Abstract: An example apparatus includes a memory to store a usage profile representative of actual portable device usage by persons having similar usage characteristics, the usage profile indicative of accesses to different types of media. The example apparatus further includes a processor to control at least one of a portable device or an emulator to access at least one of media or data when the processor simulates usage of the portable device based on the accesses to the different types of media indicated in the usage profile, detect an advertisement presented via the portable device or the emulator in response to the simulated usage of the portable device, and generate information about portable device advertising based on the detected advertisement.

Abstract: A system and method a method may include receiving (i) beverage composition data of a requested beverage, and (ii) a user identifier of a user requesting the beverage. Responsive to receiving an instruction to dispense the requested beverage, the requested beverage may be dispensed. The beverage composition data may be stored in a dispensed beverage data record. A verification as to whether or not the dispensed beverage is a qualified beverage pour may be performed. Responsive to determining that the dispensed beverage is a qualified beverage pour, a counter may be increased. Responsive to determining that the counter value crosses a threshold value, a first message may be communicated to a mobile electronic device of the user, otherwise, a second message may be communicated to the mobile electronic device. The first or second message may be displayed on the mobile electronic device.

Abstract: The transaction processing system and method provide an efficient and effective way to authorize promotion redemption. The transaction processing system may receive an indication of a request for authorization, the indication comprising a merchant identifier, an account number, and a transaction amount. The transaction processing system may determine whether the request for authorization corresponds to a promotion. The system may further transmit a transaction authorization based on whether the request for authorization corresponds to the promotion. The transaction processing system may cause a promotion database to designate the promotion as redeemed. In this fashion, the transaction processing system improves the consumer experience and minimizes the transaction time needed to identify and redeem a promotion.

Abstract: A method for ad delivery placements to consumer devices within managed service provider networks comprising the following steps is provided. providing Real-time, targeted video advertisements delivery to at least one consumer device is provided across multiple content delivery services accessible to viewers. A unified system capable of simultaneous targeting and delivery of a video advertisement is supported across multiple content delivery platforms to one more consumer devices. Delivery of the targeted video advertisements is supported to managed service provider devices. Efficient IP delivery of video advertisements is supported to service provider managed networks of consumer devices. Real-time targeted advertisements to all IP connected devices and managed consumer devices are supported based on targeting criteria.

Abstract: Techniques for recommending actions for a merchant to perform to encourage a sale of an item based on an expiration associated therewith. A service provider may determine expiration data associated with inventory items offered for sale by the merchant. The expiration data may be based on a recommended date and/or time provided by the manufacturer, a merchant preference and/or a service provider setting. In some examples, the expiration data associated with an item may be determined based on expiration data associated with one or more similar items. The service provider may monitor the expiration data associated with each item of inventory and may determine that an expiration associated with a particular item is within a threshold period of time. Based on the expiration being within the threshold period of time, the service provider may send a recommendation to the merchant to perform an action to encourage the sale of the particular item.

Abstract: An information sharing method, including; receiving an instruction for sharing first information to a first information pool of a first user, wherein the first information pool includes a plurality of electronic coupons shared by one or more contact users associated with the first user, and wherein the first information pool is accessible to respective user accounts of the one or more contact users; adding the first electronic coupon to the first information pool; receiving a confirmation notification from a third-party server corresponding to the first electronic coupon, wherein the confirmation notification is sent by the third-party server in response to a second user in the contact users applying the first electronic coupon in an online transaction, wherein the confirmation notification includes at least second information that corresponds to the first information, wherein the second information includes a second electronic coupon related to the first electronic coupon.

Abstract: A method, apparatus, and computer program product are disclosed to improve selection of promotion pricing parameters. The method may determine one or more promotion pricing parameters for a promotion that is offered by a promotion and marketing service. The method includes generating one or more predictive models based on historical promotion performance data and generating a revenue equation using the one or more predictive models. The revenue equation provides an estimate of a revenue received by the promotion and marketing service based on the one or more predictive models. The method further includes determining an estimated revenue using the revenue equation based on one or more input sets of promotion pricing parameters provided as input to the revenue equation, and selecting at least one of the input sets of promotion pricing parameters for the promotion based on the estimated revenue. A corresponding apparatus and computer program product are also provided.

