Abstract: A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing and funding of the loan, are seamlessly integrated. An automated underwriting engine is provided for generating a decision matrix based on user input and/or existing data. An appropriate loan is selected based on the decision matrix, and is communicated to a potential borrower. After a loan is selected, fulfillment processing is performed, and the loan is funded and closed.
Type:
Application
Filed:
March 30, 2011
Publication date:
July 21, 2011
Applicant:
ALTISOURCE SOLUTIONS S.A.R.L.
Inventors:
William C. ERBEY, Christopher Kennedy, Bryan Hurley, Andrew Combs
Abstract: A remote cinching device 14 comprising a resiliency mechanism 15 and 16, a force-transferring device 17, and a cinching device 28, 30, 32 enhances luggage, totes, briefs, and other transport and/or storage devices. The resiliency mechanism biases the luggage in an open condition, while the cinching device, located remotely from the areas undergoing the highest levels of expansion force (the top and bottom ends of an upright luggage case, for example), allows effective, easy, and visually pleasing compression of the case once it has been closed. The cinch is carried by force-transferring structures 17, by which the act of cinching is made even more efficient.
Type:
Application
Filed:
February 7, 2008
Publication date:
July 21, 2011
Applicant:
SAMSONITE IP HOLDINGS S.A.R.L.
Inventors:
Kenzo Yoneno, Luc Huyghe, Dirk Santy, William L. King
Abstract: Briefly described, embodiments of this disclosure include multi-package buckets, yarn twisting or cabling apparatus including, methods of twisting or cabling yarn, and the like.
Abstract: A fingerprint sensor interface that connects to a standard camera interface and minimizes input and output signals to reduce sensor die area and cost. The sensor can connect to a standard camera interface of a cellular telephone baseband processor or other device intended to receive signals from a camera. Input and output pad are arranged on a single edge of the die. Circuitry between the pads and the sensor active array creates clearance from the array to the bond wires connected to the pads.
Type:
Grant
Filed:
August 2, 2007
Date of Patent:
July 12, 2011
Assignee:
SMSC Holdings S.a.r.l.
Inventors:
Christopher Thomas, Octavian Popescu, Jun Ye
Abstract: A track for a snow groomer having a plurality of grousers spaced apart, extending crosswise to the traveling direction of the track, and each having a grip portion configured to grip the terrain, and a blunt edge opposite the grip portion. A chain is connected to the blunt edges of the grousers so as to be engaged, in use, by a drive sprocket of a snow groomer.
Abstract: A process, and related structure, uses conventional pelletized compositions to form the elements of a non-textile fabric by coining a single pellet or briquette of a polymer into an individual element in a single forming step. The steps of the process generally include: a) positioning a pellet in or adjacent to a mold cavity, and b) forcing the pellet into contact with the mold surfaces of the mold cavity to plastically deform the pellet to the shape of the mold cavity. The forcing step preferably uses an energy and speed where the pellet superplastically deforms to substantially fill the mold cavity. This process is repeated with the elements being formed in the appropriate order to form a non-textile fabric. The elements thus formed can have a variety of shapes, and can form base units for the formation of the non-textile fabric of two, three or more elements.
Abstract: The invention concerns a vehicle outside mirror module with a heatable mirror glass assembly group, whereby the mirror glass assembly group exhibits at least one mirror glass and an at least one layered, foil-like heating foil, flexibly configured on the back side of said mirror glass, provided with power supply points. To this end, there are configured or integrated, on or in the heating foil, at least one means of lighting and at least one additional power supply point. On or in the heating foil, between the one or the several lighting means and the one or the additional power supply points, are configured or integrated conductive tracks providing current which contact said power supply points. Each lighting means has at least one main light exit surface whose spectral centroid lies above the mirror back surface.
Abstract: A process for making 3-aminopentanenitrile from a crude 2-pentenenitrile (“crude 2PN”) comprising 2-pentenenitrile, 2-methyl-2-butenenitrile, and 2-methyl-3-butenenitrile includes contacting the crude 2PN with an ammonia-containing fluid and water. The ammonia-containing fluid can include at least one reactant selected from the group consisting of ammonia, aqueous ammonia, and ammonium hydroxide.
