Patents Assigned to USAA
  • Patent number: 12056130
    Abstract: Aspects of the present disclosure are directed to prediction models that match stored parameters to a new data analytics task. A data analytics task can refer to a task that analyzes and queries data sources to retrieve target data. Example parameters for a data analytics task include a task description, assigned individuals, relevant databases, relevant data tables, search queries, data table joins, etc. Implementations can store historical data analytics tasks and their task parameters. Prediction model(s) can be provided new data analytics task parameters and predict matching historical data analytics tasks for the new task. The matching data analytics tasks can then be analyzed to select data tables common among them, and the common data tables can be provided to a user. Implementations can also group additional parameters according to a selected common data table and provide the grouped additional parameters to the user.
    Type: Grant
    Filed: July 29, 2022
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jennifer Dawn Ayala, Zachery C. Lake, Sydney Ann Conrad-Cook, Courtney St. Martin
  • Patent number: 12056693
    Abstract: A workflow management system can be used to determine whether a set of transaction events have been properly processed according to a business process rule. A business process rule includes a set of transaction events setup in accordance with a government regulation or an internal company process. An event data may include information associated with a transaction event. A workflow management system includes a workflow management server that receives cryptographically signed transaction event data from one or more additional servers so that the workflow management server can determine whether the received transaction event data comprises a complete or an incomplete transaction.
    Type: Grant
    Filed: September 9, 2022
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jonathan Edward Neuse, Sumita T. Jonak, Lindsay Young, Nathan Fillinger
  • Patent number: 12056728
    Abstract: Systems and methods to performing insurance-based actions using sensor data are provided. A computer-implemented method includes receiving, via a processor, a geolocation associated with a property associated with a user. The method further includes querying, via the processor, one or more network image sources using the geolocation to identify one or more images of the property. The method further includes sending, via the processor, the one or more images to an electronic device of a user. The method further includes receiving, via the processor, an indication from the user, via the electronic device, whether the one or more images pertain to the property associated with the user. The method further includes, upon confirmation, providing, via the processor, the one or more images for image analysis to identify one or more features of the property.
    Type: Grant
    Filed: September 13, 2021
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Deveraux, Mark Davis, Michael J. Allen, Spencer Read, Kathleen L. Swain
  • Patent number: 12056759
    Abstract: The present embodiments relate to augmented reality (AR) device managed object selection and acquisition processing. The client, via a client AR device, can view objects in an environment. The system can process sensor data depicting the environment to identify objects in the environment and determine whether the client has selected a detected object. The system can authenticate an identity of the client (e.g., via iris scanning) and initiate an acquisition process for one or more selected objects. The client can select objects, authenticate the client as an authenticated user, and/or initiate the acquisition process on the AR device directly.
    Type: Grant
    Filed: August 13, 2021
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Sean C. Mitchem, Ruthie Lyle, Nolan Serrao, Nathan L. Post
  • Patent number: 12056833
    Abstract: An augmented reality structural assessment system may include a display device, at least one sensor configured to generate image data from a structure, and a processor. The processor may receive the image data that represents one or more portions of the structure and receive motion data representative of a number of steps traversed by a user about the structure. The processor may generate a visualization of a scenario related to structural damage to the one or more portions of the structure of the image data. The visualization may be presented to a user via the display device, such that the visualization augments a view of the structure via the display device to include the one or more dimensions. The processor may then receive input data regarding one or more assessments of damage to the structure corresponding to the scenario, the image data, and the one or more dimensions, and store the data regarding one or more assessments of damage in a storage component.
    Type: Grant
    Filed: July 27, 2023
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Carlos J P Chavez, Donna Moncrief Brown, David James, Andrea Richardson, Victoria A. Santos
  • Patent number: 12054091
    Abstract: A system and method for changing the exterior color of a vehicle is disclosed. The system includes a vehicle with a color change system integrated into the vehicle body of the vehicle. The color change system can change the color of a portion of the vehicle body in response to commands from a color change module running on a computing system within the vehicle. The color change module can detect information about the vehicle's environment to determine an appropriate target exterior vehicle color that contrasts substantially with the vehicle's environment.
