key. An identification signal from the RFID tag is sent in response to a match.

Abstract: The present invention is directed to a method and system for authenticating software license. The method for authenticating software license according to an embodiment of the present invention transmits a usage authorization request to an authentication information management server through a communication network, and receives and stores authentication information from the authentication information management server. Subsequently, the method for authenticating software license according to an embodiment of the present invention transmits a terminal identifier to a personal computer, and calculates run-time of software using a launch signal, a termination signal, or combinations thereof, received from the personal computer, corresponding to the running of software, and charges in accordance with the calculated run-time of software. The present invention enables users to authenticate software license using a mobile communication terminal.

Abstract: A wireless network communications unit is operable to transmit and receive data for a host device. The wireless network communications unit includes a wireless network communications interface configured to transmit and receive data using a wireless network protocol when a host device having the wireless network communications unit is turned on. The wireless communications unit also includes a tag component detecting when the host device is turned off. In response to detecting the host device being turned off, the unit enters a tag operational mode wherein the tag component is configured to transmit data identifying the host device via the wireless network interface.

Abstract: A method for managing a resource is provided. A personal card recording, thereon, a user identification code for identifying a user is issued to the user. A registration card recording, thereon, a registration code is prepared. The user identification code is stored in a temporary user storage portion when the user identification code and the registration code are read out, for user registration, from the personal card and the registration card respectively during a predetermined period. If the user identification code is read out from the personal card in order for the user to use the resource and the user identification code is stored in the temporary user storage portion, then the user is allowed to access the resource. If such user identification code is not stored in the temporary user storage portion, then the user is forbidden to access the resource.

Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.

Abstract: A digital broadcasting system and a method for processing data in the same are disclosed. A method for controlling a digital television (DTV) located in one independent space among a plurality of independent spaces physically separated from one another is disclosed. The method includes receiving guest information recorded in a storage area of a compact wireless device and a wired equivalent privacy (WEP) key value of the AP card, receiving the WEP key value corresponding to the AP card of the DTV from a management server, comparing the WEP key value received from the compact wireless device with the WEP key value received from the management server, generating at least one recommendation service information dependent on the guest information, if the two WEP key values are identical to each other, and displaying the generated recommendation service information.

Abstract: The present invention discloses a payment card that uses speaker identification and verification (SIV) speech processing techniques for activation purposes and to deactivate the payment card based upon the card user input to the payment card. For example, the invention can initially identify a payment card in a deactivated state, which is an internal state of the payment card. Speech input can then be received. Speech characteristics of the speech input can be determined and compared against a voice print of an authorized card user. The payment card can be selectively activated based on comparison results. That is, when the voice print and the speech characteristics match, the payment card can be activated. Otherwise, the card will remain deactivated. An activated payment card is one that has undergone an internal state change from the deactivated state.

Abstract: A portable device including a biometric voice sensor configured to detect voice information and to take an action in response to speech spoken into the voice sensor. The device also includes a voice processor configured to process the voice sensor signal characteristics. The portable device may encrypt the detected signal and may compare the detected signal characteristics with voice characteristics that are stored in a memory of the portable device for applications such as voice enabled authentication, identification, command execution, encryption, and free speech recognition. The voice sensor may include a thin membrane portion that detects pressure waves caused by human speech. The portable device may be a contact-type smart card, a contactless smart card, or a hybrid smart card with contact and contactless interfaces. The device may be powered by an internal battery or by a host via contacts or by a power signal making use of the antenna in a contactless implementation.

Abstract: Methods and apparatus for controlling venue buy-back and resale of access privileges to controlled group events limiting third party trading of subscription.

Abstract: A system and method for granting access to a restricted access area using an approved list is disclosed. According to one embodiment, the system may include a card reader that receives a card number from the access card; a card verifier comprising an approved list of card numbers; a card presented list of presented card numbers; and a processor that compares the card number to the approved list and compares the card number to the card presented list; and an access device. The access device grants access to the area if one of (1) the card number is on the approved list and (2) the card number is not on the presented list; and denies access to the area if the card number is not on the approved list and the card number is on the presented list.

