Including Point Of Sale Terminal Or Electronic Cash Register Patents (Class 705/16)
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Patent number: 11270296Abstract: An example operation may include one or more of receiving, by a data server node, requests for data from a plurality of user nodes connected to a blockchain, retrieving, by the data server node, the data from the blockchain, dividing, by the data server node, the data into a plurality of portions and generating copies of the plurality of the portions, changing, by the data server node, at least one bit in each of the copies, encrypting, by the data server node, the copies and recording the copies into blocks on a second blockchain, recording, by the data server node, a plurality of sequence numbers of the blocks, and storing, by the data server node, the plurality of the sequence numbers on a second blockchain to be accessed by the plurality of the user nodes.Type: GrantFiled: November 9, 2018Date of Patent: March 8, 2022Assignee: International Business Machines CorporationInventors: Guang Han Sui, Peng Hui Jiang, Qin Li, Jian Hua Zhang, Zhi Jun Wang, Xiao Guang Song, Wu Gen Zhan, Yong Wu
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Patent number: 11270245Abstract: A supply chain forecasting system with blockchain controls is discussed. The supply chain forecasting system can include a central computing system communicating with a third party computing system. The central computing system and third party computing system can initiate, adjust, and fulfill smart contracts associated with the delivery of physical objects using blockchain controls.Type: GrantFiled: August 7, 2019Date of Patent: March 8, 2022Assignee: Walmart Apollo, LLCInventors: Tarun Dasari, Aditya Reddy Cheruku, Anand Banik, Sumanth B. Talasila, Kishore P. Sasthiri, Murthy N. Kolluru
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Patent number: 11263296Abstract: A computer-implemented method for controlling reproduction of an item represented by a digital asset stored in a trusted computing environment using a reproduction device in an untrusted computing environment, in which a succession of data seg¬ments is transmitted from the trusted computing environment to the untrusted computing environment, the succession of data segments comprising segments of reproduction data, each of which includes at least one instruction for controlling the reproduction device to reproduce a portion of the item, and at least one segment of obfuscation data which has a structure identical the reproduction data but is incapable of controlling the reproduction device to reproduce a portion of the item, the method comprising: a) determining whether the next segment of data in the succession should be a segment of reproduction data or a segment of obfuscation data; b) where the next segment of data should be a segment of reproduction data, selecting and extracting an unprocessed segment ofType: GrantFiled: April 29, 2021Date of Patent: March 1, 2022Assignee: WIPPIT LTD.Inventor: Barrett Veldsman
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Patent number: 11263612Abstract: The present disclosure relates generally to providing a mechanism for communication between point of sale devices. Using network technology and novel processes, the present systems and methods can share transaction records among multiple devices without the presence of a physical server. For example, in certain embodiments, the present systems and methods leverage virtual server technology to implement local area networks of point of sale devices with zero configuration.Type: GrantFiled: April 30, 2018Date of Patent: March 1, 2022Assignee: APTOS, Inc.Inventors: David Johnson, Terry Bissonnette
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Patent number: 11257081Abstract: Integrating a blockchain ledger with an application external to the blockchain ledger is disclosed. A first method determines a state, to be written to a blockchain ledger, based on a contract transaction. A second method determines a state, to be written to the blockchain ledger, based on an adapter transaction. The first method includes an invocation of the second method. The second method verifies whether the adapter transaction includes a particular set of information associated with a particular application. If the adapter transaction includes the particular set of information, then both the contract transaction and the adapter transaction are committed to the blockchain ledger. If the adapter transaction does not include the particular set of information, then neither the contract transaction nor the adapter transaction are committed to the blockchain ledger. The state determined based on the adapter transaction is used to update the particular application.Type: GrantFiled: May 8, 2018Date of Patent: February 22, 2022Assignee: Oracle International CorporationInventors: David Joseph Haimes, Todd Jeffery Little
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Patent number: 11257071Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a closed loop platform for dynamic currency conversion. In this way, the invention eliminates currency discrepancy during resource exchange and provides a dynamic currency conversion in real-time for interactions, via a closed loop platform. Using closed loop processing, the invention verifies and authorizes resource transfers, bypassing current currency conversion processing.Type: GrantFiled: October 8, 2018Date of Patent: February 22, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Charles Russell Kendall, Andrew S. Heiman
