Abstract: An automated kitchen assistant system inspects a food preparation area in the kitchen environment using a novel sensor combination. The combination of sensors includes an Infrared (IR) camera that generates IR image data and at least one secondary sensor that generates secondary image data. The IR image data and secondary image data are processed to obtain combined image data. A trained convolutional neural network is employed to automatically compute an output based on the combined image data. The output includes information about the identity and the location of the food item. The output may further be utilized to command a robotic arm, kitchen worker, or otherwise assist in food preparation. Related methods are also described.

Abstract: Sever-based order persistence and/or fulfillment is described herein. In an example, server(s) associated with a payment processing service may receive, from a point-of-sale (POS) device associated with a merchant, an order associated with at least one item available for purchase from a physical location of the merchant. The server(s) may store the order in a storage data structure. In an example, the server(s) may determine an occurrence of a trigger event and may update a status of the order based at least in part on the trigger event. In some examples, the trigger event may correspond to an interruption in a connection with the POS device, fulfillment of the order, etc. The status of the order can indicate whether the order is to be sent to the POS device, removed from the storage data structure, etc.

Abstract: Some embodiments provide a method for determining whether a subscription for using digital content on a user device has elapsed. The method compares a first collision free image of a first set of entities in the user device with a second collision free image for a second set of entities in the user device at a second instance in time. Based on the comparison, the method determines whether the subscription has elapsed.

Abstract: Systems and methods for predictive gift subscriptions are provided. A gift subscription service may store a gift subscription and a profile associated with a gift recipient. The gift subscription service may then identify a time to send a gift to the gift recipient and associate a computational model with the gift recipient and the profile. When the gift subscription service determines a change in the profile, the gift subscription service may then update the computational model associated with the gift recipient in real-time by applying a machine learning algorithm to the change in the profile and use the updated computation model to formulate a prediction for the gift recipient that may then be used to identify a set of gifts to present to the gift recipient. The gift subscription service may then present the set of gifts to the gift recipient.

Abstract: An alert management and real-time remediation system is disclosed. The system may receive, from an institution, an electronic file that includes an exception information (EI) data structure comprising exception information representing events and customers associated with the events, and a contact information data structure comprising an electronic address for each customer. The system may automatically parse the EI into events associated with the customers, and for each customer, send an event notification message (EN) to the electronic address of the customer, wherein the event notification message includes a link to an authentication interface of the institution associated with the customer.

Abstract: A smart contract including one or more rules is defined and stored on a blockchain in conjunction with a pool of one or more tokens owned by the smart contract. A plurality of conflicting claims to the pool of one or more tokens is received and provided to the blockchain. An indication that a trigger condition is met is received from the blockchain. The trigger condition to determined using the one or more rules. Information indicating a distribution of the one or more tokens to resolve the plurality of conflicting claims is also received. The information is generated using the one or more rules in response to the trigger condition being met.

Abstract: Various embodiments are generally directed to utilizing an offline and/or online verification or authentication protocol to access, redeem, or otherwise utilize multiple loyalty points and loyalty accounts A method for utilizing various loyalty points includes: receiving, by an application executing on a processor, a request to redeem at least one loyalty point of a plurality of loyalty points of a loyalty points account, receiving, by the application, a cryptogram from a contactless card associated with an account, transmitting, by the application to a server, the cryptogram, determining, by the application based on a decryption result received from the server, that the server decrypted the cryptogram, and authorizing, by the application based on the determination that the server decrypted the cryptogram, the request to redeem the at least one loyalty point.

Abstract: An access control system that includes an access control device configured to receive transaction information that identifies a member identifier for a member and a purchased item. The access control device is configured to compare the purchased item to items in an item list and to determine whether the purchased item matches any items in the item list. The access control device is configured to store an authorization for the member identifier to access an augmented reality experience in response to a match.

Abstract: Provided is a payment method using a one-time payment security code based on a color pixel code. In the payment method, arbitrary color pixel codes are first disposed on a color grid image screen that is formed with color pixels of various colors in a smartphone-dedicated application, a user inputs a user pattern to select color pixels, a one-time payment security code is generated by combining the color pixel codes and the user pattern, and the one-time payment security code is utilized as information for paying for the user's purchase of a product or a service.

Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Abstract: A method for dispute resolution for a blockchain transaction includes: receiving, by a receiver of a processing server, a blockchain transaction identifier and a dispute reason code from a first computing device of a blockchain network, the blockchain transaction identifier and the dispute reason code comprising a dispute request, the blockchain transaction identifier identifying a transaction on a blockchain; transmitting, by the receiver of a processing server, the blockchain transaction identifier and the dispute reason code to a processing device of the processing server; identifying, by the processing device of the processing server, the transaction, a merchant blockchain address, and a currency amount within a blockchain data value of the blockchain based on the blockchain transaction identifier; determining, by the processing device of the processing server, the transaction is invalid; and performing, by the processing device of the processing server, a dispute resolution process for the blockchain tra

Abstract: This invention discloses a novel system and method for providing retail point of sale terminals that are connected securely over the Internet to a back-office service that manages the retailer's data as a service using a system that supports more than one retailer, each of which will have one or more point of sale terminals.

Abstract: Systems, computer program products, and methods are described herein for secure resource transfer integration. The present invention is configured to electronically receive an access request to access a cold storage wallet associated with the user; initiate an authentication protocol to determine whether the user is authorized to access the cold storage wallet; provide access to the cold storage wallet to the user based on at least determining that the user is authorized to access the cold storage wallet; electronically receive a user request to transfer at least a portion of resources from the cold storage wallet to a resource distribution account associated with the user; execute the transfer of at least the portion of resources from the cold storage wallet to the resource distribution account; and display a notification indicating the execution of the transfer of at least the portion of resources.

Abstract: Generating self-issued claims anchored by DIDs and using the self-issued claims as self-identification. The computing system generates one or more claims, each of which includes at least information related to (1) a DID, (2) a property of a subject entity who is an owner of the DID, and (3) a value corresponding to the property. For each of the one or more claims, the computing system generates a cryptographic signature by signing the claim with a private key associated with the corresponding DID. The cryptographic signature proves that the claim is a self-issued claim, which is issued by the owner of the corresponding DID and is about the owner of the corresponding DID. A portion of data related to the self-issued claim is then propagated onto a distributed ledger.

Abstract: A vending machine comprises a shelf for holding goods; an automatic payment terminal connected to the shelf for receiving payment of selling the goods; and at least one biometric reader that is connected to the automatic payment terminal for performing electronic bill payment of the goods. A method of selling goods automatically comprises step of providing goods on a shelf of a vending machine; reading biometric data of a user in order to identify the user; processing payment of the user according to the biometric data; and releasing the goods after receiving the payment.

Abstract: In accordance with an embodiment, an information processing apparatus acquires a rank of a visiting user and an amount according to the ranking. The information processing apparatus acquires a price at an own store of a commodity that the user has selected for purchase. The information processing apparatus acquires a price at another store of the commodity that the user has selected for purchase. In a case in which the price at the own store is higher than the price at the other store, the information processing apparatus adds an amount based on a difference in price therebetween to the amount according to the ranking, which is acquired by a first acquisition means.

Abstract: Aspects described herein may provide determination of a pedestrian route for a user to reach a seating area inside of a venue. Financial transaction data of the user may be reviewed to determine the user purchased one or more tickets to an event at the venue. Information regarding the event or the venue may be determined including seating charts for the venue and whether the tickets are for assigned or unassigned seats. Crowd densities inside and outside of the venue may be determined. The pedestrian route may be determined based on the crowd densities, number of tickets, and type of seating. The route may be updated as conditions change including any change to the crowd densities or change to seating availability. The route may increase a likelihood that the user reaches the seating area prior to a start of the event, and in a less stressful manner.

Abstract: Techniques for related to retail transaction are disclosed. The techniques involve various uses of a mobile device, such as a cell phone, in authorizing payment for a retail transaction and/or receiving and/or transmitting data to/from the mobile device.

Abstract: Systems, devices, methods, and computer readable media for electronically controlling a user's access to one or more controlled resources are provided. A near-field communication-based mobile credential data payload is provisioned on a mobile device capable of establishing a contactless payment transaction and a low energy proximity beacon signal is periodically broadcasted. The beacon signal and an emulated contactless payment transaction can be utilized in concert to determine that the identity is authorized to access the one or more controlled resources.

Abstract: The present disclosure relates to systems, non-transitory computer-readable media, and methods for implementing asymmetric cryptography for digital rights licensing during system disruptions. In particular embodiments, the disclosed systems transmit, to a licensing device that issues digital licenses, a digital communication indicating a system outage of an identity server that verifies digital licenses of client devices. Based on the digital communication, the disclosed systems call a monitoring device using a licensing device identifier. In response to the call, one or more embodiments of the disclosed systems use the monitoring device to encrypt and transmit a verification token back to the licensing device. In certain implementations, the disclosed systems then verify the system outage by decrypting the encrypted verification token and validating a corresponding digital signature.