    Type: Grant
    Filed: April 13, 2023
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 12056705
    Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 12057128
    Abstract: A system and method for publishing encoded identity data that uses at least biometric information as well as non-biometric identity and/or authentication data is disclosed. The system and method can be used for verifying a user's identity against the published encoded identity data on a distributed system, such as a distributed ledger or blockchain. Using this system, a user's identity can be verified efficiently by multiple parties, in sequence, or in parallel, as a user need only enroll in the verification process a single time. The system further includes a biometric enrollment sub-system that allows for a highly secure method of verifying a user based on unique biometric signals, such as features extracted from an audio voice signal.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Vijay Jayapalan, Jeffrey David Calusinski
  • Patent number: 12052684
    Abstract: The systems, methods, and devices disclose a transducer system located in a room or in an area to provide an alert to one or more persons. The transducer system includes at least a receiver, a processor and a speaker. The receiver receives an alert message sent from an alarm system or from another transducer system. The processor is configured to determine, from a plurality of notification messages, a notification message based on the alert event indicated by the alert message. Each of the plurality of notification messages corresponds to a different alert event, and each of the plurality of notification messages includes information to vibrate a speaker according to a different pre-determined vibration pattern. The speaker is moveable to generate a vibration pattern according to the determined notification message to inform a person about the alert event, wherein the speaker generates the vibration pattern in a low-frequency range.
    Type: Grant
    Filed: July 8, 2023
    Date of Patent: July 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Patrick R. Kelley
  • Patent number: 12049125
    Abstract: Systems and methods described in this disclosure provide methods and systems for automatic deployment of a vehicle covering apparatus to protect the vehicle from environmental conditions such as severe weather.
    Type: Grant
    Filed: May 2, 2023
    Date of Patent: July 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory David Hansen, Andre Rene Buentello, Manfred Amann
  • Patent number: 12051903
    Abstract: A system for controlling power in a facility having an electrical system including an energy storage device and a generator and an associated fuel tank. The fuel tank provides fuel to the generator and has a gauge indicating remaining fuel. Both the energy storage device and the generator operate. The generator may be used to provide power to the facility, the energy storage device, or both simultaneously. A first power consuming device imposes a first load connected to the electrical system and second power consuming device imposes a second load connected to the electrical system. The system receives information related to the loads and calculates an initial estimated run time of the energy storage device, and information related to the first load and information related to the second load. The system selectively removes the second load in a simulation and calculates a second run time of the energy storage device.
    Type: Grant
    Filed: February 28, 2022
    Date of Patent: July 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: William Preston Culbertson, II, Ryan Thomas Russell, Nathan Lee Post, Bryan J. Osterkamp, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 12050706
    Abstract: A computing device may include a memory storing a first dataset and a second dataset and a processor configured to provide an operating system. The computing device may also include a container defined by a programmed boundary within at least the memory and provided by the operating system. A resource executed within the container may access the first dataset without accessing the second dataset. However, the resource may access the second dataset in response to a generation of a certificate. The resource may originate from following a hyperlink in a communication.
    Type: Grant
    Filed: December 21, 2020
    Date of Patent: July 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ashley Raine Philbrick, Ryan Thomas Russell, David Joaquin Harris, Sacha Melquiades De'Angeli
  • Patent number: 12045367
    Abstract: The present disclosure is related to a system that may include a first computing device and a second computing device. The first computing device may send a request for identification data corresponding to one or more health properties associated with a user. The second computing device may receive the request for the identification data. In response to receiving the request, the second computing device may retrieve health data acquired by one or more sensors for monitoring the one or more health properties that correspond to the user and stored in a memory. The first computing device may receive the health data sent from the second computing device and authenticate an identity of the user based on the health data.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Wesley Allen Arnold, Michael A. Belko, Steven K. Dunlap, Sharon Kay Haverlah
  • Patent number: 12047166
    Abstract: A method and system of protecting network activity of mobile devices is disclosed. Specifically, the methods and systems enable the detection of surveillance signals targeting or potentially targeting a user's personal device and automatically triggering a protective response to safeguard the user's information. The proposed systems can provide mobile device users with a powerful security capability by enabling their device to automatically disconnect from one or more networks and/or emitting a protective jamming signal in response to the detection of nearby potential surveillance activities.
