Based On User History Patents (Class 705/14.53)
  • Publication number: 20150134451
    Abstract: Systems and methods described herein may include a memory and a computing a system in communication with said memory. The computing system may be configured to receive data from network management systems. In one embodiment, the network management system includes a network gateway. Users at venues may access external network resources using the network management system. Further, the network management systems may extract device identifiers from network packets sent from user devices to request access to external network resources. In some embodiments, the network management system may provide transmission control protocol handshake completion data to user devices. In some embodiments, the computing system also receives one or more attributes associated with the venue, user data associated with the user device, and connection data associated with communication between the user device and said external network resource.
    Type: Application
    Filed: November 11, 2014
    Publication date: May 14, 2015
    Inventors: Christopher Farrar, Charles Reed, Nicolas Mercier, Kenneth Reed
  • Patent number: 9032018
    Abstract: The invention relates to a targeting technique for controlling the provisioning of content items, for example advertisements, to users in a mobile communications network (100). A method embodiment of the technique is performed in a provisioning server (114) in the mobile communications network and comprises the steps of receiving an indication of a content item which has been selected by a first user via a first mobile terminal (126); retrieving, from a user-related database, contact information associated with the first user, wherein the contact information indicates at least one second user (128); determining a location of a second mobile terminal of the second user; and selectively initiating, if an intended presentation area for the selected content item covers the location of the second mobile terminal, a presentation of the selected content item to the second mobile terminal (128).
    Type: Grant
    Filed: November 7, 2008
    Date of Patent: May 12, 2015
    Assignee: Telefonaktiebolaget L M Ericsson (publ)
    Inventor: Karl Quinn
  • Patent number: 9031863
    Abstract: Disclosed are apparatus and methods for facilitating contextual selection of advertisements for displaying online via a computer network. In general, user features in the form of text are provided in conjunction with web page content for contextual advertisement matching. In one embodiment, a request for an advertisement to be displayed in a current web page that has been requested by a current user is received. The current user is associated with one or more current user characteristics from a plurality of different user characteristics, and the current web page has an associated content. A mapping model and the one or more current user characteristics are used to obtain a plurality of user-relevant terms for each of the one or more current user characteristics. A combination of the content of the current web page and obtained user-relevant terms are provided for selecting an advertisement for displaying with the current web page based on such combination.
    Type: Grant
    Filed: August 19, 2010
    Date of Patent: May 12, 2015
    Assignee: Yahoo! Inc.
    Inventors: Abraham H. Bagherjeiran, Andrew O. Hatch, Adwait Ratnaparkhi, Amruta S. Joshi
  • Publication number: 20150127553
    Abstract: An intelligent payment card and a method for performing a financial transaction using the payment card are disclosed. The payment card includes inter-alia a biometric sensor, an input module, and a display screen. The payment card is activated when a primary user successfully authenticates himself by the way of providing valid finger print(s) to the biometric sensor of the payment card. The payment card is removably embedded with criteria that dictate at least a maximum transaction amount, maximum number of transactions to be performed on the card and maximum threshold time for completing a transaction. The payment card also includes a processor unit which compares the authorization code input by the user with a unique identification number stored within the payment card, and upon successful authentication enables the user to perform desired financial transaction and also ensures that the removably embedded criteria are not violated during the financial transaction.
    Type: Application
    Filed: May 28, 2013
    Publication date: May 7, 2015
    Inventors: MOHAN SUNDARAM, NEERAJ GUPTA
  • Publication number: 20150127457
    Abstract: A system and method are disclosed for providing a promotion associated with a transaction account. Target viewer information associated with at least one person targeted to receive an ad is identified. In accordance with the target viewer information and the ad, a probability of the at least one person to accept the promotion is determined. Promotion information associated with the promotion is selected as a function of the determined probability, and the promotion information is transmitted to a computing device associated with the at least one person. An acceptance of the promotion is received from the computing device associated with the at least one person, and processed to associate the promotion with the transaction account.