Abstract: A parser is deployed early in a machine learning pipeline to read raw data and collect useful statistics about the raw data's content to determine which items of raw data exhibit a proxy for feature importance for the machine learning model. The parser operates at high speeds that approach the disk's absolute throughput while utilizing a small memory footprint. Utilization of the parser enables the machine learning pipeline to receive a fraction of the total raw data that would otherwise be available. Several scans through the data are performed, by which proxies for feature importance are indicated and irrelevant features may be discarded and thereby not forwarded to the machine learning pipeline. This reduces the amount of memory and other hardware resources used at the server and also expedites the machine learning process.

Abstract: A method for conversion of digital assets to fiat currency using a secondary blockchain and mirrored accounting includes: receiving transaction data corresponding to a first blockchain transaction processed using a first blockchain, the transaction data including a payer identifier, recipient identifier, and blockchain currency amount; validating an entity as an authorized entity associated with the payer identifier; determining a fiat currency amount based on the blockchain currency amount; generating a second blockchain transaction, the second blockchain transaction including an unspent transaction output, destination address associated with the authorized entity, and the blockchain currency amount and/or the fiat currency amount; confirming addition of the second blockchain transaction to a second blockchain; and initiating a transfer for the fiat currency amount from a first transaction account to a second transaction account, the second transaction account being associated with the authorized entity.

Abstract: A station device in a biometric pre-identification system uses identity to perform one or more actions. Identities are determined (such as via a backend) using biometric information. A biometric pre-identification device obtains biometric information and/or a digital representation thereof from a person approaching the station device. The biometric pre-identification device transmits such to the station device, facilitating the station to begin and/or perform various actions. The station device begins or performs the actions using the identity determined based on the biometric information before the person arrives at the station device.

Abstract: A method for use with a smart card is provided. The smart card may include a communication interface, a housing, a microprocessor embedded in the housing, a battery for powering the communication interface and the microprocessor, and a nano GPS chip, located within the housing and in electronic communication with the communication interface and the microprocessor. The thickness of the smart card is preferably no greater than 0.8 millimeters (“mm”) and has surface area not greater than 86 mm×54 mm. The method may include determining the location of the smart card in response to a request for a smart card transaction authorization and determining the location of a mobile device associated with a specified user of the smart card. Based on the location of the smart card and the location of the mobile device, the smart card may calculate a location delta between the smart card and the mobile device.

Abstract: A system, method and apparatus for routing traffic in ad-hoc networks. A routing blockchain network processes routing node information proposals received from manager nodes of network clusters. Performance metrics, including content integrity metrics, of one or more nodes in the system are validated using distributed ledger techniques and provided to the manager nodes as updates to each manager node's routing information. The manager nodes further determine routing paths for ad-hoc communication requests based on an authentication record that defines conditions necessary to route traffic streams in association with a particular resource or destination, one of the conditions comprising a minimum content integrity metric. Data may be transmitted in data segments, each data segment associated with a particular original fingerprint. The data segments and associated fingerprints are provided to routing nodes and, ultimately, to a destination node.

Abstract: Methods, systems, apparatuses, and computer program products are provided for arranging for shipping a package without the customer needing to generate or apply a shipping label, or any other information, to the package. In one embodiment, a system may comprise a carrier server and a carrier device. The carrier server may receive and store a smart code and shipping information associated with the package, which it may link together. The carrier device may capture the smart code from the package and send a request, including the smart code, to the carrier server for related shipping information. The carrier server may receive the request from the carrier device, retrieve the shipping information based on the smart code, and send the shipping information to the carrier device. The carrier device may receive the shipping information and generate a shipping label for the package based on the shipping information.

Abstract: Automatically communicating information related to a user computing device from a central computing system to a transaction computing system prior to initiation of a transaction between the user computing device and the transaction computing system comprises a digital wallet application and a central computing system. A digital wallet application receives a beacon signal from a transaction computing system indicating the specific identification of the terminal with which the user intends to conduct a transaction. The user computing device communicates the terminal identification to the central computing system. The central computing system communicates customer data, such as loyalty information and offers, to the transaction computing system associated with the terminal. The transaction computing system communicates the customer data to the terminal. When the user taps the user computing device to initiate the transaction, the terminal provides any benefits associated with the customer data.