Abstract: In one example embodiment, a certified location service enables a mobile device to access a location-based service when a determined location meets a location requirement and an overall confidence score for the determined location exceeds a confidence threshold. A data package is received including identifiers of beacons observed by the mobile device, and a location of the mobile device is determined based on a calculated location of one or more of the beacons. An overall confidence score for the determined location is calculated based on one or more individual confidence scores for the one or more beacons used in determining the location or composite confidence scores for types of the one or more beacons. The determined location and the overall confidence score are provided to one or more provider servers that allow the mobile device to access a location-based service based thereon.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, including a method for providing content. An initial request for a resource is received. A determination is made when fixed or recyclable contact information should be provided with the resource, wherein the contact information is associated with a content sponsor that sponsored the resource. When recyclable contact information should be provided, first recyclable contact information for the content sponsor and time-out information are identified. The first recyclable contact information and the time-out information are combined in an identifier. The identifier is stored on the requesting device and the resource is provided including the first recyclable contact information responsive to the initial request.

Abstract: Example embodiments involve a system and methods for identifying valuable view item pages for search engine optimization. According to certain embodiments, the system performs operations that include predicting the probability of future traffic for a given product based on a number of product level factors as input variables, and identifying a selection of view item pages corresponding to the products with the probability of the highest future traffic in order to maximize the driving natural search traffic to a linked site of the corresponding view item page.

Abstract: Methods and systems for generating alerts or recommend incentives for a loyalty program that provides incentives to cardholders in connection with transactions between the cardholders and merchants are disclosed. A merchant is identified. Transaction data reflective of completed transactions are received by way of a network. The transaction data is processed to generate an alert notifying the identified merchant of an event or trend, or to generate a recommended incentive that defines a benefit to be provided by the identified merchant to a cardholder upon the occurrence of an anticipated transaction.

Abstract: To provide mobile device coupons and discounts, a mobile device couponing system is provided to generate and send coupons to mobile devices based on a probability that the mobile device is within a defined region. The value of the coupons can be inversely proportional to the probability that the mobile device is within the defined region. The probabilities can be precomputed by calculating the probability that each cell in grid in or around the defined region is in the defined region using a set of standardized location resolutions. When location information is received from the mobile device, the probability that the mobile device is within the defined region can be retrieved based on the closest cell that matches the location indicated in the location information and the standardized location resolution closest to the location resolution indicated by the mobile device.

Abstract: An example computing device includes program instructions that, when executed by one or more processors, cause the computing device to perform functions including receiving user-input financial data corresponding to a user and receiving user-input behavioral data corresponding to the user. The functions also include, based on the financial data and the behavioral data, determining a Wager Score™ for the user, where the Wager Score™ represents an estimate of financial risk of the user. The functions also include, based on the Wager Score™, determining a customized gaming rebate allocation corresponding to the financial risk of the user, where the customized gaming rebate allocation designates one or more recipients, other than the user, for a gaming rebate assigned to the user. The functions also include receiving the gaming rebate and, after receiving the gaming rebate, distributing the gaming rebate to the one or more recipients according to the customized gaming rebate allocation.

Abstract: A network-based service may be provided for facilitating queries for a number of items, such as travel services. A user may submit a query including criteria for determining relevant items. The network-based service may be configured to generate opaque search results in response to queries, revealing sufficient detail to allow the user to confirm the relevance of the travel item, but insufficient detail to disclose the identity of the supplier. Based on the submitted query or other information, the network-based service may associate a persona with the user, such as the persona of a business or leisure traveler. The network-based service may use the persona to determine a travel item or items best suited to the user, by identifying the travel item attributes that correlate positively with preferences of the persona. The network-based service may then generate an opaque search result that reveals travel item attributes desired by the persona.

Abstract: The present disclosure selects third party content based on feedback. A selector identifies several content items including first and second content items (or more) responsive to a request. A machine learning engine determines a first feature of the first content item, a second feature of the second content item, and a third feature of the web page or a device associated with the request. The machine learning engine determines, responsive to the first feature and the third feature, a first score for the first content item based on a machine learning model generated using historical signals received from devices via a metadata channel formed from an electronic feedback interface. The machine learning engine determines a second score for the second content item responsive to the second feature and the third feature. A bidding module determines a price for the first content item based on the first and second scores.

