Abstract: Techniques associated with a multi-functionality customer-facing device are described herein. A point-of-sale system can comprise multiple devices, such as a customer-facing device and a merchant-facing device that is coupled to the customer-facing device. The customer-facing device is capable of operating in a first state or a second state. In at least one example, the customer-facing device can present a graphical user interface (GUI) on a display. The customer-facing device can transition from the first state to the second state. The second state can enable the customer-facing device to perform at least one additional functionality that is not available to the customer-facing device in the first state. The customer-facing device can receive, while in the second state, an input via the GUI and can send to the merchant-facing device, an indication of the input.
Abstract: A regulated automatic billing updater (ABU) computing device for enriching data included within a data set is provided. The regulated ABU computing device is for enriching merchant identifiers included within account data update requests. The regulated ABU computing device is configured to receive a request for updated account data. The regulated ABU computing device is further configured to retrieve from a transaction database data associated with one or more merchants and identify a target merchant from the transaction database. The regulated ABU computing device is configured to associate the target merchant with the non-enriched merchant identifier to generate an enriched merchant identifier.
Abstract: The invention relates to a bank card (100) comprising a presentation surface of a pictogram (120) coding at least one item of information for executing a transaction.
Abstract: A computer vision card reader and/or point of sale device is described. The device is configured to sense when a user inserts a card into a card reader and to determine when a user departs or is about to depart from the device without retrieving the card. The device may issue an audible or visible alert to the user, reminding the user to retrieve the card. The device may additionally send a notification to a mobile device associated with the user that reminds the user that he has left a card at the point of sale. In some embodiments, message sent to the user contains a code and, upon entry of the code, the point of sale or card reader device returns the card to the user.
Type:
Grant
Filed:
April 25, 2019
Date of Patent:
February 25, 2020
Assignee:
CAPITAL ONE SERVICES, LLC
Inventors:
Abdelkader Benkreira, Joshua Edwards, Michael Mossoba
Abstract: A smart container is disclosed. The smart container includes a container body having at least one storage division, a timekeeping unit configured to keep time of a deposit-removal cycle for a storage division to obtain a timekeeping result, a billing unit configured to receive the timekeeping result from the timekeeping unit of the deposit-removal cycle for the specific storage division and calculate a storage fee based on the timekeeping result, and a displaying unit being for displaying the storage fee calculated by the billing unit.
Abstract: Embodiments of the invention are directed to methods, systems, and computer program products pertaining to obtaining, providing, and using dynamic card verification values for portable consumer devices, such as credit cards and debit cards. An exemplary method comprises receiving, at a server, a request for a device verification value for a portable consumer device associated with a user; obtaining, at the server, a datum indicative of a device verification value for a portable consumer device; and sending, from the server, the datum to at least one of a phone number or network address of a personal communication device associated with the user.
Abstract: Systems and methods are provided for allowing a mobile device user's location and or identity to be determined. According to one aspect of the disclosure, a method of creating a database comprises providing a first wireless router at a point of sale where a credit card is used in a transaction by a credit card holder, obtaining an identity of the credit card holder during the credit card transaction, establishing a wireless link between the first router and a mobile device carried by the credit card holder, obtaining a Media Access Control (MAC) address associated with the credit card holder's mobile device over the wireless link, correlating the identity of the credit card holder with the MAC address of the credit card holder, and storing the correlated identity and MAC address on a server. In some embodiments, a cellular identifier is obtained rather than a MAC address.
Type:
Grant
Filed:
June 6, 2016
Date of Patent:
February 18, 2020
Inventors:
Austen D Goldman, Nicholas Pappas, Daniel I Orloff, Robert J Goldman
Abstract: A recording device in a transaction processing system extracts extraction information that is used in a process executed by a control server to provide a service from transaction information based on a transaction process, and outputs a code containing a URL of the control server to which extraction information and identification information are added. When accessed by a terminal reading the code, the control server acquires and stores the extraction information and uniform identification information added to the URL, and uses the stored extraction information to execute a process providing a service.
Abstract: The present disclosure describes a system, method, and computer program for real-time and computationally efficient calculation of a recommended value range for a quote variable, such as price, discount, volume, or closing time. The system uses the highest-density interval (HDI) of probability density function (PDF) as a recommended or suggested value range for a quote variable. PDFs for the quote variable are precomputed for groups of related inputs, and each PDF is summarized as an array of discrete points. A dimension reduction technique is applied to the PDF inputs in both the training and real-time (non-training) phases to reduce the number of possible combinations of PDFs. During a quote-creation process, a PDF look-up table enables the system to efficiently identify an applicable PDF from the group of precomputed PDFs based on reduced input values.
Type:
Grant
Filed:
June 6, 2017
Date of Patent:
December 31, 2019
Assignee:
Apttus Corporation
Inventors:
Kirk G. Krappé, Neehar Giri, Man Chan, Isabelle Chai, Rahul Choudhry, Kitae Kim, Stanley Poon, Brian Li, Geeta Deodhar, Elliott Yama
Abstract: This disclosure describes, in part, techniques for analyzing sensor data to identify a bottleneck location within a physical establishment, and then providing a recommendation based on the bottleneck location. For instance, a payment service may analyze a layout of a physical establishment using sensor data representing movements of users within the physical establishment. Based on the analysis, the payment service can identify a location within the physical establishment in which movements of the users correspond to one another. For instance, the payment service can identify that the users are located at a similar location within the physical establishment at a given time period. The payment service can then generate and provide a message that indicates a location for moving an object such that users can utilize new routes through the physical establishment.
