Abstract: The techniques described herein enable a head-mounted display device to use a fiducial marker to identify an Internet of Things (IoT) device. The head-mounted display device can use the identifier to establish a network connection with the IoT device. For example, the identifier can include an Internet Protocol (IP) address, a Bluetooth address, a cloud IoT identifier (e.g., AZURE hub IoT identifier), or another type of an identifier. By using an electronic paper display, the IoT device can dynamically generate and display a new fiducial marker when a new identifier is assigned to the IoT device or is generated by the IoT device. Consequently, the head-mounted display device can detect the fiducial marker and extract the identifier for the IoT device from the fiducial marker so that the identifier can be used to establish a network connection with the IoT device.

Abstract: A cooler access control system locks a cooler when occurrence of an event is detected that requires limiting access to the inside of the cooler. Examples of such events include the loss of power to the cooler for a predetermined period of time, the opening of the cooler door for longer than an allowed time, the loss of functionality of a temperature probe and others. In an embodiment, a service mode is supported wherein the door is left unlocked despite the occurrence of such an event, to allow a stocker or other personnel to leave the cooler door open while stocking the cooler with product.

Abstract: An apparatus is provided, comprising: a storage portion for storing, by each position on a patrol route, an equipment to be inspected in a plant which should be inspected by viewing by a patroller; a position acquisition portion for acquiring a position of a patroller on a patrol route; a first detection portion for detecting a viewed equipment which has been viewed by a patroller; and an alert portion for outputting an alert signal about the viewed equipment, in response to a fact that the equipment to be inspected, which corresponds to a position of a patroller on a patrol route, is not detected as the viewed equipment.

Abstract: A document reader including a housing having a lower portion and a rotatable upper lid; an optical reader located in the lower portion; a first RFID chip reader located in the lower portion, including a first RFID antenna configured for a first frequency of operation; a second RFID chip reader located in the rotatable, including a second RFID antenna configured for a second frequency of operation. The document reader first turns on the optical reader to detects and analyze a document placed between the lower portion and the rotatable upper lid, then turns on the second RFID chip reader to detect a second RFID chip in the document to read data from it at the second frequency, and then shuts off the second RFID chip reader, and then turns on the first RFID chip reader to detect a first RFID chip in the document to read data from it.

Abstract: A transmitter in an Internet of Things (IoT) network parses an authentication credential into different portions and assigns each portion to one of multiple pre-determined frequency channels for transmission. A receiver for which the authentication credential is intended first authenticates that the different portions of the authentication credential are sent on the pre-determined frequency channels. The receiver then compiles the portions and authenticates the authentication credential.

Abstract: A programmed computer-implemented method allows enterprises to pay transactions using a virtual credit card at the time of an approved purchase order. The approach maintains corporate controls relating to requisitions and purchase orders, eliminates the need for electronic invoicing, and automates the accounting and reconciliation of virtual credit card charges. For example, a particular line item in a card statement, representing a particular charge event, is automatically reconciled to the correct purchase order. For another example, each charge represented in a card statement can be associated with the supplier that is identified in a corresponding PO. Therefore, a computer graphical user interface (GUI) can show vendor identification at any time, whereas most buyers are not able to see the true vendor in spend data on a credit card charge, as the vendor is typically just represented as the issuing bank.

Abstract: A computer-implemented method, computer program product and computing system for: establishing connectivity with a plurality of security-relevant subsystems within a computing platform; defining a plurality of subsystem-specific queries on a unified platform concerning the plurality of security-relevant subsystems, wherein one or more of the plurality of subsystem-specific queries has a defined execution schedule; and providing the plurality of subsystem-specific queries to the plurality of security-relevant subsystems.

Abstract: A memory controller may include: a request checker identifying memory devices corresponding to requests received from a host among the plurality of memory devices and generating device information on the identified memory devices to perform operations corresponding to the requests; a dummy manager outputting a request for controlling a dummy pulse to be applied to channels of selected memory devices according to the device information among the plurality of channels; and a dummy pulse generator sequentially applying the dummy pulse to the channels coupled to the selected memory devices, based on the request for controlling the dummy pulse. A memory controller may include an idle time monitor outputting an idle time interval of the memory device and a clock signal generator generating a clock signal based on the idle time interval and outputting the clock signal to the memory device through the channel to perform a current operation.