Abstract: There is provided a system and a method for the generation and management of point-of-sale (POS) electronic payment transaction receipts. The system and method include a POS component that performs a transaction at a location at which a customer and the POS component are physically present together generates content relating to the transaction; and a payment card that identifies a contact address to which an electronic receipt is to be sent. The POS component generates the electronic receipt based on the content relating to the transaction and causes the electronic receipt to be sent to the contact address identified on the payment card. The electronic receipt management system and method are based on payment transaction receipt information across a plurality of merchants, providing customers with an efficient solution for managing their receipts, and allowing merchants to offer better and more targeted recommendations for customers.

Abstract: Disclosed is a system and method for optimization of data transfer to a software service. In exemplary embodiments, a computer-implemented method for determining a transit appliance for data traffic to a software service through one or more interconnected networks comprising a plurality of network appliances, comprises determining performance metrics for each of the plurality of network appliances to at least one IP address associated with the software service, and selecting a transit appliance for data transfer to the IP address, the selected transit appliance based at least in part on the performance metrics.

Abstract: A method for providing Internet-based advertising for advertisers, and search functions for potential customers, introducing innovative search, display and advertiser access capabilities. These new innovations include a capability whereby a visitor may, by repeatedly zooming further in on a given geographic location, see more and more points of interest, corresponding to the chosen search criteria, but, not previously visible at smaller scales, and which may be displayed and queried for additional information. This system also provides to the advertiser, a means for changing any Dynamic Billboard in real time without intermediary action by any other party. It further provides an automated means to tabulate and report visitor activity.

Abstract: An online system receives an advertisement request (“ad request”) including an advertisement from a user and allows the user to create an alternative advertisement for the ad request comprising images presented in an order specified by the user. The online system may identify images from video data included in the ad request or from additional content associated with an object associated with the ad request. Based on selections of identified images by the user and an order in which to present the selected images from the user, the online system generates the alternative advertisement and associates the alternative advertisement with the ad request. One or more criteria are associated with the alternative advertisement, and the online system communicates the alternative advertisement to client devices having characteristics satisfying the criteria rather than video data in the advertisement.

Abstract: A method for maximizing the number of users who receive an optimal number of ad impressions. The method may be implemented for a bidding agent or in connection with a system for augmenting ad placement data across bidding platforms that bid on ad opportunities in a real-time bidding ad exchange. The system is able to use tracking pixels in order to optimize bid placements. The system is intended to manage user ad placement so as to increase the number of placements received by individual users so that the campaign has an increased impact on eligible users and reduces the diluted exposures to users who receive less than optimal exposure.

Abstract: The present disclosure belongs to the field of network technologies, and discloses a resource deduction method and apparatus, an intelligent terminal, and a deduction server. The method includes: sending a rule obtaining request for a deduction rule of a user-specified deduction item to the deduction server; receiving the deduction rule returned by the deduction server; calculating a second resource value that is obtained after applying the deduction rule to a first resource value associated with the user-specified deduction item; and sending a resource transfer request carrying the second resource value to the deduction server. The present disclosure resolves a problem that a merchant needs to manually calculate expense that is obtained after applying the deduction rule to the first resource, and payment efficiency is relatively low.

Abstract: Method and system to facilitate transactions in a particular on-line trading platform from a third party web site may be utilized beneficially to enhance a user's experience in purchasing items referenced on third party web pages. When a user encounters, on a third party web site, a presentation of an item that is linked to a listing maintained by the on-line trading platform, the user may simply click on the presentation of the item, which causes presentation of a visual control selectable to launch a transaction processing flow facilitated by the on-line trading platform, without requiring the user to leave the third party web site.

Abstract: A ticketing method for issuing a service ticket of a transport system to a passenger comprises: checking-in the passenger via a mobile device of the passenger upon accessing a vehicle of the transport system; checking-out the passenger via the mobile device upon exiting a vehicle of the transport system; and a server computer automatically calculating a price for a travel of the passenger within the transport system by evaluating check-in data representing the checking-in of the passenger and check-out data representing the checking-out of the passenger.

