Abstract: The present application presents an improved approach for tracking consumer digital body language. A campaign is assigned to social posts by specifying one or more campaign tags and a tracking URL template. Posts associated with a campaign are created by entering post details and parameters and automatically retrieving the campaign tags. The parameters and template may be used to form a tracking URL to be published with the post. When a consumer clicks on a URL associated with a published post, the tracking URL is read and parsed, so that the tracking information may be read and stored for analysis. In addition, digital body language may be stored for the consumer. The consumer will then be redirected to the destination URL.

Abstract: A system, method, and computer-readable storage medium target payment cardholders with offers based on their propensity to travel.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for an advertisement auction system. In one aspect, a method includes operating bidders on a data processing apparatus, each bidder executing in a distinct virtual machine, wherein a host operating system that executes on the data processing apparatus performs operations including: receiving an advertisement bid request from a requestor using a first communication protocol, the bid request identifying a bidder, the data processing apparatus and the ad exchange being on a same internal network; sending the advertisement bid request to the virtual machine of the identified bidder using a second communication protocol; receiving an advertisement bid response for the bid request from the identified bidder using the second communication protocol; and sending the advertisement bid response to the requestor using the first communication protocol.

Abstract: Embodiments of the disclosed invention include a system and a method for providing location-based services to consumers of a shopping facility. In one embodiment, a consumer creates a user account, user profile, and registers one or mobile devices. The system monitors for the presence of the registered mobile devices within one or more shopping facilities. The system transmits advertising material corresponding to the user created profile to a detected registered mobile device in response to the registered mobile device being within a specified range of a store associated with the user created profile.

Abstract: A user device receives consumer information from a consumer, where the consumer information includes preference information, demographic information, identity information, relationship information, and location information associated with the consumer. The user device provides the consumer information to a lifestyle application platform, and receives, from the lifestyle application platform, a consumer profile for the consumer based on the consumer information. The user device receives, from the lifestyle application platform, notifications, reports, and offers, associated with an enterprise and relevant to the consumer, based on the consumer profile, and provides the notifications, reports, and offers for display to the consumer.

Abstract: Systems and methods of providing information via a computer network are provided. A request for content to display with a resource can be received via a computer network at a data processing system. The request can include user information and resource information. The data processing system can retrieve a timestamp of a last request for content from a user associated with the user information. The data processing system can determine if a difference between current time and the timestamp reaches a threshold, and can retrieve a plurality of content items based at least in part on whether the threshold is reached and at least one attribute of the content items. The data processing system can select at least one content item and provide it for display with the resource. The data processing system can store the current time as the timestamp of the last request for content from the user.

Abstract: A client-based ad agent dynamically determines whether an advertisement campaign should bid on an impression for an end user and/or sets the bid price of the advertisement campaign for the impression. When an opportunity for an impression on a web page is identified, the ad agent accesses user data associated with an end user. The ad agent analyzes the user data to identify the relevance and/or value of serving an impression to the end user to the advertisement campaign. Based on the analysis, the ad agent controls whether the advertisement campaign bids on the impression for the end user and/or sets the bid price of the advertisement campaign for the impression.

Abstract: Methods, systems, and articles of manufacture for financial transaction analytics are provided herein. A method includes generating a profile of a customer, the customer profile comprising multiple commercial-related parameters pertaining to the customer based at least on past transaction information of the customer; determining the identity of a merchant from a message pertaining to a transaction of the customer; determining location information of the customer from the message pertaining to the customer transaction; and generating at least one commercial offer personalized for the customer based on (i) the customer profile, (ii) the merchant identified from the message, and (iii) the customer location determined from the message.

Abstract: A method includes determining that a token associated with a customer is present in a store; and sending, to a mobile device associated with the customer, a signal to prepare the mobile device to be able to receive a marketing offer.

Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.

Abstract: A computer-implemented system and method for establishing media data exposure, where a media device, such as a computer, radio, television and the like, receive media data and produces research data from it. The research data may be based on computer-based or computer network-based characteristics, ancillary codes or audio signatures. As the research data is being produced, an inductive coupling is sought for nearby portable computer devices. Once a portable computing device inductively couples to the media device, information is transferred, allowing a system to determine and/or verify that specific users were exposed to particular media data.

