Patents by Inventor Joshua Edwards

Joshua Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240281791
    Abstract: Provided, in an aspect, is a method for performing an online transaction using a graphical construct. The method can include receiving, by a client device, inputs to generate the graphical construct; transmitting to a server in communication with the client device, a request to generate the graphical construct; receiving, by the client device, the generated graphical construct and a summary information from the server; displaying, through a user interface of the client device, a summary screen including the generated graphical construct and the summary information; embedding, by the client device, the generated graphical construct on a third-party application running on the client device; sending, by the client device, a transaction request to perform the online transaction using the generated graphical construct; and presenting for display, through the user interface of the client device, a notification including a status of the online transaction.
    Type: Application
    Filed: May 3, 2024
    Publication date: August 22, 2024
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Michael MOSSOBA, Abdelkader M'Hamed Benkreira, Joshua Edwards
  • Publication number: 20240283788
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through the generation of synthetic merchants. A plurality of different real merchant names may be received. The plurality of different real merchant names may be processed to determine one or more name elements. A request for access to an account associated with a user may be received. Based on the one or more name elements, one or more synthetic merchant names may be generated. Based on the one or more synthetic merchant names, synthetic transaction data may then be generated. A synthetic authentication question may be generated and presented to a user. A candidate response to the synthetic authentication question may be received. Based on the candidate response, access to the account may be provided.
    Type: Application
    Filed: May 2, 2024
    Publication date: August 22, 2024
    Inventors: Joshua Edwards, Jenny Melendez, Tyler Maiman, David Septimus, Viraj Chaudhary, Samuel Rapowitz, Daniel Miller
  • Publication number: 20240280372
    Abstract: In various examples, one or more DNNs may be used to detect landmarks (e.g., lane lines) and regress a representation of their shape. A DNN may be used to jointly generate classifications of measured 3D points using one output head (e.g., a classification head) and regress a representation of one or more fitted shapes (e.g., polylines, circles) using a second output head (e.g., a regression head). In some embodiments, multiple DNNs (e.g., a chain of multiple DNNs or multiple stages of a DNN) are used to sequentially generate classifications of measured 3D points and a regressed representation of the shape of one or more detected landmarks. As such, classified landmarks and corresponding fitted shapes may be decoded and used for localization, navigation, and/or other uses.
    Type: Application
    Filed: February 17, 2023
    Publication date: August 22, 2024
    Inventors: Joshua Edward ABBOTT, Amir AKBARZADEH, Joachim PEHSERL, Samuel OGDEN, David WEHR, Ke CHEN
  • Patent number: 12067056
    Abstract: A processor may receive data and generate a quantified representation of the data by processing the data using at least one machine learning (ML) algorithm, the quantified representation of the data indicating a sentiment of content of the data. The processor may automatically revise the content of the communications data. The revising may include determining a reaction to the content of the communications data, generating a quantified representation of the reaction, determining a difference between the quantified representation of the reaction and the quantified representation of the communications data, identifying, based on the difference, a portion of the content having an unintended sentiment, and replacing the portion of the content with different content.
    Type: Grant
    Filed: July 27, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Phoebe Atkins, Max Miracolo, Joshua Edwards, Brian McClanahan, Alexander Lin, Lin Ni Lisa Cheng, Cruz Vargas
  • Patent number: 12067564
    Abstract: Aspects discussed herein may relate to techniques for authenticating a user using transaction-based authentication questions. The transaction-based authentication questions may be provided to the user. The user may provide audible responses to the transaction-based authentication questions that may be captured by a smart device, such as an always on listening device. Authentication of the user may be based on voice analysis of the audible responses to the transaction-based authentication questions and/or based on the answers to the transaction-based authentication questions.
    Type: Grant
    Filed: September 6, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tyler Maiman, Daniel Miller, Jenny Melendez, Viraj Chaudhary, David Septimus, Joshua Edwards, Samuel Rapowitz
  • Publication number: 20240273178
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through presenting favorite merchants selection in transaction-based authentication. A computing device may receive a request for access to an account associated with a user. The computing device may train a machine learning model to determine predicted favorite merchant information, and provide one or more transactions conducted by the user as input to the trained first machine learning model. Data indicating favorite merchant information may be received from the trained first machine learning model. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided.
    Type: Application
    Filed: April 23, 2024
    Publication date: August 15, 2024
    Inventors: Tyler Maiman, David Septimus, Daniel Miller, Samuel Rapowitz, Jenny Melendez, Viraj Chaudhary, Joshua Edwards
  • Publication number: 20240264937
    Abstract: Systems and methods of the present disclosure enable intelligent dynamic caching of data by accessing an activity history of historical electronic activity data entries associated with a user account, and utilizing a trained entity relevancy machine learning model to predict a degree of relevance of each entity associated with the historical electronic activity data entries in the activity history based at least in part on model parameters and activity attributes of each electronic activity data entry. A set of relevant entities are determined based at least in part on the degree of relevance of each entity. Pre-cached entities are identified based on pre-cached entity data records cached on the user device, and un-cached relevant entities from the set of relevant entities are identified based on the pre-cached entities. The cache on the user device is updated to cache the un-cached entity data records associated with the un-cached relevant entities.
