Patents by Inventor Joshua Edwards

Joshua Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12197555
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes using vocal confidence processing. A request for access to an account may be received. An authentication question may be provided to a user. Voice data indicating one or more vocal utterances by the user in response to the authentication question may be received. The voice data may be processed, and a first confidence score that indicates a degree of confidence of the user when answering the authentication question may be determined. An overall confidence score may be modified based on the first confidence score. Based on determining that the overall confidence score satisfies a threshold, data preventing the authentication question from being used in future authentication processes may be stored. The data may be removed when a time period expires.
    Type: Grant
    Filed: March 4, 2024
    Date of Patent: January 14, 2025
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Tyler Maiman, David Septimus, Daniel Miller, Viraj Chaudhary, Samuel Rapowitz
  • Publication number: 20250016156
    Abstract: Methods, systems, and apparatuses are described herein for improving the accuracy of authentication questions using e-mail processing. A request for access to an account may be received from a user device. A plurality of organizations may be identified. One or more e-mail associated with the account may be identified. The e-mails may be processed to identify one or more organizations that correspond to transactions conducted by a user. A modified plurality of organizations may be generated by removing, from the plurality of organizations, the one or more organizations. An authentication question may be generated and provided to the user device. A response to the authentication question may be received, and the user device may be provided access based on the response.
    Type: Application
    Filed: September 13, 2024
    Publication date: January 9, 2025
    Inventors: Viraj Chaudhary, Vyjayanthi Vadrevu, Tyler Maiman, David Septimus, Samuel Rapowitz, Jenny Melendez, Joshua Edwards
  • Patent number: 12192212
    Abstract: A device may provide a verification indicator to a device associated with a website. The verification indicator may be associated with verifying access to the website. The device may detect that the verification indicator has been associated with code associated with the website based on processing the code. The device may provide a script to the device. The script may be included in the code. The script may be associated with monitoring operations of the website. The device may receive data related to the operations. The device may analyze the data using a model. The model may be associated with making a prediction related to at least one of: a value to be received via the website, or traffic associated with the website. The device may perform one or more actions related to the website based on a result of the analyzing.
    Type: Grant
    Filed: December 7, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkadar M'Hamed Benkreira, Michael Mossoba
  • Patent number: 12186533
    Abstract: A device may receive an indication that an ATM transaction is to be conducted, display prompt(s) for a user to input user authentication credential information and to select an ATM transaction type, detect user input(s) that include a user authentication credential and a selection of a particular ATM transaction type, and receive, from an ATM device, a request to establish a communication session. The ATM device may include a sync button to initiate communicative coupling of the ATM device and the user device. The request may be based on a user selection of the sync button. The device may communicatively couple to the ATM device, and provide, to the ATM device, the user authentication credential and data regarding the particular ATM transaction type to cause the ATM device to perform the ATM transaction. The device may display information regarding the ATM transaction.
    Type: Grant
    Filed: August 25, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Abdelkadar M'Hamed Benkreira, Joshua Edwards
  • Publication number: 20250005126
    Abstract: In some embodiments, an authentication prompt may be generated based on (i) an object, detected in an image stream of an environment of a user, satisfying one or more criteria and (ii) object data associated with the detected object. The criteria may include (i) the object being in a plurality of different samples and (ii) the object being in a first spatial region of a first sample of the different samples, where the first spatial region of the first sample is a spatial region at which the user looked. An authentication response may be obtained from a user device of the user in connection with the authentication prompt, and the user may be authenticated based on the authentication response obtained from the user device.
    Type: Application
    Filed: September 16, 2024
    Publication date: January 2, 2025
    Applicant: Capital One Services, LLC
    Inventors: Joshua Edwards, Lukiih Cuan, Eric Loucks
  • Patent number: 12182882
    Abstract: A device receives, from a user device, plan information that identifies a plan for an event and includes information identifying an account associated with the plan, plan items of the plan, and priorities and preferences associated with the plan items, where the user device is associated with a user of the account and the plan. The device receives transaction information identifying transactions associated with the account, and processes the plan information and the transaction information, with a first model, to identify transactions related to the plan. The device processes information associated with the particular plan item, the plan information, and the transaction information, with a second model, to determine recommendations for the plan, where the information associated with the particular plan item includes information identifying a priority and a preference associated with the particular plan item. The device provides information indicating the recommendations to the user device.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Ljubica Chatman, Michael Mossoba, Abdelkadar M'hamed Benkreira, Joshua Edwards, Tyler Maiman
  • Patent number: 12183330
    Abstract: In certain embodiments, speech is converted to text for theme identification by natural language processing. Notification data is generated based on detected themes and the notification data may include rules for notification presentation on a client device. The notification data may include parameters for processing image data captured by an augmented reality device to detect one or more objects. The objects may be associated with the theme and detection thereof within captured image data, and in accordance with other rules, may cause the augmented reality device to present a notification with contextual relevance to a current environment of a user utilizing the augmented reality device.