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Patent number: 11257135Abstract: Embodiments herein include novel ways of alerting store personnel when various activities, events, conditions, etc., occur at the checkout in retail establishments. For example, in accordance with one embodiment, the alerting can take place in substantially real-time, when the event occurs, allowing personnel to take appropriate measures, corrective or otherwise, to deal with the detected event. Examples of such events may include situations such as when a person of interest is detected as shopping at the store, when a cashier has missed scanning an item at the checkout, or to alert store personnel if a non-empty shopping cart has exited the store without payment (a.k.a., a cart push-out). Although the discussion below uses a grocery store as an example retail environment, embodiments herein can be used in any type of retail environment.Type: GrantFiled: March 12, 2020Date of Patent: February 22, 2022Assignee: NCR CorporationInventors: Malay Kundu, Joshua Migdal
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Patent number: 11244306Abstract: Embodiments of the application provide a method, apparatus, and electronic device for implementing blockchain-based transactions. The method comprises: determining a transaction amount to be remitted from a remitter's blockchain account into a receiver's blockchain account, wherein a commitment of the remitter's balance is recorded with the remitter's blockchain account in a blockchain, a commitment of the receiver's balance is recorded with the receiver's blockchain account in the blockchain; obtaining a commitment of the transaction amount by using the homomorphic encryption algorithm according to the transaction amount; and submitting to the blockchain a transaction comprising information of the remitter's and the receiver's blockchain accounts, and the commitment of the transaction amount, for the commitment of the transaction amount to be deducted from the commitment of the remitter's balance and the commitment of the transaction amount to be added to the commitment of the receiver's balance.Type: GrantFiled: August 5, 2019Date of Patent: February 8, 2022Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.Inventors: Wenbin Zhang, Lichun Li, Baoli Ma, Zheng Liu, Shan Yin
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Patent number: 11244529Abstract: A system is provided and generally includes a server, an associate computing device, and a customer computing device. The server may receive data from the customer computing device indicating that a customer is picking up items from a predetermined location. The server may compute an estimated wait time for the customer based on one or more machine learning processes. In some examples, a number of unexpected customers that may arrive is determined. The machine learning process may compute the estimated wait time based on the number of unexpected customers. The machine learning process may be trained with historical data. The estimated wait time is transmitted to the customer computing device, and is displayed to the customer. In some examples, the server sends a list of customers waiting to be serviced to the associate computing device. The list may be prioritized based on estimated wait times for those customers.Type: GrantFiled: October 28, 2019Date of Patent: February 8, 2022Assignee: Walmart Apollo, LLCInventors: Shengyang Zhang, Mingang Fu, Arun Prasad Nagarathinam, Apeksha Mehta, Pawan Kumar, Madhavan Kandhadai Vasantham, Ankit Jasuja, Surnaik Prakash Srivastava, Jennifer Chen, Vidyanand Krishnan
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Patent number: 11238020Abstract: A method includes detecting a plurality of events associated assets of an enterprise system and generating database record structures based on the detected events, each database record structure comprising a first field storing an association key identifying one of the assets, a second field storing a first timestamp associated with a first detected event stored in that database record structure for its identified asset, and at least a third field storing a value associated with a second detected event stored in that database record structure for its identified asset. The method also includes maintaining indexing structures for the first, second and third fields, receiving a query to resolve a temporal association for a queried assets at a specified time, and utilizing the indexing structures to locate a particular one of the database record structures storing the temporal association for the queried asset at the specified time.Type: GrantFiled: September 30, 2019Date of Patent: February 1, 2022Assignee: EMC IP Holding Company LLCInventors: Aldrin D'Souza, Kevin T. Douglas
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Patent number: 11238405Abstract: Provided is a method of recognizing an item as a removal target based on expiration date-related information of the item, acquiring information regarding an actual quantity of the removal target and a remaining quantity among the actual quantity, and updating information regarding stock based on the acquired information, and an electronic apparatus therefor.Type: GrantFiled: September 16, 2020Date of Patent: February 1, 2022Assignee: Coupang Corp.Inventors: Da Young Kim, Sang Min Jun, Jin Won Jeong, Kyeong Suk Jin, Woo Jung Park
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Patent number: 11227270Abstract: The present disclosure generally relates to an application for obtaining groceries or other merchandise and, more particularly, a one tap/command grocery ordering via self-driving mini marts and seamless checkout-free technology. The method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions and is operable to: deploy an autonomous vehicle which carries consumer merchandise to a consumer; determine which merchandise has been taken from the autonomous vehicle by the consumer; calculate a cost for the merchandise taken from the autonomous vehicle by the consumer; and provide a receipt to the consumer for the merchandise taken from the autonomous vehicle by the consumer.Type: GrantFiled: May 30, 2018Date of Patent: January 18, 2022Assignee: ROBOMART, INC.Inventors: Syed Ali Ahmed, Emad Suhail Rahim, Tigran Shahverdyan