Abstract: A queue monitoring system includes at least one sensor configured to monitor guests admitted from an entrance and generate a sensor signal. The system also includes a virtual queue controller comprising a processor and communications circuitry, wherein the virtual queue controller is configured to: communicate guest admittance information to an operator device, the guest admittance information causing the operator device to display a target number of guests to be admitted during a time interval; determine a count of guests admitted from the entrance during the time interval based on the sensor signal; determine a remaining number representative of remaining guests to be admitted based on the target number and the count of guests admitted from the entrance; and communicate a standby admit signal to the operator device to cause the operator device to display the remaining number.

Abstract: A system for remotely monitoring a depletion state of a sacrificial anode. The system includes a light emitter that is configured to emit a light beam and an optical receiver positioned to receive the light beam. A sacrificial anode is located between the light emitter and the optical receiver in a pathway of the light beam, the sacrificial anode being electrically coupled to a metallic structure for the purpose of minimizing corrosion of the metallic structure. Absent a presence of the sacrificial anode in the pathway of the light beam, the optical receiver is configured to receive the light beam, and in response to receiving the light beam, to generate an electrical signal indicative of the depletion state of the sacrificial anode.

Abstract: A cooler access control system locks a cooler when occurrence of an event is detected that requires limiting access to the inside of the cooler. Examples of such events include the loss of power to the cooler for a predetermined period of time, the opening of the cooler door for longer than an allowed time, the loss of functionality of a temperature probe and others. In an embodiment, a service mode is supported wherein the door is left unlocked despite the occurrence of such an event, to allow a stocker or other personnel to leave the cooler door open while stocking the cooler with product.

Abstract: A venue location identification system for vehicular access control is described. In one embodiment, the system includes at least one access control device. The access control device includes a processor, a communication interface, and an actuating mechanism configured to control a barrier for providing access to a parking area. The system also includes a user device associated with a vehicle. The user device is configured to communicate with the communication interface of the at least one access control device using ultra wideband (UWB) communication technology. The user device is further configured to transmit an access request to the access control device via UWB requesting permission to leave the parking area as the vehicle approaches the barrier.

Abstract: The disclosed computer-implemented method may include a magnetic insertable lock component with a magnet-sensing lock housing. By using a magnet within a pin and a magnetic field sensor within the lock housing, the apparatus may accurately detect the state of the lock. In some embodiments, the apparatus may determine the pin is inserted fully into the lock, the pin is inserted partially into the lock, the pin is not inserted in the lock, and/or that a foreign object that is not the pin is inserted into the lock. By using a magnet within the pin to track the state of the lock, the apparatus may improve both the user experience and the security of the lock. Various other methods, systems, and computer-readable media are also disclosed.

Abstract: This disclosure describes systems and techniques for enabling a communication device to communicate wirelessly with a near-field-communication (NFC)-enabled payment terminal while avoiding interference between the NFC-enabled payment terminal and other NFC payment instruments. In some instances, the communication device may receive, via a non-NFC communication protocol, a payment token from an identification device and may send, over NFC, the payment token to the NFC-enabled payment terminal for satisfying the cost of a transaction.

Abstract: A method and system may reduce latency and improve connectivity by performing offline authorization of products and services related to airline reservations. A server device may receive a request for a product or service related to an airline reservation from a user including payment information for the user and may transmit the payment information to a payment service provider for authorization. In response to identifying an outage at the payment service provider, the server device generates a temporary approval code indicative of a successful payment to prevent latency during the outage at the payment service provider and stores transaction data including a representation of the payment information for the user in an offline database. The server device proceeds as if payment was successful and provides an order confirmation message to the user's client device indicating that the product or service has been reserved for the user.

Abstract: A method of secure reception, in a card reader, of a piece of data entered into a terminal connected to the card reader. The method includes the following acts by the card reader: obtaining an encipherment reader key from the card reader; encrypting the encipherment reader key by using an authentic encipherment key shared between the card reader and an authentication server, delivering an encrypted reader key; sending the encrypted reader key to the authentication server for transmission of the reader key from the authentication server to the terminal; receiving an encrypted key sent by the authentication server, resulting from an encryption of a terminal key, obtained by the authentication server, by using the authentic key; and receiving encrypted data sent by the terminal, resulting from an encryption, by using at least the reader key and of the terminal key, of the at least one piece of data.

