Permitting Access Patents (Class 235/382)
  • Patent number: 8840017
    Abstract: A power management circuitry for a peripheral electronic device includes a power regeneration circuitry, a power selector, a power switch and an audio signal detection circuitry. The power regeneration circuitry receives a continuous periodic sound wave from an audio device and converts the continuous periodic sound wave into an amplified DC electrical signal. The power source selector receives the amplified DC electrical signal and input from a primary power source and provides a power signal output. The audio signal detection circuitry receives the amplified DC electrical signal and transmits a wake-up signal to the power switch circuitry. The power switch circuitry is turned on by the wake-up signal and connects the power source selector to the peripheral electronic device main circuitry and transfers the power signal output to the peripheral electronic device main circuitry.
    Type: Grant
    Filed: July 31, 2012
    Date of Patent: September 23, 2014
    Assignee: BBPOS Limited
    Inventors: Wing Cheong Chan, Hwai Sian Tsai, Chi Wah Lo
  • Patent number: 8833648
    Abstract: Systems, methods and computer readable media are disclosed for prioritizing tasks associated with a group of first users based on number of times the first users have monitored the status of a task. In addition to the general system, systems, methods and computer readable media for task prioritizing, the tasks may be prioritized based on the number of first users associated with a task, the importance of each first user associated with a task, and the way the task was identified.
    Type: Grant
    Filed: February 5, 2013
    Date of Patent: September 16, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Reynaldo Medina, III, Bradly J. Billman
  • Patent number: 8833651
    Abstract: A system includes a wireless-enabled peripheral device configured to be coupled to a personalized security device. The wireless-enabled peripheral device has a wireless communication interface. The system also includes a mobile device configured to establish a wireless connection with the wireless-enabled peripheral device via the wireless communication interface. Upon establishment of the wireless connection, the mobile device is further configured to control establishment of at least one contemporaneous connection of the wireless-enabled peripheral device to one or more other devices attempting to access the personalized security device.
    Type: Grant
    Filed: September 30, 2013
    Date of Patent: September 16, 2014
    Assignee: BlackBerry Limited
    Inventors: Michael Kenneth Brown, Herbert Anthony Little, Neil Patrick Adams
  • Publication number: 20140252088
    Abstract: The present invention relates to methods, devices and systems for associating consumable data with an assay consumable used in a biological assay. Provided are assay systems and associated consumables, wherein the assay system adjusts one or more steps of an assay protocol based on consumable data specific for that consumable. Various types of consumable data are described, as well as methods of using such information in the conduct of an assay by an assay system.
    Type: Application
    Filed: May 21, 2014
    Publication date: September 11, 2014
    Applicant: MESO SCALE TECHNOLOGIES, LLC.
    Inventors: Xinri Cong, Jerome Jackson, Carl Stevens, Michael Vock, Jacob N. Wohlstadter
  • Patent number: 8827155
    Abstract: An access control gate with a mechanical guide forms one or more access lanes for patrons. A contactless access reader which is connected to a software controlled verification system identifies access right of patrons shortly before the person approaches a gate threshold formed by two motor driven flaps which when closed protrude into the access lane from left and right of the lateral lane boundaries. A verification system activates the flaps when an access right has been granted. Two or more photoelectric barriers define a detection zone behind the gate threshold and detect the passage of patrons through the gate threshold and the exit of the detection zone. The flaps are closed with highest possible speed after the patron has left the detection zone regularly, and are moved with low speed if an irregular passage is detected.
    Type: Grant
    Filed: November 10, 2011
    Date of Patent: September 9, 2014
    Assignee: Axess AG
    Inventors: Wolfram Kocznar, Josef Fischer
  • Patent number: 8832441
    Abstract: A mobile terminal includes a near-field communication device capable of performing near-field wireless communication with an external device, and a controller configured to instruct the external device or the near-field communication device to execute a command. The near-field communication device has a storage unit, a first mutual authentication unit for authenticating the controller and for requesting the controller to authenticate the near-field communication device, a first communication key setting unit for setting a first communication key, a second mutual authentication unit for authenticating the external device and for requesting the external device to authenticate the near-field communication device, and a second communication key setting unit for setting a second communication key.