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Patent number: 11228874Abstract: A system for communicating a message in response to placement of a product proximate to a mobile electronic device. The system includes a product package comprising a token that includes a power source and a wireless transmitter, and a mobile electronic device. The mobile electronic device includes a processor, a computer-readable memory, a wireless receiver that is operable to detect a signal emitted by the wireless transmitter of the product package, and a transmitter. The processor is configured to detect the signal, analyze the signal and extract token information from the signal, retrieve user information for a user who is associated with the mobile electronic device, generate a message that corresponds to the extracted information, and cause the transmitter of the mobile electronic device to send the message via a wireless communication protocol.Type: GrantFiled: August 2, 2019Date of Patent: January 18, 2022Assignee: Xerox CorporationInventor: George A. Gibson
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Patent number: 11216799Abstract: Systems, methods, apparatuses, and computer-readable media for secure generation of one-time passcodes using a contactless card. In one example, an operating system (OS) of a device may receive a uniform resource locator (URL) and a cryptogram from a contactless card. The OS may launch an application associated with the URL. The application may transmit the cryptogram to an authentication server. The application may receive a decryption result from the authentication server indicating the authentication server decrypted the cryptogram. Based on the decryption result, the application may request an OTP. The processor may receive an OTP from an OTP generator. The application may receive an input value and compare the input value to a copy of the OTP. The application may determine that the comparison results in a match, and display, based on the determination that the comparison results in the match, one or more attributes of the account.Type: GrantFiled: January 4, 2021Date of Patent: January 4, 2022Assignee: Capital One Services, LLCInventors: Jason Ji, Jeffrey Rule, Colin Hart, Wayne Lutz
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Patent number: 11205169Abstract: Disclosed herein are methods, systems, and apparatus, including computer programs encoded on computer storage media, for paying transportation fare. One of the methods includes: communicating to a toll terminal based on near field communication (NFC) technology, for paying a fare of using a transport system associated with the toll terminal; deducting, through a user account, the fare from an account balance associated with the user account; recording a remaining account balance associated with the user account after the fare is deducted; determining that the remaining account balance is less than a predetermined threshold; and providing the remaining account balance to a second mobile device over the NFC in response to determining that the remaining account balance is less than a predetermined threshold to trigger a request from the second mobile device to a transaction server to add balance to the user account.Type: GrantFiled: October 30, 2020Date of Patent: December 21, 2021Assignee: Advanced New Technologies Co., Ltd.Inventors: Xuyang Wan, Huanmi Yin, Hong Zhang
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Patent number: 11203325Abstract: An identification system configured so as to identify a driver of a vehicle after the vehicle has been started, the identification system includes a state detection module configured so as to generate a first dataset containing information relating to at least one movement of a device of the vehicle; an identification module carried or worn by a carrier or wearer and configured so as to generate a second dataset including movement data of the carrier or wearer; and a computing module configured so as to correlate the first dataset with the second dataset so as to determine whether the carrier or wearer and the driver are the same person.Type: GrantFiled: September 20, 2019Date of Patent: December 21, 2021Inventor: Arnaud Dieudonne
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Patent number: 11204967Abstract: Certain embodiments described herein enable real or near-real time monitoring and updating of analytics associated with transactions performed by a computer system that cause assets to be transferred between accounts of different entities, without necessitating that a query be run against a database that stores transaction data for the transactions performed by the computer system. Other embodiments described herein enable updating of balances in each of a plurality of different accounts without needing to access a database within which data for each of a plurality of processed transactions is stored, and without needing to lock a database, or portion thereof. Still other embodiments overcome other deficiencies of computer systems that are used for processing transactions and providing analytics and feedback relating to the transactions.Type: GrantFiled: October 15, 2019Date of Patent: December 21, 2021Assignee: Gunnar LovelaceInventor: Gunnar Lovelace
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Patent number: 11200305Abstract: A computer-implemented method for controlling access to a computing device based on one or more facial expression configurations of a user. The method captures the one or more facial expression configurations of the user, and matches the captured one or more facial expression configurations of the user with one or more defined facial expression configurations, wherein the one or more defined facial expression configurations are associated with one or more access permissions, or actions to be performed by the computing device. The method further grants the one or more access permissions to the user based on the match, and/or performs the action associated with the match. In additional embodiments, the method may further create one or more user profiles of the user, wherein each of the one or more user profiles is configured to include one or more access permissions.Type: GrantFiled: May 31, 2019Date of Patent: December 14, 2021Assignee: International Business Machines CorporationInventors: Stephen Paul Ridgill, II, Randy A. Rendahl, Ashley Kristin Silva, Jana H. Jenkins
