Abstract: An ad simulator having at least in-browser simulation capabilities is provided. In examples, the ad simulator may be a web browser extension, which a media developer, designer, etc. may use for ad display simulation. The browser extension may locate existing display ads on a webpage, one or more of which can be selected to be replaced with a new ad. A HyperText Transfer Protocol (HTTP) request may be made to an ad template rendering engine that returns a HyperText Markup Language (HTML) of a new ad personalized and targeted to a customer. The browser extension may then replace the existing ad with the new ad.

Abstract: Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.

Abstract: Implementations of a method of adding an item to an online shopping cart may include providing a sales communication interface on a portable computing device associated with a sales representative. During a video, audio, or video and audio connection, the method may include receiving an item scan request, receiving a scanned item code at a web server, forwarding the scanned item code to a database server, retrieving a retailer item identity associated with the scanned item code, and forwarding the retailer item identity to the web server, the portable computing device, and a computing device associated with an online shopper. The method may include receiving a request to add an item associated with the retailer item identity to a shopping cart associated with a website controlled by a retailer that owns the item. Adding the item to the shopping cart may be done without intervention by the online shopper.

Abstract: The present disclosure is directed to interactively counseling a user with respect to supervised content. In particular, the methods and systems of the present disclosure may: determine, based at least in part on one or more machine learning (ML) models, that one or more interfaces displayed to a user include content of a content type designated by a content supervisor of the user for identification; and, responsive to determining that the interface(s) displayed to the user include content of the content type designated for identification, generate data representing a graphical user interface (GUI) for presentation to the user, the GUI indicating detection of the content of the content type and comprising interactive educational material counseling the user with respect to the content type.

Abstract: A method of registering a point distributor and an exchange rate for a united point service is provided. The method includes steps of: a system managing server (a) verifying a registration transaction TrxA or a confirmation transaction TrxB if (i) a condition that the TrxA having a public key of a point managing server, and a first XEA, an exchange rate of a point A of a point distributor to the united point, is acquired from a point distributing server, or (ii) a condition that the TrxB having a public key of the point distributing server and a second XEA is acquired from the point managing server, is satisfied; and (b) if the TrxA or the TrxB is valid, (i) recording it on a blockchain database, (ii) initializing a balance database by updating a balance of the point distributor, and (iii) acquiring a transaction ID of the TrxA, the TrxB.

Abstract: Techniques are disclosed relating to speculatively processing transactions. A transaction processing system may receive an indication of a trigger event associated with an electronic transaction not yet initiated by a client computing device. In some embodiments, in response to the indication of the trigger event and prior to receiving an indication of the electronic transaction being initiated, the computer system begins speculative processing of the electronic transaction. In some embodiments, the speculative processing includes identifying the client computing device based on device authentication information received from the client device, determining a user account based on the identifier client computing device, retrieving account information for the determined account, and storing the retrieved account information.

Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically modifying a payment instrument type of a user. One example method comprises receiving, via a communications module, a first signal including an indication of acceptance associated with a particular product selected from a set of potential products for replacing a current product associated with a first customer. At least one term or condition associated with the selected product is identified that is different than the terms or conditions associated with the at least one current product. The terms and conditions associated with the at least one current product associated with the first customer are automatically modified to correspond with the at least one different identified term or condition associated with the selected product, wherein modifying the terms or conditions does not change a unique identifier associated with the at least one current product being modified.

Abstract: A system and method for creating a renderable design is disclosed having a host system in communication with a user device. The host system generates instructions that cause the user device to display screens of an application in a browser, the application screens being configured to accept input from a user. Upon receiving a text string input by the user, the host system evaluates each layout stored in a database to generate and return at least one possible layout representing a design configuration for the text string input by the user and sends the possible layout to the user device. Upon receiving confirmation of a selection of at least one layout, the host system generates a renderable design of the selected layout.

