Patents by Inventor Joshua Edwards

Joshua Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240029142
    Abstract: A computer-implemented method for providing presentable transaction data of a product to a user may include obtaining preliminary transaction data of one or more purchasers other than the user; generating itemized transaction data based on the preliminary transaction data; obtaining one or more translation codes from one or more transaction entities; generating standardized transaction data based on the itemized transaction data and the one or more translation codes; retrieving identification data from the standardized transaction data; generating anonymized transaction data based on the standardized transaction data by withholding the identification data; generating presentable transaction data based on the anonymized transaction data; and transmitting, to a device associated with the user, the presentable transaction data.
    Type: Application
    Filed: September 29, 2023
    Publication date: January 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Michael MOSSOBA, Abdelkader BENKREIRA
  • Patent number: 11880852
    Abstract: Systems as described herein may include predicting item level data based on merchant advertisement information. A transaction pattern may be detected. The merchant advertisement information may be retrieved and parsed to generate a price list. A number of transactions that each shares a common payment amount may be determined and the number may reach a threshold value. Items from the price list may be matched with the common payment amount. The transaction records may be updated to indicate likely item level transaction information. In a variety of embodiments, the likely transaction information may be presented to a user.
    Type: Grant
    Filed: September 27, 2022
    Date of Patent: January 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich, George Bergeron
  • Patent number: 11882010
    Abstract: A device receives a communication associated with a support issue encountered by a user, and receives information identifying one or more self-support actions performed by the user in relation to the support issue. The device assigns the communication to a position in a support queue. The support queue includes information identifying positions of other communications received from other users, when the other communications are received, and self-support actions performed by the other users. The device associates the information identifying the one or more self-support actions with information identifying the position of the communication, and applies respective weights to the one or more self-support actions. The device generates a score for the communication based on applying the respective weights, and modifies the position of the communication based on the score. The device performs one or more actions based on modifying the position of the communication.
    Type: Grant
    Filed: October 28, 2021
    Date of Patent: January 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abdelkadar M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
  • Patent number: 11880821
    Abstract: A system includes a processing system and a memory system. The processing system includes one or more processors. The memory system includes one or more computer-readable media that contain instructions that, when executed by the processing system, cause the processing system to perform operations. The operations include detecting a loading of a webpage including a document object model (DOM). The operations also include analyzing the DOM to identify a first element in the DOM. The operations also include determining, based on the first element, that the webpage is configured to accept payments. The operations also include receiving, from a provider server, a virtual token which corresponds to a user account. The operations also include injecting information from the virtual token into one or more account number fields on the webpage.
    Type: Grant
    Filed: August 21, 2020
    Date of Patent: January 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Jonathan Bodner, Joshua Edwards, Eric Medin, Adam Vukich, James Zarakas
  • Patent number: 11874918
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of obtaining a permission from the user to monitor a plurality of activities executed within the computing device; continually monitoring the plurality of activities executed within the computing device for a predetermined period of time; identifying an indication of an incoming interaction session within the predetermined period of time; verifying at least one session interaction parameter associated with the incoming interaction session to identify the incoming interaction session as a repeat interaction session; dynamically retrieving at least one relation-specific notation from a plurality of relation-specific notations to display; instructing an input GUI element to display input data associated with the repeat interaction; automatically updating the plurality of relation-specific notations associated with the historical data relationship; and instructing at least one programmable output GUI to display a notif
    Type: Grant
    Filed: January 20, 2022
    Date of Patent: January 16, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tyler Maiman, Lin Ni Lisa Cheng, Asher Smith-Rose, Shabnam Kousha, Joshua Edwards
  • Publication number: 20240013768
    Abstract: In some implementations, a browser extension may receive a setting indicating a level of verbosity and may receive an image and a set of words associated with the image. The browser extension may identify a foreground of the image and a background of the image and may identify, within the foreground of the image, a set of objects. The browser extension may rank the set of objects based on one or more properties of the set of objects and the set of words and may select a subset of objects from the set of objects based on the setting and the ranking. Accordingly, the browser extension may generate descriptions of the selected subset of objects based on the setting and may input the generated descriptions to a text to speech algorithm.