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Patent number: 11195190Abstract: An assessment structure for predicting reactions to source-customized remuneration vehicles. In one embodiment, the present disclosure includes a server including a communication interface, a memory, and an electronic processor. The electronic processor, when executing a source-customized remuneration vehicle recommendation procedure, is configured to retrieve procurement data from data storage server, associate the procurement data to remuneration vehicle features, perform OLS modeling techniques to determine a linkage between the remuneration vehicle features, GDV, and the procurement data, retrieve results of quantitative research, and generate a benchmark and assessment structure for predicting a recipient reaction to a source-customized remuneration vehicle based on the results of the quantitative research and a determination of the linkage between the remuneration vehicle features, GDV, and the procurement data.Type: GrantFiled: November 13, 2018Date of Patent: December 7, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Gautam Chopra, Alan Gorenstein, Andrew Dietrich, Daniel Harrison
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Patent number: 11197133Abstract: A low energy mesh network system, including a mesh network; a central station, a low energy enhanced positional accuracy low energy (EPALE) central station and product local fixed enhanced positional accuracy low energy (EPALE) beacons. The mesh network defines a virtual item container having virtual item container nodes defining boundaries for a physical container. The mesh network tracks items to be positioned within the physical container.Type: GrantFiled: August 3, 2020Date of Patent: December 7, 2021Assignee: TAG-IT TAG INC.Inventors: Neil L. Ganz, Stephan R. Van Fleteren, Dennis W. Farmer
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Patent number: 11184215Abstract: A control device includes a communication device configured to receive, from a control target device connected to the control device through a network, configuration information on a configuration of software and/or hardware of the control target device, a controller configured to acquire a display article from a server device connected to the control device through the network, and determine whether to store the display article in a storage as display data, based on the configuration information, and the storage configured to store the display data based on the determination by the controller.Type: GrantFiled: March 22, 2019Date of Patent: November 23, 2021Assignee: Yamaha CorporationInventors: Kazuya Mushikabe, Akihiko Suyama, Keisuke Tsukada, Katsuaki Tanaka
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Patent number: 11182632Abstract: A method of identifying an item as part of audited shopping can be provided by operating an edge device camera using a first operating parameter, detecting activity indicating a purchase of an item with view of the edge device camera, capture first image data for the item responsive to detecting the activity, processing the first image data to determine a shape of the item as viewed by the edge device camera, operating the edge device camera using a second operating parameter to capture second image data for the item that is greater than the first image data, responsive to determining that the shape of the item limits an accurate identification of the item using the first image data, processing the second image data to identify the item to provide an identified item, and operating the edge device camera using the first operating parameter.Type: GrantFiled: August 25, 2020Date of Patent: November 23, 2021Inventors: Brad M. Johnson, Adrian Rodriguez, David Steiner, Neil Girard
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Patent number: 11180359Abstract: Fuel dispensers, systems and methods are provided for electronically transmitting data characterizing fueling transactions in a fueling environment, and in particular from a fuel dispenser. In an exemplary embodiment, a fuel dispenser is provided having a printer module that can perform operations that enable any one or more of replacing a printer, providing a user with a printed transaction record at a remote location, and/or provide the user with an electronic transaction record. The application of the printer module can facilitate providing a user with a printed and/or electronic transaction record, while minimizing, or eliminating, changes to standard communication protocol associated with components of a payment terminal that can deliver formatted transaction data to a typical printer.Type: GrantFiled: January 2, 2020Date of Patent: November 23, 2021Assignee: Wayne Fueling Systems LLCInventors: Henry Fieglein, Scott R. Negley, III, John Joseph Morris, Thomas Cerovski, Steve Belt
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Patent number: 11182832Abstract: Methods and systems for enabling multi-merchant coupon campaigns within an online publication system are described. In an example, a method can include generating an item listing, receiving information specifying a set of coupon criteria, detecting an event within a multi-merchant publication system, and present a coupon in response to detecting the event. The generating an item listing can be based on information received from a merchant-computer. If the set of coupon criteria is detected it can result in presenting a coupon for the item listing. The event can satisfy a particular coupon criteria from the set of coupon criteria.Type: GrantFiled: June 15, 2018Date of Patent: November 23, 2021Assignee: eBay Inc.Inventors: Diwakar Magadi, Prasad Sadhu, Srinivas Dundigalla, Vignesh Rathinasamy Somasundaram