    Type: Grant
    Filed: June 24, 2021
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yevgeniy Viatcheslavovich Khmelev, Christopher Russell, Gregory David Hansen, Nathan Lee Post, Ashley Raine Philbrick, Nolan Serrao, Ruthie D. Lyle, Pooja Krishnaswamy, Noemy Diosdado
  • Patent number: 12046119
    Abstract: An electronic device receives operational data indicative of an operational characteristic of a vehicle from a sensor of the electronic device, a sensor of the vehicle, and/or images/videos captured by a camera. The electronic device determines that the vehicle has had a potential incident and a likelihood that the potential incident has actually occurred based on analysis of the operational data. The electronic device also receives risk management data associated with the vehicle from a database, and determines a severity level for the potential incident based on the operational data and the risk management data. The electronic device then sends a notification indicative of the potential incident based on the likelihood that the potential incident has actually occurred and the severity level for the potential incident to a third-party remote system (e.g., of a towing service, an emergency service, or both) to request assistance.
    Type: Grant
    Filed: April 24, 2023
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Samantha Elizabeth Taylor, Yogen Rai, Zachery C. Lake, Rachel Elizabeth Csabi, Hollie Ilene King, Nicholas C. Wheeler, Victor Kwak
  • Patent number: 12047535
    Abstract: Machine learning technology can analyze in real-time the data from a call between a person and a customer service representative. Based on this analysis, a server can determine a sentiment score that describes a sentiment expressed by the person or the customer service representative. If the server determines that the sentiment score is less than or equal to a pre-determined value, the server can inform the customer service representative's manager so that the manager can take further action to help the person and/or the customer service representative.
    Type: Grant
    Filed: September 6, 2023
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Victor Kwak, Seth E. Ethington, Jesse Williams Plymale
  • Patent number: 12045878
    Abstract: A system includes a server operable to communicatively couple with a customer interface device (CID) such that state-of-life inputs from the CID are communicated to the server. The server includes a memory configured to store the state-of-life inputs and storing a program executable by a processor of the server. The server also includes a processor configured to execute the program such that the program determines a financial service product based on the state-of-life inputs and such that the server issues a communication to the CID including a recommendation of the financial service product. The processor is also configured to format one or more selections made by the customer from the recommendation on a single-rail managed account product continuum having two or more financial service products.
    Type: Grant
    Filed: June 15, 2022
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeffrey Kissner, Macdonald Etugbo, Joren Mathijs Scharn, Pablo Guadalupe Trevino, John David Livingston
  • Patent number: 12046139
    Abstract: A vehicle parking management system includes one or more processors configured to receive data indicative of one or more characteristics of one or more parking locations. The one or more processors is also configured to determine one or more recommended parking locations of the one or more parking locations based on the data and based on an input related to a vehicle. The one or more processors is further configured to output a recommendation of the one or more recommended parking locations via a display screen to a driver of the vehicle.
    Type: Grant
    Filed: May 11, 2023
    Date of Patent: July 23, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge Lecocke, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
  • Patent number: 12039500
    Abstract: Implementations provide a calendar application for dynamic scheduling and adjustment of events, such as sequential training events. The calendar application is used to specify events that are to occur within a schedule of events, an order in which the events are to occur, and a duration for each event. The calendar application is also used to specify available time periods in which the events may be scheduled. Based on the specified events and available time periods, the events are scheduled into available time periods to generate a calendar, a schedule of the events that preserves the specified order of events. On detecting a change in the inputs, such as a change in the specified events and/or available time periods, the calendar may be automatically updated (in real time with respect to the change) to accommodate the change, while preserving the order and duration of events.
    Type: Grant
    Filed: June 9, 2022
    Date of Patent: July 16, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Gardner, David Hicken
  • Patent number: 12039610
    Abstract: A method may include receiving, via a processor, an indication that a user is performing one or more activities on a project code. The method may then involve receiving an insurance policy associated with the user and the project code in response to receiving the indication, monitoring the one or more activities performed on the project code by the user, and determining whether the one or more activities correspond to one or more expected activities associated with the insurance policy. The method may also include sending a notification indicative of one or more inconsistent activities to a user device in response to the one or more activities not corresponding to the one or more expected activities.
    Type: Grant
    Filed: May 18, 2022
    Date of Patent: July 16, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Caleb Ezekiel Johnson, Ric M. Pena, Oscar Guerra, Sumita T. Jonak