    Type: Application
    Filed: July 5, 2022
    Publication date: January 11, 2024
    Inventors: Michael MOSSOBA, Abdelkader M'Hamed BENKREIRA, Noel LYLES, Joshua EDWARDS
  • Publication number: 20240013211
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through computer-based authentication in a manner that excludes P2P transactions from being presented in false options presented to users. A computing device may receive a request for access to an account from a user. The computing device may provide transaction data to a machine learning model. The computing device may receive one or more merchant names related to P2P transactions from the machine learning model. The computing device may generate a modified set of false merchant choices for the user by excluding merchants related to P2P transactions. An authentication question may be generated, and access to the account may be provided based on a response to the authentication question.
    Type: Application
    Filed: July 5, 2022
    Publication date: January 11, 2024
    Inventors: Joshua Edwards, David Septimus, Jenny Melendez, Tyler Maiman, Samuel Rapowitz, Viraj Chaudhary
  • Publication number: 20240013229
    Abstract: A device receives, from a transaction device, transaction data associated with a transaction of a user logged into the transaction device, and receives information indicating a selection of an abort transaction mechanism to cause the transaction to be canceled concurrently with the user being logged out of the transaction device. The device provides, to a user device associated with the user, a notification indicating that the transaction was canceled and that the user was logged out, and determines whether a response, indicating that the notification was received by the user and indicating a reason for utilizing the abort transaction mechanism, is received from the user device within a threshold period of time. The device provides an alert message to an emergency point of contact for the user when it is determined that the response is not received from the user device within the threshold period of time.
    Type: Application
    Filed: September 22, 2023
    Publication date: January 11, 2024
    Inventors: Abdelkadar M’Hamed BENKREIRA, Joshua EDWARDS, Max MIRACOLO
  • Patent number: 11868596
    Abstract: A computing device may determine that a condition exists with respect to a user of an application. Based on the determined condition, the computing device may determine an action for the user to perform via the application, and an associated importance level of the action. The computing device may identify a user interface element of the application that is associated with the action and a color that is associated with the importance level. The computing device may change the appearance of the identified user interface element such that the user interface element has the color that is associated with the importance level of the action.
    Type: Grant
    Filed: July 28, 2021
    Date of Patent: January 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tyler Maiman, Kathryn Tikoian, Joshua Edwards
  • Publication number: 20240005396
    Abstract: Multifactor authentication techniques described herein may allow a user to submit a recent proof of purchase as a part of a multifactor authentication process to access an account associated with a financial institution. As part of the login process, the user may submit a proof of purchase associated with a transaction. The financial institution may determine information associated with the transaction, such as a merchant associated with the proof of purchase, a time of the transaction, the last four numbers of the transaction card used, a dollar amount, or any combination thereof. If the information matches one or more records in the transaction history of the user's account, the financial institution may authenticate the user and provide access to the account. In this way, the financial institution may leverage transaction history known to the financial institution and the user to authenticate the user.
    Type: Application
    Filed: September 20, 2023
    Publication date: January 4, 2024
    Inventors: Abdelkader M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
  • Patent number: 11861591
    Abstract: A wearable transaction device may include a housing, a fastener component attached to the housing, and an electronic chip secured within the housing. The wearable transaction device may detect a connection with a user device, and receive, from the user device and via the connection, security information for operating the wearable transaction device. The security information may indicate one or more conditions for placing the wearable transaction device in a payment mode or a non-payment mode. The wearable transaction device may receive a request to perform the transaction, and determine, based on the security information, whether the wearable transaction device is in the payment mode or the non-payment mode. The wearable transaction device may selectively perform the transaction based on whether the wearable transaction device is in the payment mode or the non-payment mode.
    Type: Grant
    Filed: May 16, 2022
    Date of Patent: January 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Abdelkadar M'Hamed Benkreira, Joshua Edwards
  • Patent number: 11861447
    Abstract: A card for storing both emergency information and payment information is disclosed. The card can be used by an emergency responder to retrieve emergency information for the user. The emergency information can enable the emergency responder to better render aid to the user. The card can have one or more processors, a sensor, and a memory in communication with the one or more processors and storing an application thereon. The application can cause the card to receive a request from a user device (e.g., from an emergency medical technician, or EMT) to access emergency information stored in the memory, transmit a security challenge to the user device, authenticate a received response to the security challenge from the user device, and transmit the emergency information to the user device.
    Type: Grant
    Filed: June 7, 2022
    Date of Patent: January 2, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Mossoba
  • Publication number: 20230419949
    Abstract: A user assistance device aids validation of transactions on payment terminals. A payment terminal that accepts a payment card at a point of sale can be detected. A transaction amount for validation can be determined from the payment terminal. Subsequently, audio of the transaction amount can be generated. Playing of the audio on a user assistance device can then be triggered, allowing a user to hear the transaction amount before accepting or rejecting the transaction. Further, transaction information can be analyzed and used to suggest whether a customer should accept or reject the transaction.
