Patents Assigned to United Services Automobile Association (USAA)
  • Patent number: 11936788
    Abstract: Techniques are described for providing delegated access to identity data stored on distributed ledger(s), in which the identity data can include image(s) of physical credential(s) and/or biometric data used to identify individual(s). An application programming interface (API) enables access to the identity data. In some instances, the access is provided to an obfuscated version of the identity data and/or to a hash or other digest of the identity data. The identity data is provided by the API according to the individual's delegation. The individual can specify rules that indicate the particular types of identity data that may be provided and/or used for particular purposes, and/or the particular entities authorized to request the identity data.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Brian F. Shipley
  • Patent number: 11935060
    Abstract: The present disclosure relates to systems and methods to generate user or user group behavior similarities based on computing distances between individual users or user groups and without using demographic data, e.g., based on anonymized data. The methods include creating a multidimensional vector representation for each user in a group by summarizing user's behaviors across various categories. Based on the created vectors, distance calculation and nearest neighbor search are performed to locate users that are most similar to target users. The resulting distance metrics may be used to rank similarities. Additionally, dimensionality reduction may be performed to further distill the behavior information to make the disclosed methods suitable for a variety of analytics and modeling tasks.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: John Gibson, Linqiu Wu
  • Patent number: 11936060
    Abstract: A power supplying device that can be used during emergencies is disclosed. The device comprises multiple adjustable battery compartments that can be connected, via switches, to deliver power to an external device connected to at least one power delivery port of the power supplying device. Each adjustable battery compartment includes a fixed lead and a sliding lead so that the multiple different battery sizes can be inserted into the compartment and connected to the device. An external battery connection device or harness can also be used with the power supplying device. The external battery connection device can be used to connect various different kinds of batteries with the power supplying device, such as cordless power tool batteries, cordless appliance batteries, and batteries for radio controlled (RC) devices.
    Type: Grant
    Filed: June 27, 2022
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Eric David Schroeder, Donnette L. Moncrief Brown, Snehal Desai, Manfred Amann, Timothy Frank Davison, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim
  • Patent number: 11935384
    Abstract: The disclosed wearable device systems include several features for alerting and guiding persons who are approaching or near to potentially hazardous or high-risk conditions in their nearby environment. Sensor data from wearable devices (also referred to herein as “wearables”) are used to determine the presence of various unsafe environmental conditions and phenomenon, including dangerous terrain or other unusual conditions. The wearable would be used to warn a person, for example via auditory or haptic-based feedback, if the person is about to encounter an unsafe condition. In particular, the proposed systems can be of great benefit to the visually impaired, those persons with physical disabilities, or persons otherwise vulnerable to particular environmental conditions.
    Type: Grant
    Filed: February 13, 2023
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Christopher Russell, Gregory David Hansen, Nathan Lee Post, Ashley Raine Philbrick, Nolan Serrao, Ruthie D. Lyle, Pooja Krishnaswamy, Noemy Diosdado
  • Patent number: 11935347
    Abstract: Embodiments described herein disclose methods and systems for community item distribution. In some implementations, the community item distribution system includes a platform for users to post information regarding items they want to share with the community. The community item distribution system can categorize the information and establish donation parameters for the shared items. The donation parameters can include where and when items can be donated or retrieved, what types of items can be donated, and who can request the donated items. In some cases, the community item distribution system can generate a user interface listing the available items that users can request. Upon request of an item, the community item distribution system can schedule a drone to transport the item, in a secured container with ultraviolet lights to disinfect the item, from the storage location to the delivery location.
    Type: Grant
    Filed: March 29, 2022
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ashley Raine Philbrick
  • Patent number: 11935028
    Abstract: Implementations of the present disclosure include receiving transaction data for a transaction that is to be executed by a computer-implemented person-to-person (P2P) payment system, the transaction data including a unique account identifier uniquely identifying an account of a first user among a plurality of accounts of the first user, and an amount to be transferred to the account from a second user, processing the transaction data to execute the transaction, and transmitting notifications to each of the first user and the second user, the notifications providing information regarding the transaction.