Abstract: Sales management and video chat systems and methods use website listings that correspond to vehicles for sale at a place of business. A remote visitor clicks a “live video” button beside a desired consumer good, and schedules a time for a video chat, using their web browser. A salesperson receives an alert, via a sales application running on on the salesperson's mobile device. At the scheduled time, a video chat window opens in the visitor's web browser with live audio/video of the desired consumer good from the place of business in real-time. The website visitor uses their web browser for live communication, in real-time, to the salesperson on their sales application. After the video chat, the website visitor can use their browser to download and save a recording of the video chat session.

Abstract: Systems and methods to label images for inclusion into a machine learning image recognition training data set. A coded labeling definition is defined. A set of digital images is collected that includes images of different types of piece of equipment. A digital image is presented that includes an image of a particular piece of equipment. A received numeric code corresponding to the particular piece of equipment within the present image is received. The received numeric code is associated with the present image and the present image is stored in association with the received numeric code into a machine learning image recognition data set. A machine learning image recognition is trained based on the machine learning image recognition data set to automatically associate unlabeled images with the respective numeric code that corresponds to the particular piece of equipment in the unlabeled image.

Abstract: Electronic arrangement comprising a data interface for transferring data with external elements, at least one processor for processing instructions and other data, and memory for storing the instructions and other data, said at least one processor being configured, in accordance with the stored instructions, to obtain at least one predictive user model including one or more demographic characteristics as dependent variables to be predicted and usage statistics of applications as explanatory variables, obtain deterministic usage statistics indicative of digital applications a target user has utilized during a monitoring period, and determine, through utilization of the deterministic usage statistics obtained during the monitoring period as input to the at least one established predictive model, an estimate of said one or more of the demographic characteristics of the target user.

Abstract: Disclosed are various embodiments for identifying complementary items to items available for sale, lease, download, rent, etc. by different merchants in an electronic commerce system and presenting the complementary items alongside requested items in a user interface to improve a user experience when interacting with the electronic commerce system. The user interface includes a first user interface object that includes the requested items and a second user interface object that includes the complementary items to the requested items. The complementary items are displayed in the second user interface object in vertical alignment with a position of the corresponding requested item in the first user interface object.

Abstract: The information processing system includes: an analysis unit that analyzes a demand level of a plurality of reception desks based on a correlation between time and a characteristic of a visitor or a characteristic of a related item acquired from a video including the visitor visiting at least one facility including a plurality of different types of reception desks or the related item related to the visitor; and a determination unit that determines a distribution of personnel to the plurality of reception desks based on the demand level.

Abstract: Embodiments provide a computer-executed method, a computer system and computer program product for initiating a command. The method includes causing a consumer input definition interface to be displayed on a visual display of a computing device associated with a consumer, wherein the consumer input definition interface includes an indication of a command. The method also includes, while the consumer input definition interface is displayed, receiving input definition data defining a consumer interaction by the consumer. The method also includes generating a compound consumer input based on the input definition data, and associating the compound consumer input with the command and the consumer. The method further includes storing the association between the compound consumer input and the command on a non-transitory storage device so that receipt of the compound consumer input from the consumer automatically initiates the command.

Abstract: A method and an apparatus for controlling presentation of multimedia data belong to the field of Internet technologies. The method includes: presenting multimedia data, and displaying an interaction interface corresponding to the multimedia data; acquiring verification information input by a user through the interaction interface; and skipping, if the verification information is correct, presentation of the multimedia data. The apparatus includes: a presentation module, a display module, an acquisition module, and a control module.

Abstract: Inventory data is stored, wherein the inventory data represents for each of a plurality of broadcast stations a corresponding inventory of audio advertising spots available from that broadcast station to be filled by an advertising placement system. An advertising campaign data representing a set of advertising objectives of an advertising campaign is received. The inventory data is used to iteratively select advertising spots to be associated with the advertising campaign, based at least in part on a respective computed fitness of match between each selected advertising spot and said advertising objectives.