    Type: Application
    Filed: November 4, 2013
    Publication date: May 7, 2015
    Applicant: MasterCard International Incorporated
    Inventor: Jason A. Feldman
  • Publication number: 20150120442
    Abstract: Systems and methods are disclosed for managing mobile advertisement in a smartphone that has multiple Subscriber Identification Module (SIM) capability to more effectively and more efficiently target mobile ads to smartphone users. Multi-SIM-capable devices such as DSDA devices have two subscriptions (e.g., two phone numbers) to one or more mobile telephony networks. One subscription may be used for personal use and the other subscription for work. The two SIM subscriptions and their characteristics may be considered when selecting the mobile ads to present to the users on the DSDA devices. Further, knowledge on the intended or actual use of the two subscriptions may be used to select, limit, adapt, or otherwise differentiate the mobile ads delivered to the user on the two subscriptions. The channel characteristics of the two SIM subscriptions may also be used to more efficiently deliver ads to the two SIM subscriptions.
    Type: Application
    Filed: October 29, 2013
    Publication date: April 30, 2015
    Applicant: QUALCOMM Incorporated
    Inventors: Shriram Ganesh, Jose R. Menendez
  • Publication number: 20150120443
    Abstract: In an exemplary embodiment, a computer-implemented method includes receiving a photo showing a taggable object, wherein the taggable object is a purchasable object that has not yet been identified. First purchase data is collected related to past purchases of a first user associated with the photo. The first purchase data is compared to the taggable object to determine whether one or more purchased items potentially match the taggable object. A set of potential matches is generated, by a computer processor, based at least in part on comparing the first purchase data to the taggable object. The taggable object is tagged in the photo with an identifier representing at least one of the potential matches.
    Type: Application
    Filed: October 30, 2013
    Publication date: April 30, 2015
    Applicant: International Business Machines Corporation
    Inventors: Yuk L. Chan, Christopher Cramer, Robert G. King, Deepti M. Naphade, Jairo A. Pava
  • Publication number: 20150120441
    Abstract: An advertisement distribution program is configured to cause a computer 4 of an information processing device 3 to function as a first transmission control means which, when the number of advertisement points is equal to or higher than a predetermined number, transmits the link data of the shopping site to a user terminal along with the advertisement data of the shopping site, while when the number of advertisement points is lower than the predetermined number, transmits only the advertisement data of the shopping site to the user terminal 5, and a second transmission control means which, when the number of advertisement points turns from being equal to or higher than a predetermined number to being lower than the predetermined number, selects a specific purchaser from all purchasers at the shopping site, and transmits benefit information to the user terminal 5 operated by the selected purchaser.
    Type: Application
    Filed: October 29, 2013
    Publication date: April 30, 2015
    Inventor: Yoshinori MATSUMOTO
  • Publication number: 20150120444
    Abstract: Embodiments are directed to a computer implemented method of selecting a partner marketing communication. The method includes receiving, by a processor circuit, data of a potential visit by a customer to a location. The method further includes making a determination, by the processor, based at least in part on the data of the potential visit by the customer to the location, that the customer or an agent of the customer may travel to the location. The method further includes selecting, by the processor circuit, at least one partner marketing communication from among a plurality of available partner marketing communications based at least in part on the data of the potential visit and the determination that the customer or the agent may travel to the location.
    Type: Application
    Filed: October 31, 2014
    Publication date: April 30, 2015
    Inventors: Ajay A. Deshpande, Kimberly D. Hendrix, Herbert S. McFaddin, Chandra Narayanaswami
  • Patent number: 9020835
    Abstract: A social networking system extends the reach of an ad by allowing an advertiser to seed a search for suggesting targeting criteria for an ad. Using the seeds, the social networking system identifies a set of seed objects from a social graph. The social networking system traverses the social graph to compute the similarity between the seed objects and candidate objects related to the seed objects. Based on the computed similarity, the social networking system suggests a set of target objects to the advertiser. The social networking system receives a selection of one or more target objects from the advertiser. From the selected target objects the social networking system determines one or more targeting criteria for the ad, so users with an edge in the social graph to any of the selected target objects are eligible to receive the ad.
    Type: Grant
    Filed: July 13, 2012
    Date of Patent: April 28, 2015
    Assignee: Facebook, Inc.
    Inventor: Ding Zhou
  • Publication number: 20150112802
    Abstract: A card (e.g., a payment card such as a credit card, debit card, gift card, or any other electroncially readable card) of a user is electronically read at an automated teller machine (ATM), to determine card data identifying an account of the user. Based on the card data, a promotional message is automatically selected (e.g., by a computer processor) from a database comprising a plurality of promotional messages. The selected promotional message is targeted to the user. The selected promotional message is outputted to the user at the ATM.
