Patents Examined by James A. Reagan
  • Patent number: 11729576
    Abstract: A system for delivering targeted content to a wireless handset is described. The system comprises a beacon and a wireless handset communicatively coupled to a network. The wireless handset receives a signal from the beacon. A user profile associated with the wireless handset comprises at least one user attribute. The system further comprises a content administration interface configured to store an association between a content item and a user attribute. The system further comprises a content delivery module configured to filter stored content items to retrieve content items associated with a user attribute. The content delivery module transmits at least one retrieved content item to the wireless handset via the network. A handset content interface displays the at least one transmitted content item on the wireless handset.
    Type: Grant
    Filed: February 10, 2020
    Date of Patent: August 15, 2023
    Assignee: NEXRF CORP.
    Inventors: Michael Anthony Kerr, David James Stewart
  • Patent number: 11720988
    Abstract: Various examples are directed to computer-implemented systems and methods for providing an automated data agent monitoring bot. A method includes receiving, by a processor of a computer, input from a user requesting monitoring of user data generation and access on an application or website. The processor analyzes terms of service of the application or website where the user data is used or generated, and programs a monitoring bot configured to monitor the user data based on the terms of service and the received input. The monitoring bot tracks third-party access to the user data based on the terms of service, notifies the user regarding the tracked third-party access, and provides options to the user to control or monetize the tracked access to the user data.
    Type: Grant
    Filed: June 12, 2020
    Date of Patent: August 8, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darius A. Miranda, Rajiv Ranjan, Uma Meyyappan, Chris Theodore Kalaboukis, Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Abhijit Shetti, Rameshchandra Bhaskar Ketharaju, Chandramouli Subramanian
  • Patent number: 11715135
    Abstract: A first processor-accessible memory device system and a second processor-accessible memory device system of a self-regulating transaction system may each store a respective local copy of one or more transaction ledgers that record transactions. A first data processing device system may be configured to generate a transaction information block associated with a particular market channel, store it in the local copy of a transaction ledger associated with the particular market channel stored in the first processor-accessible memory device system, and transmit it to a second data processing device system over a communications network for storage in the local copy of the transaction ledger associated with the particular market channel stored in the second processor-accessible memory device system.
    Type: Grant
    Filed: May 4, 2020
    Date of Patent: August 1, 2023
    Assignee: KOCHAVA INC.
    Inventors: Charles Manning, Aubrey Falconer
  • Patent number: 11704694
    Abstract: Systems and methods are disclosed for associating a plurality of Internet-enabled devices with a common user profile for targeting Internet content or advertising. One method includes: receiving, from a plurality of Internet-enabled devices, a plurality of requests for electronic content or advertising; extracting, from each of the plurality of requests, a source IP address and a unique identifier associated with the respective Internet-enabled device; identifying each possible pair of devices from which requests were received; calculating for each possible pair of devices a probability that the pair of devices are owned or operated by a common user; and prompting a user to either confirm a characteristic of a prior browsing session or to log-in to an account associated with the common user based on a comparison of the calculated probability to one or more thresholds.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: July 18, 2023
    Assignee: Yahoo Ad Tech LIC
    Inventors: Seth Mitchell Demsey, Matthew Patton
  • Patent number: 11693888
    Abstract: Certain aspects of the present disclosure provide techniques for intelligent grouping of travel data for review through a user interface. In one embodiment, a method for providing grouped travel data to a user interface of an application, comprises: receiving a plurality of trip records from an application running on a remote device; providing a first subset of the plurality of trip records to a prediction model; providing a second subset of the plurality of trip records to a model training module; receiving labels for each trip record of the first subset of the plurality of trip records from the prediction model; grouping the first subset of the plurality of trip records based on the received labels; and transmitting the grouped first subset of the plurality of trip records to the application running on the remote device.
    Type: Grant
    Filed: July 10, 2019
    Date of Patent: July 4, 2023
    Assignee: INTUIT, INC.
    Inventors: Grace Wu, Shashank Shashikant Rao, Susrutha Gongalla, Ngoc Nhung Ho, Carly Wood, Brooke Henderer, Vaibhav Sharma, Prasannavenkatesh Chandrasekar
  • Patent number: 11678134
    Abstract: Techniques for supporting network independent location services (LCS) are described. In one design, a location center may communicate with a terminal to establish an account for the terminal with the location center for location services. The location center may establish the account for the terminal independent of a home network or a serving network for the terminal. During signup to establish the account, the location center may (i) provide address information for the location center, security information, and/or other information for the location center and (ii) receive public identity information and/or other information for the terminal. The location center may thereafter provide location services to the terminal based on the established account and without interacting with the home or serving network for the terminal. Techniques for supporting delivery of assistance data are also described.