    Type: Application
    Filed: June 23, 2022
    Publication date: December 28, 2023
    Inventors: Joshua Edwards, Abdelkader M'Hamed Benkreira, Noel Lyles, Michael Mossoba
  • Publication number: 20230419384
    Abstract: Examples are described that enable a sales notification application executing on the mobile device to provide an indication of a better price for a product. In the examples, product information may be obtained from product purchase receipts uploaded by mobile devices executing an instance of a sales notification application. Similarities may be determined between the product information received from each product purchase of the plurality of product purchases. The product information from each of the uploaded receipts may be aggregated based on the determined similarity between the product information. A selected product and a location at which the selected product has been purchased previously may be received for comparison to the aggregated information in a product purchase database. A comparison result may be output to the sales notification application. A payment card may be enabled to purchase the selected product.
    Type: Application
    Filed: September 7, 2023
    Publication date: December 28, 2023
    Applicant: Capital One Services, LLC
    Inventors: Latika GULATI, Joshua EDWARDS, Lukiih CUAN
  • Publication number: 20230419714
    Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.
    Type: Application
    Filed: September 5, 2023
    Publication date: December 28, 2023
    Inventors: Francisco PEREZLEON, Molly JOHNSON, Colin HART, Kaitlin NEWMAN, Angelina WU, Jason JI, Joshua EDWARDS
  • Publication number: 20230421555
    Abstract: Methods, systems, and apparatuses are described herein for improving the accuracy of authentication questions using e-mail processing. A request for access to an account may be received from a user device. A plurality of organizations may be identified. One or more e-mail associated with the account may be identified. The e-mails may be processed to identify one or more organizations that correspond to transactions conducted by a user. A modified plurality of organizations may be generated by removing, from the plurality of organizations, the one or more organizations. An authentication question may be generated and provided to the user device. A response to the authentication question may be received, and the user device may be provided access based on the response.
    Type: Application
    Filed: September 7, 2023
    Publication date: December 28, 2023
    Inventors: Viraj Chaudhary, Vyjayanthi Vadrevu, Tyler Maiman, David Septimus, Samuel Rapowitz, Jenny Melendez, Joshua Edwards
  • Patent number: 11853524
    Abstract: Disclosed embodiments include systems, devices, and methods for extending a view of an interface by way of augmented reality glasses. Web page content can be identified for presentation outside the purview of a web browser. The content can be saved to a network-accessible store. Subsequently, a request is sent, including the location of the network-accessible store, to augmented reality glasses. The content can be acquired from the location by the augmented reality glasses. Subsequently, the content can be rendered by the augmented reality glasses in a manner that extends the view beyond the web browser and physical display.
    Type: Grant
    Filed: April 1, 2022
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Jerry Wagner, Joshua Edwards
  • Patent number: 11854014
    Abstract: A fraud detection system may identify a suspected fraudulent transaction based on one or more criteria. The transaction may be associated with a user. Based on identifying a suspected fraudulent transaction, the fraud detection system may receive augmented reality data from an augmented reality device of the user. The fraud detection system may determine, based on the augmented reality data, whether the transaction is fraudulent, and may take an action based on the determination.
    Type: Grant
    Filed: July 1, 2020
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Eric Loucks, Jacob Learned
  • Patent number: 11855981
    Abstract: A server device receives, from a user device, a session initiation request and information identifying a location of the user device, and receives, from a monitoring device that is separate from the user device, an authentication request and information identifying a location of the monitoring device. The server device processes the session initiation request and the authentication request to authenticate a user of the user device, and determines, based on the location of the user device and the location of the monitoring device, that the user device and the monitoring device are collocated. The server device creates, after authenticating the user of the user device and determining that user device and the monitoring device are collocated, a session token, and sends the session token to the user device to enable the user device to access at least one resource of the server device.
    Type: Grant
    Filed: January 23, 2023
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich, Abdelkadar M'Hamed Benkreira
  • Patent number: D1012173
    Type: Grant
    Filed: October 12, 2022
    Date of Patent: January 23, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Bryant Yee, Abdelkader Benkreira, Joshua Edwards, Colin Hart, Daniel Marsch, Michael Mossoba