    Type: Application
    Filed: October 23, 2013
    Publication date: April 23, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Po Hu, Jean-Pierre Gerard
  • Publication number: 20150112799
    Abstract: A method, system and computer program are configured to provide a personal flash sale experience for a user. The method, system and computer program involve maintaining a plurality of flash sales of items including inactive flash sales and flash sales to be broadcasted to a plurality of users, selecting for a user one or more inactive flash sales from the plurality of flash sales of items according to a user's exposure level to items, sales performance of items and/or user's preferences, activating the selected one or more flash sales, and providing to a user a combination of flash sales including the broadcasted flash sales and the selected one or more flash sales.
    Type: Application
    Filed: October 17, 2013
    Publication date: April 23, 2015
    Applicant: Gilt Groupe, Inc.
    Inventors: Erik D. LUMER, Jonatan G. KIDON
  • Publication number: 20150112805
    Abstract: Among other things, one or more techniques and/or systems are provided for pushing a recommendation to a user. That is, a recommendation may be pushed to a device of the user based upon a triggering event associated with the user. The recommendation may be provided, for example, without user solicitation for the recommendation. In one example, a recommendation component may observe that the user frequently stops for ice cream on Fridays after work (e.g., based upon prior social network check-ins). Accordingly, on the following Friday, the recommendation component may push a recommendation to the user's device to visit a particular grocery store on the way home from work that is within 10 minutes of the user's home so that the user can avoid melting ice cream (e.g., a location constraint may be applied to choose a grocery store that is relatively close to the user's home).
    Type: Application
    Filed: January 5, 2015
    Publication date: April 23, 2015
    Inventors: Emmanouil Koukoumidis, Brian Beckman, James Anthony Whittaker
  • Publication number: 20150112800
    Abstract: A method, implemented in an electronic processing system that includes a memory and one or more processors, includes receiving, at the electronic processing system, vehicle data indicative of one or both of (i) a location or route of a vehicle and (ii) operation of the vehicle, storing the received vehicle data in the memory, determining, via the one or more processors and based on the stored vehicle data, a habit or preference of a driver of the vehicle, and causing an advertisement to be selected based on the determined habit or preference.
    Type: Application
    Filed: October 18, 2013
    Publication date: April 23, 2015
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Joe Harr, Brian Fields, Steven Cielocha, Steve Balbach
  • Publication number: 20150112804
    Abstract: A method for presenting sales information on a display device to a user who is shopping at a first store includes executing a first operation on a processor coupled to the display device to determine an item to promote to a user, executing a second operation on the processor to acquire first price information about a price of the item that is on sale at the first store, executing a third operation on the processor to acquire second price information about a price of the item that is on sale at a second store, generating a discount information for the item that is on sale at the first store based on the first price information and the second price information, and controlling the display device to display the generated discount information.
    Type: Application
    Filed: October 22, 2014
    Publication date: April 23, 2015
    Inventor: Akihiko FUJIWARA
  • Publication number: 20150112803
    Abstract: A method for providing one way trust via a third party advertisement presenter includes creating one or more advertisement campaigns which are delivered though a third party advertisement presenter's cookies, mapping the third party advertisement presenter's cookies to a demand side platform's cookies, providing the corresponding third party advertisement presenter's cookies via the demand side platform's cookies if the websites accessed by the individual include advertising space the demand side platform is bidding on, and delivering the one or more advertisement campaigns to the individual through the corresponding third party advertisement presenter's cookies.
    Type: Application
    Filed: October 20, 2014
    Publication date: April 23, 2015
    Inventors: Russel Robert Heiser, II, Nathan W. Shahan
  • Publication number: 20150112791
    Abstract: Methods and systems for user, activity and application profiling for a mobile device are provided. According to one embodiment, activity stream data is received by an activity monitoring module running on a mobile device. The activity stream data includes information regarding usage of one or more applications installed on the mobile device. The activity stream data is provided by the activity monitoring module to a central server that collects activity stream data from multiple mobile devices, including the mobile device. The collected activity stream data is processed by the central server in conjunction with auxiliary data to create derived mobile user activity profiles for users of the mobile devices.
    Type: Application
    Filed: May 24, 2014
    Publication date: April 23, 2015
    Applicant: Quettra, Inc.
    Inventor: Ankit Jain
  • Publication number: 20150112801
    Abstract: Matrix factorization techniques may be employed to identify different tastes based on user history information for a user profile and to provide item recommendations for the various tastes. An item model may be generated that includes item vectors, each item vector representing an item from a catalog of items. An item vector from the item model may be identified for each of a number of items identified in information for a user profile. The item vectors may be grouped into different clusters, and a taste vector may be generated for each cluster based on item vectors in each cluster. Each taste vector may be used to select item recommendations that may be combined in a set of recommendations provided for presentation to one or more users associated with the user profile.