Abstract: The present disclosure is directed towards methods and systems for determining a persuasiveness of a content item. The systems and methods receive a content item from a client device and analyze the content item. Analyzing the content item includes analyzing at least one textual element, at least one image element, and at least one layout element of the content item to determine a first persuasion score, a second persuasion score, and a third persuasion score of the elements the content item. The systems and methods also generate a persuasion score of the content item and provide the persuasion score of the content item to the client device.

Abstract: Measuring transducer for electric vehicles having at least one tap arranged to tap at least one AC measurement value in an AC charging circuit, a transformer arranged to convert a frequency of the AC measurement value into a standard frequency of an energy supply grid and to output at least one AC measurement value with the standard frequency in an AC measuring circuit, and at least one standard meter arranged in the AC measuring circuit for detecting an electrical power with the AC measurement value at the standard frequency.

Abstract: Systems and methods according to present principles provide a virtual environment, particularly but not exclusively for virtual and augmented reality, with the ability to offer compelling interactive advertisements that users can choose (or not) to interact with, without being forced to watch the same. In so doing, the systems and methods provide for addressable units, termed “vessels”, which are interactive and which provide the viewer with the ability to control their experience via an active selection, e.g., of advertisements. Such interactivity is provided along with the ability to enjoy a “main” item of content, in some implementations. In addition, the interactivity may be provided as part of an entertainment “hub” in which VR experiences may be launched and/or in which main content may be displayed. Thus, the system provides a new, addressable unit, such as for advertisements, for virtual content-viewing environments, hubs for the same, or other virtual environments.

Abstract: Performing data clustering in a model property vector space. Input data is received comprising a plurality of data instances in a data vector space. A model property vector specification is defined for a model vector. Information is identified from the input data, and a model property vector is created in the model property vector space for each of the plurality of data instances. A target number of clusters is identified and used to perform a data clustering procedure. An output is generated comprising a plurality of data segments and one or more clustering rules. For each data cluster, a predictive model is constructed for each data segment of the plurality of data segments.

Abstract: A computer system may be configured to analyze a set of data and detect divergent trends of one or more subsets of the set of data. The set of data may include reactions of a plurality of customers in response to an action of an organization. For example, the action may relate to goods or services offered by the organization, and the reactions may include responses of the customers to the goods or services. The customer reactions may include divergent trends that indicate a source of risk to the organization. Once detected, the computer system may send an alert to the organization related to the divergent trends, such that the organization may address a source of risk as indicated by the divergent trends. In some examples, the computer system may further offer or autonomously execute a mitigating action to address the source of risk.

Abstract: An information processing apparatus includes a condition data obtaining unit configured to obtain condition data representing conditions of use of electronic money in a predetermined period of time from an information management apparatus which accepts access from a plurality of information processing apparatuses connected through a network, a condition determination unit configured to determine whether the conditions are satisfied in accordance with usage history of the electronic money stored in advance and the condition data, and a transmission unit configured to transmit, when the condition determination unit determines that the conditions are satisfied, application data including identification information for identifying an applicant to the information management apparatus.

Abstract: A method for managing funds is provided. The method includes receiving a payment vehicle identifier by which a payment vehicle can be identified, the payment vehicle includes an available account balance, transaction details of a purchase transaction, and the transaction details, sending a first amount that is less than or equal to the transaction value if the transaction value does not exceed the available account balance, and sending a second amount that is less than or equal to the first amount. The transaction details include a transaction value, a merchant identifier of a merchant with whom the purchase transaction is being made, and a merchant wallet identifier by which a merchant virtual wallet can be identified, the merchant virtual wallet being associated with the merchant identifier.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for predictive modeling for adjusting initial values are disclosed. In one aspect, a method includes the actions of accessing transaction history data that indicates one or more transaction details associated with the transaction, a predicted value, and a final value. The actions further include determining a difference value between the predicted value and the final value. The actions further include generating a predictive model that is trained to estimate. The actions further include receiving one or more transaction details and a predicted value associated with a subsequently received transaction. The actions further include providing the one or more transaction details as input to the predictive model. The actions further include receiving an adjustment value to apply to the predicted value. The actions further include providing, for output, data indicating the adjustment value.

