Patents by Inventor Joshua Edwards

Joshua Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12159415
    Abstract: In some implementations, a processing device may receive, from an optical sensor, a plurality of frames encoding images of an environment of a door. The processing device may estimate, using the plurality of frames, a direction and a speed associated with at least one person included in the plurality of frames. Accordingly, the processing device may transmit a command to a controller associated with the door based on the direction and the speed.
    Type: Grant
    Filed: February 9, 2022
    Date of Patent: December 3, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader M'Hamed Benkreira
  • Publication number: 20240394712
    Abstract: Methods, systems, and apparatuses are described herein for authenticating access to an account using questions which allow users to provide textual information about transactions conducted by an account. A machine learning model may be trained to predict the guessability of merchants. A request for access to an account may be received, and transaction data for that account may be received. An authentication question may be presented. For example, a user may be prompted to list places they have shopped recently. A user response comprising text data may be received. The text data may be processed to identify one or more merchants. If the one or more merchant(s) are represented in the transaction data, the machine learning model may be used to determine the guessability of the one or more merchants. An authentication score may be determined based on the guessability, and access to the account may be provided.
    Type: Application
    Filed: August 1, 2024
    Publication date: November 28, 2024
    Inventors: Tyler Maiman, David Septimus, Samuel Rapowitz, Jenny Melendez, Viraj Chaudhary, Joshua Edwards
  • Patent number: 12153984
    Abstract: Authentication card with integrated stitching. In some aspects, an authentication card for short range wireless communications with an entity-specific stitching design includes at least one card layer comprising a first and second portion. The first portion may include a plurality of apertures provided on the first portion and a thread may be inserted through the plurality of apertures to create a stitching design, where the stitching can be used to identify an associated entity. A microchip may be provided on the second portion of the at least one card layer, wherein the microchip is coupled with an antenna enabling authentication (e.g., contactless) by employing radio frequency identification (RFID) or near field communication (NFC).
    Type: Grant
    Filed: January 19, 2023
    Date of Patent: November 26, 2024
    Assignee: Capital One Services, LLC
    Inventors: Bryant Yee, Tyler Maiman, Joshua Edwards
  • Patent number: 12154098
    Abstract: Provided are approaches for customizing transaction cards using a pressure sensitive modification area. In some approaches, a transaction card may include a body having a first main side opposite a second main side, wherein a chip is coupled to the first main side of the body, wherein a first outer layer extends along the first main side, and wherein a second outer layer extends along the second main side. The transaction card may further include an internal layer between the first and second outer layers, and a plurality of microspheres and a pigmented substance positioned between the internal layer and the first outer layer.
    Type: Grant
    Filed: October 12, 2022
    Date of Patent: November 26, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Tyler Maiman, Kevin Osborn
  • Patent number: 12155651
    Abstract: The disclosed technology includes systems and methods for determining secondary authentication of a user's log-in attempts by comparing received behavioral biometric data and/or received scenario-specific data to saved behavioral biometric data and/or saved scenario-specific data, respectively. Responsive to determining that the received behavioral biometric data and/or received scenario-specific data is above a predetermined threshold of similarity with respect to the saved behavioral biometric data and/or saved scenario-specific data, respectively, the systems and methods can determine that the corresponding log-in attempt is secondarily authenticated. of a user device via behavioral biometric data. Responsive to determining that the level of similarity is not above the predetermined threshold, the systems and methods can initiate a secondary authentication method and can associate the received behavioral biometric data with a second user model.
    Type: Grant
    Filed: August 18, 2023
    Date of Patent: November 26, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua Edwards, Jason Ji, Ljubica Chatman, Michael Mossoba, Carlos Rodriguez
  • Patent number: 12154150
    Abstract: A system is provided including a database and a server. The server is configured to: retrieve online merchant terms associated with a merchant; store in the database the online merchant terms; apply a time stamp to the online merchant terms; associate the online merchant terms with the merchant in the database; assign the online merchant terms a date range in the database; receive information of a transaction of a user; search, based on the information of the transaction, the database for the online merchant terms; determine whether the online merchant terms are applicable to the transaction; associate in the database the online merchant terms with the transaction upon determining that the online merchant terms are applicable to the transaction; and responsive to receipt of a selection of viewing online merchant terms associated with the transaction, transmit the online merchant terms for display to the user.