    Type: Application
    Filed: October 22, 2013
    Publication date: April 23, 2015
    Applicant: MICROSOFT CORPORATION
    Inventors: NIR NICE, NOAM KOENIGSTEIN, ULRICH PAQUET, SHAHAR ZVI KEREN
  • Patent number: 9015595
    Abstract: A system for serving localized advertisements receives data that defines an advertisement from an advertiser and determines a geographic location of the advertiser. The system also receives a request to serve an advertisement from a browser operated by a user and determines a geographic location associated with the user. The system communicates the advertisement to the browser if the geographic location associated with the user matches the geographic location of the advertiser.
    Type: Grant
    Filed: January 20, 2010
    Date of Patent: April 21, 2015
    Assignee: Yahoo! Inc.
    Inventors: Dale Nussel, Allie K. Watfa, Jonathan Kilroy
  • Patent number: 9015151
    Abstract: In some embodiments, the present invention is directed to a computer-implemented method which includes at least the following steps of requesting a consent to obtain an individual social media profile data; based on the consent, electronically obtaining the individual social media profile data from a social media electronic data source; determining individual specific parameters based on the individual social media profile data; matching the individual specific parameters to at least one segment identifier generated based on a predetermined segmentation of a target population of individuals; based on the matching, associating the at least one segment identifier with the individual social media profile data; and outputting an advertisement to the individual based on the at least one segment identifier associated with the individual social media profile data of such individual.
    Type: Grant
    Filed: May 30, 2014
    Date of Patent: April 21, 2015
    Inventors: Oran Perry Margulis, Gil Aaron Margulis
  • Publication number: 20150106199
    Abstract: To provide an information processing system and an information processing method capable of increasing the effect of advertising distribution. An information processing system includes: a mail creation unit for distributing, to multiple users, mail including link information that can identify the users; and a cushion page creation unit which, when access based on the link information is received from a client of a user, transmits a web page to the client to cause the client to receive a cookie for transmitting attribute information according to an attribute of the user to an ad network server based on the link information.
    Type: Application
    Filed: March 7, 2013
    Publication date: April 16, 2015
    Inventors: Tetsuro Ishida, Bounnong Heungmany, Takayuki Murayama
  • Publication number: 20150106200
    Abstract: The present invention is directed to a modified display for a computing device, where a computing device recognizes a marker in a display, communicates with a remote server to return content associated with the recognized marker, and augments the display by inserting the returned content to a preferred position and orientation in the display.
    Type: Application
    Filed: October 15, 2014
    Publication date: April 16, 2015
    Inventor: David Elmekies
  • Patent number: 9009065
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage medium, for providing a method that includes receiving an indication from a user to promote an item that is included in an activity stream associated with the user, the activity stream being presented in a social context by a social application; receiving a request for an advertisement; determining the item is responsive to the request; determining one or more advertisements responsive to the request; ranking the item and the one or more advertisements; and providing the item in response to the request rather than the one or more advertisements and based at least in part on the rankings.
    Type: Grant
    Filed: December 17, 2010
    Date of Patent: April 14, 2015
    Assignee: Google Inc.
    Inventors: Davi Reis, Christian Oestlien, Eider Silva de Oliveira, Marcus A. Leal, Igor P. Soares
  • Patent number: 9007623
    Abstract: A system for enabling at least one mobile device to communicate with at least one multi-function printer over a network, including at least one processor and a computer-readable storage medium in communication with the at least one processor, wherein the computer-readable storage medium comprises one or more programming instructions for: registering the at least one mobile device with a web-based service; accessing, via the at least one mobile device, a user interface program providing a plurality of Extensible Interface Platform (EIP) options and services; prioritizing, sorting, and ranking the plurality of EIP options and services based on user preference so as to create a customized mobile EIP User Interface (UI); and enabling the customized mobile EIP UI of the at least one mobile device to communicate with and be executed on the at least one multi-function printer.