Abstract: A system, method and software using a common language-independent interface to interact with multiple hosts are generally described. POS terminals and ICRs interact with a PMI acting as a payments API server. The PMI contains rest-based APIs that are able to respond to HTTP requests for transactional and testing purposes. The PMI communicates with EPS in an EPC interact with an epsilon interface to process transactions and interact with payment hosts, a sigma interface to process loyalty transactions and interact with loyalty hosts and a POSCache interface to interact with pinpads.

Abstract: A selection of a broadcast media ad network and a set of parameters including one or both of a goal and a constraint associated with an advertising campaign is received. Based at least in part on said selection and said set of parameters an advertising proposal, the advertising proposal is determined including an identification of a set of broadcasters associated with the selected broadcast media ad network and for each a corresponding advertising plan portion of the advertising proposal. Information representing the advertising proposal is caused to be displayed at a node from which said selection and set of parameters were received.

Abstract: A method and system for analyzing real world information of users to derive physical (real world) user attributes used for selecting online content for presentation by client devices correlated with the users, comprising, detecting a presence of one or more users in a physical registration location by analyzing sensory data captured by one or more sensors deployed to monitor the physical registration location, correlating between the user(s) and an identifier of client device(s) associated with the user(s), identifying one or more user attributes of the user(s) by analyzing the sensory data and transmitting the user attribute(s) coupled with the identifier to one or more remote servers adapted to use the user attribute(s) for selecting one or more online content items served to the client device(s) via a network for presentation to the user(s). The sensor(s) is physically and communicatively disconnected from the client device(s).

Abstract: An interactive method and device for an e-commerce application program are provided, which belong to the technical field of mobile terminal. The method includes: receiving an interactive virtual item sent from a seller account in an interactive channel of the e-commerce application program, wherein the interactive channel is a collection of groups configured to realize instant communications between the seller account and at least one user account, and the interactive channel corresponds to a product category in the e-commerce application program; determining the at least one user account in the interactive channel; and sending the interactive virtual item to the at least one user account in the interactive channel.

Abstract: A recommendation engine can provide recommendations with respect to an application and can provide insights to a user of a computing device. The recommendation engine can receive a prediction based on user engagement with the application during an initial period of time (e.g., a trial period) as to whether the user will convert use of the application to a paid basis (e.g., a subscription or license to the application). An action can be recommended based on the prediction. The recommendation engine can provide insights to a user based on a score associated with the insight. The score can be determined by measuring previous user interactions with the insight over a period of time.

Abstract: An advertising campaign may be carried out using moving outdoor advertising. Advertisers typically like to manage and track the success of their advertising campaigns. Aspects of the present application may be seen to assist with such management and tracking by providing impression analytics, location analytics, time analytics and frequency reports. Furthermore, aspects of the present application may be seen to provide an ability to augment a moving outdoor advertising campaign with a mobile device retargeting advertising campaign. Then, such metrics as return on investment, profit and gross profit may be tracked. In some aspects, Wi-Fi signals and Bluetooth signals may be collected from mobile devices that are in the range of a Moving Impression Analytics Tracking Device.

Abstract: Techniques are described herein that are capable of performing location-based book identification. For example, book(s) may be identified that discuss a location that is within a designated proximity to a mobile device. In accordance with this example, information regarding the book(s) may be provided for consumption by a user at the mobile device. For instance, the information may be displayed on the mobile device in response to the mobile device coming within the designated proximity to the location. The information may include an excerpt of at least one of the book(s), an indication of other location(s) that are discussed by at least one of the book(s), an offer to purchase at least one of the book(s), etc. The user may share the information through social media, interact with other readers and/or the author via a social network, etc.

Abstract: A personalized data analysis method is provided, so as to find features having discrimination capability from target analysis items. In particular, a data analysis method includes: acquiring sample data; selecting discriminative features of the sample data; determining, for a target analysis item, whether it has a discriminative feature; and correlating the target analysis item with the discriminative feature in response to having the discriminative feature.