Abstract: Embodiments of the present invention provide a system for providing selective security regulations associated with network communications to users. The system is configured for extracting user data associated with a user, identifying one or more characteristics based on the extracted user data, generating a custom security package for the user based on the one or more characteristics, displaying one or more options associated with the custom security package on a user device of the user, prompting the user to select at least one option from the one or more options, receiving the at least one option from the user, and deploying a functionality associated with the at least one option from the custom security package.

Abstract: Transformation of inputs including beacon inputs, Global Positioning System (GPS) inputs, captured panorama inputs, user-penned descriptive inputs, and payment-amount-specifying inputs, via components, into outputs including user device POS configuration setting outputs and/or payment-gateway-directed authorization request outputs. Further, transformation of inputs including POS scanner inputs, POS keyboard inputs, and/or POS printer-directed inputs, via components, into outputs including compliance check outputs, tagged omnibus record outputs, SKU-UPC mapping outputs, and/or convergence/correlation outputs. Additionally, transformation of inputs including older limited-capability POS software image inputs and/or newer limited-capability POS software image inputs, via components, into outputs including update directive outputs.

Abstract: Aspects of the disclosure relate to determining optimal machine learning models. A computing platform may collect, via a network, data indicative of login activity to an enterprise resource. One or more initial features indicative of the login activity may be identified. Based on the one or more initial features, an initial test dataset and a test model may be generated. Then, the test model may be deployed in a production environment. Subsequently, the computing platform may identify one or more production feature vectors. Then, the computing platform may generate, based on the one or more production feature vectors, a training dataset. Subsequently, the computing platform may perform, for the training dataset, a data quality check. Then, the computing platform may predict, by applying Bayesian optimization to the training dataset, an optimal machine learning model. Subsequently, the computing platform may apply the optimal machine learning model to detect unauthorized activity.

Abstract: In some embodiments, a direct-to-garment personalization system for personalizing an article includes a direct-to-garment printer configured to print a graphic onto the article; a hanger for supporting the article; a storage area containing the article supported on the hanger; and a transfer system configured to remove the article from the hanger in the storage area and move the article to the direct-to-garment printer. The hanger includes a first arm coupled to a second arm, wherein the arms are collapsible to a smaller size in response to a pull force; and a hook coupled to at least one of the first and second arms.

Abstract: Aspects of the present disclosure provide methods, apparatuses, systems, computing devices, computing entities, and/or the like for protection of system software, or data from destruction, unauthorized modification, and/or unauthorized disclosure securing by, for example, detecting the transfer and/or processing of target data. Accordingly, a method is provided that involves: scanning a software application to identify functionality configured for processing target data; identifying fields associated with the functionality; identifying metadata associated with a field; generating, from the metadata, an identification of a type of data associated with the field; determining a location based on the processing of the target data by the functionality; determining a risk associated with the functionality processing the target data based on the location and the type of data; determining that the risk satisfies a threshold level of risk; and in response, causing an action to be performed to mitigate the risk.

Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.

Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.

Abstract: A computer implemented method comprises storing a transaction variable-set corresponding to a fuel transaction for a vehicle, wherein the transaction variable-set includes a fuel consumption history for the vehicle, a net sale, a number of purchased fuel units, and a diff value. The method further comprises deriving, by a machine learning module and based on the transaction variable-set, a plurality of characteristics of the purchased fuel, wherein the plurality of characteristics includes a fuel type of the purchased fuel and a fuel grade of the purchased fuel.

Abstract: The invention relates to a method for detecting a multimedia communication problem. In one aspect, this is implemented by an execution entity, in a processing phase. A message(s) is received that belongs to at least one stream to be monitored relating to at least one media stream. A correspondence between the received message(s) and rule(s) associated with a stream(s) to be monitored is verified. If verified an error detection massage is sent to a checking entity separate from the execution entity, via a rule management entity.

Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems, methods and computer program products that enable transactions requested by a user using a trade asset card. The innovation enables the transactions to be completed in real time or near real time per pre-determined rules and settings, or audited changes to rules and settings, while staying perpetually invested in the user's investment portfolio.

