Patents Assigned to USAA
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Patent number: 11355011Abstract: A vehicle adjustment system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle that is in a stationary position. The one or more processors are also configured to analyze the data to determine whether an object is within a buffer zone surrounding the vehicle while the vehicle is in the stationary position. In response to determining that the object is within the buffer zone while the vehicle is in the stationary position, the one or more processors are configured to provide control signals to one or more driving components of the vehicle to reposition the vehicle to an alternate position.Type: GrantFiled: January 31, 2020Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Oscar Guerra, Jeffrey Neal Pollack, Janelle Denice Dziuk, Ashley Raine Philbrick, Ryan Thomas Russell, David Patrick Dixon
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Patent number: 11356823Abstract: A system configured to enable mutually secured information exchange between a first user of a first automobile and a second user of a second automobile includes a first device associated with the first automobile, where the first device is configured to provide a first data set indicative of first information relating to the first automobile. The system includes a second device associated with the second automobile, where the second device is configured to provide a second data set indicative of second information relating to the second automobile. The system includes officiating componentry configured to, based on a determination that the first data set and the second data set meet a threshold data requirement, transmit a third data set indicative of third information relating to the first automobile to the second device, and a fourth data set indicative of fourth information relating to the second automobile to the first device.Type: GrantFiled: May 17, 2021Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventor: Nilay Yalesh Modi
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Patent number: 11350718Abstract: A go-bag is disclosed. The bag is designed to contain valuables and important documents, and protect these contents during an emergency evacuation situation. The bag can waterproof and float in water. The bag can also be made of a flame resistant material. The bag can include a self-orienting feature where the bag can float in water and automatically rotate to achieve the proper orientation so that the integrated solar panel is facing upwards towards the sun.Type: GrantFiled: June 28, 2019Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventors: Meredith Beveridge Lecocke, Michael J. Maciolek, Robert Wiseman Simpson, Daniel Christopher Bitsis, Jr., Bobby Lawrence Mohs, Manfred Amann, Emily Margaret Gray, Donnette Moncrief Brown
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Patent number: 11354155Abstract: A system and method for operating fewer servers near maximum capacity as opposed to operating more servers at low capacity is disclosed. Computational tasks are made as small as possible to be completed within the available capacity of the servers. Computational tasks that are similar may be distributed to the same computing node (including a processor) to improve RAM utilization. Additionally, workloads may be scheduled onto multicore processors to maximize the average number of processing cores utilized per clock cycle.Type: GrantFiled: September 16, 2019Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventors: Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Ryan Thomas Russell, Ashley Raine Philbrick
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Patent number: 11351964Abstract: A security device is disclosed. The security device includes multiple fingerprint sensors. Activating the security device requires users to enter an authentication sequence comprised of different finger-to-fingerprint-sensor combinations. This increases the number of available distinct elements that can be used in an authentication sequence of a given length for a fixed number of buttons. The device also combines two different modes of authentication to improve security. The security device can be integrated into motor vehicles, mobile computing devices or other systems.Type: GrantFiled: February 17, 2021Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventors: Deborah Janette Schulz, Gregory Brian Meyer, Sean Carl Mitchem, Ruthie D. Lyle, Will Kerns Maney, Jr., Bryan J. Osterkamp, Timothy Blair Chalmers
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Patent number: 11351941Abstract: A system and method for managing customized vehicle settings across multiple vehicles is disclosed. The system comprises a vehicle customization platform where a user customization profile with information about customized settings can be transferred to a customization management system within each of multiple vehicles that may be driven by a user with the user customization profile. The customized vehicle settings include seat position settings, horsepower settings, mirror position settings, climate settings, and audio system settings. Upon receiving the user customization profile, a customization management system passes customized settings to different vehicle control systems to automatically set the customized settings.Type: GrantFiled: September 20, 2019Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Jr., Gregory Brian Meyer, Sean Carl Mitchem, Ruthie D. Lyle, Deborah Janette Schulz, Bryan J. Osterkamp, Timothy Blair Chalmers