    Type: Grant
    Filed: March 25, 2011
    Date of Patent: April 14, 2015
    Assignee: Xerox Corporation
    Inventors: Robert St. Jacques, Jr., Hua Liu
  • Publication number: 20150100421
    Abstract: The present invention allows marketers to provide consumers and potential consumers with interactive and quickly updateable content by providing the consumer with a dashboard engagement device such as a Web key or USB key. This object may be accomplished via an electronic device such as a personal computer. Other means to further this end include, but are not limited to, mobile electronic computing devices capable of loading platforms for marketers to communicate with consumers and potential consumers.
    Type: Application
    Filed: October 8, 2013
    Publication date: April 9, 2015
    Inventors: Mehrnoosh Dehaghani, Chris Barratt, Robert Cruickshank
  • Publication number: 20150100420
    Abstract: A method for real-time ranking of offers for consumer distribution includes: storing a plurality of offer data entries, each entry including an offer identifier and offer data; storing a consumer profile, the profile including data related to a consumer including a consumer identifier and consumer characteristics; storing a plurality of distribution data entries, each entry including data related to an offer previously distributed to the consumer including an offer identifier, offer data, and indication of at least one of: receipt, viewing, and acceptance of the offer; identifying a ranking of the offer data entries based on the respective included offer data, the consumer characteristics, and the offer data and indication included in each of the distribution data entries; and transmitting the offer data included in at least one of the offer data entries based on the rank to a computing device associated with the consumer.
    Type: Application
    Filed: October 4, 2013
    Publication date: April 9, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Douglas Wilbur VAN HORN, Lisa Maria Bongiovi
  • Publication number: 20150100405
    Abstract: There are provided systems and methods for a communication device interface for merchant check-in and shopping notifications. A user may enter shopping preferences to a module of a communication device in order to receive notifications and alerts when items matching the shopping preferences are available with one or more merchants. A service provider may receive the shopping preferences with user attributes, such as a user location and/or account balance. The attributes may be determined using applications and/or modules of the communication device or through a check-in by the user at a location. The service provider may determine shopping notifications having purchase offers for the items from available merchants. The purchase offers may include offers to sell the items and discounts for the items. The shopping notifications may be displayed to the user using a user device interface, such as cells within an application or mobile device home screen.
    Type: Application
    Filed: October 7, 2014
    Publication date: April 9, 2015
    Inventor: Hyunju Lee
  • Patent number: 9002732
    Abstract: A computerized method and system for keeping popular advertisements active are provided. Example embodiments may include identifying one or more expiring online content from a plurality of online contents. A popularity of the one or more expiring online content may be determined; and an expiration date of the one or more expiring online content may be extended based on the popularity.
    Type: Grant
    Filed: April 14, 2008
    Date of Patent: April 7, 2015
    Assignee: eBay Inc.
    Inventor: Sergey Petrov
  • Patent number: 9002730
    Abstract: Providing a purchase incentive to a mobile device based for example the user's location, predicted route of travel, and prior transactions. A tracking server computer determines a number of locations of a mobile device as it travels along a route and an associated timeframe when it is at each of the locations. The tracking server computer records the locations and associated timeframes in a location log and analyzes the location log to predict a subsequent location and associated timeframe that the mobile device will be at that location. The tracking server computer then determines a merchant proximate to the predicted subsequent location of the mobile device and generates a purchase incentive for use at the merchant and delivers the purchase incentive to the mobile device. In the alternative, the incentive may be generated by a merchant computer or the mobile device.
    Type: Grant
    Filed: February 11, 2012
    Date of Patent: April 7, 2015
    Inventor: Richard Postrel
  • Publication number: 20150095148
    Abstract: A system and method for generating a marketplace on a computing system that allows advertisers to bid for different modes of engagement with consumers that show an interest in the goods or services offered by the advertisers. The system allows advertisers to bid for opportunities to engage with consumers via one or more publishers, the opportunities offering different modes of engagement with consumers. The modes of consumer engagement include, but are not limited to, a click or other expression of interest that leads to a referral of the consumer to an advertiser website, a call or other communication that leads to a voice connection between the consumer and the advertiser, a submission of one or more pieces of information about the consumer including a request for the advertiser to contact the consumer and/or provide content about the advertiser, and an opportunity to enter into a chat session with an advertiser.
    Type: Application
    Filed: September 12, 2014
    Publication date: April 2, 2015
    Inventors: Patrick Quigley, Quang Nguyen, Todd Faucher
  • Publication number: 20150095152
    Abstract: Computerized systems and computerized methods are provided for social network connection-driven product promotion. Data is received from a first remote computing device indicative of a purchase of an offer from a merchant, wherein the data is associated with a user and includes a purchase price for the offer. A set of social network contacts of the user is determined. Data associated with a set of user accounts for one or more contacts is updated to include the offer from the merchant, so that a user associated with an updated user account is presented with the offer from the merchant. Second data is received from a second remote computing device indicative of a second purchase of the offer from the merchant. A credit for a portion of the purchase price is added to a user account to reduce the purchase price paid by the user.