Abstract: Embodiments of the present invention provide a passive relay device for farming vehicles and implements, as well as an online farming data exchange, which together enable capturing, processing and sharing farming operation data generated during combined use of the farming vehicle and farming implement at a farming business. The farming operation data includes detailed information about individual farming operations, including without limitation the type of farming operation, the location of the farming operation, the travel path for the farming operation, as well as operating parameters and operating events occurring while the farming operation is performed.

Abstract: A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.

Abstract: The present invention generally relates to computer systems, methods and program products for non-custodial trading of digital assets on an exchange.

Abstract: A promotion processing system may include a point-of-sale (POS) terminal and a promotion processing server. The promotion processing server may include a memory for maintaining a database of product identifiers, and store promotion identifiers for store promotions corresponding to at least some of the product identifiers. The promotion processing server may also include a processor configured to cooperate with the POS terminal during a purchase transaction to obtain at least one product identifier presented at the POS terminal, and determine whether a store promotion identifier is presented at the POS terminal, and, when presented, determine a matching product identifier and restrict sending a digital promotion related thereto, and, when not presented, then permitting sending of the digital promotion.

Abstract: A method for processing a transaction includes receiving, at a terminal and from a user, a selection of a service provider; receiving authentication credential requirements associated with the selected service provider that facilitate authentication of the user by the service provider; and communicating, to the service provider account server, authentication credentials associated with the user that satisfy the authentication credential requirements. When the user is authenticated, the method includes receiving, from the service provider account server, information indicative of an amount owed on an account with the service provider that is associated with the user. The method further includes receiving, via currency processing hardware of the terminal, currency; and communicating transaction information to the service provider account server that indicates an amount of currency received by the terminal to thereby reduce the amount owed on the account by the user.

Abstract: Systems and methods for issuer-specified domain control on a payment instrument are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for issuer-specified domain controls on a payment instrument may include: (1) receiving, from an issuer of a financial instrument, an identification of a domain control or restriction on a payment token for the financial instrument, the domain control or restriction to be applied by the issuer; (2) requesting generation of the payment token with a pass-through indicator from a token service provider; (3) receiving, from the token service provider, the payment token; and (4) storing an association of the domain control or restriction and the payment token.

Abstract: An example operation may include one or more of receiving a request which identifies a data value, reading, from a distributed blockchain storage, one or more data other data values that are related to the identified data value and which are previously stored thereon, determining whether the identified data value satisfies one or more compliance attributes based on the one or more other data values, and generating an output based on the determination.

Abstract: An embodiment of the present invention is described that includes an incentive application for providing incentives to a visitor of a site. The incentive application is both portable onto other sites and is customizable on each site to the information provided on the site.

Abstract: The disclosure relates to identity authentication in electronic payment transactions.

Abstract: Embodiments can provide a computer implemented method for simulating transaction data using a reinforcement learning model including an intelligent agent, a policy engine, and an environment, the method including: providing, by a processor, standard customer transaction data representing a group of customers having similar transaction characteristics as a goal; conducting, by the intelligent agent, an action including a plurality of simulated transactions; comparing, by the environment, the action with the goal; providing a feedback, by the environment, the action based on a degree of similarity relative to the goal; and adjusting, by the policy engine, a policy based on the feedback; the step of conducting an action to the step of adjusting a policy are repeated until the degree of similarity is higher than a first predefined threshold.

Abstract: A system for authenticating user identities and exchange data via a blockchain is described. Initially, first data related to a commitment being made by a user is obtained by a client device. The first data is partly based on information identificatory or a characteristic of the user. The first data is sent by the client device to a verification system. The verification system then verifies that the first data corresponds with second data generated using identification documentation of the user. The data representing the commitment to a blockchain is posted by the verification system responsive to a successful verification.

Abstract: A method, apparatus and computer program products are provided for facilitating the application of a ledger, or data structure in general, to programmatically identify duplicate data objects, such as those indicative of card-linked offers provided against a single transaction, and more specifically, to the utilization of a global ledger to identify stacking of card-linked offers. One example method includes receiving an indication of an interaction between two devices, generating distributed ledger data, the distributed ledger data indicative of a previous interaction between the primary device and an entity, causing transmission of the distributed ledger data to each of a plurality of nodes in a offerer network, after a predetermined amount of time, causing performance of a comparison within the distributed ledger data to determine that the entity and a second entity comprise corresponding data objects, applying a rule to generate an adjusted value.

Abstract: A mechanized store uses a mobile device to authenticate the user. Items removed from one or more displays of the mechanized store by the user are tracked and a list of items removed by the user is updated. The list of items removed is linked with an account of the user.