Abstract: Example item reminder systems and methods are described. In one implementation, a method receives a request to create an order and receives identification of multiple items in the order. The method identifies multiple items regularly purchased by a customer but not included in the multiple items. The method also identifies a purchase frequency of the regularly purchased items. If any of the regularly purchased items are due for purchase, based on the purchase frequency, the customer is presented with an option to purchase those regularly purchased items that are due for purchase.

Abstract: Events and offers based on context is provided by determining an event based on a social media footprint, determining a group of people associated with the event based on the social media footprint, generating an offer based on the group of people and the event; and causing the offer to be displayed to at least one of the group of people.

Abstract: Certain exemplary embodiments relate to entertainment systems and, more particularly, to systems that incorporate digital downloading jukebox features and improved user interfaces. For instance, a smart search may be provided, e.g., where search results vary based on the popularity of songs within the venue, in dependence on songs being promoted, etc. As another example, a tile-based approach to organizing groupings of songs is provided. Groupings may involve self-populating collections of songs that combine centrally-promoted songs, songs in a given genre that are popular across an audiovisual distribution network, and songs that are locally popular and match up with the given genre (e.g., because of shared attributes such as same or similar genre, artist, etc.). Different tile visual presentations also are contemplated, as are different physical jukebox designs. In certain example embodiments, a sealed core unit with the “brains” of the jukebox is insertable into a docking station.

Abstract: A system and method is provided for sending least one advertisement to a recipient of web page data and providing additional communication data in response to the recipient interacting with the advertisement. A sender network device communicates with an advertising application operating on a Web site, where the Web site includes or has access to a plurality of advertisements including the at least one advertisement. In one embodiment of the present invention, the sender control over advertisements that are provided to the recipient by allowing the sender to delete (or remove) an advertisement from either the at least one advertisement or the plurality of advertisements. If a displayed advertisement is interactive, and the advertisement is interacted with, the advertising application will provide the recipient with additional communication data by providing recipient network device with a URL wherejne data can be found.

Abstract: A system for user device profiling that includes operations such requesting an acoustic profile from a user device. Receiving the acoustic profile from the user device and comparing the received acoustic profile with a stored acoustic profile.

Abstract: A method of querying a data lake using natural language includes: receiving a natural language query directed to an electronic data lake; parsing the natural language query to determine a plurality of entities within the natural language query; identifying the plurality of entities using at least one contextual knowledge base, wherein the plurality of entities are compared against at least one entry in the at least one contextual knowledge base; mapping a dependency of the plurality of identified entities based on the parsed natural language query; constructing a structured data query based on the plurality of identified entities and the mapped dependency; and automatically generating a visual output of a result of the structured data query based on at least one characteristic from the set of: a data type, a data format, and a data size of the result of the structured data query.

Abstract: A coupon processing system may include a remote user device and a coupon processing server. The coupon processing server is configured to receive a user bid request from the remote user device and collect digital coupon offers from coupon providers based upon the user bid request. The coupon processing server is configured to select at least one digital coupon offer and communicate the at least one digital coupon offer to the remote user device.

Abstract: An advertisement scheduler receives a commercial break schedule generated from a completed assignment of one or more spots that correspond to the deals comprising advertiser's orders to place the spots into one or more commercial breaks in the commercial break schedule based on constraints and placement requirements. The advertisement scheduler may determine representative liability per pending spot for the deals and reshuffle the placement of the spots based on the representative liability of the deals in order to minimize liability associated with the deals. The advertisement scheduler may reshuffle the placement of the spots for maximum delivery of candidate deals, where the reshuffle is based on a forecast of expected viewership associated with the deals, and a pacing computation of cumulative demographics guaranteed at a particular point in time, modify the forecast based on weighting factor, and generate a finalized commercial break schedule based on the reshuffling.

Abstract: Systems and methods are disclosed for optimizing distribution of resources to data elements, comprising receiving one or more user-defined objectives associated with a group of data elements, wherein at least one of the user-defined objectives includes an objective related to a selected target group; receiving one or more constraints associated with the group of data elements, wherein at least one of the constraints comprises resources apportionable to each data element in the group of data elements; developing a first prediction of a performance of the group of data elements during a time period based on the one or more user-defined objectives and the one or more constraints; and apportioning at least a portion of the resources to each data element in the group of data elements based on the first prediction once the time period has started.