Abstract: Systems 10, devices 106, methods, and non-transient machine-interpretable programming and/or other instruction products for the generation, transfer, storage, and other processing of secure data sets 11 used in electronic payment transactions, including particularly the secure creation, administration, manipulation, processing, and storage of electronic data useful in processing of pre-funded, pre-paid, and/or otherwise pre-authorized payment transactions. Devices 106, 100, 101 and methods in accordance with the disclosure can be used to create pre-funded payment token data sets 11, the token data sets comprising secure data items or records representing negotiable monetary or other economic value, and to share them between network communication devices 106 such as smart phones, home or business desktop computers, etc., for use in purchases and other transactions.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing a customized content item. A method includes: receiving a content request; identifying one or more user device attributes and/or a context of the request; identifying a content item having distribution parameters matching the context and/or user device attributes and including one or more variables that are resolved based on the context or the one or more user device attributes; selecting, as modifying data, a subset of feed data to which the one or more variables for the content item will be resolved, including: identifying the feed data, evaluating the feed data to locate the subset; and selecting the modifying data; and modifying the content item, at least in part, by including, in place of the one or more variables, the selected modifying data; and providing the modified content item in response to the request.

Abstract: Systems and methods for managing and facilitating combined purchase of items by multiple customers are disclosed. According to an aspect, a method includes receiving, from a computing device, notification by a first user to purchase one or more items. The method also includes determining whether to match the first user with a second user for combined purchase of the one or more items. Further, the method includes associating the first user with the second user for combined purchase of the one or more items in response to determining that the first user matches the second user.

Abstract: Systems and methods to activate the processing of an allocated resource in operations with a processing system by the use of a round trip communication of the identifier of the resource, in which the resource identifier is communicated from a portal of the processing system to a first website, which passes the resource identifier to a second website during forwarding or redirecting a web browser from the first website to the second website, where the second website provides the resource identifier back to the processing system in communications with the processing system for operations required for the activation of the resource. Upon activation, the resource is processed during a communication session between the first website and the portal (or the processing system).

Abstract: An information processing apparatus which is configured to access a database in which a characteristic of a person and advertisement information are associated with each other for each one in an area group within a movement range of a moving object, and configured to control a movement of the moving object, the information processing apparatus comprising: a detection unit configured to detect a specific person that exists within a predetermined distance from the moving object; an acquisition unit configured to acquire a characteristic of the specific person detected by the detection unit; an extraction unit configured to extract, from the database, specific advertisement information about a specific area in a movement route to a destination point of the moving object based on the characteristic of the specific person acquired by the acquisition unit; and an output unit configured to output the specific advertisement information extracted by the extraction unit.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for optimizing the placement of advertisement blocks on a web page.

Abstract: A computer-implemented method for demonstrating a personalized automated teller machine (ATM) presentation to a user may include: obtaining transaction data of the user via a device associated with the user; obtaining, via the one or more processors, geographic data of the user based on the transaction data; generating, via the one or more processors, ATM data based on the geographic data of the user; obtaining, via the one or more processors, user feedback data based on the ATM data, wherein the user feedback data comprises a selection of an ATM of the list of the ATMs; transmitting, to the selected ATM of the list of the ATMs, presentation data based on the transaction data and the user feedback data; and demonstrating, via the selected ATM of the list of the ATMs, the personalized ATM presentation to the user based on the presentation data.

Abstract: The present disclosure is directed toward systems and methods for generating an un-subscription model and predicting whether a potential customer will un-subscribe from receiving electronic marketing content from a marketing source. For example, systems and methods described herein involve generating a prediction un-subscription model that predicts whether a potential customer is prone to un-subscribe from receiving future communications about a product or merchant in response to receiving a communication for the product or merchant. The systems and methods further involve determining an appropriate action to take with regard to a potential customer based on whether the potential customer is prone to un-subscribe from receiving future communications.