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Patent number: 11170369Abstract: Systems and methods are provided for authorizing a user in connection with a transaction at a transaction terminal. The systems and methods described herein enable a series of operations whereby a user using a mobile device can capture a code that uniquely identifies a transaction terminal. In addition the mobile device can also capture a user's biometrics, generate a biometric identifier and biometrically verify the user's identity by comparing the biometric identifier to a previously generated biometric identifier. If the user is biometrically authenticated the mobile device can generate a transaction request including, a user identifier, a mobile device identifier, and the transaction terminal code and transmit the transaction request to a system server. Based on the transaction request, the system server can further authenticate the user and/or approve the requested transaction. If the user is authenticated, the system server can instruct the terminal to advance the financial transaction.Type: GrantFiled: September 7, 2016Date of Patent: November 9, 2021Assignee: Veridium IP LimitedInventors: Hector Hoyos, Scott Streit
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Patent number: 11157899Abstract: An improved blockchain is described herein that allows nodes to optionally generate a proof of work nonce separate from the proof of work nonce present in a burn chain. Generation of the proof of work nonce requires the consumption of energy, and the value of the proof of work nonce can be mapped to an amount of energy consumption. Similarly, an amount of energy consumption can be mapped to an amount of a cryptocurrency. For example, the mapping may indicate how much cryptocurrency could have been produced by the node if the consumed energy was instead put to mining the cryptocurrency. Thus, the node can submit a block commit that indicates the separate proof of work nonce and the amount of cryptocurrency burned. The node can aggregate the mapped amount and the amount burned to determine a probability of the node being selected as a leader.Type: GrantFiled: May 28, 2019Date of Patent: October 26, 2021Assignee: Hiro Systems PBCInventors: Jude Nelson, Aaron Blankstein
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Patent number: 11151548Abstract: In response to detecting a request from a first device associated with a first user to utilize a digital wallet associated with a second user, a computer system determines if the first user is authorized to utilize the digital wallet associated with the second user. Further, in response to determining that the first user is authorized to utilize the digital wallet associated with the second user, the computer system allows the first device restricted access to the digital wallet.Type: GrantFiled: December 27, 2017Date of Patent: October 19, 2021Assignee: PAYPAL, INC.Inventor: Jigar Rajnikant Gosalia
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Patent number: 11151557Abstract: A method for processing a plurality of electronic messages comprises, at a messaging hub comprising at least one processor and a memory device in communication with the at least one processor: receiving data relating to at least one rule to be satisfied by combining at least part of the content of respective messages; receiving one or more intent messages followed by one verification message; and, upon receiving a message: updating, in the memory device, intent message data or verification message data depending on the message content; determining from the intent message data and/or the verification message data if the at least one rule has been satisfied; providing a first indication when the at least one rule has been satisfied by the verification message data alone; and providing a second, different, indication when the at least one rule has been satisfied otherwise.Type: GrantFiled: March 21, 2019Date of Patent: October 19, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Fonseca Tomas Pereira Carvalho Rui, Bertrand Saby, Ramon Freire, Carlos Aguado
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Patent number: 11151536Abstract: This disclosure describes systems, methods, and computer-readable media related to providing a point of sale platform. In some embodiment, a point of sale (POS) device may receive information associated with an order and payment information associated with the order. The POS device may generate a first object based at least in part on the information associated with the order and a second object based at least in part on the payment information. The POS device may store the first object and the second object in a queue. The POS device may transmit the first object and the second object to a remote server.Type: GrantFiled: May 21, 2019Date of Patent: October 19, 2021Assignee: FIRST DATA CORPORATIONInventors: Leonard Speiser, John Beatty, Michael Quinlan, Arvin C. Haywood, Jacques Grove
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Patent number: 11144674Abstract: In some embodiments, a method for risk identification of personal information of a service/platform provider side is provided. A specification is received related to data usage for at least one among service and application of a third party side from a device of the third party side, and is stored in data storage of the service/platform provider side. User consent information is received from a user side using at least one among the service and application. The received information is stored in the data storage of the service/platform provider side. A process is inspected and monitored related to data storing and processing in user environment or platform environment of the user side using at least one among the service and application. A monitoring function is provided for data stored in the data storage of the service/platform provider side in connection with at least one among the service and application.Type: GrantFiled: July 2, 2019Date of Patent: October 12, 2021Assignee: Inje University Industry-Academic Cooperation FoundationInventor: Jinhong Yang