Abstract: The invention relates to a system for secure multi-factor authentication using dynamic data, the system including a card reader, and a computer having a display, wherein the card reader is configured to read card information from a data card, provide a scramble code to the computer, receive user input data indicative of user input responsive to a graphical numeric display based on the scramble code, generate PIN data based on the user input data, generate a PIN block including the PIN data and the card information, and transmit the PIN block for authentication.

Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. The card reader may include a data store including a card reader device driver therein. The card reader may further communicate the device driver to a automated banking machine software application component, which is operative to use the device driver to operate the card reader.

Abstract: An electronic transaction payment system is provided having a vendor terminal associated with a vendor who provides goods or services to a purchaser, a vendor smart-card and a vendor smart-card reader for transmitting data to and receiving data from the vendor smart-card. The system also includes a purchaser smart-card reader which is connected to the vendor terminal and which is operable for transmitting data to and receiving data from a purchaser smart-card. In operation, payment for goods purchased by the purchaser is made between the purchaser smart-card and the vendor smart-card. In a preferred embodiment, the payment data is encrypted using an encryption key specific to the transaction between the purchaser and the vendor. A third party registry terminal may also be provided for providing validation of the vendor and/or the purchaser.

Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. A user is also enabled to perform at least one banking operation responsive to financial account data communicated to the automated banking machine from a mobile phone.

Abstract: An electronic card includes a digital processor, an electrochemical battery and a communications port. The processor and battery are essentially coplanar, and are sandwiched between and enclosed by two flexible covers, preferably made from an insulating plastic material, and preferably fitted to the components that they enclose. The communications port can include, for example, a Smart Card contact port, a stripe emulator, an RF port, and IR port, etc. The battery may comprise a rechargeable battery. In an exemplary embodiment, at least the processor is carried by a flexible printed circuit (PC) board. In other exemplary embodiments, switches and/or indicators are also carried by the PC.board. A method for manufacturing an electronic card having at least two components is also disclosed.

Abstract: An electronic device includes: a connection unit for connecting a card accepting device that outputs a card presence signal when the card for using the electronic device has been inserted and ejects the card by at least control with the electronic device; a detection unit that receives the card presence signal and detects that the card has been inserted into the card accepting device; a notification unit that notifies that the card has been inserted into the card accepting device; an operation key; and a control unit for notifying that the card has been inserted into the card accepting device and instructing the card accepting device to eject the card, if it is determined that the detection unit has detected that the card has been inserted into the card accepting device when no operation of the operation key has been accepted within a preset time after a job is completed.

Abstract: RFID tags, ICs for RFID tags, and methods are provided. In some embodiments, an RFID tag includes a memory with multiple sections, and a processing block. The processing block may map one of these sections, or another of these sections, for purposes of responding to a first command from an RFID reader. As such, an RFID tag can operate according to the data stored in the section mapped at the time. In some embodiments, a tag can even transition from mapping one of the sections to mapping another of the sections. This can amount to the tag exhibiting alternative behaviors, and permits hiding data on the tag.

Abstract: A method of performing money transfer send transactions begins with receiving registration information from a customer, including customer identification and qualification information and payment source identification and performing verification of at least a portion of the identification and qualification information and the payment source identification and upon sufficient verification building a distribution profile. The method proceeds by receiving from the customer and storing in the distribution profile send transaction specifications for staging each of one or more proposed send transactions, and receiving a send initiation instruction with associated customer authentication data and responsive thereto identifying a distribution profile and at least one send transaction specification to be executed.

Abstract: A commodity display position alert system includes commodity display shelves set in a selling floor space of a store, an RFID reader provided in each of the commodity display shelves, and a server as a system control unit. The RFID reader reads a commodity code from an RFID tag attached to a commodity. A server compares the commodity code of the commodity and display permission information stored in a database functioning as a shelf-rule storing unit and determines whether the read commodity code is a commodity code of a commodity that should be displayed on the commodity display shelf. When the server determines that a commodity other than the commodity that should be displayed on the commodity display shelf is displayed on the commodity display shelf, the server performs control for outputting a reporting signal for causing the PDA terminal to perform reporting operation.

Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.