    Type: Application
    Filed: October 1, 2014
    Publication date: April 2, 2015
    Inventors: Andre Shawn WALTERS, Wayne Edwards NILSEN
  • Publication number: 20150095145
    Abstract: A dashboard to integrate gadgets and present data output from the gadgets in an integrated user interface. The gadgets dynamically collect information about an advertisement or an ad campaign associated with the advertisement as the information is collected from various sources during the ad campaign, each of some of the gadgets processing collected information and outputting the processed information in real time.
    Type: Application
    Filed: March 25, 2009
    Publication date: April 2, 2015
    Inventors: Matthew A. Shulman, Diane Lambert, Peter Kellis Kamvysselis, Ekaterina Rogers
  • Publication number: 20150095147
    Abstract: A system and method of monetizing qualified leads are disclosed. A plurality of potential buyers for an item being offered for sale by a seller can be determined based on at least one indication of interest in the item for each one of the potential buyers. The potential buyers are determined from amongst users of an e-commerce site. A featured ad for the item can be caused to be provided selectively to the potential buyers based on a selection by the seller to provide the featured ad to users of the e-commerce site that have been determined to be potential buyers. The indication(s) of interest in the item can comprise an indication of the corresponding potential buyer saving the item to a list of items to watch and/or an indication of the corresponding potential buyer saving a search query of which the item was included as a search result.
    Type: Application
    Filed: June 28, 2014
    Publication date: April 2, 2015
    Inventor: Grant Samuel Bryce
  • Publication number: 20150095149
    Abstract: Methods and systems for demand management are provided. First, at least one user device connects to a management platform on an electronic device via a network, and a demand list is edited, wherein the demand list includes at least one product or at least one service. At least one merchant device connects to the management platform on the electronic device via the network to review the demand list corresponding to the user device and sends a notification to the user device, wherein the notification provides information about the product or service on the demand list.
    Type: Application
    Filed: September 17, 2014
    Publication date: April 2, 2015
    Inventor: John C. Wang
  • Publication number: 20150095150
    Abstract: The disclosed embodiments include systems and methods for administering actual and virtual investment portfolios based on transaction data associated with one or more users. The disclosed embodiments may be configured to obtain first transaction data associated with a first user and identifying one or more first products purchased by the first user. The disclosed embodiments may also be configured to obtain program data identifying a first loyalty program associated with the first user, and geographic data specifying a geographic region associated with the first user. Additionally, the disclosed embodiments may be configured to identify one or more first securities based on the first transaction data and the obtained program and/or geographic data. The disclosed embodiments may also generate one or more first electronic instructions to transmit information identifying a first set of the one or more first securities to a device of the first user.
    Type: Application
    Filed: September 30, 2014
    Publication date: April 2, 2015
    Applicant: The Toronto-Dominion Bank
    Inventors: Michael E. GLOBE, Mazin AL-SAMADI, Lauren VAN HEERDEN, Gunalan NADARAJAH, Orin DEL VECCHIO, Michael D. CUMMINS, Prabaharan SIVASHANMUGAM
  • Publication number: 20150095146
    Abstract: A real-time fraud prevention system enables merchants and commercial organizations on-line to assess and protect themselves from high-risk users. A centralized database is configured to build and store dossiers of user devices and behaviors collected from subscriber websites in real-time. Real, low-risk users have webpage click navigation behaviors that are assumed to be very different than those of fraudsters. Individual user devices are distinguished from others by hundreds of points of user-device configuration data each independently maintains. A client agent provokes user devices to volunteer configuration data when a user visits respective webpages at independent websites. A collection of comprehensive dossiers of user devices is organized by their identifying information, and used calculating a fraud score in real-time. Each corresponding website is thereby assisted in deciding whether to allow a proposed transaction to be concluded with the particular user and their device.
    Type: Application
    Filed: April 2, 2014
    Publication date: April 2, 2015
    Applicant: BRIGHTERION, INC.