    Type: Application
    Filed: April 16, 2024
    Publication date: August 8, 2024
    Inventors: Shabnam Kousha, Lin Ni Lisa Cheng, Asher Smith-Rose, Joshua Edwards, Tyler Maiman
  • Patent number: 12056036
    Abstract: Disclosed are methods and systems for inactivity-based prompting of task completion. For instance, a task related to an account may be identified as an incomplete task along with a task status related to the task as incomplete. The task and task status may be stored in a data store in association with an account identifier. In response to receiving a session inactivity indication for an account session established via an application executing on a user computing device, the data store may be queried using the account identifier to determine the task status for the task. The task status may be determined as remaining incomplete, and a notification indicating the incompletion may be generated. Additionally, a communication channel may be determined for transmission of the notification that increases a likelihood of notification engagement to prompt completion of the task. The notification may be transmitted via the communication channel.
    Type: Grant
    Filed: April 18, 2022
    Date of Patent: August 6, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Kathryn Tikoian, Tyler Maiman
  • Patent number: 12056221
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through excluding fraudulent transactions in transaction-based authentication. A computing device may receive a request for access to an account from a user. The computing device may provide transaction data to a machine learning model. The computing device may receive data indicating a confidence threshold associated with the user from the machine learning model. The computing device may generate a modified set of merchant choices for the user by excluding merchants related to potentially fraudulent transactions within a predetermined time period. An authentication question may be generated, and access to the account may be provided based on a response to the authentication question.
    Type: Grant
    Filed: February 28, 2022
    Date of Patent: August 6, 2024
    Assignee: Capital One Services, LLC
    Inventors: Samuel Rapowitz, Viraj Chaudhary, Joshua Edwards, David Septimus, Tyler Maiman, Daniel E. Miller
  • Publication number: 20240257561
    Abstract: Systems and methods of the present disclosure physical object-based passwords by registering an object password including first object representations, first background scene representations, and a first presentation sequence from first image data. Receiving second image data and a second presentation sequence that is a second order in which the user has presented second physical objects to an image acquisition device, and detecting in the second image data second object representations of the second physical objects, and second background scene representations. Computing a probability that the user is a permissioned user by inputting the first image data and the second image data into a machine learning model configured to compute the probability based on comparing the object password and the second image data. Tagging the user as the permissioned user or non-permissioned user based on the probability.
    Type: Application
    Filed: April 9, 2024
    Publication date: August 1, 2024
    Inventors: Gaurang Bhatt, Joshua Edwards, Lukiih Cuan
  • Patent number: 12051260
    Abstract: In some implementations, a device may receive a document associated with a series of recurring events and associated with an account. The device may analyze, using at least one of an optical character recognition technique or a natural language processing technique, the document to identify one or more characteristics associated with the document. The device may match the document with a record included in a ledger associated with the account based on the one or more characteristics associated with the document, enabling the device to identify that the record is associated with a recurring event of the series of recurring events. The device may modify display information associated with the ledger to append at least one characteristic associated with the document to information associated with the record. The device may transmit, to a user device, the display information to cause the display information to be displayed by the user device.
    Type: Grant
    Filed: August 19, 2021
    Date of Patent: July 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkader M'hamed Benkreira, Michael Mossoba
  • Patent number: 12052236
    Abstract: Embodiments disclosed herein generally related to a system and method for assessing a fraud risk. In one embodiment, a method for assessing a fraud risk is disclosed herein. A web browser extension executing on the computing device identifies an account associated with the computing device. The web browser extension detects that the computing device navigated to a web page hosted by a third party server. The web browser extension determines that the third party server prompted the computing device to opt into two-factor authentication functionality. The web browser extension determines that the computing device did not opt into the two-factor authentication functionality. The web browser extension prompts, via an application programming interface (API), an organization computing system to update a fraud metric associated with the account.
    Type: Grant
    Filed: November 4, 2022
    Date of Patent: July 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Jason Ji, Ljubica Chatman, Carlos Eduardo Rodriguez
  • Patent number: 12051164
    Abstract: In some implementations, a system may receive, at a front-end device and from an augmented reality (AR) device associated with a user, a request to use the front-end device. The system may transmit, to the AR device, a request to access an optical sensor of the AR device. The system may receive, from the AR device, an output, from the optical sensor, that indicates a hand gesture performed by the user of the AR device. Accordingly, the system may determine, based on the hand gesture, a corresponding input key of the front-end device. The system may perform an action based on the corresponding input key.
    Type: Grant
    Filed: September 13, 2022
    Date of Patent: July 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Tyler Maiman
  • Patent number: 12051071
    Abstract: An exemplary system, method, and computer-accessible medium for denying a financial transaction(s) initiated by a customer(s) can include receiving information related to the financial transaction(s), determining a transaction impairment(s) associated with the customer(s), and denying the financial transaction(s) based on the transaction limitation. The transaction impairment(s) can be a particular time period, and the computer arrangement can be configured to deny the transaction(s) if the transaction(s) is initiated within the particular time period. The particular time period can be received from the user(s). The transaction impairment(s) can be an impairment of the customer(s). The transaction impairment(s) can include a cognitive impairment.