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Patent number: 11356550Abstract: A system and method for disabling distracting apps on a driver's personal devices while allowing passengers travelling in the same vehicle to have full use of their personal devices. The system works by first identifying all the personal devices that are in the vehicle and then establishing a loose mesh network between those devices. Once the mesh network is established, the system identifies which of the personal devices is associated with the driver, and ensures that any distracting apps on the driver's personal device are disabled, while allowing full functionality for any passenger's personal devices.Type: GrantFiled: October 14, 2020Date of Patent: June 7, 2022Assignee: United Services Automobile Association (USAA)Inventor: Christopher M. Russell
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Patent number: 11348181Abstract: A system and method for automatically detecting if a vehicle safety system is being used by a driver is disclosed. The system and method use data gathered from one or more sensors in the vehicle. The data is analyzed to determine if the safety system is being used or disabled. The system can send reminders to a driver to use the safety system. The system and method can also automatically update a policy holder's insurance policy to reflect whether or not a safety system is being used.Type: GrantFiled: May 29, 2019Date of Patent: May 31, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Kelly Q. Baker, Sumita T. Jonak, Will Kerns Maney
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Patent number: 11347602Abstract: The present disclosure provides a system and method for online brand continuity. Online brand continuity can include a number of Internet or intranet access points via which one or more network addresses can be advertised. A client can be provided with availability of a business image application via at least one of the Internet or intranet access points.Type: GrantFiled: May 25, 2021Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: David M. Niedzielski, Christopher S. Trost, Roger Pena, Tommy Lavelle, Donald E. Clemons, Jr.
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Patent number: 11347534Abstract: A data processing system may include servers configured for running virtual machines and a system controller configured to perform the following steps: receiving commands to terminate a hosting session of one or more virtual machines hosted on the servers; making a determination as to how much processing capacity is required of the plurality of host servers to host the remaining virtual machines following the termination of one or more virtual machines; and if hosting the remaining virtual machines requires less than a predetermined amount of processing capacity, moving all other processes from one or more host servers to other host servers and changing the one or more host servers from an online mode in which the one or more host servers are fully powered up to an offline mode in which the one or more host servers utilize a reduced amount of electrical power.Type: GrantFiled: October 4, 2019Date of Patent: May 31, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: William Preston Culbertson, II, Ryan Thomas Russell, Bryan J. Osterkamp, Nathan Lee Post, Courtney St. Martin, Ashley Raine Philbrick
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Patent number: 11348075Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.Type: GrantFiled: August 20, 2021Date of Patent: May 31, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Bharat Prasad, Troy Bartlette Huth
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Patent number: 11348440Abstract: Systems and methods of the present disclosure include a vehicle water detection system that includes a housing configured to be disposed within a vehicle. The vehicle water detection system also includes a water-activated battery disposed within the housing and configured to produce an electrical voltage upon contact with water. The vehicle water detection system further includes an electronic circuitry disposed within the housing and configured to detect a water event occurring in the vehicle based at least in part on the electrical voltage.Type: GrantFiled: January 22, 2020Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Stefanie Jean Acosta, Carlos J P Chavez, Janelle Denice Dziuk, Michael Joseph Gaeta, Stacy Callaway Huggar, Emily Kathleen Krebs, Jeffrey Neal Pollack, Mitzi Ruiz
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Patent number: 11348566Abstract: A system and method for providing a headset system including a microphone including a microphone transducer configured to receive vocal sounds from a user of the headset system and to generate a voice audio signal representing the vocal sounds; a first earcup including a first housing, wherein the first housing further includes a voice canceling circuit, an inner speaker, and a first outer speaker; the voice canceling circuit configured to receive the voice audio signal and configured to generate a first voice canceling signal to cancel the voice of the user; and the first outer speaker including a first speaker transducer configured to generate and output sounds representing the first voice cancelling signal to cancel the vocal sounds of the user.Type: GrantFiled: November 4, 2020Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Justin Dax Haslam, Donnette L. Moncrief Brown, Eric David Schroeder, Ravi Durairaj, Deborah Janette Schulz
