Abstract: Described are methods and apparatuses, including computer program products, for inserting personalized information into digital content. A digital media player receives a personalized video content stream comprising personalized data associated with a user that replaces one or more frames of requested video content. The player extracts the personalized data from the one or more replaced frames of the video content stream, and displays the personalized data and the video content stream to a user.

Abstract: Systems and method are provided for determining risk of product release failure in an environment where multiple independent releases come together into a shared environment. A risk factor for success or failure of a product release is based on release information input by a user and information input by other users regarding releases, the users typically on distinct development systems. The information from each distinct system is mapped (e.g., normalized and weighted) into a common schema. A risk index for the product release is determined. The risk index, risk factors, and/or associated information therewith, is presented to a user.

Abstract: Performing A/B testing of content of a webpage includes selecting one of at least two different versions of the webpage to be displayed to a user through an interactive user interface (e.g., a web browser) based on an identification code, such as an Internet Protocol address or tracker identifier supplied by a cookie, associated with the user.

Abstract: A computer-implemented method comprising: receiving, from a device used by a user, a request to access a resource hosted by a computer system; identifying, by the computer system, a level of risk associated with the user requesting access to the resource; adjusting, by the computer system an authentication standard for access to the resource, adjusting based on the identified level of risk; determining values for authentication factors used in authenticating the user's access to the resource; applying weights to the values for the authentication factors; and determining, based on a comparison of the weighted values to the adjusted authentication standard, whether the user is authorized to access the resource.

Abstract: The SEASONAL PORTFOLIO CONSTRUCTION PLATFORM APPARATUSES, METHODS AND SYSTEMS (“SPC”) transform user data request via SPC components into seasonal portfolio investment transaction records. In one implementation, the SPC may provide an investment analytics and management tool facilitating a user (e.g., investors, consumers, portfolio managers, traders, etc.) to research, build and maintain an investment strategy for a customized portfolio based on a current economic cycle phase.

Abstract: Method and systems for validating a client user in a secured network are provided. Upon authentication, a user is supplied a login cookie that includes verification data. When requesting access to a secured resource, the verification data is compared to the data in the request to confirm that the requestor is a legitimate user and not a user who has stolen the login cookie.

Abstract: Methods and apparatuses are described for making a charitable contribution. A server computing device receives a request to initiate a charitable contribution transaction from a mobile device, and the request includes a transaction identifier and a user identifier. The server computing device determines a plurality of characteristics associated with the charitable contribution transaction based upon the transaction identifier, and the plurality of characteristics including a contribution amount. The server computing device identifies a user based upon the user identifier. The server computing device charges a first portion of the contribution amount to a first account associated with the user and a second portion of the contribution amount to a second account associated with the user. The server computing device transmits payment instructions to a computing device associated with a recipient charity, and the payment instructions including the contribution amount.

Abstract: A system for deploying rules engine code to an application server is provided that includes an integrated development environment (IDE) system that receives a compiled rules engine code so as to deploy updates to the application server. A deployment tool is integrated within the IDE that directly deploys the creation of a project file and subsequent loading of the project file into the application server.

Abstract: A computer-implemented method is provided for evaluating team performance in a product development environment. The method includes receiving a plurality of points of effort made by a team over a plurality of days in a time period, computing a slope associated with a line of best fit through the plurality of points of effort over the plurality of days, computing a deviation of the slope from an ideal slope corresponding to a desired performance rate for the team, and generating a display illustrating at least one of the slope, the ideal slope or the deviation.

Abstract: Described herein are methods and systems for management of web services, including relationship mapping, searching, data mapping, importing web service information to and exporting web service information from a web services repository, and discovering web services at run-time.

Abstract: A beam scale apparatus, which can be implemented as a physical apparatus or presented as a graphical representation through computer-based system, is provided for visually assessing a financial plan and the impact of changes thereto.

Abstract: A computerized-method of integrating workforce information data across multiple business units is provided. Workforce information for each business unit is parsed into discrete sized data blocks. There are multiple steps to processing each data block, and the steps are executed sequentially on each data block and in parallel with processing of other data blocks.

Abstract: A business rules batch processor is provided that includes a business rules manager that sends a plurality of pending requests to a rules database for processing. A business rules orchestrator receives statuses of the pending requests from the business rules manager. The business rules orchestrator manages the batch processing of the pending requests by assessing the rules database usage and job requirements of the pending requests.

Abstract: Techniques for conveying market information to users are described. The techniques are computer driven and involve receiving by one or more computers a data stream of current market values for the financial item, applying by the one or more computers the data stream to a rules engine to determine a change value corresponding to a change between a current value of the financial item and a historical value and using by the one or more computers the determined change value to retrieve an audio file according to a selected audio representation, with the change value corresponding to a defined status, e.g., price, trading volume level for the financial item.

Abstract: Techniques for passive, visualized monitoring of market data using visuals are described and involve receiving by one or more computers a data stream of current market values for the financial item, applying the data stream to a rules engine to determine a change value and using by the computers the determined change value to retrieve an image according to a selected graphical representation of a financial item, with the change value corresponding to a defined status level for the financial item.

Abstract: A computer-implemented method, including executing a plurality of simulations on a retirement account in a retirement plan to produce a plurality of potential retirement account balances at a retirement age and associated confidence levels specifying a predicted level of accuracy of corresponding account balances; selecting, from the range, a particular potential account balance that has a confidence level that exceeds a confidence level threshold; and calculating, by one or more processing devices, a constant periodic withdrawal amount of funds from the retirement account.

Abstract: A business rules batch processor is provided that includes a business rules manager that sends a plurality of pending requests to a rules database for processing. A business rules orchestrator receives statuses of the pending requests from the business rules manager. The business rules orchestrator manages the batch processing of the pending requests by assessing the rules database usage and job requirements of the pending requests.

Abstract: Methods and apparatuses, including computer program products, are described for transaction-based security risk aggregation and analysis. A server computing device receives security risk data elements from a plurality of data sources. The security risk data elements correspond to a transaction submitted by a remote computing device to the server computing device for execution. The server computing device aggregates the security risk data elements into a weighted risk matrix and generates a risk score for the submitted transaction based upon the weighted risk matrix. The server computing device determines a business-level context and an execution priority of the submitted transaction, the business-level context and the execution priority based upon the security risk data elements.

Abstract: Methods and apparatuses, including computer program products, are described for secure video conferencing to conduct financial transactions. A server computing device receives a request to establish a video conference from a first client device associated with a user of the first client device. The server computing device authenticates the first client device using credential information. The server computing device establishes a video conference between the first client device and a second client device associated with a customer representative of a financial institution. The server computing device transmits video images associated with one or more cameras coupled to the first client device to the second client device, the video images comprising a view of the user and an area surrounding the user. The server computing device determines whether any persons other than the user are present in the area surrounding the user.

Abstract: Methods and apparatuses, including computer program products, are described for authentication using a video signature. A computing device receives a request to access a secure resource, and the request includes a first video segment comprising a plurality of visual and audio elements. The computing device analyzes one or more of the plurality of visual and audio elements in the first video segment to determine a value associated with each of the one or more analyzed elements. The computing device calculates a total score for the first video segment based upon the value associated with each of the one or more analyzed elements. The computing device compares the total score for the first video segment to a score associated with a second video segment associated with the computing device. The computing device determines whether access to the secure resource is permitted based upon the comparison step.