    Type: Grant
    Filed: August 26, 2020
    Date of Patent: July 30, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Abdelkader Benkreira, Joshua Edwards, Adam Vukich
  • Patent number: 12045816
    Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes by analyzing user response times to authentication questions. A request for access to an account may be received. Transaction data associated with a user of that account may be retrieved, and a list of merchants may be generated based on the transaction data. A blocklist may be retrieved, and the list of merchants may be filtered based on the blocklist. An authentication question may be presented. The authentication question may relate to the list of merchants. User responses may be received, and response times for the user responses may be measured. Based on the response times and the response times for other users, an average response time for the merchants may be determined. Based on the average response time for a particular merchant exceeding a threshold, the particular merchant may be added to the blocklist.
    Type: Grant
    Filed: April 20, 2023
    Date of Patent: July 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Daniel Miller, Vyjayanthi Vadrevu, Viraj Chaudhary, Samuel Rapowitz, Jenny Melendez, Tyler Maiman, David Septimus, Joshua Edwards
  • Patent number: 12044155
    Abstract: A method for diagnosing a NOx sensor is provided. The method includes receiving data indicative of operating conditions of an engine or an aftertreatment system; determining, during a first period of time, that an amount of NOx output from the aftertreatment system satisfies a low NOx operating mode condition; determining, during a second period of time, that operating conditions for ammonia slip are present based on data regarding operation of the aftertreatment system; responsive to the determination that operating conditions for ammonia slip are present, determining that the amount of NOx output from the aftertreatment system satisfies a high NOx operating mode condition; comparing a difference between a minimum value from the first period of time and a maximum value from a second period of time to a diagnostic threshold; and responsive to the difference being less than the diagnostic threshold, setting an alert.
    Type: Grant
    Filed: May 27, 2021
    Date of Patent: July 23, 2024
    Assignee: Cummins Inc.
    Inventors: Arun Shori Sundaravel Damotharan, Sergio M. Hernandez-Gonzalez, Joshua Edward Supplee
  • Patent number: 12045566
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing an untrained machine learning model with a combined message and an appropriate emoji reaction icon. An embodiment operates by receiving a first and second user message. The first and second user comprises a first and second user text or a first and second user-inserted emoji reaction icon, respectively. The first or second user text is associated with a first or second system-specified emoji reaction icon, respectively. Thereafter, the first user message is determined to be associated with the second user message, the combined message is created based on the first and second messages, and the appropriate emoji reaction is identified as associated with the combined message. The combined message and associated appropriate emoji reaction icon are then sent to an untrained machine learning model configured to for training.
    Type: Grant
    Filed: January 5, 2021
    Date of Patent: July 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Eric Loucks, Kevin Osborn, George Bergeron, Kyle Johnson, Brian Lee
  • Patent number: 12045459
    Abstract: In some implementations, a user device may receive, from a first other device, a first message, wherein the first message includes information indicating an event associated with an account of a user of the user device. The user device may provide, based on receiving the first message, a virtual keyboard for display on a display screen of the user device. The user device may obtain, based on providing the virtual keyboard, particular input. The user device may send to a second other device, and based on the particular input, a second message, wherein sending the second message is to cause the second other device to perform one or more actions associated with the event that is associated with the account of the user.
    Type: Grant
    Filed: May 5, 2022
    Date of Patent: July 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Lauren Fox, Michael Mossoba
  • Patent number: 12047252
    Abstract: In some aspects, a computing system may use machine learning to determine whether a control is faulty or generate recommendations to make a modification to a control. may identify a portion of problematic computer code that implements the faulty control through the use of machine learning. A computing system may use machine learning to generate embeddings that map incident data and control data (e.g., computer-readable code of a control) to the same vector space. Further, a computing system may use a weighting mechanism that may be used to weight each sample used to train a machine learning model, which may allow a model to train more efficiently.
    Type: Grant
    Filed: November 18, 2022
    Date of Patent: July 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Jennifer Kwok, Albert Hergenroeder, Tyler Maiman, Sarah Jane Cunningham
  • Publication number: 20240241876
    Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of receiving input data from at least one external data aggregator; utilizing a trained machine learning algorithm to generate a database of known queries; receiving subsequent input data from the at least one external aggregator; automatically updating the database of known queries associated with the plurality of users; utilizing the trained machine learning algorithm to perform a cross-reference analysis to determine a presence of a data record within the database of known queries; dynamically removing the data record from the database of known queries; utilizing the trained machine learning algorithm to predict a trigger associated with the presence of the at least one data record; and instructing a computing device to initiate a verification of the presence of the at least one data record.
    Type: Application
    Filed: March 4, 2024
    Publication date: July 18, 2024
    Inventors: Shabnam Kousha, Joshua Edwards, Lin Ni Lisa Cheng, Tyler Maiman, Asher Smith-Rose