Abstract: A model is trained to create a probability distribution of counts based on counts of distinct values stored by person profiles in a field. The model is trained to create another probability distribution of counts based on other counts of other distinct values stored by the person profiles in another field. The count of distinct values stored by a person profile in the field is identified. Another count of distinct values stored by the person profile in the other field is identified. A score is determined based on a cumulative distribution function of the count under the probability distribution of counts. Another score is determined based on the cumulative distribution function of the other count under the other probability distribution of counts. If the score and the other score combine in an overall score that satisfies a threshold, a message is output about the person profile being suspected of corruption.

Abstract: The invention refers to a battery pack (30) comprising a battery pack housing (32) and a battery cell (34) accommodated inside the battery housing (32) and a plurality of battery pack contacts (36) accessible from outside the battery housing (32) and electrically connected to the battery cell (34). The battery pack (30) is adapted to be electrically connected with its battery pack contacts (36) to respective electric appliance contacts (38) of an electronic appliance (2; 100) and to provide electric energy to the electronic appliance (2; 100) after connection thereto. It is suggested that the battery pack (30) comprises a card slot (40) in the battery pack housing (32) with a plurality of electric slot contacts (42) in electric contact with the battery pack contacts (36), and that the battery pack (30) comprises an electronics card (44) for releasable insertion into the card slot (40), the electronics card (44) comprising a wireless communication device (46).

Abstract: A system including a device operable to intercept a PMS request from the PMS to the encoder to obtain card data from the encoder, then send the card data to a credential service to provision a mobile phone with a virtual key. A method of provisioning credentials for a mobile device, the method including generating a request from a Property Management Systems (PMS); sending the request to an encoder through a device; determining if the request is for a virtual card at the device; and using an encoder 0 feature to check-in a guest from the encoder in response to a request for a virtual card.

Abstract: A method of verifying the destination of a transaction between nodes in a network includes receiving transaction information corresponding to a transaction between the nodes, where the transaction information comprises a unique destination identifier and a destination name and where the unique destination identifier defines a destination account of the transaction; obtaining from a storage unit a set of names used in previous transactions to that destination account; determining at least one disparity value between the destination name and the set of names; and producing a destination verification value based on the at least one disparity value, wherein the destination verification value is used to verify whether the transaction between nodes should proceed.

Abstract: The present disclosure involves systems, software, and computer implemented methods for providing rapid approval of blockchain-based transactions. This includes approval of transactions prior to the transaction being written to the blockchain. A transaction system can register with a transaction manager, such as a cloud-based or cloud transaction manager, which can maintain a queue of pending transactions and provide approval for transactions in real-time or near real-time, while later verifying the pending transactions are written into the blockchain as expected. This allows the transaction system to securely confirm the transaction is approved prior to the transaction being written in the blockchain, based on a real-time or near real-time analysis of each customer's corresponding account and transactions.

Abstract: The invention relates generally to systems and methods for a medical data marketplace where de-identified medical data can be offered for sale or licensing, and prospective customers can search for the medical data using various criteria. The marketplace facilitates clinical research activities, clinical trials, medical research, medical technology development, and the like, while preserving HIPPA privacy protections, and allows medical data owners to monetize the data in an efficient manner.

Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.

Abstract: A biometric exit system controls exit of a person from an area with an asset. The system obtains a digital representation of a biometric for the person. The system receives an identification of the person using the digital representation of the biometric. Using the identification, the system receives permissions regarding whether or not the person may exit the area with the asset. If the person is permitted, the system allows the person to exit. Upon allowing exit, the system may transmit a message to the person. The message may include a confirmation of a transaction and/or one or more offers to which the person can respond.

Abstract: Systems and methods are disclosed for providing a subscription-based travel service that includes one or more processors that perform operations comprising: receiving, by a subscription-based travel service, search criteria comprising a travel period for a user; determining that a subscription of the user with the subscription-based travel service corresponds to a first travel service rate category; identifying, based on the search criteria, a list of travel services associated with the first travel service rate category that are available for consumption during the travel period; presenting the identified list of travel services to the user; and reserving a given travel service of the travel services on the list in response to receiving a selection of the given travel service.