Abstract: A method for providing customized marketing associated to multimedia broadcasting, comprising: receiving multimedia broadcast data at a multimedia broadcast receiver apparatus; determining user information of the multimedia broadcast receiver apparatus; transmitting the user information to a service server; defining customized marketing information associated to the received multimedia broadcast data based on the user information; transmitting the customized marketing information to a user apparatus; determining, by the user apparatus, marketing information presentation settings defined by a user; and providing the customized marketing information via a user interface of the user apparatus based on the marketing information presentation settings.

Abstract: Described are computer-based systems, computer-implemented methods, and non-transitory computer-readable media for improving the targeting of advertising in a publishing platform by utilizing payment card transaction data in concert with publisher data.

Abstract: A computer implemented method and apparatus for enabling targeted messages based on usage of a document accessed within an Internet browser, wherein the document is not a webpage. The method comprises accessing a document within a browser on a device using an application associated with the document; and recording, by the application, usage behavior data during usage of the document accessed within the browser.

Abstract: In one example implementation, behavioral data describing past actions including products viewed and purchases made by users while visiting applications is compiled. The behavioral data is segmented into clusters of behavior factors according to statistically related actions of the users. An electronic address for the user is received from a computer of the user. The electronic address is then processed for user data profiling the user. A match between the user data profiling the user and one of the clusters of behavior factors is computed. Targeted information is generated based on the match. The targeted information is provided to the computer of the user for presentation.

Abstract: A method for providing a mobile coupon in a mobile electronic device is provided. The method includes collecting information about the mobile coupon including a domain to which the mobile coupon is applicable, from a mobile coupon image including the mobile coupon, determining whether the domain to which the mobile coupon is applicable is identical with a domain of a web site accessed by the mobile electronic device and outputting, when the domain to which the mobile coupon is applicable is identical with a domain of a web site accessed by the mobile electronic device, the information about the mobile coupon.

Abstract: A method and device which provide a recommendation to a user based on the type of device are provided. The device includes: a user input which is configured to receive a user touch input, a communicator which is configured to transmit a recommendation item request including identification information of the device to a server in response to the user touch input and receive at least one recommendation item selected based on the identification information of the device from the server; a display which is configured to display a recommendation panel including the received at least one recommendation item; and a controller which is configured to control the communicator to receive the at least one recommendation item and control the display to display the recommendation panel.

Abstract: A system and process is provided for distributing branding and content messages to wireless mobile devices such as mobile handsets. The system has a mobile media portal process that enables a content owner and one or more sponsors to cooperate in negotiating, planning, and executing a branding or content campaign. For a campaign, a set of consumers has indicated a desire to receive particular content information on their mobile handset, and may have used a web interface or their phone to provide demographic information and content choices. A media center interface, either automatically or under human control, associates a particular marketing message from a sponsor with the content information, and distributes the marketing message and information to the user's handset. Since the marketing message has been selected and adapted to the demographics and preferences of the user, it is likely that the user will positively respond to receiving the marketing message.

Abstract: In a system enabling a user to control tracking of online activities of the user on a user device, a list of trackers is presented to the user. For each tracker, an option to opt out of or opt in into tracking by that tracker is also presented. The user's preference for a particular tracker, i.e., opt out or opt in, is transmitted to the tracker via a message that includes the specific ID or IDs used by that particular tracker.

Abstract: Recommending network object information to a user includes, for each of a plurality of network objects, a respective plurality of behavior frequencies by the user is determined; a network object among the plurality of network objects that is of interest to the user is identified, the identification being based at least in part on the respective plurality of behavior frequencies that corresponds to each of the plurality of network objects; and additional information relating to the identified network object is provided to the user.

Abstract: Methods and apparatus for performing computer-implemented personalized recommendations are disclosed. User information pertaining to a plurality of features of a plurality of users may be obtained. In addition, item information pertaining to a plurality of features of the plurality of items may be obtained. A plurality of sets of coefficients of a linear model may be obtained based at least in part on the user information and/or the item information such that each of the plurality of sets of coefficients corresponds to a different one of a plurality of items, where each of the plurality of sets of coefficients includes a plurality of coefficients, each of the plurality of coefficients corresponding to one of the plurality of features. In addition, at least one of the plurality of coefficients may be shared among the plurality of sets of coefficients for the plurality of items.