    Type: Grant
    Filed: October 6, 2020
    Date of Patent: June 13, 2023
    Assignee: QUALCOMM Incorporated
    Inventor: Stephen William Edge
  • Patent number: 11676173
    Abstract: Methods, systems, and programs are presented for determining exposure rate. One method includes an operation for operation for receiving a request, from a client device, for a value of an exposure rate of a zone within a webpage, the request comprising at least one search parameter and information about a viewport of the presented webpage. A check is made to determine if the exposure rate has been previously calculated. When the exposure rate has not been previously calculated, a visibility height of the zone is calculated and stored in a memory. When the exposure rate has been calculated, the visibility height is retrieved from the memory. Recordings of members accessing the webpage are analyzed to determine when the visibility height of the zone is visible in member devices accessing the webpage. The exposure rate of the zone is calculated based on the determinations of visibility of the zone.
    Type: Grant
    Filed: April 27, 2022
    Date of Patent: June 13, 2023
    Assignee: Content Square SAS
    Inventors: Antoine Guo, Stephen Lemaistre, Sylvain Cousquer
  • Patent number: 11671432
    Abstract: A system and method that assigns a portable personal rating based on data verification. The decentralized system and methods operate with algorithms, software, devices, and databases allowing a decentralized distribution of token rewards based on the trust rating of the user. The system uses blockchain technology and is directed to a decentralized trust rating assignment wherein the verified information is saved in a blockchain ecosystem.
    Type: Grant
    Filed: April 18, 2019
    Date of Patent: June 6, 2023
    Inventor: Riccardo Vieri
  • Patent number: 11651386
    Abstract: Systems and methods to track display of a digital content item and distribute rewards based on the display are disclosed. Exemplary implementations may receive a display request identifying the digital content item, effectuate display of the digital content item on a wearable device, receive display information associated with the display of the digital content item on the wearable device, determine and distribute rewards to the user in accordance with the display information, and/or perform other operations.
    Type: Grant
    Filed: April 5, 2022
    Date of Patent: May 16, 2023
    Assignee: Watch Skins Corporation
    Inventors: Collin Knock, Justin Knock
  • Patent number: 11651093
    Abstract: Techniques are disclosed for determining the authenticity of a digital-origin document based, at least in part, on the code of the document. By determining authenticity based on the code of the document, authentication may take into account several features that are not detectable on the rendered image of a digital-origin document. The document class of a target document is initially determined. Anomalies are then detected in the code using various detectors, including but not limited to metadata-based detectors and content-based detectors. The output of the detectors may be combined to generate a document anomaly score that indicates likelihood that the document is not authentic.
    Type: Grant
    Filed: February 24, 2022
    Date of Patent: May 16, 2023
    Assignee: LendingClub Bank, National Association
    Inventors: Anton Mobley, Jixin Li, Nickolaus Mueller
  • Patent number: 11620648
    Abstract: Provided are a payment method and system through generation of a one-time payment-only number of a real card linked with an application, wherein in order to make payment safely by generating a one-time payment-only number every payment without leaving card information of a user in a provider's payment terminal or by using the generated one-time payment-only number, when a real card is linked with an application installed on a user terminal and the payment terminal recognizes the real card, a user signature input window, and transaction information about payment performed with a one-time payment-only number generated by a card company server are displayed on a screen of the application of the user terminal, and payment is performed when a signature of the user is input to the signature input window.
    Type: Grant
    Filed: October 13, 2021
    Date of Patent: April 4, 2023
    Inventor: Hee Young Park
  • Patent number: 11615200
    Abstract: An example operation may include one or more of querying, by a transport, a plurality of transports within a range of an accident location, receiving, by the transport, agreements to access profiles of the plurality of transports on a storage, and responsive to the profiles containing video data associated with the accident location, linking the video data to a profile of the transport.
    Type: Grant
    Filed: April 14, 2020
    Date of Patent: March 28, 2023
    Assignee: TOYOTA MOTOR NORTH AMERICA, INC.
    Inventors: Neil Dutta, Anil Nagpal
  • Patent number: 11610271
    Abstract: Described embodiments relate to determining a candidate financial record associated with a transaction between a first accounting entity and a second entity, and determining, using a numerical representation generation model, a numerical representation of the candidate financial record, the numerical representation generation model having been trained on a corpus generated from historical transaction records. The method further comprises providing, to a transaction attribute prediction model, the numerical representation of the candidate financial record, the transaction attribute prediction model having been trained using a dataset of previously reconciled financial records, each associated with a respective first transaction attribute; and determining, by the transaction attribute prediction model, at least one first transaction attribute associated with the candidate financial record.
    Type: Grant
    Filed: May 20, 2022
    Date of Patent: March 21, 2023
    Inventors: Delia Rusu, Hayden Jeune, Rebecca Dridan, Soon-Ee Cheah, Brett Calcott, Zhimin Wang, Quentin-Gabriel Thurier, Fubiao Qin, Niklas Patrick Pechan
  • Patent number: 11605055
    Abstract: Novel distractorless authorship verification technology optionally combines with novel algorithms to solve authorship attribution as to an open set of candidates—such as without limitation by analyzing the voting of “mixture of experts” and outputting the result to a user using the following: if z (z=pi?pj? pi+pj?(pi?pj)2/n) is larger than a first predetermined threshold then author j cannot be the correct author; or if z (z=pi?pj? pi+pj?(pi?pj)2/n) is smaller than a second predetermined threshold then author i cannot be the correct author; or if no author garners significantly more votes than all other contenders then none of the named authors is the author of a document in question—in a number of novel applications. Personality profiling and authorship attribution may also be used to verify user identity to a computer.