    Type: Grant
    Filed: June 14, 2021
    Date of Patent: March 19, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: John Weatherman Brady, Christopher J. Cox
  • Patent number: 11928741
    Abstract: A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.
    Type: Grant
    Filed: December 29, 2021
    Date of Patent: March 12, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
  • Patent number: 11928964
    Abstract: A parking availability predictor system provides a prediction of parking availability that meets a user's specified needs. When the user submits a query for parking availability, he can include desired parking criteria such as location, handicapped status, and desired time to begin parking. The system consults a parking occupancy model which gathers current and historical information about parking occupancy, including parking durations and durations of vacancies between occupancies. The model processes the gathered information into a statistical predictor of parking occupancy and vacancy. The system uses the predictor to predict when parking that meets the user's needs will become available. That prediction, including user-suitable parking locations along with the expected start of their vacancies, is then sent to the user in answer to his query.
    Type: Grant
    Filed: April 4, 2022
    Date of Patent: March 12, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nikhil Dama, Laura Frisbie Evans, Christopher Ryan Haberland, Ting Lu, Simon Phillip Stolarczyk, Kristopher Thomas Williams
  • Patent number: 11930129
    Abstract: A system and method for disabling distracting apps on a driver's personal devices while allowing passengers travelling in the same vehicle to have full use of their personal devices. The system works by first identifying all the personal devices that are in the vehicle and then establishing a loose mesh network between those devices. Once the mesh network is established, the system identifies which of the personal devices is associated with the driver, and ensures that any distracting apps on the driver's personal device are disabled, while allowing full functionality for any passenger's personal devices.
    Type: Grant
    Filed: March 1, 2023
    Date of Patent: March 12, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Christopher M. Russell
  • Patent number: 11922816
    Abstract: A system for managing a fleet of shared autonomous vehicles may comprise a plurality of specialized sub-systems. The sub-systems may coordinate to service requested rides using the vehicles. The system may comprise a reservation system configured to receive a request for a ride from a user device. The system may comprise a coordination system configured to determine a price for the requested ride. The system may comprise a routing system configured to determine a vehicle of the fleet to service the requested ride and/or a route for the requested ride. The determined vehicle may be caused to service the requested ride.
    Type: Grant
    Filed: September 29, 2020
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory D. Hansen, Will K. Maney, William P. Culbertson, II
  • Patent number: 11924273
    Abstract: Systems and methods directing requests to a particular node in a multi-tiered middleware environment are provided. In one embodiment, traffic requests can be dynamically routed to a desired server, and not be load balanced, based on an identification of the client generating the traffic requests.
    Type: Grant
    Filed: February 23, 2023
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Clayton Krueger, Phillip Schwesinger
  • Patent number: 11923954
    Abstract: Techniques are described for a method of establishing a wireless ad hoc network using a series of wireless relays deployed in a geographical area where an extreme event has occurred. The deployed wireless relays may form a plurality of links between them to form the wireless ad hoc network where each of the wireless relays may serve as node in the wireless ad hoc network. The wireless ad hoc network may provide wireless services to devices within the geographical area. The wireless relays may be deployed to various locations within the geographical area using a plurality of unmanned aerial vehicles (UAVs) that may receive control commands from a relay control device.
    Type: Grant
    Filed: November 2, 2021
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Alexander B. Nagelberg, Jess Gingrich
  • Patent number: 11922286
    Abstract: Embodiments described herein disclose methods and systems for using more than one Recurrent Neural Network (RNN) to analyze a user input and to predict a request being made by the user as the user is inputting the request. In an embodiment, a first RNN and a second RNN can simultaneously or near simultaneously process the user requested information by separating and analyzing the characters and words in the user's request. A third RNN can process the output vectors generated by the first and second RNNs to identify one or more solutions that predict the user's request.