Abstract: Disclosed are examples of methods, apparatus, systems, and computer program products for providing an augmented reality display of an image with record data. In one example, image data is received at one or more processors. A request message is sent requesting record data associated with the image data from one or more of a plurality of records stored in a database system. In some implementations, when the requested record data is received, a graphical display of the record data in combination with the image can be provided on a display device.

Abstract: A system and method may optional include or utilize a processor configured to receive a request for social network content for display in a sponsored content position in a newsfeed of a social network interface, the position having a position criterion, identify a sponsored content item of multiple sponsored content items stored on a database based, at least in part, on a characteristic of the sponsored content item meeting the position criterion, a bid associated with the sponsored content item, and a scaling factor, wherein each of the sponsored content items correspond to one of multiple item types and at least two of the sponsored content items are of a different item type. The scaling factor for each of the sponsored content items is based on the item type of the corresponding one of the sponsored content items.

Abstract: Systems and methods for selecting content based on an event associated with a device identifier are provided. One or more processors can receive a request to serve content. The processors can identify a device identifier associated with the request. The processors can determine, from the device identifier, an event for which to serve content. The processors can determine, from the request, a length of time between a time the request to serve content is received and a time at which the event is scheduled to occur. The processors can select, based on the determined length of time and event parameters associated with the event, content for display and provide the selected content for display at a computing device associated with the device identifier.

Abstract: In a device and method for integrating a prerecorded video file into a video, a video of a scene is displayed on a display device of a mobile electronic device. A prerecorded video file to render on the display device is received. A modified prerecorded video file is generated by modifying a visual appearance of the prerecorded video file, where the modifying is for integrating the modified prerecorded video file into the scene. The modified prerecorded video file is superimposed over the video, such that the video is partially obscured by the modified prerecorded video file. The modified prerecorded video file is played while displaying the video, such that the modified prerecorded video file and a non-obscured portion of the video are rendered simultaneously.

Abstract: Methods, computer program products, and systems are presented. The methods include, for instance: modeling for a subject process by machine learning with adaptive inputs. In one embodiment, the modeling may include: generating a model by use of machine learning with training data from measurements of successive components of a process to be modeled in order to predict measurements of a succeeding component within a statistically meaningful prediction range; adjusting the generated model by use of machine learning with less-deviation inducing measurements from a preceding component in case the measurement of the succeeding component is out of the prediction range; and presenting the adjusted model as a prediction model for the process.

Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

Abstract: A method for generating on-line sales leads in an on-line auction. The method determines when a prospective bidder for an on-line auction of a specific item by a seller accesses the on-line screen for the item. The method obtains the e-mail address of the prospective bidder and either correlates the e-mail address of the prospective bidder with the item by seller or with a classification for the item. The correlated e-mail address is then delivered to the seller or to a purchaser and may be accompanied with information identifying the specific item, the classification, whether a bid was made or not, etc. Furthermore, the delivery occurs at periodic fixed time intervals or when a fixed number of e-mail addresses are obtained.

Abstract: Implementations of the present disclosure are directed to a method, a system, and an article for incentivizing users of an online game. An example computer-implemented method can include: providing an online game on a client device of a user; providing on the client device a first request for content to be presented on the client device; determining that at least a portion of the content has been presented on the client device and, in response, providing the user with a first reward for the online game; providing on the client device a plurality of second requests, wherein each second request comprises a respective task for the user to perform; determining that one of the second requests has been selected and that at least a portion of the respective task has been performed and, in response, providing the user with a respective second reward for the online game.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: The present disclosure provides an exemplary system, method, and computer program product. The exemplary system includes at least one non-transitory memory storing user account information, wherein the information comprises a digital receipt associated with a user purchase and one or more conditions for delivering the digital receipt. The system further includes one or more hardware processors coupled to the at least one memory and operable to read instructions from the at least one memory to perform the steps of: receiving a payment request from a user; receiving at least one condition from the user for delivering a digital receipt associated with the payment request to at least one recipient; determining whether the at least one condition is satisfied; and delivering the digital receipt to the at least one recipient.