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Patent number: 11138603Abstract: Technologies for managing payment authorization request messaging for payment transactions include a transaction management controller. The transaction management controller receives a transaction amount for a payment transaction from a business management engine and a payment transaction type from a point of interaction device. The transaction management controller initializes a transaction processing module that corresponds to the received payment transaction type. The transaction processing module defines payment processing parameters for processing payment transactions of the payment transaction type. One or more of the payment processing parameters are modified based on configuration data received from a remote configuration device. The transaction management controller processes the payment transaction as a function of the payment processing parameters. Other embodiments are described and claimed.Type: GrantFiled: January 8, 2016Date of Patent: October 5, 2021Assignee: Worldpay, LLCInventors: Francois B. Bergeon, Scot A. Bryant, Coy A. Christensen
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Patent number: 11135521Abstract: An access control system that includes an access control device configured to receive transaction information that identifies a member identifier for a member and a purchased item. The access control device is configured to compare the purchased item to items in an item list and to determine whether the purchased item matches any items in the item list. The access control device is configured to store an authorization for the member identifier to access an augmented reality experience in response to a match. The access control device is configured to receive a number of session points earned by the member from interacting with the augmented reality experience, to add the received number of session points to the cumulative number of session points for the member, to identify a reward based on the cumulative session points, and to send reward information for retrieving the identified reward to the member.Type: GrantFiled: August 27, 2019Date of Patent: October 5, 2021Assignee: 7-ELEVEN, INC.Inventors: Charles Nathan Beran, Sajjad Mahmood Khan, Santhanagopalakrishnan Panchapakesan, Stephen Patrick Kinch, Tarang Swadeshkumar Sethia, Mark Hollon, Maninder Singh Suri, Manish Agarwal, Gurmeet Singh
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Patent number: 11134864Abstract: A method and system for detecting a position of an animal in laboratory conditions based on ultrasonic tracking is disclosed. The animal has an attached mobile device comprising an ultrasonic receiver. Ultrasonic signals emitted from ultrasonic emitters either have an envelope with a shape that is chosen with the first derivative restricted by condition |dE/dt|<A/T and/or with the second derivative restricted by condition |d2E/dt2|<A/T2, wherein E(t) is the envelope curve, t is time, A is the maximum amplitude of the ultrasonic signals and T is the period of the base frequency of the ultrasonic signals; or oscillations of voltage or current of ultrasonic emitters during signal transmission have envelopes described by a special function for amplitude of the oscillations. The mobile device receives an optical or radio synchronization signals from signal sources connected with the ultrasonic emitters. Analog or digital filters are used to separate ultrasonic signals from animal's vocalization.Type: GrantFiled: February 28, 2017Date of Patent: October 5, 2021Inventors: Alexei L. Vyssotski, Dmitri L. Vyssotski
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Patent number: 11138572Abstract: A method for dispute resolution for a blockchain transaction includes: receiving a dispute request from a first computing device including a blockchain transaction identifier and a reason code; identifying a blockchain data value included in a blockchain that includes the blockchain transaction identifier, a merchant blockchain address, and a currency amount; determining eligibility of the blockchain data value for reversal based on application of one or more reversal rules to at least one of: transaction data included in the blockchain data value or external data identified from the transaction data included in the blockchain data value; performing a dispute resolution process for the blockchain data value that includes receiving a merchant digital signature from a second computing device; and transmitting the merchant digital signature and the currency amount to a node in the blockchain network associated with the blockchain.Type: GrantFiled: September 26, 2018Date of Patent: October 5, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventor: Peter Groarke
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Patent number: 11127011Abstract: An electronic device and method thereof are provided. The electronic device includes a communication circuit configured to communicate with an external device, a memory configured to store at least one card information, and a processor configured to electrically connect with the communication circuit and the memory. The processor is configured to receive a first request to verify whether it is possible to pay from the external device, send a response to the first request to the external device, and receive a second request, including transaction information associated with a payment, from the external device.Type: GrantFiled: December 28, 2016Date of Patent: September 21, 2021Assignee: Samsung Electronics Co., Ltd.Inventors: In Ji Jin, Hyuk Kang, Tae Gun Park, Kyung Soo Lim, Gi Beom Kim, Seung Hwan Cho