    Type: Grant
    Filed: August 27, 2010
    Date of Patent: September 9, 2014
    Assignee: FeliCa Networks, Inc.
    Inventors: Taro Kurita, Toshiharu Takemura
  • Patent number: 8827154
    Abstract: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a device verification value to the verification token, and optionally to a payment processing network. The verification token may enter the device verification value into a CVV field of a web page appearing on the computer's display, or may display the value to the user using the computer's display.
    Type: Grant
    Filed: January 20, 2011
    Date of Patent: September 9, 2014
    Assignee: Visa International Service Association
    Inventor: Ayman Hammad
  • Patent number: 8831329
    Abstract: Embodiments herein provide computer-implemented techniques for allowing a user computing device to extract financial card information using optical character recognition (“OCR”). Extracting financial card information may be improved by applying various classifiers and other transformations to the image data. For example, applying a linear classifier to the image to determine digit locations before applying the OCR algorithm allows the user computing device to use less processing capacity to extract accurate card data. The OCR application may train a classifier to use the wear patterns of a card to improve OCR algorithm performance. The OCR application may apply a linear classifier and then a nonlinear classifier to improve the performance and the accuracy of the OCR algorithm. The OCR application uses the known digit patterns used by typical credit and debit cards to improve the accuracy of the OCR algorithm.
    Type: Grant
    Filed: October 21, 2013
    Date of Patent: September 9, 2014
    Assignee: Google Inc.
    Inventors: Sanjiv Kumar, Henry Allan Rowley, Xiaohang Wang, Jose Jeronimo Moreira Rodrigues
  • Patent number: 8825532
    Abstract: A payment system and method using a mobile telephone network for charging and settlement, which comprises a user's cell phone being associated with a payment account, and the user's cell phone accessing the international payment and settlement center. The international payment and settlement center generates a payment code according to the amount of payment, which is transmitted to the user's cell phone. The user uses said payment code to pay the merchant's POS machine. The POS machine reads said payment code and requests authorization for the transaction from the international payment and settlement center. The international payment and settlement center authorizes said transaction after verifying the correctness. During settlement, the international payment and settlement center collects the money of said transaction from the payment account of the user, and pays the money that should be charged by the merchant in this transaction to the receipts account of the merchant.
    Type: Grant
    Filed: February 21, 2013
    Date of Patent: September 2, 2014
    Inventor: Kamfu Wong
  • Patent number: 8820638
    Abstract: A wirelessly updated consumer spending card includes a spending card housing, a memory module on the spending card housing, a processor module on the spending card housing in operable communication with the memory module, an output display on the spending card housing in operable communication with the processor, a transceiver on the spending card housing operable for wirelessly transmitting and receiving data across a metropolitan area in operable communication with the processor and display, and a power source on the spending card housing in operable connectivity to the memory, processor, transceiver and display. The card may further include a biometric input device on the spending card housing in operable communication with the processor.
    Type: Grant
    Filed: July 27, 2007
    Date of Patent: September 2, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Judy Margaret Cotter, Reynaldo Medina, III
  • Patent number: 8823497
    Abstract: Biometric authorization is provided for a passive secure data card. An additional layer of security may be provided in the form of a biometric password. Session timing may be enforced to limit opportunities of third parties to snoop transmitted information while providing ample time to complete the card transaction. Biometric retries may be enforced to limit opportunities of third parties to hack the biometric security.
    Type: Grant
    Filed: February 14, 2012
    Date of Patent: September 2, 2014
    Assignee: International Business Machines Corporation
    Inventors: Richard Hutzler, Steve Ngoc Nguyen, Nelson Jay Smith, IV, Thomas Guthrie Zimmerman
  • Patent number: 8825517
    Abstract: A method is disclosed. The method includes interacting with a gate access device that is capable of preventing access to a location, where the gate access device subsequently sends an authorization request message to an issuer for approval, the authorization request message including a request to charge a predetermined amount of money to pay for access to a location, and entering the location if the gate access device receives an authorization response message indicating that the charge is authorized.
    Type: Grant
    Filed: October 1, 2008
    Date of Patent: September 2, 2014
    Assignee: Visa U.S.A. Inc.