    Type: Grant
    Filed: January 29, 2021
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
  • Patent number: 12183108
    Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.
    Type: Grant
    Filed: September 5, 2023
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Francisco Perezleon, Molly Johnson, Colin Hart, Kaitlin Newman, Angelina Wu, Jason Ji, Joshua Edwards
  • Patent number: 12184674
    Abstract: The present disclosure provides an exemplary method, system, and computing device that may include the steps of receiving a first indication that information of a user has been detected at one or more dark web resources; classifying the item of the compromised information into an information type category; receiving a permission indicator to detect communications by the computing device; receiving a second indication of a communication; receiving a third indication that the user engages an interaction with the communication; instructing the computing device to execute a technique to obtain data for the communication; receiving the data for the communication; determining the communication is a spam communication; determining a current information type category being discussed during the spam communication; making a determination that the current information type category corresponds to the information type category; and instructing a graphical user interface to display an alert to the user.
    Type: Grant
    Filed: September 21, 2022
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Asher Smith-Rose, Tyler Maiman, Joshua Edwards, Lin Ni Lisa Cheng, Shabnam Kousha
  • Patent number: 12182494
    Abstract: A system and method of establishing a communication session is disclosed herein. A computing system receives, from a client device, a content item comprising text-based content. The computing system generates a mark-up version of the content item by identifying one or more characters in the text-based content and a relative location of the one or more characters in the content item. The computing system receives, from the client device, an interrogatory related to the content item. The computing system analyzes the mark-up version of the content item to identify an answer to the interrogatory. The computing system generates a response message comprising the identified answer to the interrogatory. The computing system transmits the response message to the client device.
    Type: Grant
    Filed: August 12, 2021
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Abdelkader M′Hamed Benkreira, Joshua Edwards
  • Publication number: 20240428249
    Abstract: Aspects described herein may allow transactions to be authenticated based on images taken at the transaction site. For example, a computing device may decline a transaction request based on a first category of the transaction indicated in the category information violates a transaction category restriction of the user account. The computing device may send, to a user device associated with the user account, an instruction to upload one or more photos that depict a physical environment where the transaction is requested. If the photos indicate the requested transaction belongs to another category that does not violate the transaction category restriction, the system may approve the transaction based on the photos.
    Type: Application
    Filed: September 3, 2024
    Publication date: December 26, 2024
    Inventors: Elizabeth M. Shoup, Caroline Harriott, Imani Holmes, Joshua Edwards, Yingli Sieh
  • Publication number: 20240426655
    Abstract: Systems and methods for additive manufacturing are generally described. In some embodiments, an additive manufacturing system may include an optical sensing system. The optical sensing system may include a housing with an inlet to a chamber configured to receive a laser energy beam emitted from a laser energy source, an optics module, an optical interferometer, and a photosensitive sensor array. In some embodiments, the optical sensing system may include a gas inlet configured to direct a flow of gas from a gas source into the chamber such that a pressure within the chamber is greater than a pressure in an environment surrounding the chamber, thereby pushing contaminants away from the chamber. In some embodiments, the optical sensing system may include one or more transparent debris barriers disposed along an optical path of the laser energy beam.
    Type: Application
    Filed: May 28, 2024
    Publication date: December 26, 2024
    Applicant: VulcanForms Inc.
    Inventors: Michael von Dadelszen, Peter Colin Reeves-Hall, Joshua Edward Schoenly
  • Patent number: 12176736
    Abstract: In some implementations, a multi-purpose device may include a secure charging location for charging mobile devices. The multi-purpose device may receive authentication information associated with a user. The multi-purpose device may communicate with a fraud detection device, to authenticate the user and to identify that the user is associated with an account. The multi-purpose device may detect that a mobile device associated with the user has been placed in the secure charging location. The multi-purpose device may transmit to the fraud detection device and based on authenticating the user, an indication that the mobile device associated with the user has been placed in the secure charging location.