Abstract: A payment card comprises a store of issuer-defined pre-generated cryptograms that are loaded only once into the Card by a perso-bureau or issuer. An on-board and autonomous electronic display of the personal account number (PAN), card verification value (CVV), or expiration date (EXP) is auto-sequenced through the stored cryptograms. Each value displayed to the user is unique, and useful in a financial transaction only once. The Card thus requires no changes in behavior on the part of the User, because the existing merchant infrastructure is already equipped to collect PAN+CVV+EXP data for user verification and transaction authorization.

Abstract: Biometric terminals are disclosed that include a biometric reader, an input device, and a processor coupled with the biometric reader and the input device. The processor has instructions to read a biometric measure from a user with the biometric reader. It also has instructions to receive an encoded signal from a handheld device with the input device, the encoded signal including an instruction to update a biometric access system. Instructions are included to decode the encoded signal and to modify biometric access by the user to the biometric access system in accordance with the instruction to update the biometric access system. Update of the biometric access system is acknowledged.

Abstract: An authenticating method includes enabling a transponder to receive a read request that contains an authentication code, enabling the transponder to extract the authentication code from the read request, enabling the transponder to generate and wirelessly transmit a reply signal that contains the authentication code, and enabling a reader to authenticate the transponder based on the authentication code contained in the reply signal. An identification system, which includes the transponder and the reader is also disclosed.

Abstract: A system of changing the PIN associated with a smart card is described. A user can initiate the PIN change using a personal unwired smart card reader, rather than using a system, such as an ATM machine. The smart card reader, loaded with the smart card provides a cryptogram code, which can contain the user's requested new PIN or it can be provided to the issuer via alternative methods. Via various methods the cryptogram code is delivered to the card issuer's PIN change management system, including the user transposing the code from smart card reader screen to the card issuer's web site or audio DTMF transmission from the smart card reader speaker to the card issuer IVR system. Returned from the issuer, via a similar path, will be a command code that when processed by the smart card reader will result in a PIN change on the smart card.

Abstract: The present invention provides a method for customizing customer identifier. To resolve the problems in customizing the identifier in the electronic device by the manufacturer for its customers, such as high management cost, stock, and possibility of error, as well as the security problem in customizing the identifier by the customer itself, and the problem of counterfeiting by others, the method provided comprises generating an irreversible identifier from a seed data input by the customer using some one-way algorithm(s) and storing that identifier in the electronic device. For the manufacturer, both the management cost and the stock are reduced, and the error possibility of the product after leaving the factory as well. For the customer, the security of customizing the identifier is ensured, and its identifier cannot be counterfeited by other peers any more.

Abstract: An image processing apparatus 30 is used with an IC card 32 capable of outputting first location information specifying a location where a user belongs to, and includes a card reader 50 obtaining the first location information from the IC card 32, a GPS 54 obtaining second location information related to a location where the image processing apparatus 30 is installed, and location information comparing modules 52 and 56 connected to the first and second location information obtaining apparatuses and permitting or restricting use of the image processing apparatus 30 depending on whether the region specified by the first location information overlaps with the location indicated by the second location information.

Abstract: Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in an account, receiving a confirmation of an amount of money in the closed loop card/code account, presenting an owner of the closed loop card/code with the amount of money in the closed loop card/code account and an offer to pay an offer amount for the closed loop card/code, receiving an indication that the owner accepts the offer, receiving the amount of money from the closed loop card/code account, and paying the owner the offer amount. Payment can be on an open loop card/code, cash, automated clearing house (ACH) to bank, check, merchant credit, or bill pay. The method can include generating a new closed loop card/code associated with the amount of money. The new closed loop card/code can be sold to another user.

Abstract: Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in an account, receiving a confirmation of an amount of money in the closed loop card/code account, presenting an owner of the closed loop card/code with the amount of money in the closed loop card/code account and an offer to pay an offer amount for the closed loop card/code, receiving an indication that the owner accepts the offer, receiving the amount of money from the closed loop card/code account, and paying the owner the offer amount. Payment can be on an open loop card/code, cash, automated clearing house (ACH) to bank, check, merchant credit, or bill pay. The method can include generating a new closed loop card/code associated with the amount of money. The new closed loop card/code can be sold to another user.