    Type: Grant
    Filed: April 16, 2020
    Date of Patent: March 14, 2023
    Assignee: Duquesne University of the Holy Spirit
    Inventors: Patrick Juola, James Orlo Overly, John Isaac Noecker, Michael Ryan, Christine Gray
  • Patent number: 11593839
    Abstract: Systems and methods are disclosed for executing the electronic distribution of electronic content to a dynamic display.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: February 28, 2023
    Assignee: Yahoo Ad Tech LLC
    Inventors: Seth Mitchell Demsey, Jay Crystal, Smitha Surapaneni
  • Patent number: 11587189
    Abstract: Embodiments relate to a system, program product, and method for smart contract implementation and management. A request for resources is modeled and a reservation of resources is captured in a first computation model interface. A provision of services is modeled as a second computation model interface. Compatibility of the first and second computation model interfaces is verified. Input and output actions are synchronized between the first and second computation model interfaces responsive to the compatibility verification. A smart contract is composed as a third computation model interface to model negotiation of contractual terms, including the captured resources with the provision of services. The composed smart contract is recorded in an operatively coupled immutable venue.
    Type: Grant
    Filed: November 27, 2019
    Date of Patent: February 21, 2023
    Assignee: International Business Machines Corporation
    Inventors: Gabor Madl, Luis Angel Bathen, Ramani Routray
  • Patent number: 11587086
    Abstract: The vending machine system automates the distribution of funds via a payment instrument. The system verifies the identity of the user to confirm the proper recipient of the funds. The system applies rules when performing transactions, including the distribution of funds. The system also activates the payment instrument if required. The system also allows a user to void a payment instrument to recapture the funds associated with the voided instrument. The system dispenses the payment instrument and tracks the funds of the payment instrument for the user.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: February 21, 2023
    Assignee: TECH FRIENDS, INC.
    Inventor: Bobby L. Shipman, Jr.
  • Patent number: 11587107
    Abstract: A system and method for customer and business referral with a smart device concierge system, comprising a database comprising customer and business information, a mobile device operating a concierge application and an automation application, and a referral engine, to allow users to register for and install the concierge application and automation application, and use them to place orders for products, services, or reservations with participating businesses via linked smart devices using the automation application, gives or place these orders for other users who approve of receiving the product, service, or reservation, and compensating application users who have a commercial interest in operating the application, called a commercial concierge, who may be compensated for referring users to various businesses for products, services, or reservations the user may enjoy or be searching for, in lieu of a traditional concierge that may help refer customers manually.
    Type: Grant
    Filed: April 26, 2022
    Date of Patent: February 21, 2023
    Assignee: ROCKSPOON, INC.
    Inventor: Nagib Georges Mimassi
  • Patent number: 11587154
    Abstract: The present disclosure is directed to a system and method to allow sellers of products to establish individual products in a multilevel marketing (MLM) commission system, where the product is offered and sold to a first purchaser—who then actively by requesting a code, or passively, through the purchase of the product, becomes a user of the commission system. This user is provided a code such that the code may be passed onto followers of the registered user, either directly or via a referral hyperlink. The registered user will be allowed to advertise the product to a second purchaser and the second purchaser will be allowed to purchase the product and provide advertisements to other purchasers. Commissions paid to respective downline purchasers for a single product may be limited by a preset number of defined levels. After a product is purchased, commissions are paid out to each respective purchaser according to the defined commission levels.
    Type: Grant
    Filed: July 9, 2021
    Date of Patent: February 21, 2023
    Assignee: KWIKCLICK, LLC
    Inventor: Fred Cooper
  • Patent number: 11574336
    Abstract: An apparatus for secure decentralized rebate management is presented. The apparatus includes at least a processor and a memory containing instructions configuring the at least a processor to receive a claim process request including a plurality of elements of a user data and generate a claim initial entry comprising a conditional claim trigger configured to deploy on an immutable sequential listing. The at least a processor is further configured to execute a claim mapping function including the at least a processor to generate a conditional rebate array including a plurality of rebate requirements, match each rebate requirement to each element of the user data, deploy a plurality of claim test entries representing matches on a private layer, and determine a claim mapping result. The at least a processor is configured to generate a claim result entry configured to deploy on the immutable sequential listing and execute the conditional claim trigger.
    Type: Grant
    Filed: March 11, 2022
    Date of Patent: February 7, 2023
    Assignee: Rx Paradigm Inc.
    Inventors: Chris Chan, Mesfin Tegenu, Stephanie Do, Krzysztof Jagiello, Randy Ulloa