    Inventors: Ayman Hammad, Phil Dixon, Khalid El-Awady, Patrick Faith, Mark Carlson
  • Patent number: 8814036
    Abstract: The invention relates to a chip card with at least one application for which an implementation (4) and an entry (5) referring to the implementation (4) are present on the chip card (1). The inventive chip card is characterized in that a plurality of entries (5) referring to the same implementation (4) are present.
    Type: Grant
    Filed: June 1, 2004
    Date of Patent: August 26, 2014
    Assignee: Giesecke & Devrient GmbH
    Inventor: Claus Dietze
  • Patent number: 8812357
    Abstract: A self-service tanning system and method allows salon owners to offer tanning customization in order to meet the personal needs of various customers and to meet the various FDA regulations associated with each state. The present invention allows salon owners to customize each tanning customer session to prevent over exposure for new patrons, while allowing patrons who are already tanning to tan at a more progressive rate. In addition to tanning customization, the present invention offers built-in safety features, payment options, and networkability.
    Type: Grant
    Filed: April 29, 2009
    Date of Patent: August 19, 2014
    Inventor: Tracy Hughes
  • Patent number: 8810401
    Abstract: A processor (108) configured to associate (302) RFID data (124) obtained from a scene (202) with captured image data for the scene (202). The association can be displayed (304) to a user to enable a user to select (306), using the image data, which RFID data to interact (308) with.
    Type: Grant
    Filed: March 16, 2009
    Date of Patent: August 19, 2014
    Assignee: Nokia Corporation
    Inventors: Timo Petteri Karttaavi, Ikka-Hermanni Hakala, Risto Heikki Sakari Kaunisto, Aarno Tapio Parssinen
  • Patent number: 8810398
    Abstract: A container monitoring system can generally comprise a first door controller, a second door controller, and a controller module. The first door controller module can be disposed in communication with a controller module. The first door controller module can be configured to receive a first random generated code from the controller module and further configured to store the first random generated code. The second door controller module can be disposed in communication with the controller module. The second door controller module can be configured to receive a second random generated code from the controller module and further configured to store the second random generated code. The controller module can be configured to separately interrogate the first door controller and the second door controller and configured to establish an alarm condition based on one or more signals received from the first door controller and the second door controller.
    Type: Grant
    Filed: August 13, 2010
    Date of Patent: August 19, 2014
    Assignee: Georgia Tech Research Corporation
    Inventors: Gisele Bennett, Jonathan C. James, Timothy M. Strike, Terence Haran, David Fentem, Tedd Toler, Benjamin Brackett, Jeffrey Jo
  • Patent number: 8803658
    Abstract: A method, portable data carrier (1) and system for releasing a transaction using acceleration sensors (4, 5, 6) and a structure (8) on the data carrier (1).
    Type: Grant
    Filed: June 30, 2010
    Date of Patent: August 12, 2014
    Assignee: Giesecke & Devrient GmbH
    Inventors: Wolfgang Rankl, Michael Baldischweiler
  • Patent number: 8800862
    Abstract: Apparatus and methods for an enhanced cash withdrawal transaction option are provided. The enhanced cash withdrawal transaction option may include using an ATM to display an initial ATM display. The initial ATM display may display multiple transaction options, the multiple transaction options including at least one cash withdrawal amount. Apparatus and methods for an additional enhanced cash withdrawal transaction are provided. The additional enhanced cash withdrawal transaction may enable a user to type an ATM PIN in an ATM keypad followed by a cash withdrawal amount. Apparatus and methods for an enhanced ATM customer display are also provided. The enhanced ATM customer display according to the systems and methods of the invention may customize an ordered ATM customer flow based on historical customer usage data.
    Type: Grant
    Filed: March 22, 2011
    Date of Patent: August 12, 2014
    Assignee: Bank of America Corporation
    Inventors: Nathan Dent, Stephen R. Crowley, Matthew Fairbarn, Joel Weiss, Ariela R. Yevick
  • Patent number: 8805702
    Abstract: The present disclosure relates generally to an apparatus, system and method, and more specifically to a portable electronic interactive medical card, which includes a cardholder's medical information for which access is authenticated by biometric verification means, and more particularly to an IMC, which includes an electronic data card configured for storing thereon a biometric identifier used for releasing a detachable prescription element.