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Patent number: 11127007Abstract: An instruction to generate target information is received by a server and from a first user. The instruction includes two or more pieces of user identity information associated with two or more different users. The two or more pieces of user identity information are combined, by the server and in a predetermined method, into continuous text information. The two or more pieces of user identity information in the continuous text information are separated by one or more separation strings. The target information is generated, by the server, based on at least a predetermined algorithm and the continuous text information.Type: GrantFiled: May 23, 2018Date of Patent: September 21, 2021Assignee: Advanced New Technologies Co., Ltd.Inventor: Wei Guo
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Patent number: 11127010Abstract: An electronic device is provided. The electronic device includes a communication module configured to communicate with an external device, a biometric authentication module configured to perform biometric authentication, and a processor. The processor is configured to obtain biometric information of a user of the electronic device if a payment request is received, perform biometric authentication using the biometric information, send information associated with the biometric authentication to a first server located outside the electronic device, receive a session key, corresponding to the biometric authentication, from a second server located outside the electronic device, and send the session key and a payment token request to a third server located outside the electronic device.Type: GrantFiled: July 13, 2016Date of Patent: September 21, 2021Assignee: Samsung Electronics Co., Ltd.Inventors: Boo Hyun Cho, Moon Soo Chang
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Patent number: 11126988Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.Type: GrantFiled: December 4, 2017Date of Patent: September 21, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, David Samuel Tax, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11120412Abstract: Systems and methods are disclosed for generating electronic receipts (e-receipts) at point-of-sale (POS) terminals associated with a merchant at a retail location. The systems and methods include a near field communication (NFC) reader and an NFC-enabled payment vehicle. A POS terminal processes a payment transaction after an initial interaction between the NFC reader and the NFC-enabled payment vehicle. An e-receipt is generated when a second interaction is detected between the NFC reader and the NFC-enabled payment vehicle.Type: GrantFiled: October 11, 2019Date of Patent: September 14, 2021Assignee: Worldpay, LLCInventor: Chance T. Ulrich
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Patent number: 11119826Abstract: Systems and methods are described for reducing cold starts code within a serverless code execution system by providing a set of environments reserved for the code. A frontend distribute calls for execution among a set of manager devices that manage environments in the system, distributed in a manner that groups calls together and attempts to distribute calls of the same group to a stable subset of the manager devices. In the case that a user reduces or eliminates the number of environments reserved for the code, a frontend continues to distribute calls for execution of the code to those environments while they continue to be used. This reduces cold starts that might otherwise occur during reduction or elimination of reserved environments.Type: GrantFiled: November 27, 2019Date of Patent: September 14, 2021Assignee: Amazon Technologies, Inc.Inventors: David Yanacek, Sean Tyler Myers, Yogesh Aggarwal, Naveen Dasa Subramanyam, Amit Raghunath Kulkarni, Aritra Bandyopadhyay, Jianwei Cui
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Patent number: 11100507Abstract: A method for providing first data and second data for an interaction is disclosed. The first data is beneficial to a first party and necessary for the interaction, while the second data is beneficial to a second party and is not necessary for the interaction. The first data and second data are provided by a first party device in a single data element. A second party device receives the single data element, separates the first data and second data, and processes the first data and second data separately.Type: GrantFiled: June 14, 2018Date of Patent: August 24, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Diane Salmon, Chandra Srivastava
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Patent number: 11093942Abstract: A system for adding, authorizing, or activating pre-paid wireless service includes a sticker, and a server. The sticker has an authorization code. The sticker is configured to be affixed to a surface of a product. The server is configured to receive the authorization code. The server is further configured to verify that the received authorization code is authentic. The server is further configured to at least one of add, authorize, and activate wireless service in response to receiving and verifying the received authorization code.Type: GrantFiled: July 19, 2019Date of Patent: August 17, 2021Assignee: TracFone Wireless, Inc.Inventor: Wendy Harris
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Patent number: 11093930Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.Type: GrantFiled: February 12, 2019Date of Patent: August 17, 2021Assignee: INTERNAITONAL BUSINESS MACHINES CORPORATIONInventors: Todd E. Kaplinger, Gal Shachor, Gregory L. Truty