    Type: Grant
    Filed: November 23, 2022
    Date of Patent: November 26, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Abdelkader Benkreira, Joshua Edwards, Michael Mossoba
  • Publication number: 20240388580
    Abstract: Embodiments disclosed herein generally related to a system and method for assessing a fraud risk. In one embodiment, a method for assessing a fraud risk is disclosed herein. A web browser extension executing on the computing device identifies an account associated with the computing device. The web browser extension detects that the computing device navigated to a web page hosted by a third party server. The web browser extension determines that the third party server prompted the computing device to opt into two-factor authentication functionality. The web browser extension determines that the computing device did not opt into the two-factor authentication functionality. The web browser extension prompts, via an application programming interface (API), an organization computing system to update a fraud metric associated with the account.
    Type: Application
    Filed: July 25, 2024
    Publication date: November 21, 2024
    Applicant: Capital One Services, LLC.
    Inventors: Michael Mossoba, Joshua Edwards, Jason Ji, Ljubica Chatman, Carlos Eduardo Rodriguez
  • Patent number: 12147522
    Abstract: Systems, methods, and non-transitory computer readable medium disclosed herein relate to identity verification and authorization method. In one embodiment, the system can generate and send a message to a device associated with a user based on an initiated request from the user and a determination the user should be authenticated, wherein the message requests a content-based response from the user to authenticate the user. In another embodiment, the system can receive the content-based response from the user in reply to the message, wherein the content-based response comprises SMS (short message service) metadata, emoji, photo, video, audio, or a combination thereof. In another embodiment, the system can authenticate the user based on a determination of a confirmed match between the content-based response from the user and a response key preselected by the user.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: November 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lin Ni Lisa Cheng, Asher Smith-Rose, Tyler Maiman, Shabnam Kousha, Joshua Edwards
  • Patent number: 12147912
    Abstract: In some implementations, a device may receive information indicating that an instrument has been provided by a user to a recipient. The instrument may be associated with a value, and the instrument may be designated for the recipient. The device may determine, using the machine learning model, a prediction of a time of an event associated with the instrument based on the recipient. The event associated with the instrument may result in a reduction of a balance of an account of the user. The device may transmit to another device of the user, a notification indicating the prediction of the time of the event associated with the instrument.
    Type: Grant
    Filed: August 17, 2021
    Date of Patent: November 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'hamed Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 12147510
    Abstract: In a method for securing a web browser, display instructions for displaying web content are received from a content server by a web browser operating on a client computing device. The web browser creates a document object using the display instructions and determines from the document object whether one or more of the display instructions meet font profiling criteria selected to identify attempts to profile font display characteristics of the web browser. Responsive to a determination that font profiling criteria are met, the web browser alters a character display of the document object and implements the document object for displaying the web content on the client computing device.
    Type: Grant
    Filed: May 15, 2023
    Date of Patent: November 19, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Abdelkader Benkreira, Michael Mossoba, Joshua Edwards
  • Publication number: 20240380857
    Abstract: A computer-implemented method to enable self-service printing with authentication includes receiving, by a server, a print-request to print a document associated with an account, the print-request received from a computing device. The method further includes adding, by the server, a print job for the document in a print queue associated with the account. The method further includes receiving, by the server, a second request to initiate printing the document associated with the account, the second request received from a printer. The method further includes releasing, by the server, the print queue associated with the account to cause the printer to print the document, the releasing being responsive to the second request being authenticated.
    Type: Application
    Filed: May 10, 2023
    Publication date: November 14, 2024
    Applicant: Capital One Services, LLC
    Inventors: Renee GILL, Joshua Edwards
  • Patent number: 12141768
    Abstract: A first merchant node on a semi-private blockchain virtual currency exchange system is exclusively capable of creating first virtual currency units. Unaffiliated merchant node(s) are exclusively capable of creating other merchant-specific virtual currency units in the system, while customer computing devices are incapable of creating virtual currency units. The first merchant node creates and issues first virtual currency units to a first customer account associated with a first customer computing device. Upon receiving a transaction request for exchanging first virtual currency unit(s) for a second currency type between the first customer account and another customer account, the first merchant node validates the first transaction request, and creates and sends a first transaction receipt to unaffiliated merchant node(s).