    Type: Grant
    Filed: August 5, 2013
    Date of Patent: August 12, 2014
    Inventor: Isaac S. Daniel
  • Patent number: 8794514
    Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation with an automated banking machine responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. A user is also able to perform at least one banking operation with an automated banking machine responsive to financial account data received by the system from a mobile phone.
    Type: Grant
    Filed: April 26, 2013
    Date of Patent: August 5, 2014
    Assignee: Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Natarajan Ramachandran
  • Patent number: 8797162
    Abstract: A detection unit positioned on a package includes a magnet, a first magnetic switch, a second magnetic switch, a processor, and a clock. The first magnetic switch outputs a first control signal or a second control signal according to magnetic flux density of the magnet. The second magnetic switch outputs a third control signal or a fourth control signal according to the magnetic flux density of the magnet. The first control signal is the same as the third control signal; the second control signal is the same as the fourth control signal. When the processor receives the first control signal and the third control signal at the same time, the processor reads a first real-time clock (RTC) signal from the clock. When the processor receives the second control signal and the fourth control signal at the same time, the processor reads a second RTC signal from the clock.
    Type: Grant
    Filed: August 27, 2012
    Date of Patent: August 5, 2014
    Assignees: Hong Fu Jin Precision Industry (ShenZhen) Co., Ltd., Hon Hai Precision Industry Co., Ltd.
    Inventors: Hsin-Pei Chang, Zong-Yuan Sun, Da-Hua Xiao
  • Patent number: 8794516
    Abstract: Data storage and access systems enable downloading and paying for data such as audio and video data, text, software, games and other types of data. A portable data carrier has an interface for sending and receiving data, data memory for storing received content data, and payment validation memory for providing payment validation data to an external device. The carrier may also store a record of access made to the stored content, and content use rules for controlling access to the stored content. Embodiments store further access control data and supplementary data such as hot links to web sites and/or advertising data. A complementary data access terminal, data supply computer system, and data access device are also described. The combination of payment data and stored content data and use rule data helps reduce the risk of unauthorized access to data such as compressed music and video data, especially over the Internet.
    Type: Grant
    Filed: April 3, 2012
    Date of Patent: August 5, 2014
    Assignee: Smartflash, LLC
    Inventors: Patrick Sandor Racz, Hermen-ard Hulst
  • Publication number: 20140209674
    Abstract: Access level management techniques which require less manual intervention. In one example, a registration system registers an individual for an access level and receives a mobile device identifier from the individual. The registration system generates an electronic pass, which may include a mobile barcode, granting the individual access at the requested access level, and provides the electronic pass to a mobile communication device of the individual using the mobile device identifier. In one application, an individual with a mobile barcode associated with priority access level privileges may be allowed to bypass a queue by using a priority lane.
    Type: Application
    Filed: January 30, 2013
    Publication date: July 31, 2014
    Applicant: NCR CORPORATION
    Inventors: Robert Thomas Borucki, Jared Keith Miller
  • Patent number: 8791794
    Abstract: Methods and devices for enabling a user to obtain item information relating to an item (10), the item having associated therewith an item identification means (12) and an RFID response means (14) arranged to provide a predetermined response on being subjected to a currently applicable trigger signal; the method comprising steps of: establishing from the item identification means (12) item identification information; using the item identification information to determine from an item information source (30) a currently applicable trigger signal for the RFID response means (14); subjecting the RFID response means (14) to the currently applicable trigger signal; receiving a predetermined response from the RFID response means (14); and using the predetermined response to obtain item information from the item information source (30); wherein the RFID response means (14) is arranged to generate a new currently applicable trigger signal and a new predetermined response associated therewith following subjecting of th
    Type: Grant
    Filed: March 12, 2007
    Date of Patent: July 29, 2014
    Assignee: British Telecommunications PLC
    Inventors: Andrea Soppera, Trevor Burbridge
  • Patent number: 8789753
    Abstract: In a method for using and maintaining user data stored on a smart card, a smart card receives a user data request for the user data stored on the smart card. The smart card determines whether the user data request is a data maintenance request or a data use request. A data maintenance request is for modifying user data stored on the smart card. A data use request is for read only access to user data stored on the smart card. The smart card uses a first process to determine whether to allow the user data request when the user data request is determined to be a data maintenance request. The smart card uses a second process, different from the first method, to determine whether to allow the user data request when the user data request is determined to be a data use request.