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Patent number: 11093929Abstract: A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.Type: GrantFiled: February 12, 2019Date of Patent: August 17, 2021Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Todd E. Kaplinger, Gal Shachor, Gregory L. Truty
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Patent number: 11093964Abstract: A promotion processing system may include a point-of-sale (POS) terminal associated with a retailer and a promotions. The promotions server may be configured to store a multi-part promotion corresponding to item parts, cooperate with the POS terminal to determine whether less than all of the item parts for the multi-part promotion has been purchased, and generate a digital offer associated with unpurchased item parts. The promotions server may also be configured to accept user selection of one of applying the digital offer toward another item and a charitable donation.Type: GrantFiled: July 1, 2019Date of Patent: August 17, 2021Assignee: INMAR CLEARING, INC.Inventors: Melissa Bube, Jacob Bowman, Joel Corra
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Patent number: 11074323Abstract: Securely performing file operations. A method includes determining a licensing characteristic assigned to a file. When the licensing characteristic assigned to the file meets or exceeds a predetermined licensing condition, then the method includes performing a file operation on the file in a host operating system while preventing the file operation from being performed in the guest operating system. When the licensing characteristic assigned to the file does not meet or exceed the predetermined licensing condition, then the method includes performing the file operation on the file in the guest operating system while preventing the file operation from being performed directly in the host operating system.Type: GrantFiled: June 21, 2018Date of Patent: July 27, 2021Assignee: Microsoft Technology Licensing, LLCInventors: Benjamin M. Schultz, Balaji Balasubramanyan, Giridhar Viswanathan, Ankit Srivastava, Margarit Simeonov Chenchev, Hari R. Pulapaka, Nived Kalappuraikal Sivadas, Raphael Gianotti Serrano dos Santo, Narasimhan Ramasubramanian, Frederick Justus Smith, Matthew David Kurjanowicz, Prakhar Srivastava, Jonathan Schwartz
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Patent number: 11074569Abstract: Various methods, apparatuses, and media for preventing fraud in card or mobile transaction are provided. A fraud prevention application module defines one or more geographical zones where a card or mobile transaction is authorized. Information related to the defined geographical zones are stored onto a memory. A processor is configured to initiate the card or mobile transaction at a point-of-sale (POS) location; determine whether the POS location corresponds to the stored information related to one or more of the defined geographical zones; and authorize the card or mobile transaction based on a determination that the POS location corresponds to the stored information related to the defined one or more geographical zones.Type: GrantFiled: February 25, 2020Date of Patent: July 27, 2021Assignee: JPMORGAN CHASE BANK, N.A.Inventor: Mohit Matta
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Patent number: 11068900Abstract: Disclosed are an electronic device and method. The electronic device includes a display, a memory, and a processor. The processor executes the method, including storing in the memory a first electronic purchase history recording purchase of a first product, and associated first settlement information, displaying a user interface for a second purchase of the first product using at least one of the first electronic purchase history and the first settlement information, in response to receiving an input to the user interface, transmitting a request to execute a second purchase of the first product to an external server, and storing, in the memory, a second electronic purchase history and second settlement information corresponding to the second purchase.Type: GrantFiled: December 28, 2017Date of Patent: July 20, 2021Assignee: Samsung Electronics Co., Ltd.Inventors: Jung-Jik Lee, Hye-Rim Bae
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Patent number: 11068867Abstract: A location-aware, bill-splitting payment system and process are disclosed which reduces wait time for service customers, reduces work for service and waitstaff, and increases table turnover rate for a restaurant. The location-aware, bill-splitting payment system and process allows party members to quickly select and pay for their portion of the bill with their mobile devices while still sitting at the table, without having to wait for busy waitstaff to present the bill, or to manually process payment.Type: GrantFiled: June 17, 2019Date of Patent: July 20, 2021Inventor: Ryan Crawford Tucker
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Patent number: 11059506Abstract: Physical shopping carts can have product detection systems and associate physical shopping carts with mobile computing devices (e.g., smartphones, tablet computing devices, smart watches, wearable computing devices). For example, physical shopping carts can be equipped with one or more product detection systems (e.g., scanners, sensors, cameras) that can electronically tally products that are placed in physical shopping carts. Mobile computing devices can be associated with and mounted on the physical shopping carts to provide a variety of enhanced shopping cart features not possible with conventional physical shopping carts, such as electronically tracking the contents of a shopping cart, checking-out from the mobile computing device (instead of at conventional check-out areas, such as point of sale terminals), and others.Type: GrantFiled: October 4, 2019Date of Patent: July 13, 2021Assignee: Target Brands, Inc.Inventors: Todd A. Hagen, Josh Michael Dingman, Daniel Woods, Donnie Tolbert, Andrew Wipf, Tomas Kadlec, Donald John Armstrong