Abstract: Embodiments of the present invention provide methods and systems to enable a digital wallet identifier to be present in communications associated with transaction data for transactions that are facilitated by a digital wallet provider. In one embodiment, a communication device of a user receives a request for payment credentials required to conduct a transaction and obtains the payment credentials. The payment credentials include a digital wallet identifier and at least some of the payment credentials are obtained from a trusted execution environment associated with the communication device. The obtained payment credentials are provided to an access device associated with a merchant. The access device is configured to initiate the transaction by generating an authorization request message including the payment credentials for onward transmission to an issuer computer.

Abstract: According to an embodiment, a method receives one or more messages associated with connecting a client and a first host. At least one of the messages comprises an encrypted portion indicating the first host and at least one of the messages comprises a cleartext portion indicating a second host. The method determines first and second sets of links associated with the first and second host, respectively. The first set is determined based on monitoring a result of connecting the client and the first host. The second set is determined based on observing behavior associated with connecting to the second host. The method detects domain fronting in response to determining, based on comparing the first set of links and the second set of links, that the first host differs from the second host.

Abstract: A method and system for managing financial risk through the use of postpaid processing during use of wireless services is presented within the scope of the following invention. The present invention uses credit card authorization to pre-reserve credit card funds for wireless services in excess of planned usage. Authorizations eliminate the credit risk associated with overages and payment timing, and also maintain a customer experience identical to postpaid processing. The authorizations are invisible to the customer and no charge is brought to a customer's credit card until the monthly bill is settled. Separating the authorization and settlement stages of retail wireless payment processing allows the branded wireless provider to avoid inherent areas of credit risk during the tenure of a customer's wireless service, while maintaining a familiar customer experience.

Abstract: A method including retrieving, by a processor associated with a virtual private network (VPN) server, an initial operating system stored in a non-volatile memory, the initial operating system being associated with the VPN server providing VPN services; storing, by the processor, the initial operating system in a volatile memory; executing, by the processor, the initial operating system from the volatile memory to obtain a VPN operating system; storing, by the processor, the VPN operating system in the volatile memory; and executing, by the processor, the VPN operating system from the volatile memory to provide the VPN services. Various other aspects are contemplated.

Abstract: It is provided a method for controlling access to a physical space using a co-sign delegation. The method is performed in a lock device and comprises the steps of: receiving an access request from an electronic key; obtaining a plurality of delegations, wherein each delegation is a delegation from a delegator to a delegatee, the plurality of delegations collectively forming a chain of delegations; determining that a delegation is a co-sign delegation, indicating that all further delegations need to be cryptographically signed by both the delegator of the respective delegation and by an access controller; and granting access to the physical space when the chain of delegations start in an owner of the lock device and ends in the electronic key; and when all delegations in the chain of delegations after the co-sign delegation are cryptographically signed by both the delegator of the respective delegation and by the access controller.

Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

Abstract: An apparatus for recording license plates of vehicles travelling on a road having several adjacent lanes comprises a vehicle classification sensor configured to detect a predetermined shape characteristic of a vehicle or group of vehicles. The apparatus further comprises at least one camera mounted at an elevated point beside one of the lanes and having an angle of aperture covering at least one of said lanes, each lane covered by at least one camera. The vehicle classification sensor is configured to, upon detecting the predetermined shape characteristic on a lane, trigger the camera that covers the lane the predetermined shape characteristic is detected on to record an image of a license plate on the back of the vehicle or group's leading vehicle, respectively, for which the predetermined shape characteristic is detected. The triggered camera is of a lane either adjacent to or at least one lane apart from the lane.

Abstract: Devices, systems, and methods for contactless vehicle codes are presented. A method may include receiving, by a vehicle, a first request to present a code associated with an activity. The method may include sending a second request to a device, the second request indicative of the activity. The method may include receiving, from the device, the code, wherein the code includes information associated with the activity. The method may include presenting, using a display of the vehicle, the code.

