Patents Assigned to United Services Automobile Association (USAA)
  • Patent number: 11954194
    Abstract: Embodiments described herein disclose methods and systems for encryption and decryption of data. In some implementations, an encryption and decryption system can protect private information of a user in documents with an artificial reality device. The encryption and decryption system can determine the portion of a document containing private information and encrypt that portion of the document. In some implementations, the encryption and decryption system can receive a document and identify the protected (e.g., encrypted) portion of the document. In some cases, the protected portion of the document can contain a security token that the encryption and decryption system can extract. The system can compare the security token to an authentication token associated with the user and determine whether the security and authentication token match. If the tokens match, the system can decrypt the protected portion of the document and display the decrypted data as a virtual object.
    Type: Grant
    Filed: September 29, 2021
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Huihui Wu
  • Patent number: 11954669
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11955113
    Abstract: The present invention provides a method and a system utilizing an AI entity for confirming an agreement has been entered between a first entity and a second entity during a verbal communication, capturing the portions of the communication that constitute the elements of an agreement and storing the portions for later verification of the agreement.
    Type: Grant
    Filed: May 11, 2022
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Brady Carl Stephenson
  • Patent number: 11955028
    Abstract: An environment-transforming system transforms a user's environmental information in ways that allow the user to better perceive her environment. For example, the system transforms some aspects of a visual scene into a sound space for a visually impaired user. Once the user learns to interpret the sound space, she avoids walking into an object because a sound cue tells her that the object is in her near environment and roughly where it is. Various types of transformations are possible depending upon the user's needs and preferences. As all people are different, each user has a personalized profile that directs the transformation process. More generally, the environment to be transformed may include aspects of artificial or enhanced reality. The transformed environmental information can be presented to the user in a number of ways, such as in haptic feedback, as directional audio, through oral stimulation, or through modified visual display.
    Type: Grant
    Filed: February 28, 2022
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Justin Royell Nash, Ivan Ortiz, Austin Ray Keeton, Subhalakshmi Selvam, Fang Yuan Gonzalez, Huihui Wu, Salvador Adrian Bretado
  • Patent number: 11954737
    Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stephen Young, Michael A. Merwarth, Jon-Michael Kowall, Michael Kyne, Carolyn Knopf
  • Patent number: 11956200
    Abstract: A system and method for improving the download time of emails in an environment in which a server distributes emails to persons working in close proximity to each other. When these persons receive multi-recipient emails intended for several or all of these persons, the server distributing the emails delivers the multi-recipient emails to the first one of the persons who logged on to read his or her emails on his or her personal computer, for distribution to the other persons over a personal area network. This reduces the download time for the persons downloading their emails at a subsequent time.
    Type: Grant
    Filed: February 28, 2023
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11954006
    Abstract: The present disclosure relates generally to a system that includes a storage component that stores data and a processor. The processor may install an application using a portion of the storage component, partition the portion of the storage component from a remaining portion of the storage component, and execute the application via the portion of the storage component.
    Type: Grant
    Filed: May 8, 2023
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ryan Russell
  • Patent number: 11954726
    Abstract: The present embodiments relate to an Augmented Reality (AR) vehicle buying experience. A client can provide a series of client information, such as characteristics of a desired vehicle. A specified vehicle can be identified and characteristics of that vehicle can be identified. The characteristics of the vehicle can then be compared with the desired vehicle characteristics provided by the client to determine whether the vehicle corresponds to the desired vehicle of the client. Responsive to determining that the specified vehicle corresponds to the desired vehicle of the client, the client AR display can be updated to highlight the specified vehicle depicted in the display. Alternatively, responsive to determining that the specified vehicle does not correspond to the desired vehicle of the client, the client AR display can be updated to obfuscate (e.g., grey out) the specified vehicle in the display.
    Type: Grant
    Filed: July 26, 2021
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Elena Marie Carrasco, Sumita T. Jonak, Nathan Lee Post
  • Patent number: 11947973
    Abstract: The present disclosure is related to a system that may include a first computing device that may perform a plurality of data processing operations and a second computing device that may receive a modification to one or more components of a first data operation, identify a first subset of the plurality of data processing operations that corresponds to the one or more components, and determine one or more alternate parameters associated with the one or more components. The second computing device may then identify a second subset of the plurality of data processing operations that corresponds to the one or more alternate parameters and send a notification to the first computing device indicative of a modification to the first subset and the second subset.
    Type: Grant
    Filed: September 13, 2021
    Date of Patent: April 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Oscar Guerra, Megan Sarah Jennings
  • Patent number: 11947351
    Abstract: A system for use with an autonomous vehicle includes one or more processors configured to receive one or more inputs from a driver and to control the autonomous vehicle based on the one or more inputs. Each input is indicative of an anticipated driver response to a driving incident.
    Type: Grant
    Filed: May 25, 2021
    Date of Patent: April 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ruthie Lyle
  • Patent number: 11941225
    Abstract: In one embodiment, a system includes a user interface generation system comprising one or more processors configured to generate a graphical user interface configured to be displayed via a display of a user computing device. The graphical user interface is configured to receive one or more inputs relating to a financial trade. The user interface generation system is also configured to transmit the graphical user interface to the user computing device. In addition, the graphical user interface includes executable code defining a plurality of components encapsulated within the graphical user interface. Each component includes one or more properties and one or more states. The one or more properties and the one or more states relate to the financial trade.