Abstract: The present disclosure comprises systems and methods for providing a stream of only those photographs (including those inter-mixed with videos and hybrid types (animated gifs, animated photo bursts, etc.)) that may be of interest to particular users in a social network based on consideration of user social graphs and other external signals generated for the photographs based on predefined criteria to determine user interest levels. The systems and methods obtain photographs, retrieve social graphs for particular users, evaluate and filter photographs, rank them, and limit the number of photographs provided for viewing from a single source. Accordingly, only photographs that are determined to be most interesting to particular users are provided for display to them.

Abstract: A method in accordance with the present disclosure may include identifying a first set of visits to one or more webpages by a first participant of a social network, determining whether the first participant received a social annotation during the visit to the webpages, calculating a first total number of missed social annotations for each of the webpages for the first participant of the social network based on the first set of visits to the webpages and the determined social annotations received during the visit to the webpages, determining a combined calculation of missed social annotations for each of the webpages based at least in part on the total number of missed social annotations for each of the webpages for the first participant and the total number of missed social annotations for each of the webpages for the second participant, generating an indication for a third participant.

Abstract: The tokenless transaction system described herein allows a user conduct financial transactions absent the need for his/her credit cards, debit cards, promotional cards, discount cards, and all other cards typically used in executing a financial transactions. In the same manner, the chances to have a card lost or stolen are reduced, bolstering the security of the user's financial information. The transaction terminals list the entire collection of a user's credit cards and the like and allow the user to access any one or a combination of the cards to finish a financial transaction. These accounts are accessed via multiple layers of security and the system further employs various security strategies to protect the user's sensitive information.

Abstract: A communications system may include at least one mobile wireless communications device and an advertising server cooperating with the at least one mobile wireless communications device via a wireless communications network. The advertising server may be for generating an activity history for the at least one wireless communications device including geographical positions at corresponding times of day, and selectively sending advertisements to the at least one mobile wireless communications device based upon the activity history and a given time of day.

Abstract: Serving form ads with videos is disclosed, including: receiving from a client device a request including a set of parameters associated with a video; and determining a form ad to be displayed with the video based at least in part on the set of parameters.

Abstract: A system is provided. The system comprises a processor, a memory coupled to the processor, and an application stored in the memory. When executed by the processor, the application receives a plurality of first messages from a first plurality of handsets, each of the first messages indicating that one of the first plurality of handsets has installed a first ID, wherein the first ID is associated with a first ID provider, receives a second message from the first ID provider, the second message indicating that new content associated with the first ID is available, and in response to the second message, transmits a plurality of third messages, each of the third messages directed to one of the first plurality of handsets, indicating that new content associated with the first ID is available.

Abstract: A method and system for improving access to network content are described. Aspects of the disclosure minimize the delay between a navigation event and a network response by prerendering the next navigation event. For example, the method and system may predict a likely next uniform resource locator during web browsing to preemptively request content from the network before the user selects the corresponding link on a web page. The prediction operation may use a current location of a computing device to identify a set of browsing habits associated with that location. The browsing habits may be used to identify a most likely navigation event for prerendering. The methods and systems describe a variety of manners for prerendering content and managing and configuring prerendering operations.

Abstract: A method for ascertaining the risk associated with the driver of a vehicle utilizes three-dimensional (3D) motion sensing data. A server gathers motion sensing data from one or more motion sensing modules and clusters the motion sensing data into movement categories. The server then assigns an indication of risk to at least some of the movement categories and combines the motion sensing data from a plurality of movement categories to generate a collective measure of risk associated with the driver of the vehicle.

Abstract: A method and apparatus of processing communications with a mobile station are disclosed. One example method may include receiving a message from the mobile station and processing the message by parsing the message and performing a natural language interpretation of the message and processing the parsed message to determine the user's requested objective. In response, the method may further provide generating a response to the message based on the user's requested objective and sending the response to the mobile station acknowledging the user's requested objective. Live agents may be notified to check the status of a message and continually override automated message responses to ensure the integrity of the responses.

Abstract: A developer/requestor may select a subset of users for a promotion by querying a database; however, the developer may not be provided with specific details about each user (e.g., purchase history, browsing history, etc.). The system returns a response to the query that obfuscates a user's data while simultaneously providing the developer with a response to indicate to the developer whether or not a user or group of users is promotion eligible based on the developer's criteria. The developer may dispatch a promotion to the one or more users determined to be promotion eligible.