Abstract: Briefly described, embodiments of this disclosure include close-couple twisting and heat-setting apparatus, methods of twisting yarn and heat-setting twisted yarn, and the like.
Abstract: The present invention proposes an apparatus (1) for collecting blood or a different fluid escaping from a wound area, the apparatus (1) comprising a contact device (17) for contacting blood or fluid within the wound area, wherein the contact device (17) comprises a multitude of pores (19) for absorbing the blood or fluid contacted by means of the contact device (17) within an interior of the contact device (17).
Abstract: A multiple radio data service antenna module integrated in a rear view mirror being exposed towards a windscreen in an activated state enhances quality of reception of multiple radio data services and a display unit being integrated in a rear view mirror surface displaying information received by said antenna module informs a driver about relevant data of said data service without distracting the driver.
Abstract: An exterior rearview mirror assembly for a motor vehicle is disclosed having a primary mirror and a spotting mirror. Both the primary mirror and the spotting mirror are secured to the same single mirror support, or backing plate. The spotting mirror is snap fit to the backing plate by having a monolithic structure which is receivable by a recess or hole in the backing plate. The recess acts as a securing device by receiving an abutment surface extending outwardly away from the monolithic structure which snaps over the backing plate and prevents the spotting mirror from moving away from the backing plate.
Abstract: A rearview mirror assembly for a motor vehicle includes a mirror bracket fixedly secured to the motor vehicle. A mirror case is secured to the mirror bracket. The mirror case defines a primary opening. A backing plate is operatively connected to the mirror case. A mirror is fixedly secured to the backing plate. The mirror defines a substrate having a first surface and a second surface. The second surface defines a primary mirror surface and a spot mirror surface formed within the second surface. The rearview mirror assembly also includes a heating element fixedly secured to the second surface of the mirror for heating the mirror. The heating element includes a primary portion fixedly secured to the primary surface and a secondary portion fixedly secured to the spot mirror surface.
Abstract: A method and system for providing automated call center services, operating by identifying a caller, accessing the caller's account information, determining the likely reason for the call, identifying an agent skill group based on the likely reason for the call, and providing an available agent with access to the caller's account information, together with a script based on the likely reason for the call. Data and voice access to agents is combined with specialized methods and systems for determining agent optimization capabilities, thereby allowing multiple call centers located in geographically different areas to operate as a seamless virtual call center, having the capability to dynamically reorganize the structure of available agents, regardless of where located. Real time statistics allow determination of how many agents should be available and what skill sets those agents should have, thereby facilitating management decisions.
Abstract: An article comprising a yarn comprising an elastomeric propylene-based polymer composition; said polymer composition comprising at least one elastomeric propylene-based polymer, wherein said yarn has a draft greater than 200%; wherein said article is a fabric or a garment.
Type:
Application
Filed:
December 16, 2010
Publication date:
June 23, 2011
Applicant:
INVISTA North America S.a.r.l.
Inventors:
Robert O. WALDBAUER, JR., Young D. Nguyen, Hong Liu, James Michael Lambert
Abstract: Embodiments of the disclosure include elastomeric stretch fibers containing an anti-tack agent, methods of preparing the fiber, methods of using this fiber, articles including this fiber, and the like.
Type:
Application
Filed:
December 16, 2010
Publication date:
June 23, 2011
Applicant:
INVISTA North America S.a.r.l.
Inventors:
James Michael LAMBERT, Young D. Nguyen, Robert O. Waldbauer, JR., Hong Liu
Abstract: The present invention relates to a halogenated polysilane as a pure compound or a mixture of compounds each having at least one direct Si—Si bond, whose substituents consist exclusively of halogen or of halogen and hydrogen and in the composition of which the atomic ratio of substituent to silicon is at least 1:1.
Abstract: A method, system and computer readable medium for providing for providing a function item, such as a key, button, icon, or menu, tied to a user operation in a computer, whereby a single click on the function item in a window or program on a computer screen, or one single selection in a menu in a program, initiates retrieval of name and addresses and/or other person or company related information, while the user works simultaneously in another program, e.g., a word processor. The click on the function item initiates a program connected to the button to search a database or file available on or through the computer, containing the person, company or address related data, in order to look up data corresponding to what the user types, or partly typed, e.g., name and/or address in the word processor, the correct data from the database, data related to the typed data, e.g.