    Type: Grant
    Filed: October 4, 2018
    Date of Patent: March 26, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Meghan Diana Austin, Tiffany Michelle Maples-Nikkel, Rebecca Noelle Larson
  • Patent number: 11940356
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium for receiving an indication of damage to a building from a sensor network associated with the building, where the sensor network is responsive to damage to the building. Determining a location and an extent of the damage to the building based on the indication of damage. Automatically coordinating a repair for the damage in response to determining the location and the extent of the damage.
    Type: Grant
    Filed: August 24, 2021
    Date of Patent: March 26, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Bradly Jay Billman, Gianna Weingarden, Nicole Ferretti, Cory A. Matheson
  • Patent number: 11941004
    Abstract: Disclosed are systems, devices, methods, and computer-readable media for performing various actions for bringing data stores into compliance with a policy. The actions include generating a global scan index (“scan index”) for SAS® software and using the scan index to handle data management operations. Unlike traditional B-tree indices that consume a larger quantity of resources to parse through data, the scan indices may include a table of three columns. A first column may include an indication of a search value, a second column may include an indication of what table(s) in the data store(s) include the requested value, and a third column may include an indication of the row number for the tables in column two in which the value resides. The actions further include batching requests to perform a data management operation on data of a certain category by employing the scan index.
    Type: Grant
    Filed: September 28, 2020
    Date of Patent: March 26, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Glen Alan Becker
  • Patent number: 11941702
    Abstract: A system may include a plurality of camera devices configured to acquire image data associated with a property. The system may also include a processor that receives the image data from the plurality of camera devices, receives insurance policy data associated with the property from a database, and adjusts one or more terms of the insurance policy data based on the image data.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: March 26, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Michael J. Allen, Daniela Wheeler, Spencer Read, Kathleen L. Swain
  • Patent number: 11938791
    Abstract: A vehicle window opacity system that includes a vehicle window system comprising a front windshield, side windows, and a rear window, a liquid crystal display system coupled to the vehicle window system, and a controller coupled to the liquid crystal display system. The controller is operable to control an opacity of a portion of the liquid crystal display system coupled to at least one side window relative to the front windshield to reduce and/or block light from passing through the at least one side window based on information regarding a light source.
    Type: Grant
    Filed: May 4, 2022
    Date of Patent: March 26, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11935125
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, to process audio and visual data. One of the methods includes receiving, from a mobile device, image data and audio data, wherein the image data and audio data were obtained within the same time frame. The method includes processing the image data to identify a first set of facts. The method includes processing the audio data to identify a second set of facts. The method includes processing meta-data associated with the image data to identify a third set of facts. The method also includes performing at least one process using the first set of facts, the second set of facts, and the third set of facts.
    Type: Grant
    Filed: April 7, 2021
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory David Hansen, Andre R. Buentello
  • Patent number: 11935018
    Abstract: Systems and methods for digital integration of financial features between a user and a service provider is provided. For example, if a user device is registered with the service provider, the user device may receive an electronic notification (e.g., calendar entry) related to outstanding account operations. The user device may be able to complete the outstanding account operations by accessing the electronic notification and embedded financial information.
    Type: Grant
    Filed: February 26, 2021
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Carlos JP Chavez, Andrea Marie Richardson, Janelle Denice Dziuk, Oscar Roberto Tijerina, Valmore M. Smith, Gregory David Hansen, Gregory Brian Meyer, Courtney St. Martin
  • Patent number: 11936630
    Abstract: A router includes processing circuitry configured to send a request to a web server to access a website hosted by the web server. Additionally, the processing circuitry is configured identify a pathway between a client device and the web server as well as determine whether the pathway is encrypted or unencrypted. In response to determining that the pathway is unencrypted, the processing circuitry is configured to determine whether an alternative pathway between the client device and the web server via a web host of the web server is available and, in response to determining that the alternative pathway is available, cause the alternative pathway to be established in lieu of the pathway.
    Type: Grant
    Filed: April 28, 2021
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ashley Raine Philbrick, Ryan Thomas Russell, David Joaquin Harris, Sacha Melquiades De'Angeli
  • Patent number: 11931608
    Abstract: A system for dispensing flame retardant foam on the exterior of a structure. The structure has an opening that enables distribution of flame retardant foam onto the roof. The system includes a foam distribution system having a foam expansion chamber and a roof plenum for delivery through the roof opening. Foam solution and compressed air are combined in a conduit and supplied to the foam expansion chamber. The structure may have at least one wall. In that case, the system may have a wall plenum for delivery of flame retardant foam from the foam expansion chamber through a first wall-associated opening. Each such wall will have an opening associated with the wall that enables distribution of flame retardant foam onto that wall.
    Type: Grant
    Filed: January 24, 2023
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Margaret Gray, Brian Francisco Shipley, Justin Dax Haslam, Robert Wiseman Simpson, Donnette Moncrief Brown, Eric David Schroeder, Michael J. Maciolek, Bobby Lawrence Mohs, Manfred Amann, Rochelle Ann Tijerina, Meredith Beveridge, Jess W. Gingrich
  • Patent number: 11934845
    Abstract: A system including a developer client computer configured to provide inputs to a state machine generation client to configure a state machine. The system further includes the state machine generation client configured to generate structural code and associated code implementation files representative of the state machine, where the state machine generation client comprises: a graphical user interface (GUI). The GUI includes a state machine configuration window displaying a configurable representation of one or more states in the state machine and an ordering of the states of the state machine and a state key listing the one or more states in the state machine. The system further includes a code implementation system coupled to a code repository, wherein the code implementation system is configured to generate a dynamic state machine implementation based at least upon the generated structural code and associated code implementation files.
    Type: Grant
    Filed: November 30, 2021
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Augusto Javier Rodriguez, Jorge Arturo Vicens