Abstract: A system and method for selective group printing at discounted pricing facilitates a user to select one or more public electronic documents for printing. The user creates a print group for their job and publishes an electronic list of print group jobs, including job properties, print timing and print location. Users who wish to have the same documents printed can elect to join the group to allow for discounted pricing. When it is time to print jobs associated with the group, group members are notified and can proceed to the designated printer to release their jobs.

Abstract: In one aspect, an account identifier is associated with a deal purchased by a user from a deal site. The deal has a face value applicable to a transaction with a predetermined merchant, if the transaction satisfies one or more predetermined criteria. The user pays the deal site an amount smaller than the face value. When the account identifier is used at a transaction terminal to initiate a payment transaction, a transaction handler determines whether the payment transaction satisfies the one or more predetermined criteria; and if so, the transaction handler provides the transaction terminal with an authorization response identifying the remaining balance, which is determined by deducting the face value from the payment transaction. The account identifier may be a one-time account number generated specifically for the deal purchased by the user, or an account number of the user used to purchase the deal from the deal site.

Abstract: Methods, apparatus, systems and articles of manufacture to determine click-through rates for advertisements are disclosed. The apparatus includes an application identifier to identify a first application associated with a first request received at a proxy server; a record searcher to search records in a data store within a first threshold of the first request to detect a second request; and a response detector to detect a response to the second request. The application identifier further to identify a parent advertiser based on content of the response to the second request. The record searcher is further to search the data store to identify records within a second threshold of the second request to determine if the second request is directed to the parent advertiser. The apparatus further includes a reporter to record a click-through event or a non-click-through event as a result of the searching.

Abstract: The present disclosure relates generally to gaming systems and methods for facilitating an automatic transfer of funds to and from an electronic gaming machine via a mobile device.

Abstract: An example communications routing system includes a prediction engine to, for each user account, generate a predicted cost of communications events using a gamma-gamma cost model, generate a predicted revenue of presented advertisements using a gamma-gamma revenue model, generate a margin based on the predicted cost and the predicted revenue, and, when the margin for a given user account is below a margin threshold, restrict a status associated with the given user account.

Abstract: Systems, methods, and apparatus for artificially intelligent historical analysis modeling and computer transaction ranking are disclosed. An example method comprises generating, by a computing device, a model based on a plurality of first computer transactions associated with one or more user profiles, determining, by the computing device, a subset of the plurality of first computer transactions associated with the one or more user profiles that correspond to successful computer transactions, refining, by the computing device, the generated model based on the subset, applying the generated model to one or more second computer transactions initiated by a user, and determining, based on an output of the generated model, a likelihood of success for the one or more second computer transactions.

Abstract: A system may include a remote device and a server. The server may be configured to store a grocery items purchase history for a given user, and determine a medication to be dispensed to the given user. The server may also be configured to compare the medication to the grocery items purchase history and determine a grocery item having an interaction with the medication, and determine a substitute grocery item for the grocery item having the interaction with the medication. The server may generate a digital promotion for the substitute grocery item, and communicate the digital promotion to the remote device.

Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.

Abstract: A computer-implemented method for providing loyalty program identification data associated with a payment transaction may include receiving, with an electronic wallet system, loyalty program identification data associated with a customer; receiving, with the electronic wallet system, first transaction data associated with a payment transaction involving the customer and a merchant; assigning, with the electronic wallet system, the loyalty program identification data to the first transaction data based on receiving the first transaction data; receiving, with the electronic wallet system, second transaction data associated with the payment transaction, wherein the second transaction data is received after the first transaction data is received; determining, with the electronic wallet system, whether the second transaction data corresponds to the first transaction data; and communicating, with the electronic wallet system, the loyalty program identification data based on determining that the second transaction d

Abstract: Systems and methods for implementing an online content item campaign with selective call functionality can include a processor determining a rendering frequency of instances of a third-party content item for rendering with a call icon, based on a resource of the third-party content provider. The processor can provide a first instance of the content item for rendering with the call icon in accordance with the rendering frequency of instances. A call bridge device can receive a call from the client computing device upon actuation of the call icon, direct the call to a phone number of the third-party content provider, and determine a parameter of the call. The processor can adjust the rendering frequency of instances based on the parameter of the call and provide instances of the content item for display by client computing devices with the call icon in accordance with the adjusted rendering frequency of instances.