    Inventor: Akli Adjaoute
  • Publication number: 20150095151
    Abstract: A system and method for sharing resources through a user interface such as a website or a smart-phone application, wherein a plurality of previously-registered accounts is connected to a plurality of resource accounts through an endorsement process. A user account can connect to a plurality of social media accounts to connect to the trustworthy individuals. As a result, the user account has a leveraged social media network that includes trustworthy users. Since, endorsement data of the users of the plurality of social media account holders is displayed, the user account is guaranteed to receive accurate information regarding a product or service. The endorsement process connects the user account and a specific resource account on a common platform. As a result, the specific resource account can directly communicate with the user account.
    Type: Application
    Filed: September 30, 2014
    Publication date: April 2, 2015
    Inventors: George Kanattu, Jayan M Joseph
  • Publication number: 20150088647
    Abstract: A system for merchant disambiguation using receipt data accesses a receipt database and clusters the receipt information according to product characteristics. The system identifies merchant similarities according to the clustered receipt information, and an offer engine module generates competitive offers based on the merchant similarities.
    Type: Application
    Filed: June 10, 2014
    Publication date: March 26, 2015
    Inventors: Daniel Edward Kim, Jay P. Valanju, Brian Rainey, David H. Fruhling, II
  • Publication number: 20150088646
    Abstract: Embodiments are provided for generating intelligent account reconfiguration offers to users of a content management system. The content management system may monitor how a user utilizes available features and/or storage space to determine whether the user would be amenable to an offer to reconfigure their user account. Such account reconfiguration offers may include an offer to alter the amount of storage space and/or features available to the user account.
    Type: Application
    Filed: September 24, 2013
    Publication date: March 26, 2015
    Applicant: Dropbox, Inc.
    Inventor: Viraj Mody
  • Patent number: 8990105
    Abstract: Systems, methods, and media for targeting advertisements based on user search information are provided.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: March 24, 2015
    Assignee: Magnetic Media Online, Inc.
    Inventors: Joshua B. Shatkin-Margolis, Niels J. Meersschaert
  • Patent number: 8989356
    Abstract: A method, computer-readable medium, and user interface for displaying an inquiry indication related to an inquiring user's inquiry are described. An inquiring user prepares and submits an inquiry in an inquiry application. Upon preparing and submitting an inquiry, a notice of the inquiry is generated and routed to the inquiring user's network contacts. An inquiry indication is generated to notify network contacts that an inquiry has been submitted by the inquiring user. A network contact may select the inquiry indication to display an inquiry feature and may select an inquiry feature to view the inquiry and respond to the inquiry.
    Type: Grant
    Filed: May 16, 2011
    Date of Patent: March 24, 2015
    Assignee: Microsoft Technology Licensing, LLC.
    Inventors: Justin S. Denney, Nils H. Pohlmann, Edward D. Harris, Jason C. Fluegel, Stephen P. Rosato, Michael L. Torres
  • Publication number: 20150081434
    Abstract: The present disclosure relates generally to a method of interacting with customers in customized ways, such as by targeting them with relevant advertisements on media, such as OOH media.
    Type: Application
    Filed: September 18, 2013
    Publication date: March 19, 2015
    Inventors: Jonathan Christian Frangakis, Gabriel Alan Frangakis
  • Publication number: 20150081381
    Abstract: A system and method for recording time. The system may consist of a software extension. The extension may record the time a user is on a device, software, or application. The user may use the extension to redeem vouchers or trade with other members of the community. The method may consist of a user logging into a plugin or extension. The extension may record a user's activity, including time spent on the device, software, or application. The time recorded may then be exchanged for vouchers, which the user may redeem or trade with other members.
    Type: Application
    Filed: March 21, 2014
    Publication date: March 19, 2015
    Inventor: Chukwudumebi OKOBA
  • Publication number: 20150081435
    Abstract: A system and method for controlling targeted offers for presentation to a consumer. A profile generator generates a user profile associated with a consumer, the user profile including a plurality of targeting parameters. The user profile is transmitted to at least one delivery platform configured to determine online advertising content relating to a product sold by a retailer that is to be displayed to the consumer, based on the user profile parameters. The system stores transaction data identifying attributes of a plurality of past purchases by a consumer at a respective plurality of different retailers, wherein the transaction data includes data identifying attributes of a purchase transaction by the consumer for the product or a similar product. The user profile is updated with at least one parameter identifying characteristics of the purchased product.