    Type: Grant
    Filed: March 17, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Dan Lin, Joshua Edwards
  • Patent number: 12175818
    Abstract: A method of receiving, by an access controlling server, a danger-related communication for an inclement danger condition. The access controlling server is in operational communication with a locking mechanism, controlling an opening and closing condition of a door of the enclosed structure. The access controlling server enables, based on the danger-related communication, an entry allowance setting of the locking mechanism of the door of the enclosed structure. The access controlling server adjusts the security restriction associated with the security-protected machine or the enclosed structure. The access controlling server transmits a push notification, informing a user in the area that the entry allowance setting of the locking mechanism of the access controlling server of the door of the enclosed structure is enabled.
    Type: Grant
    Filed: November 16, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Tyler Maiman
  • Patent number: 12175310
    Abstract: Perceptive scaling of computing resources is disclosed. News sources can be analyzed to identify a future event as well as an occurrence date and type of the event. A computing resource affected by the event can be determined based on the type of event. A scaling strategy can be formulated for the computing resource, such as scaling up or out, to address resource load introduced by the event. The extent of scaling can be determined based on the predicted impact of the event on the computing resource. Subsequently, the scaling strategy can be scheduled for execution before the occurrence date. The scaling strategy can later be terminated or deactivated after the event terminates.
    Type: Grant
    Filed: February 21, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader M'Hamed Benkreira
  • Patent number: 12169828
    Abstract: A computer-implemented method that includes receiving a user command including one or more criteria characteristics in association with an account and detecting an occurrence of a transaction from the account. The transaction is associated with one or more purchase characteristics. The method includes determining whether the one or more purchase characteristics of the transaction match the one or more criteria characteristics, and recording a modified version of the one or more purchase characteristics of the transaction on a ledger of the account in response to determining the one or more purchase characteristics match the one or more criteria characteristics. The method includes recording an unmodified version of the one or more purchase characteristics of the transaction on the ledger in response to determining the one or more purchase characteristics do not match the one or more criteria characteristics.
    Type: Grant
    Filed: August 24, 2020
    Date of Patent: December 17, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Mossoba
  • Patent number: 12165153
    Abstract: In some implementations, a backend server and/or a middleman server may receive, from a front-end device, a request including an indication of a physical identifier associated with a user. The backend server and/or the middleman server may determine that the physical identifier is associated with an indication of theft. Accordingly, the backend server and/or the middleman server may transmit the indication of theft to one or more additional backend servers associated with the user. Additionally, the backend server and/or the middleman server may transmit, to a user device, a coded message indicating theft, where the coded message is sent using a communication method consistent with a setting associated with the user. In some implementations, the backend server and/or the middleman server may transmit a one-time authorization to the front-end device and may store an indication not to authorize an additional request including the indication of the physical identifier.
    Type: Grant
    Filed: February 10, 2022
    Date of Patent: December 10, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'hamed Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 12159272
    Abstract: An exemplary system, method, and computer-accessible medium for determining product abandonment for an item(s) can include receiving first information related to a plurality of in-person transactions for a plurality of customers from a point of sale (POS) device(s) located at a merchant(s), where the first information can include transaction information related to the item(s), determining second information related to a reduction of a quantity of the item(s) from the first information by an operator(s) of the POS device(s), generating third information by identifying particular transactions that include the reduction of the quantity, and determining the product abandonment based on the third information by applying (i) a pattern recognition procedure or (ii) a machine learning procedure to the third information. The first information can include in-person transactions that occurred over a particular period of time, and the particular period of time can correspond to a sales cycle of the merchant(s).
    Type: Grant
    Filed: August 17, 2020
    Date of Patent: December 3, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua Edwards, Lukiih Cuan, Latika Gulati
  • Patent number: 12159276
    Abstract: Embodiments of systems and methods for generating virtual account-linked cards are described. A virtual account-linked card may be generated in response to a determination that a physical account-linked card has been forgotten at a card reader and ingested by the card reader. A virtual account-linked card may be restricted such that it can only be used to execute a transaction with authorized transaction partners identified in a database.
    Type: Grant
    Filed: May 15, 2023
    Date of Patent: December 3, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
  • Patent number: D1056591
    Type: Grant
    Filed: March 4, 2022
    Date of Patent: January 7, 2025
    Assignee: Dmitriy & Company LLC
    Inventors: Joshua Edward Dycus, Donata Blekhtser, Dmitriy Feldman