Abstract: A system for generating a package data object may include an electronic database including first and second entries. The system may also include a server configured to perform operations. The operations may include receiving filter criteria over from an electronic device, and based on the filter criteria, retrieving the first and second entries. The operations may also include comparing one or more attributes of the first and second entries, and based on the comparison, adding the first entry from the electronic database to a package object. The operations may further include, based on the filter criteria, retrieving third and fourth entries from the electronic database, and comparing one or more attributes of the third and fourth entries, and based on the comparison, adding the third entry from the electronic database to the package data object.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage medium, and including a method for providing content based on social influence scores of publishers. The method comprises identifying a social influence score for each of a plurality of users associated with a social network where one or more of the users is also a publisher of content. The method further comprises receiving a request for content, the content to be delivered along with content provided by a content publisher. The method further comprises determining a social influence score for the particular content publisher and identifying one or more offers associated with content, where each offer is based at least in part on a specification by a content sponsor of at least a minimum social influence score for a given impression. The method further comprises providing a content item based on the one or more identified offers.

Abstract: A method of causing a user of a car sharing platform to perform an action with respect to a vehicle includes receiving a first data set, analyzing the first data set to determine vehicle imperatives, generating actions corresponding to the vehicle imperatives, analyzing the actions using trained machine learning models to generate action values, displaying the actions to the user, receiving acceptance of the user, receiving a second data set; and based on the acceptance and analyzing the second data set to identify changes to the vehicle imperatives indicating completed actions, releasing the action value to the user for each of the completed actions.

Abstract: Systems and methods for gift selection, attribution, and distribution are provided. The systems and methods may detect a gifting signal that is associated with an event corresponding to a recipient. The systems and methods can provide an option to generate a gift for the recipient. If the option is selected, the systems and methods can identify a set of product criteria associated with the event and the recipient. Based on the criteria, the systems and methods can obtain product selection options for the gift and provide these options to a gift sender. In response to a selection from the gift sender, the systems and methods can generate the gift, which includes a redemption option for the selection.

Abstract: Saving funds allows users to be prepared for emergencies and unexpected costs. In some embodiments, a text savings plan saves money by automatically identifying and transferring small amounts of money from a user's first account (e.g., checking account) to the user's second account (e.g., savings account, payee account). The text savings plan determines and transfers amounts based at least in part on the balance of the user's first account.

Abstract: A method of operating a structured user interface control logic through structured user interface (SUI) involves displaying the SUI with a matrix user interface with columns and rows and a column of empty command cells through a display device, and operating the control logic to interpret a user command input and cell position within the matrix user interface as a machine executable instruction set.

Abstract: A method implemented on an augmented reality (AR) device includes accessing a user's investment strategy and selecting a material object. The material object and investment controls are displayed on a display screen of the AR device. The user alters the investment strategy using the investment controls. Alternative replacement objects are generated based on changes that the user makes to his or her investment strategy. One or more replacement objects are projected onto the display to represent an alternative material object that the user can afford based on the changed investment strategy.

Abstract: A system for processing a digital promotion may include a user device associated with a given user and a digital promotion processing server. The digital promotion processing server may include a processor and a memory cooperating therewith to, upon return of a purchased product associated with the given user, determine whether an initial digital promotion was applied to the purchased product, and if so, determine whether the initial digital promotion has expired. When the initial digital promotion has not expired, the processor may generate a first replacement digital promotion having a first promotional value associated therewith, and communicate the first replacement digital promotion to the user device. When the initial digital promotion has expired, the processor may generate a second replacement digital promotion having a second promotional value associated therewith that is less than the first promotional value, and communicate the second replacement digital promotion to the user device.