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Patent number: 11349990Abstract: Call routing technology can route a current call from a person based on an analysis of call data related to a prior call from the same person. For example, based at least on a customer satisfaction score determined from call data related to a prior call, a call routing server can identify one or more persons to whom a current call from the same person should be routed. Next, the call routing server can route the current call to one of the identified customer service representatives.Type: GrantFiled: April 1, 2020Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Samantha Sprague, Kelly Condon, Merrill Madsen, Austin Jenkins, Mark Cook, Conor Wroble
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Patent number: 11349672Abstract: Techniques are described for multi-factor authentication and device verification based at least partly on a periodically changing (e.g., rotating) security code. A rotating security code may be generated on a user device and used to sign a certificate. The certificate may be encrypted, using a private key stored on the user device, and communicated to a backend service for verifying that the user device is authorized to access secure information. The backend service may decrypt the certificate (e.g., using a public key associated with the private key), extract the security code from the decrypted certificate, and compare the extracted security code to a security code associated with the user device. If the codes correspond to one another, the user device may be verified and provided with access to secure information such as secure data, a secure portion of an application, and so forth.Type: GrantFiled: September 2, 2020Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, Sudarshan Rangarajan
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Patent number: 11347565Abstract: A method and system of providing users with a tool to interact with content from a primary app through a secondary app are disclosed. The secondary app obtains source data from the primary app and determines whether the data includes labels that can trigger the application of a particular configuration in the presentation of the content. Changes made to the source data in the secondary app that relate to substantive or key data for the content do not affect the source data in the primary app. However, changes made in the secondary app that relate to non-substantive data can be propagated back to the primary app.Type: GrantFiled: June 30, 2021Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Nathan Ryan Johnson, Julia Beatrice Isaac, Isidoro Garcia, Nathaniel Brett Wiatrek
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Patent number: 11347525Abstract: A system and method for controlling the content of a user device in response to an audible request is disclosed. The system and method include an intelligent voice assistant that can control viewable content of the user device in response to a user's request. The system and method can also be used to sync content between a user and a service representative when either the user or service representative make an audible request to sync content.Type: GrantFiled: January 13, 2021Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Richard Daniel Graham, Ruthie D. Lyle
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Patent number: 11343271Abstract: Embodiments disclosed herein describe one or more servers of an enterprise system that may be configured to receive security and vulnerability information from a plurality of data sources and then rate them based upon their respective variance from an enterprise policy or status quo configuration in a related process area. The servers may execute scoring modules to normalize the data received from the data sources to tailor the system response to a given vulnerability. As such, identified vulnerabilities may be rated according to the needs of the enterprise, rather than being rated according to the factory or default configurations of a particular data source.Type: GrantFiled: February 13, 2020Date of Patent: May 24, 2022Assignee: United Services Automobile Association (USAA)Inventors: Chad Dinning, Steven Thoede
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Patent number: 11341465Abstract: An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.Type: GrantFiled: December 12, 2019Date of Patent: May 24, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Michael Patrick Bueche, Jr., Bharat Prasad, Minya Liang, Reynaldo Medina, Charles Lee Oakes, III
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Patent number: 11343775Abstract: A system and method for managing power consumption in a mobile device during an emergency is disclosed. The system includes an emergency management system running on a mobile device. The emergency management system can automatically enable one or more power saving modes when an emergency alert is received by the mobile device. The power saving modes may include a reduced communication mode. In the reduced communication mode the mobile device only communicates for brief periods at recurring intervals. The power saving modes may also include a simplified display mode. The simplified display mode may display content on the display of a mobile device in a way that reduces power consumption.Type: GrantFiled: November 27, 2019Date of Patent: May 24, 2022Assignee: United Services Automobile Association (USAA)Inventors: Meredith Beveridge Lecocke, Michael J. Maciolek, Robert Wiseman Simpson, Daniel Christopher Bitsis, Jr., Bobby Lawrence Mohs, Manfred Amann, Emily Margaret Gray, Donnette Moncrief Brown