    Type: Application
    Filed: September 19, 2013
    Publication date: March 19, 2015
    Inventor: Adam Griffiths
  • Publication number: 20150081439
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for offering products or services to existing customers of a merchant based on the likelihood that the customer will purchase additional products or services of the merchant, wherein a computing device monitors data that is indicative of a customer's personal circumstances and a processor analyzes changes in the data and correlates the changes to opportunities for the merchant to offer products or services to the customer. A computing device then receives an indication that the customer is proximate in time to a change in data that correlates to an opportunity for the merchant to offer products or services to the customer and communicates the offers for the correlated products or services to the customer.
    Type: Application
    Filed: November 25, 2014
    Publication date: March 19, 2015
    Inventors: Erik Stephen Ross, Katherine Ann Krumme
  • Publication number: 20150081414
    Abstract: The present invention relates to a lottery promotional method. The method involves the step of receiving, with a server, confirmation of a ticket purchaser being at a geographic location to qualify for a promotional offer offered in conjunction with a lottery ticket purchase. The geographic location may include either a display or a reseller store. The server may receive a QR code to qualify for the promotional offer.
    Type: Application
    Filed: February 14, 2013
    Publication date: March 19, 2015
    Inventors: Mike Veverka, Brad Board
  • Publication number: 20150081433
    Abstract: A disclosed method stores identities of a plurality of products offered for sale in a product database. Each identity is correlated to historical information detailing consumers' interest in the product. The method also receives a shopping request signal from an electronic computing device operated by a first consumer shopping for at least one of the products offered for sale. The method further maintains a shopping cart for the first consumer such that one or more of the products offered for sale can be cataloged for the first consumer until purchase. Additionally, the method may transmit a product promotion signal to the electronic computing device over a network. The product promotion signal contains data associated with a first product. The method also selects the first product for inclusion in the promotion signal in response to the historical information stored in the product database.
    Type: Application
    Filed: September 18, 2013
    Publication date: March 19, 2015
    Applicant: Wal-Mart Stores, Inc.
    Inventor: Valerie Goulart
  • Publication number: 20150081437
    Abstract: A system for managing customer engagements of a client is provided. The system includes an event tracker configured to track at least one of transactional data and customer profile data of a plurality of customers of the client and a customizable rule engine configured to dynamically generate one or more customized rules using parameters associated with at least one of the transactional data and the customer profile data. The system also includes a customer event management module coupled to the event tracker and to the customizable rule engine, wherein the customer event management module is configured to analyze the transactional data and the d customer profile data for each customer to select one or more applicable rules and to apply the selected rules to generate one or more customized offers for the respective customer. The system further includes a customer engagement module configured to execute instructions for transmitting the one or more customized offers to the respective customer.
    Type: Application
    Filed: September 5, 2014
    Publication date: March 19, 2015
    Inventors: Krishna Kumar Mehra, Prasun Kumar, Prakhar Verma, Abhilash L. Lakkur
  • Publication number: 20150081436
    Abstract: A method and system for determining a next best offer utilizes a data layer, two consumer data hubs, and a decision engine. The data layer includes numerous sources of consumer data, such as transaction data, past campaign response data, demographic data, predictive or propensity data, and real-time data such as website clickstreams. Separate consumer data hubs are used for data records that include personally identifiable information (PII) and those that do not. By using separate data hubs in this manner, online anonymous data may be used for targeting marketing, but this data may be maintained separately from PII data in order to ensure that the privacy of the consumer is protected.
    Type: Application
    Filed: September 5, 2014
    Publication date: March 19, 2015
    Inventors: Dana S. Robbins, Vivek Palan, Lik Mui, Gabrielle Tao
  • Publication number: 20150081438
    Abstract: The present application presents an improved approach for tracking consumer digital body language. A campaign is assigned to social posts by specifying one or more campaign tags and a tracking URL template. Posts associated with a campaign are created by entering post details and parameters and automatically retrieving the campaign tags. The parameters and template may be used to form a tracking URL to be published with the post. When a consumer clicks on a URL associated with a published post, the tracking URL is read and parsed, so that the tracking information may be read and stored for analysis. In addition, digital body language may be stored for the consumer. The consumer will then be redirected to the destination URL.
    Type: Application
    Filed: September 19, 2014
    Publication date: March 19, 2015
    Applicant: ORACLE INTERNATIONAL CORPORATION
    Inventors: Michael J. STRUTTON, Steven Keith WOODS, Chad ESTES, Kimberly Ann WOLFE, Donald Chun Wing HO, Yizhou JIANG, Natalie YOU, Wenhua LI