Abstract: Disclosed is a system and method for providing automated micro-targeted advertisements to a small group of engaged users based on the users' interactions with each other. The systems and methods disclosed provide relevant advertisements to members of a small targeted online group, where the members of the group share common interests, behaviors, preferences, online activities, and the like. The advertisements include calls to action for a receiving user to consummate a transaction, which encourages product (or brand) engagement by specifically identifying friends (or other users who have an established relationship with the user) that may be interested in a product, thereby, providing an initial dialogue between the friends over the targeted product.

Abstract: A method comprising using at least one hardware processor for: receiving historical responsiveness data of an offeree; computing predicted responsiveness of the offeree to one or more present offers, wherein said computing is based on the historical responsiveness data and is performed regardless of a content of the one or more present offers.

Abstract: Disclosed is an information providing method and so on including: obtaining a use history of a device used by a user for processing on a substance; and providing information according to the obtained use history to the user, wherein the processing on the substance includes a movement of the substance or a change in a temperature of the substance. This allows providing the user of the device with information suitable for the user when the user simply uses a device for doing routine housework, without requiring the user to input information such as search words.

Abstract: A system and method may include providing a media stream via a network, the media stream comprising one or more advertisement content segments, identifying aggregate information associated with a viewer, assigning the one or more advertisement content segments to one or more categories and a category score associated with the one or more categories, filtering the one or more advertisement content segments based at least in part on the one or more categories, the category score associated with the one or more categories and the aggregate information associated with the viewer, and outputting the filtered one or more advertisement content segments to the viewer.

Abstract: A method for making a targeted offer by a telecommunication entity to an audience is provided. The method involves receiving from the telecommunication entity a first set of information including billing activities attributable to the telecommunication entity and payment activities attributable to the audience, by a financial transaction processing entity; retrieving by the financial transaction processing entity a second set of information including billing activities attributable to the financial transaction processing entity and purchasing and payment activities attributable to the audience; and generating one or more predictive behavioral models based at least in part on the first set and second set of information. The method also involves identifying activities and characteristics attributable to the audience based on the predictive behavioral models, and conveying those to the telecommunication entity. A system for making a targeted offer by a telecommunication entity to an audience is also provided.

Abstract: A computer implemented system and method for demand management in an energy supply network including aggregation of energy use modification offers from energy consumers in order to meet value offers from energy suppliers.

Abstract: A revenue share analysis module can determine individual session revenues for content items provided by content providers. The module can also determine total session content revenues for each of the content items according to the determined individual session revenues, and determine respective content values for each of the content items according to the determined total session revenues for each of the content items. It also may determine total session provider revenues for each of the content providers according to the determined total session revenues for each of the content items, and determine respective provider values for each of the content providers according to the determined total session revenues for each of the content providers. Also, it can determine revenue share offers according to the content values and/or the provider values.

Abstract: Methods and systems for performing targeted advertising are described. In particular, ads are targeted to users based on TV viewing behaviors. This is achieved by linking TV viewing behaviors to anonymous digital identifiers, such as online browser keys or cookies.

Abstract: A system for automated recommendations for social media activities includes a page data extraction module for extracting pre-defined page data parameters in relation to pre-defined reference parameters; a reference module for providing reference parameters in relation to each of the pre-defined page data; a comparing and correlation module for comparing and correlating each of the extracted page data parameters with each of the corresponding reference parameters to obtain a corresponding comparative and correlative score for each of the parameters; and a recommendation module for recommending action points based on each of the comparative and correlative scores for each of the parameters.

Abstract: Internet users are becoming more aware of data transfer through third-party cookies to multiple publisher sites without their consent. Subsequently, they are taking action to block or delete third-party cookies through browser controls or automated anti-spyware programs. This blocking and deleting process reduces the ability of third-party networks to accurately target users for relevant advertising. First-party cookies are less susceptible to cookie deletion and are therefore able to provide better targeting for more relevant ad delivery. There is an extended opportunity for “Trusted” First-Party networks to share non-Personally Identifiable Information (non-PII) across the network to prevent data leakage outside the trusted partners. For example, a large corporation with multiple companies that have either their own domains (domain1.com, domain2.com) or multiple subdomains (product1.domain.com, product2.domain.

Abstract: Embodiments of the invention are directed to apparatus, methods, and computer program products for analyzing e-receipt data for loyalty card usage. The apparatus, methods, and computer program products comprise: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive information associated with a purchase, wherein the information includes a payment type; analyze the payment type, wherein analyzing the payment type comprises determining if the payment type is associated with a loyalty card; and transmit, in response to determining the payment type is associated with a loyalty card, an offer to a second apparatus.