Abstract: There is described a user mobile device and an enterprise gateway for providing dynamic building interfaces. The gateway receives a request for cards from the device, and the device receives the cards from the gateway in response to the request. Each card has a structure corresponding to one of multiple pre-defined templates. Each card has an assigned rank and is associated with a list of cards defined when the cards are ordered in accordance with the assigned rank. The assigned rank of each card is based at least in part on a user target profile associated with the user mobile device and the customer identification. The gateway comprises a processor that determines an assigned rank for each card based at least in part on a user target profile associated with the user mobile device and the customer identification. The device provides at least one card of the list of cards.

Abstract: A computer-implemented method of authenticating the identity of a user is provided, where the user is associated with a computer signature and is in possession of a cell phone. The method involves obtaining a current geographical location of the cell phone, determining if the computer signature is associated in a database with a stored geographical location of the phone, and, if the computer signature is associated in the database with a stored geographical location, comparing the stored geographical location to the current geographical location of the phone.

Abstract: A system for controlling access to one or more enclosed areas comprises at least one access card reader and controller powered via a Power-over-Ethernet (PoE) interface, each access card reader and controller being capable of controlling access through a particular entrance to a particular enclosed area and an access control server in communication with the at least one access card reader and controller, the access control server being capable of controlling the operation of the at least one access card reader and controller, and a signal converter disposed between the access card reader and the access control server.

Abstract: A controller is configured to obtain first image data from a camera associated with a ticket processing apparatus; transmit the first image data to an application server; receive, from the application server, a dispense command for the ticket processing apparatus; cause the ticket processing apparatus to dispense, based on the dispense command, a ticket having a scratching area; receive a user-provided scratching command from the application server; and cause a robotic scratching device to scratch, or remove an opaque substance from, the scratching area of the ticket in accordance with the user-provided scratching command.

Abstract: A system and a method for a supply-chain hardware integrity for electronics defense (SHIELD) dielet embedded over a component of a device, a radio frequency identification (RFID) probe system coupled to the SHIELD dielet, and a secure server system communicating with the RFID probe system that can enable security services is provided. Embodiments include a multi-function SHIELD software defined, hardware enabled security system that provides hardware identity, anti-tamper, encryption key generation and management, trusted platform module services, and cryptographic software security services for a device.

Abstract: Computer-implemented methods and systems are provided for locally freezing a user account in a geographic or digital space. Consistent with disclosed embodiments, locally freezing a user account in a geographic or digital space includes receiving fraud data associated with the user account, the fraud data including a location where a fraud associated with the user account has occurred, wherein the fraud location includes at least one of a digital location or a geographical location; receiving account data associated with the user account, the account data including non-fraudulent account transaction information; generating a pattern of fraud based on the fraud data; generating a pattern of use associated with the user account based on the account data; determining a geodigital area for a localized account freeze based on the pattern of fraud and the pattern of use; and performing a localized account freeze on the user account based on the determined geodigital area.

Abstract: A controller is configured to obtain first image data from a camera associated with a ticket processing apparatus; transmit the first image data to an application server; receive, from the application server, a dispense command for the ticket processing apparatus; cause the ticket processing apparatus to dispense, based on the dispense command, a ticket having a scratching area; receive a user-provided scratching command from the application server; and cause a robotic scratching device to scratch, or remove an opaque substance from, the scratching area of the ticket in accordance with the user-provided scratching command.

Abstract: Methods are disclosed for provisioning and/or controlling operator profiles in terminals, each having an integrated circuit card identified by an integrated circuit card identifier. According to one aspect, a discovery server is configured with an authorization table including associations of integrated circuit card identifier, service provider identifier, and operator identifier(s). The discovery server receives, from a data preparation node, an event registration request that includes a number of elements. The discovery server determines whether the event is authorized. If so, the event is registered. This enables a terminal to seek to retrieve the event, to contact the data preparation node, and to eventually perform the profile operation. Some embodiments enable the network-initiated provisioning and/or controlling of operator profiles in machine-to-machine devices.