    Type: Grant
    Filed: April 7, 2023
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Brandon Scott Kotara, Gunjan Chandraprakash Vijayvergia, Jon Eric Weissenburger, Ben Hawkins
  • Patent number: 11924201
    Abstract: Embodiments described herein disclose technology for verifying authorization of an application download. The system can receive from a device associated with a user, a request to download an application. In response to a first instance of the application being downloaded on the device, the system can assign a unique identifier to the first instance of the application. After the application is downloaded and prior to granting the person requesting the application download access to the first instance of the application, the system can request via the first instance of the application identification information and particular authentication information to verify that the person requesting the application download is authorized to do so. In response to verifying that the person requesting the application download is authorized, the unique identifier can be associated with the account, user and/or device to result in a verified download of the first instance of the application.
    Type: Grant
    Filed: September 1, 2021
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Patrick Adam, Gabriel Carlos Fernandez
  • Patent number: 11922810
    Abstract: A vehicle adjustment system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle that is in a stationary position. The one or more processors are also configured to analyze the data to determine whether an object is within a buffer zone surrounding the vehicle while the vehicle is in the stationary position. In response to determining that the object is within the buffer zone while the vehicle is in the stationary position, the one or more processors are configured to provide control signals to one or more driving components of the vehicle to reposition the vehicle to an alternate position.
    Type: Grant
    Filed: May 23, 2022
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
  • Patent number: 11921575
    Abstract: A VIN verification system allow an accurate detection of incorrectly entered VIN in an electronic file followed by correction of the incorrectly entered VIN. A server of the VIN verification system verify characters and letters of the VIN in the electronic file to detect data entry and/or transmission errors. The server upon determining that the characters and entered in the VIN are incorrect will then replace the characters and letters with alternate or substitute characters and letters and generate a new VIN in the electronic file. The server will reexamine the new VIN to validate the new VIN, and then transmit the electronic file to another web application for further processing.
    Type: Grant
    Filed: September 29, 2020
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Shoemaker, Scott Weber
  • Patent number: 11922805
    Abstract: An intelligent traffic control system may be configured to manage autonomous vehicle traffic, such as by communicating with autonomous vehicles. The intelligent traffic control system may be configured to output an indication of a traffic control command to autonomous vehicles and non-autonomous vehicles. The intelligent traffic control system may be configured to determine traffic control commands for autonomous vehicles and non-autonomous vehicles.
    Type: Grant
    Filed: March 9, 2023
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory D. Hansen, Will Kerns Maney, William P. Culbertson, II
  • Patent number: 11922401
    Abstract: Techniques are described for automatically presenting workflow(s) in an application based at least partly on detected signal(s). A radio-frequency signal may be emitted from a transceiver and received by a transceiver of a user device when the transceiver is in proximity to the device. In response, an application including functionality to activate a payment card can launch.
    Type: Grant
    Filed: November 22, 2019
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Matthew David Nolte, William Michael Webb, Shiloh Huff, Shane J. London
  • Patent number: 11922508
    Abstract: Systems and methods related to sourcing and managing a supplier is provided. For example, a system includes a processor operatively coupled to a memory and configured to receive an indication of one or more sourcing designations for a property and casualty insurance claim from a remote device, evaluate at least one of a respective risk and a respective cost associated with multiple suppliers that may be used to address the one or more sourcing designations, provide a recommendation to use a recommended supplier of the multiple suppliers based at least in part on the at least one of the respective risk and the respective cost of the multiple suppliers, and generate a contract that is appropriate for use with the recommended supplier of the multiple suppliers.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Samuel Harding, Tasia Madrid Lee, Erin Nichele Thiele
  • Patent number: 11922352
    Abstract: Disclosed are systems and methods for facilitating identification of risk across risk silos in an organization. Machine learning utilizes risk identification data from two or more silos to identify risk associated with electronic change requests provided to the system. Regulatory/compliance results are submitted to a blockchain for immutable recordation of compliance status.
    Type: Grant
    Filed: March 16, 2021
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Susan Elizabeth Wright, David M. Jones, Jr., Michael Anthony Miller