Abstract: An example system is configured to compile coupled to a computer network behavioral data describing past actions including products viewed and purchases made by users while visiting applications; segment the behavioral data into clusters of behavior factors according to statistically related actions of the users; compile present user data describing a current action of a user while visiting a merchant website hosted by a server coupled to the computer network and accessible by the user on a merchant application; while the user is still visiting the website, compute a match between the present user data and one of the clusters of behavior factors; generate based on the match targeted information influenced by the present user data and the past delivery performance of a merchant and a shipping carrier; and provide the targeted information for presentation while the user is visiting the merchant application.

Abstract: Embodiments of the invention are directed to apparatus, methods, and computer program products for offers based on a user's seasonality and gift giving schedule. The apparatus, methods, and computer program products comprise: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive information associated with a purchase of an item, wherein the information includes a purchase date; increment a counter associated with the purchase date; determine, in response to incrementing the counter associated with the purchase date, if the counter equals or exceeds a predetermined threshold value; and transmit, in response to determining the counter equals or exceeds a predetermined threshold value, a message to a second apparatus, wherein the message is based on the purchase date.

Abstract: Disclosed is a system and method for automatically detecting social relationships from consumer image collections. The disclosed systems and methods provide the ability to infer relationships between people thereby creating dynamic social networks from the occurrences of people appearing in digital images. Occurrences of people in pictures can be detected based on known or to be known facial recognition technology. These inferences enable relationship determinations regarding whether the people are family members, friends, acquaintances or merely strangers who happen to be in the same place at the same time. The disclosed detection of such relationships enables the building of intelligent image management systems.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing offers based on electronic receipt data. An exemplary apparatus is configured to identify purchase transaction data associated with identified electronic communications between a merchant and a customer regarding a transaction, where the purchase transaction data includes product level data from a transaction; receive the identified purchase transaction data, wherein the purchase transaction data is received in an unstructured format; convert the purchase transaction data from the unstructured format to a structured format; associate the structured purchase transaction data with the customer's online banking application; identify an offer associated with one or more products purchased by the customer; and provide the customer the offer based at least partially on the customers purchase transaction data.

Abstract: Technologies described herein relate to estimating engagement of a person with respect to content being presented to the person. A sensor outputs a stream of data relating to the person as the person is consuming the content. At least one feature is extracted from the stream of data, and a level of engagement of the person is estimated based at least in part upon the at least one feature. A computing function is performed based upon the estimated level of engagement of the person.

Abstract: An interface device fits between a point-of-sale terminal and a peripheral element, for example, the UPC scanner, to permit a rapid checkout of groceries or the like by simulating rapid scanning of a stored grocery list accumulated by a consumer in a roaming checkout through the store. The consumer scans items as he or she shops to create the stored grocery list. A promotional system for providing coupons at the point of purchase decision and the novel method of handling items that need to be weighed are also provided.

Abstract: Internet users are becoming more aware of data transfer through third-party cookies to multiple publisher sites without their consent. Subsequently, they are taking action to block or delete third-party cookies through browser controls or automated anti-spyware programs. This blocking and deleting process reduces the ability of third-party networks to accurately target users for relevant advertising. First-party cookies are less susceptible to cookie deletion and are therefore able to provide better targeting for more relevant ad delivery. There is an extended opportunity for “Trusted” First-Party networks to share non-Personally Identifiable Information (non-PII) across the network to prevent data leakage outside the trusted partners. For example, a large corporation with multiple companies that have either their own domains (domain1.com, domain2.com) or multiple subdomains (product1.domain.com, product2.domain.

Abstract: Systems and methods for providing a merchant-customer engagement system include a physical merchant location in which a customer may be tracked to determine products within the physical merchant location that the customer is interested in. A merchant may use a wearable merchant device that is configured to identify the customer via a camera that captures an image of the customer, and that image may be used to retrieve customer account information for that customer. Using the customer account information and the products that the customer is showing interest in, the wearable merchant device may be used to display merchant-customer engagement information next to a view of the customer to allow the merchant to help the customer while utilizing a variety of displayed information about the customer including, for example, past purchases, products browsed in-store and previously browsed online, time spent in an area of the physical merchant location, etc.