    Type: Grant
    Filed: March 28, 2008
    Date of Patent: July 29, 2014
    Assignee: Oracle International Corporation
    Inventor: Eduard K. de Jong
  • Publication number: 20140203077
    Abstract: A battery charging system for an electric vehicle in which an addressable RFID tag, an RFID receiver, an electrical charger, and a controller operate to charge the battery of an electric vehicle according to a user profile and a charging profile in response to a signal received by the RFID reader from the RFID tag. In an interconnected system, multiple charging stations are connected to the electrical power grid and communicate with a central controller through communications links. A grid converter can be provided to allow for backfilling power from an electric vehicle to the power grid in response to a command from the central controller.
    Type: Application
    Filed: January 23, 2014
    Publication date: July 24, 2014
    Applicant: THE REGENTS OF THE UNIVERSITY OF CALIFORNIA
    Inventors: Rajit Gadh, Arunabh Chattophadhyay, Ching-Yen Chung, Peter Chu, Brahmavar Prabhu, Omar Sheikh, Josh Chynoweth
  • Publication number: 20140203078
    Abstract: An access control system for controlling access to an enclosed area, the access control system comprising a radio-frequency communication module configured to receive a card identification signal, a mode module configured to determine an operational mode of the access control system, the operational modes including a standalone mode and a network mode, a communication module configured to authenticate the card identification signal by transmitting the card identification signal to an access control server when the access control system is determined to be operating in the network mode, a local authentication module configured to authenticate the card identification signal against entries of one or more internal tables stored in the access control system when the access control system is determined to be operating in the standalone mode, and a local input/output module configured to send a signal to unlock a door at an entrance to the enclosed area when the card identification signal has been successfully auth
    Type: Application
    Filed: January 27, 2014
    Publication date: July 24, 2014
    Applicant: ISONAS SECURITY SYSTEMS, INC.
    Inventors: Michael Radicella, Richard Burkley, Kriston Chapman, Shirl Jones, Roger Matsumoto
  • Patent number: 8783566
    Abstract: The present invention provides a registration kiosk for use in managing individual healthcare services and information. The electronic registration kiosk provides access control to healthcare information stored on medical smart cards by including biometric authentication, includes a high definition camera for capturing images, and provides a large interactive touch screen. The electronic registration kiosk comes in a variety of different models including different floor kiosks, and a wall-mountable kiosk. Individuals can access a registration kiosk to apply for a medical smart card, print medical directive forms, and/or request prescription refills and receive confirmation via, text or email when the prescription is ready.
    Type: Grant
    Filed: June 11, 2012
    Date of Patent: July 22, 2014
    Inventors: Norman J. Drew, James Owen Childers, Jeff Lee
  • Patent number: 8783564
    Abstract: An added level of security is provided for charge transactions. Upon presenting a charge card number for a purchase, for example, the cardholder receives a message (e.g., SMS) on his cell phone or PDA that a charge authorization request has been received. The message may include the merchant, a charge amount, and a time and date.
    Type: Grant
    Filed: August 23, 2013
    Date of Patent: July 22, 2014
    Assignee: Calabrese Stemer LLC
    Inventors: Gerry Calabrese, Werner Stemer
  • Patent number: 8770477
    Abstract: The invention provides a method and system for determining the geographical location of an Internet router, or of an IP address associated with the router. The method obtains the geographical location of a wireless communication device, while it is in communication with a web site via a router, and assigns that location to the router.