Abstract: In order to provide an authentication system and a terminal capable of saving user's trouble and allowing quick and accurate determination as to whether the user is a registered user or not, a data processing device capable of data communication with a plurality of image forming apparatuses decides an IC card standard used by an IC card reader connected to each image forming apparatus, and transmits a signal notifying the standard to the image forming apparatus having a corresponding identification ID. Based on the IC card standard decided by the data processing device, the image forming apparatus sets the IC card standard used by the IC card reader and determines whether or not the user is a registered user.

Abstract: There is provided a method for identifying, at the moment of verification, the situation of a threat to a protected ground, airspace and/or sea limits by an approaching ground vehicle, aircraft or sea-going vessel. The method includes an authorized driver/pilot/captain to select first state in which the vehicle, aircraft or sea-going vessel is not considered to present a threat and a second state in which the vehicle, aircraft or sea-going vessel is considered to present a threat. The method further provides entering the first and second PIN codes into a smart card for generating a One Time Indicia (OTI) for each of the PIN codes and disclosing the state associated with each of the first and second OTI codes to at least one control center. Upon the control center receiving an OTI code, the control center obtains positive identification of the driver/pilot/captain and the degree of the threat that the vehicle, aircraft or sea-going vessel presents.

Abstract: Various techniques are provided for establishing financial transaction rules to control one or more subsidiary financial accounts. In one embodiment, a financial account management application stored on a processor-based device may provide an interface for defining financial transaction rules to be applied to a subsidiary account. The financial transaction rules may be based upon transaction amounts, aggregate spending amounts over a period, merchant categories, specific merchants, geographic locations, or the like. The device may update the financial transaction rules associated with a subsidiary account by communicating the rules to an appropriate financial server. Accordingly, transactions made using the subsidiary account by a subsidiary account holder may be evaluated against the defined rules, wherein an appropriate control action is carried out if a financial transaction rule is violated.

Abstract: A power-saving wireless input device and an associated system are included. The wireless input device comprises an antenna, an RFID transponder, an energy-storing unit, and a sensing unit. The RFID transponder receives an AC signal via the antenna, and converts the AC signal into a DC signal. The energy-storing unit receives the DC signal for charging. The sensing unit, which is powered by the energy-storing unit, generates an input signal to the RFID transponder. The RFID transponder demodulates the AC signal to generate a request signal, and performs load modulation according to the input signal to generate a reply signal in response to the request signal. The reply signal is then transmitted via the antenna.

Abstract: The present disclosure provides a power rectifier for a Radio Frequency Identification tag circuit. The rectifier is constructed from a pair of complementary MOS transistors. Gates of the transistors have predetermined voltages applied to them. The applied voltages bias the transistors to near their active operating region. During the same time additional control signals are applied to the gates of the transistors, the control signals are synchronous, but out of phase, with each other.

Abstract: An RFID reader control system and method is provided. A protocol for controlling an RFID reader and an RFID reader control unit of a mobile phone is defined. Messages, information, commands, responses, and notification are constructed and transmitted between the RFID reader and the RFID reader control unit.

Abstract: Methods (3500-3695) and apparatus (10, 20) for controlling physical (30, 40) and virtual (12) access for accelerated recognition and processing of privileges, benefits, value transfers, crowd control, community membership and status, in particular for institutions, arenas and other large venues.

Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.

Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.

Abstract: A system of controlling money through a card, where at least one allocating individual can determine what goods and services the card user may purchase, and what vendors the card user may patronize. The at least one allocating individual accesses a database that is secure and limited to use by the at least one allocating individual. The database permits the at least one allocating individual to select what goods, services and vendors will be accepted and what will be denied when the card is used. These selections are then transmitted to the card company's network, which will accept or decline a purchase request from a vendor. In an additional embodiment, the selections may be transmitted directly to a strip or chip within the card via a card reader or access port such as Universal Serial Bus (USB) located on the card.

Abstract: Embodiments of methods and machines are disclosed for enabling contactless devices, such as contactless payment cards and other devices having near-field communication (NFC) capabilities, for use as fare media in a transit and/or transportation system. Embodiments include reading contactless data from a contactless device and associating it with information received from another source on the device. For example, associating a primary account number (PAN) and/or other information received from a contactless payment card's contactless interface with a PAN obtained from a magnetic stripe of the contactless payment card. The information can then be further associated with one or more products and/or a transit user account.