    Type: Grant
    Filed: March 9, 2021
    Date of Patent: November 12, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Michael Mossoba, Joshua Edwards
  • Patent number: 12141805
    Abstract: In certain embodiments, image-feature malicious-activity detection and access prevention may be facilitated, where an activity notification associated with a transaction triggers feature detection for at least one image related to a different transaction. In some embodiments, a first image (received in connection with a first transaction) may be associated with the first transaction, and a second image (received in connection with a second transaction) may be associated with a second transaction. In response to a malicious activity notification associated with the first transaction, an identifying characteristic (e.g., a facial feature) detected in the first image may be used to determine whether to prevent access to an account related to the second transaction. As an example, in response to determining that the identifying characteristic is present in the second image, access to the account related to the second transaction may be prevented.
    Type: Grant
    Filed: March 3, 2023
    Date of Patent: November 12, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
  • Publication number: 20240370538
    Abstract: Systems and methods of video password based user authentication via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a request to register a video password from a first user; establishing at least one user-specific authentication criterion for the first user based on first video password data; receiving a login attempt from a second computing device associated with a second user who submits to be the first user, the login attempt comprising second video password data; utilizing a trained video password authentication machine learning model to determine a first comparison result and a second comparison result based on the first and second video password data, and accepting or rejecting the login attempt based on at least one of the first comparison result and the second comparison result.
    Type: Application
    Filed: July 15, 2024
    Publication date: November 7, 2024
    Inventors: Lin Ni Lisa Cheng, Tyler Maiman, Joshua Edwards, Shabnam Kousha, Asher Smith-Rose
  • Publication number: 20240369245
    Abstract: A modular humidifier system includes a base module having a frame and a wet-pack assembly, the wet-pack assembly being enclosed in the frame. The humidifier system also includes a fan module structured to draw air through the base module and a cover assembly structured to couple to each of the fan module and the base module. The frame includes a first side and a second side, where the fan module is structured to selectively couple to either the first side or the second side.
    Type: Application
    Filed: May 2, 2024
    Publication date: November 7, 2024
    Applicant: RESEARCH PRODUCTS CORPORATION
    Inventors: Nathan Adam Hughes, Joshua Edwards McKune, Ryan Alexander Kitching, Michael Jonathon Schatz
  • Patent number: 12136335
    Abstract: The present disclosure relates to systems and methods for using haptic vibration for inter-device communication. In one implementation, a system for inter-device communication using haptic vibration may include at least one force gauge configured to measure displacements caused by an external device in contact with the at least one force gauge; at least one memory storing instructions; and at least one processor configured to execute the instructions to: receive an identifier associated with a user; retrieve a pattern associated with the received identifier; receive, from the at least one force gauge, one or more measurements over a period of time; assess a degree of difference between the received one or more measurements and the retrieved pattern; and, when the degree of difference is below a threshold, authenticate the user.
    Type: Grant
    Filed: March 21, 2023
    Date of Patent: November 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 12135357
    Abstract: In some implementations, a system may receive a notification related to a battery life of a battery of a user device. The system may determine, based on the notification, a battery level of the battery of the user device. The system may select based on the battery level of the battery of the user device, a particular communication scheme, of a plurality of communication schemes, for communicating with a user of the user device. The system may transmit at least one message according to the particular communication scheme.
    Type: Grant
    Filed: August 16, 2021
    Date of Patent: November 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkader M'Hamed Benkreira, Michael Mossoba
  • Patent number: 12136101
    Abstract: An example method includes identifying, using a browser extension, content of a first webpage of a first website being displayed using a browser. The identifying of the content includes determining a product related to the content of the first webpage and determining that the product has been added to an electronic shopping cart. The method further includes determining a merchant that offers the product for sale and determining, based on a user account associated with the browser extension, a customer reward offered by the merchant and available to the user account. The method further includes determining that the browser has navigated away from the first webpage to a second webpage of a second website. The method further includes modifying the browser to display a graphical user interface element including information about the customer reward and a link configured to navigate the browser back to the first website.
    Type: Grant
    Filed: February 9, 2023
    Date of Patent: November 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Eric Loucks, Lukiih Cuan, Joshua Edwards
  • Patent number: D1050753
    Type: Grant
    Filed: March 4, 2022
    Date of Patent: November 12, 2024
    Assignee: DMITRIY & COMPANY LLC
    Inventors: Alexander Lithgow, Joshua Edward Dycus, Donata Blekhtser, Dmitriy Feldman
  • Patent number: D1052648
    Type: Grant
    Filed: November 22, 2023
    Date of Patent: November 26, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Bryant Yee, Abdelkader Benkreira, Joshua Edwards, Colin Hart, Daniel Marsch, Michael Mossoba