    Type: Grant
    Filed: May 23, 2012
    Date of Patent: July 8, 2014
    Inventor: Guy Hefetz
  • Patent number: 8773245
    Abstract: There is provided a physical token for use in a defined venue with a server having communication with the physical token. The physical token may comprise an identification data and a transmitter configured to transmit the identification data. The physical token is configured to transmit the identification data to the server to cause the server to initiate a sensory interaction with a user possessing the physical token. The sensory interaction may comprise a character in the defined venue interacting with the user possessing the physical token. The sensory interaction may also comprise a display screen in the defined venue displaying information to the user possessing the physical token. The sensory interaction may further comprise an audio speaker in the defined venue announcing information to the user possessing the physical token. The physical token may represent an affinity comprising an experience, entitlement, or characteristic of the user possessing the physical token.
    Type: Grant
    Filed: March 1, 2013
    Date of Patent: July 8, 2014
    Assignee: Disney Enterprises, Inc.
    Inventors: David Canora, David Worrall, Andy Schwalb, John Padgett, Eric Jacobson, Jim MacPhee, Kevin Rice, Dan Soto
  • Patent number: 8763902
    Abstract: An implementation of a system and method for using existing identification token infrastructures for mass transit fare product entitlement and payment is provided. The system and method make use of tokens—usually issued by a third party—for identification purposes and optionally for settlement purposes. The system does not store information on the tokens and instead maintains access control data (i.e., “white” and “black” lists). This implementation differs from known systems that require specially issued credit cards that have dedicated mass transit functionality.
    Type: Grant
    Filed: May 10, 2012
    Date of Patent: July 1, 2014
    Assignee: Smart Systems Innovations, LLC
    Inventor: Martin Friedrich Ludwig Silbernagl
  • Patent number: 8763907
    Abstract: Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by other readers.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: July 1, 2014
    Assignee: Cutting Edge Codes LLC
    Inventor: Scott C. Harris
  • Patent number: 8763896
    Abstract: The embodiments described herein provide in one aspect, a method of loading a transaction card account onto a mobile device, the mobile device comprising a memory and a contactless reader, the method comprising: reading, via the contactless reader, transaction card information from a physical contactless transaction card corresponding to the transaction card account; sending a retrieval message, to an issuer server, to retrieve a card security credential for the transaction card account, the retrieval message comprising the transaction card information for identifying the transaction card account at the issuer server; receiving, from the issuer server, a card security credential for the transaction card account; and storing, the transaction card information and the card security credential as a transaction card corresponding to the transaction account, on the memory of the mobile device.
    Type: Grant
    Filed: May 4, 2012
    Date of Patent: July 1, 2014
    Assignee: Xromb Inc.
    Inventors: Mikhail Kushevsky, Michael Fainshtein, Valdis Andris Martinsons
  • Patent number: 8762736
    Abstract: A method, apparatus and computer program product for providing one-time programs is presented. A program to be converted to a new program having a predetermined lifetime is identified. The program is compiled to produce the new program having a predetermined lifetime and wherein the new program having a predetermined lifetime is guaranteed to only have the predetermined lifetime.
    Type: Grant
    Filed: April 2, 2009
    Date of Patent: June 24, 2014
    Assignee: Massachusetts Institute of Technology
    Inventors: Shafi Goldwasser, Yael Tauman Kalai, Guy Nathanel Rothblum
  • Patent number: 8760316
    Abstract: A transponder communication system and method for communicating with a transponder in an electronic toll collection system. A roadside reader attempts to program the transponder in a normal mode in which a programming signal is transmitted to a first coverage area. If the programming attempt in the normal mode is unsuccessful, the reader attempts to program the transponder in an enhanced mode in which a programming signal is transmitted to a second coverage area. The coverage area is adjusted after the programming attempt in the normal mode by using an adjacent antenna to the antenna used to transmit in the normal mode or by increasing the power of the programming signal to a level that is greater than the level used to transmit the programming signal in the normal mode.
    Type: Grant
    Filed: March 19, 2010
    Date of Patent: June 24, 2014
    Assignee: Kapsch Trafficcom Canada Inc.