Abstract: A computer-implemented method is disclosed. The method includes receiving a first indication that a first replaceable component of a print apparatus has been replaced; receiving, prior to any print impressions being made using the print apparatus since receiving the first indication, a second indication of an intention to replace a second replaceable component of the print apparatus; retrieving data regarding previous replacements of replaceable components of the print apparatus; determining, based on the retrieved data, whether or not replacement of the second replaceable component is to be restricted; and responsive to determining that replacement of the second replaceable component is to be restricted, restricting replacement of the second replaceable component. An apparatus and a machine-readable medium are also disclosed.

Abstract: Disclosed is a smart badge device that can be included into a private LTE network established in a facility. The device includes position tracking and estimating capabilities, and operates along with a cloud-based service suite. The cloud services act as a platform between the device and a number of facility software systems. The device also operates with internal and external equipment so that an administrator can track employees and establish data flow between the badge and the facility software systems.

Abstract: Provided is to prevent a false determination due to an attachment condition of an apparatus that transmits and receives an acoustic signal, and perform accurate personal authentication. A personal authentication device includes: a personal authentication means that authenticates an individual by using first information at least including an acoustic characteristic calculated from an acoustic signal propagating through the head of the user, which is detected by an apparatus being attached on a head of a user for transmitting and receiving the acoustic signal, and a feature amount extracted from the acoustic characteristic; an attachment trouble rule storage means that stores an attachment trouble rule for detecting an attachment trouble with the apparatus; and an attachment trouble detection means that detects a trouble with an attachment state of the apparatus when the first information satisfies the attachment trouble rule.

Abstract: A data controller computing device is configured to receive, from a voice-controlled (VC) computing device, a shared payment initialization request identifying a primary user payment account associated with the VC computing device. The DC computing device creates a shared payment account linked in a database to the primary user payment account. The DC computing device also receives secondary user information, and links in the database at least one secondary user payment account to the shared payment account. Additionally, the DC computing device transmits a shared payment account identifier to the VC computing device. The DC computing device receives, via a payment network, a transaction authorization request including the shared payment account identifier, a merchant identifier, and a transaction amount. The DC computing device applies respective portions of the transaction amount against each of the primary user account and the at least one secondary user payment account.

Abstract: In one embodiment, a method includes receiving, by a tracking system server, a data stream comprising events related to a set of devices. The set of devices include tracking devices and mobile devices. Each event contains a location update respectively associated with a tracking device of the set or a mobile device of the set. The method includes programmatically separating, by the tracking system server, the events from the data stream. The method includes batching, for processing by the tracking system server, the separated events into one or more batches. The method includes processing, by the tracking system server, a specific batch of events, of the one or more batches of events, that involves a specific tracking device to estimate a location of the specific tracking device using a location determination algorithm.

Abstract: A re-locatable safety deposit box facility that allows for 24/7 access by authorized personnel to their safety deposit boxes without the need for any attendants at the facility. The facility is self-contained and re-locatable, such that it can be moved from one location to another location. In some embodiments, the facility may be, for example, a standard size shipping container. It has interior dimensions that are sufficient to house an array of safety deposit boxes. The container may also be equipped with devices that may be used to lift the entire container up so that it may be moved to another location.

Abstract: A personal identification device for physical access control systems, including: at least one reader capable of reading data from an identification badge, the data including at least identification data; a processing unit; a data storage member; at least one wireless communication module; and an internal battery arranged to supply power to the components of the device. The processing unit is arranged for: acquiring data from at least one identification badge by way of the reader; storing the acquired data in the data storage member; if the acquired data are encrypted, decrypting the data; and transmitting at least a portion of the acquired data, via the wireless communication module and on request from a reader external to the device.

Abstract: A method, apparatus and system are disclosed for providing a user with an indication of the user's financial security level. In order to achieve this, the user may be surveyed to provide information related to the user's attributes and current level of financial security. Based on the user's inputs, a financial security tool may generate a financial security score and monetary risk amount that provides an accurate interpretation of the user's financial security level.

Abstract: Digital pass verification systems and methods are disclosed herein. One or more servers are to distribute instructions on a network. The instructions, when executed, cause a first device carried by a person to at least: access a result of a diagnostic test performed on the person, the result provided by a second device; generate a machine-readable code in response to the result being negative; and display the machine-readable code on a display of the first device to enable the person to gain access to a location.