Type:
Grant
Filed:
April 24, 2017
Date of Patent:
December 31, 2019
Assignee:
Square, Inc.
Inventors:
Bruce Bell, Brian Partridge, Ghassan Abu-Ghaida, Amar Dhingra, Alfred Bautista, Kevin Yien
Abstract: A method, mobile device, and non-transitory computer readable medium for transmitting information. The method includes determining, by a mobile device, a distance between the mobile device and another device in response to a request for the mobile device to transmit the information. The method also includes determining, by the mobile device, whether the distance between the mobile device and the other device is within a threshold distance. Additionally, the method includes transmitting, by the mobile device, the information to the other device after determining that the distance between the mobile device and the other device is within the threshold distance.
Type:
Grant
Filed:
August 25, 2016
Date of Patent:
December 24, 2019
Assignee:
Samsung Electronics Co., Ltd.
Inventors:
Muralidhar Kattimani, Bulent Kasman, Simon Gibbs, Jasvinder Singh, Anthony Liot
Abstract: A material harmonization disposition system is provided to harmonize disparate material databases by identifying volumes of common database inventory parts and operating as a database authorizing tool for declaring and recording common inventory parts in categorized manner for disposition.
Type:
Grant
Filed:
February 20, 2017
Date of Patent:
December 24, 2019
Assignee:
UNITED AIRLINES, INC.
Inventors:
Fred Meyer, Thao Phan, Edward F. Pozzi, Jr.
Abstract: Aspects of the disclosure relate generally to a printing system that emits audio signals in response to the receipt of user requests received by the system, wherein a characteristic of the audio signals is based on the number of requests that awaiting user acknowledgment.
Abstract: The embodiments herein focus on improving recognition accuracy of these fields on credit card bills by detecting and identifying critical fields on a credit card, extracting the data from the critical fields and comparing the data with known data on a payor, payee and biller.
Type:
Grant
Filed:
October 28, 2016
Date of Patent:
December 17, 2019
Assignee:
MITEK SYSTEMS, INC.
Inventors:
Vitali Kliatskine, Grigori Nepomniachtchi, Nikolay Kotovich
Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing content are disclosed. In one aspect, a set of interaction data specifying one or more types of user interactions with a resource is received for a user. A determination is made, based on the interaction data, that the user is in a first engagement category from at least two different engagement categories. A request for a content item to be provided to the user is received. A content item having a bid specifying an amount that a content item provider is willing to pay for distribution of the content item to a user in the first engagement category is identified. A determination is made, based on the outcome of an auction performed using the bid, that the bid is a winning bid. The content item is provided for presentation in response to the request.
Abstract: Techniques and arrangements for allowing modification of transaction flows, user interfaces (UIs), receipt configuration and control of buyer-facing displays associated with transactions between a payment service, a merchant and a buyer are provided. Payment service payment functionality is exposed by the payment service via one or more application programming interfaces (API)s, software development kits (SDKs), or some other web-based communication technique (e.g., a uniform resource locator). The payment service payment functionality exposed by the payment service allows a merchant to customize one or more steps of a transaction between a user and a merchant. A merchant can use the exposed payment service payment functionality to configure and modify the look and feel and/or the steps within a transaction flow. The merchant can also modify a receipt to include other information from the information that is included in a default receipt.
Type:
Grant
Filed:
July 29, 2016
Date of Patent:
December 3, 2019
Assignee:
Square, Inc.
Inventors:
Jonathan Andrew Wolter, Pierre-Yves Ricau, Rob Dickerson
Abstract: A system and method for distribution of product price and/or sales data in a retail establishment. Product price and/or sales data is stored locally, either in a central computer or master electronic cash register (ECR) or remotely at a master computer. The product price data is stored in the form of a price look-up (PLU) table. The price data can be pushed from the master ECR, local or master computers to and ECR emulation hub to an ECR emulation hub. Similarly, the ECR emulation hub can request product price data from the master ECR, local or master computers. Once the product price data arrives at the ECR emulation hub, it can be processed and sent to a display, which will be located near the appropriate product. The ECR emulation hub can also record and/or transmit prices actually charged for products over time to allow for automatic auditing of promotional pricing offers such as those made by manufacturers of the product.
Abstract: Items—including gourmet products—are evaluated and rated by participants in a controlled event, which can be coordinated by software locally or at a dedicated website. Event data, including item scores and participant scores can be shared with vendors, merchants and other commercial entities associated with the products. Promotional incentives from such entities for the products (and related products) can then be directly targeted and provided to participants and other members of the public. The participant's activities can also be collected and disseminated to affiliates/friends of the participants through social networking sites, personalized web pages, etc.
Type:
Grant
Filed:
August 23, 2013
Date of Patent:
November 19, 2019
Assignee:
John Nicholas and Kristin Gross Trust U/A/D April 13, 2010
Abstract: An inventory service allows business entities to create inventory reports and other reports based on inventory data records corresponding respectively to individual instances of a product. When events take place regarding the product instance, the data record corresponding to the product instance is updated to indicate such events, including descriptions of the events and times of the events. Events may include purchase or sale of the product instance, location movements of the product instance, repairs and returns of the product instance, etc.
Abstract: Data is automatically collected; the data relevant to user attributes. That data is provided as factors for passive authenticating the user for access to a device and/or a resource. In an embodiment, the data is used to establish a profile or a pattern for the user.