    Inventors: Japjeev Kohli, Alastair Malarky
  • Patent number: 8762265
    Abstract: The present invention relates to systems and methods for collecting and disbursing electronic gratuities. According to one embodiment, a device for submitting gratuities by credit card is provided at a place of business or other appropriate location. A method of using this device is disclosed, whereby consumers pay a predetermined or adjustable gratuity amount by inserting a credit card into the device. According to another embodiment, technological infrastructure is provided to transmit encrypted payment information such that the acquiring bank of the device provider obtains authorization for gratuity transactions conducted using the device. The acquiring bank is thus enabled to credit the device provider's merchant account or disbursal accounts with electronic gratuity payments less acquisition fees. According to another embodiment, a method of disbursing gratuity shares to employees of the business is provided, wherein processing fees are collected by the device provider.
    Type: Grant
    Filed: October 24, 2012
    Date of Patent: June 24, 2014
    Inventors: Ryder Kessler, Judd Kessler, Jordan Bar Am
  • Patent number: 8757484
    Abstract: A method for personal identification number (PIN) fraud prevention, comprising: receiving, a request for a card-based financial transaction; prompting a customer for a PIN; receiving, from a scroll wheel corresponding to a plurality of digits, a first digit of the PIN, wherein the customer selects the first digit of the PIN by touching a touch sensitive region associated with the scroll wheel; receiving from the scroll wheel, a second digit of the PIN, wherein the customer selects the second digit of the PIN by touching the touch sensitive region, wherein the second digit is different than the first digit, and wherein touching the touch sensitive region to select the first digit and the second digit prevents fraud based on tracking PIN entry; and completing the card-based financial transaction.
    Type: Grant
    Filed: August 31, 2012
    Date of Patent: June 24, 2014
    Assignee: Intuit Inc.
    Inventors: Jonathan David Fasoli, William Michael Dorsch, Joseph Hikmet Guzel, Nathaniel David Anderson
  • Patent number: 8756122
    Abstract: Intelligent refrigerator system for storing pharmaceutical product containers, such as vials, ampules, syringes, bottles, medication tubes, blister packs and cartons, at the point of dispensing. Embodiments of the invention use product identification technology, such as radio-frequency identification (RFID) tags and readers, to uniquely identify containers as they are added to or removed from the cold storage compartment of the refrigerator, and automatically retrieve from a local or remote database a variety of details associated with the containers and their contents, such as manufacturing data, expiration dates, time out of refrigeration, inventory levels, safety information, usage statistics, known contraindications and warnings, etc. If the details indicate that there is a problem with a particular pharmaceutical (e.g.
    Type: Grant
    Filed: July 8, 2010
    Date of Patent: June 17, 2014
    Assignee: Merck Sharp & Dohme Corp.
    Inventor: Alan J. Lowenstein
  • Patent number: 8748803
    Abstract: A portable electronic device, for example an electronic card, includes at least one electronic unit associated to an optical switch which can be actuated by a user and which includes two photo-detectors arranged sufficiently far from each other in the electronic device to enable the user to cover only one of the two photo-detectors with one finger. The switch includes a logical circuit to which are provided a first and a second light reception signal respectively coming from the two photo-detectors. The logical circuit is arranged to supply a signal which only indicates actuation of the optical switch when the first and second light reception signals correspond to two different logical states for the logic circuit.
    Type: Grant
    Filed: December 10, 2009
    Date of Patent: June 10, 2014
    Assignee: NagraID Security S.A.
    Inventors: Philippe Guillaud, Cyril Lalo
  • Patent number: 8746565
    Abstract: Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by other readers.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: June 10, 2014
    Assignee: Cutting Edge Codes, LLC
    Inventor: Scott C. Harris
  • Patent number: 8751401
    Abstract: A computerized system and method for securely authorizing and distributing stored-value card data over a communications network is provided. The method allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card as well as information identifying a plurality of trusted sources of stored-value card activation requests and/or a plurality of trusted communications networks for transmitting stored-value card activation requests. A transmitting step allows for a requesting terminal to transmit over a communications network a request to change the status of a stored-value card. The central processor then determines whether the requesting terminal and/or the communications network is a trusted source. Based on whether the requesting terminal or communications network is a trusted source or trusted communications network, the request can be processed and the card can be activated.
    Type: Grant
    Filed: February 21, 2014
    Date of Patent: June 10, 2014
    Assignee: e2interactive, Inc.
