Publication number: 20220101375
Abstract: Systems and methods are disclosed herein for providing contextually relevant incentives in real-time to consumers. In one example, the method may include receiving, from a data repository, one or more raw data streams of real time data and determining an identity of the end user based on the one or more raw data streams. The method may further include filtering, using contextual filtering parameters, the received one or more raw data streams to produce filtered data. The method may also include applying a set of rules correlating the filtered data with incentive programs relevant to the filtered data to generate correlated data, and querying the data repository for historical data associated with the end user. The method may also include calculating a propensity score of the end user, and ranking the correlated data. The method may also include sending one or more incentives based on the correlated data ranking.
Type:
Application
Filed:
September 28, 2020
Publication date:
March 31, 2022
Applicant:
Capital One Services, LLC
Inventors:
Jose MORENO, Thomas J. O'CONNOR, Richard HIGHTOWER, Saianirudh KANTABATHINA, Sathi CHOWDHURY, Scott MANDRELL, Mary BAUM, Selwyn LEHMANN, Alec SOKOL, Patrick RYAN, Forrest THOMAS, Mitchell ARNETT, Michael QIU, Navaneet GALAGALI, Melissa PANGILINAN, Daniel LIU, Christopher CELLUCCI