    Inventors: Phillip Craig Graves, Merrill Brooks Smith
  • Patent number: 8751314
    Abstract: The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances, and receive relevant coupons and other digital artifacts both before and after the purchase. The NFC enabled device includes a secure element with a payment application, payment credentials, and other digital artifacts such as coupons. The secure element can be internal to the mobile device, externally affixed to the mobile device, or inserted into a slot within the body of the mobile device.
    Type: Grant
    Filed: November 19, 2012
    Date of Patent: June 10, 2014
    Inventor: Michelle Fisher
  • Patent number: 8742889
    Abstract: Apparatus and methodology for providing electronic access control are disclosed. In an exemplary configuration, a retrofittable electronic lock can be used to provide secure storage to an enclosure. A user interface and LCD visual display can be provided to permit convenient adjustment of system operational parameters. In certain embodiments, the electronic access control system includes master-slave control capabilities. In other embodiments, the electronic access control system includes inventory management capability. In still other embodiments, apparatus and methodologies provide the secure storage of the enclosure when the enclosure is being moved or otherwise transported from one location to another location. Various alternative arrangements may provide various alert features, as well as battery features which facilitate rapid replacement and/or reconfiguration.
    Type: Grant
    Filed: September 23, 2010
    Date of Patent: June 3, 2014
    Assignee: CompX International Inc.
    Inventors: Kenneth A. Kaczmarz, John B. Payson, John A. Garlisch, Brock E. Robinson, Jesse Mavromatis, Mitchell S. Mlynarczyk
  • Patent number: 8740069
    Abstract: A simple, non-intrusive, fraud free payment method for customers to make Internet purchases without using credit cards or revealing personal information. Customers can purchase any specific dollar amount of pay codes via on-line purchase by logging into their financial institution and purchasing the codes, via phone banking (using mobile phone or fixed telephone line) or via Automated Teller Machine (ATM). There is no need for the customer to first open an account with the payment service. The easy and fast set-up of a secure payment gateway for website merchants to receive payments for their goods purchased at their websites, eliminates the need of setting up a merchant account, chargeback and being penalized by banks for chargeback on sales. The amount due to the web merchant from the Internet transaction is credited directly into the merchant's bank account when the transaction and payment is approved by the customer's bank.
    Type: Grant
    Filed: January 25, 2006
    Date of Patent: June 3, 2014
    Inventor: Heng Kah Choy
  • Publication number: 20140144985
    Abstract: An access control system and a method of operating the same are provided. The access control system includes an interactive reader commander that intercepts commands transmitted from a computing device to a reader and determines if the intercepted commands are security-relevant. Security-relevant commands and possibly other commands are stored unless and until a valid user input is received at the interactive reader commander.
    Type: Application
    Filed: November 22, 2013
    Publication date: May 29, 2014
    Applicant: HID Global GmbH
    Inventors: Helmut Dansachmueller, Daniel Halber, Eric Fernand Le Saint
  • Patent number: 8733658
    Abstract: Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by other readers.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: May 27, 2014
    Assignee: Cutting Edge Codes LLC
    Inventor: Scott C. Harris
  • Patent number: 8733657
    Abstract: Bar codes used for various applications. A bar code can be used for biometrics, or for computer data entry. A special bar code is described that has additional information, but can be read by other readers.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: May 27, 2014
    Assignee: Cutting Edge Codes LLC
    Inventor: Scott C. Harris
  • Patent number: 8733642
    Abstract: A secure financial transactions system generally includes a card that can be used a credit card, ATM card or debit card having a personal identification number (PIN) that can include a panic digit or panic PIN. The panic digit or panic PIN can be used to begin an emergency notification sequence including sending emergency signals and video transmissions from the commercial transactions machine. The card can include several biometric devices as well as financial transaction records. The card can include data to interact with data gathered from biometric devices on the ATM or POP devices. The card can then be interfaced with a personal computer. The card could also be made into other formats such as a ring, key chain, or other jewelry.
    Type: Grant
    Filed: March 7, 2012
    Date of Patent: May 27, 2014
    Inventor: John T. Sparks
  • Patent number: 8733635
    Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.
    Type: Grant
    Filed: January 14, 2013
    Date of Patent: May 27, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold Incorporated
    Inventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Mark A. Douglass, Dale H. Blackson