Abstract: A provisioning server for automated provisioning and associated methods are disclosed. The provisioning server extracts data from a data transfer instruction for a data provider addition based on a matching data transfer instruction template, and parses the extracted data in accordance with the matching data transfer instruction template to identify an account identifier. Data transfer information for an identified data provider and an identified account identifier from a data provider database are determined. The data provider database comprises data provider information comprising data provider names for a plurality of data providers registered with the provisioning server. A data provider record is generated and stored in a data provider list of the account in an account database. The data provider record includes the identified data provider name, identified account identifier and the data transfer information.

Abstract: A method for generating a three-dimensional working surface of a human body includes receiving input data corresponding to images; generating a first point cloud from the input data, each point being associated with a three-dimensional spatial coordinate; determining a plurality of attributes at each point of the first point cloud, calculating a set of geometric parameters from a regression carried out from a series of matrix operations performed according to different layers of a neural network trained from a plurality of partial views of parametric models parameterised with different parameterisation configurations; determining a parameterised model to generate a body model of a body including a first meshing.

Abstract: Embodiments of the present disclosure disclose a playlist switching method, apparatus and system, a terminal and a storage medium. The method includes: generating a playlist switching request according to a trigger operation of a creator of a singing room, and sending the playlist switching request to a service, where the playlist switching request includes a target playlist identification and a singing room identification after switching (S110); and in case of receiving switching success information, displaying playlist information corresponding to the target playlist identification on a display interface (S120).

Abstract: A common point of purchase (CPP) system for identifying a common point of purchases involved in fraudulent or unauthorized payment transactions is provided. The CPP system includes a common point of purchase (CPP) computing device that is configured to receive transaction data, store the transaction data in a database, and perform a look up within the database. The CPP computing device is also configured to build a merchant table, receive a card list, and compare a plurality of flagged account identifiers in the card list to account identifiers in the merchant table. The CPP computing device is further configured to retrieve a unique merchant identifier and/or a merchant name identifier associated with the merchant table account identifiers matched with the flagged account identifiers, aggregate the unique merchant identifier using the merchant name identifier, and determine a first number of the flagged account identifiers associated with the merchant name identifier.

Abstract: The disclosed computer-implemented method may include matching transportation requests. By collecting and batching match requests over an extended period, a dynamic transportation matching system may identify more efficient matches (e.g., may match transportation requests with greater overlaps). In addition, by dynamically setting and/or extending the upper bound of time that a transportation request may remain batched with other transportation requests, the dynamic transportation matching system may account for contextual information thereby situationally improving matching efficiencies made possible with higher upper bounds while avoiding requestor dissatisfaction, lost conversions, or other inefficiencies that may result from upper bounds that are too high.

Abstract: Devices and techniques are generally described for articulated three-dimensional pose tracking. In some examples, a plurality of frames of image data captured by one or more cameras may be received. First feature data representing the plurality of frames of image data may be determined using a backbone network. The first feature data may be projected into three-dimensional (3D) space. In some examples, 3D location data describing respective 3D locations of one or more persons represented by the first feature data projected in the 3D space may be determined. The first feature data and the 3D location data may be sent to a four-dimensional (4D) convolutional neural network (CNN). The 4D CNN may generate second feature data comprising respective 3D representations of the one or more persons. Three dimensional pose data representing articulated 3D pose information for the one or more persons may be generated.

Abstract: The present disclosure is directed to positioning animated images within a dynamic keyboard interface. In particular, the methods and systems of the present disclosure can: receive, from a user device on which an application is executed, data indicating a context of: the application, and/or a dynamic keyboard interface provided in association with the application; identify, based at least in part on the data indicating the context, a plurality of different animated images, including an animated image comprising an advertisement, for presentation by the dynamic keyboard interface; communicate, to the user device, data indicating the plurality of different animated images; receive, from the user device, data indicating a selection of the animated image comprising the advertisement; and determine, based at least in part on the data indicating the selection and the data indicating the context, a position within the dynamic keyboard interface for presenting the animated image comprising the advertisement.

Abstract: An imaging system for superimposing at least two images, and a related method for superimposing at least two images, which images are obtained from separate or independent image sources. A single mapping based view of a user selected geographic area onto which multiple image data sets from separate computer systems are displayed whilst simultaneously isolating separate input data channels. At least one first image data set and/or a position code (generated by a position code generator) is transferred to a position code extractor via at least one secure transmission channel. The secure channel ensures isolation of input data from the separate input data channels of different computer systems. The first image is combined with a second image to provide a combined single image view of the selected geographic area. Transmission of an image data set, with associated position code, negates the need to pass data sets between separate computer systems.

Abstract: A method (300) and apparatus (110, 150) collect and upload implicit analytic data. The method can include storing (320) dependency rules corresponding explicit events to implicit events. The method can include collecting (330) and storing (340) implicit event data corresponding to implicit events. The method can include receiving (350) an explicit event at the device. The method can include evaluating (360) dependency rules corresponding to the explicit event. The method can include identifying (370) a relevant subset of implicit event data corresponding to the explicit event based on evaluating the dependency rules. The method can include uploading (390) the relevant subset of the implicit event data and explicit event data corresponding to the explicit event.

Abstract: Systems and methods to predict player churn for players of an online gaming platform, based on information recorded on permanent registries, are disclosed. Exemplary implementations may execute instances of a game; manage player accounts associated with the players, including a first player account associated with a first player; monitor player-specific recorded information on one or more permanent registries; determine player-specific registry metrics; determine a churn score based on the player-specific registry metrics; and/or take actions based on the churn score.

Abstract: The invention of the present disclosure may be a computer system for generating one or more packing slips, the stored program instructions comprising presenting a list of shipments comprising one or more shipments, receiving a selected shipment from the list of shipments, and determining whether a shipment template exists for the selected shipment, creating a packing slip PDF based on the plurality of information, the selected shipment, and the shipment template, determining whether the packing slip PDF contains a first error, evaluating, if the packing slip PDF does not contain the first error, whether the packing slip PDF is to be finalized, determining, if the packing slip PDF is not to be finalized, whether the packing slip PDF contains a second error, and creating, if the packing slip PDF is to be finalized, a finalized packing slip PDF.

Abstract: A computer system detects that a first user has selected an element corresponding to accessing a particular web page (e.g. such as a checkout). Based on detecting that the first user has selected an element corresponding to accessing the web page, the computer system may determine if one or more particular criteria associated with the web page have been met. Based on determining that the one or more criteria associated with the web page have been met, the computer system causes a particular web page element (e.g. a promotional payment button) to be rendered on the web page to display on a device of the first user.

Abstract: Method and systems are provided for processing actions in a store. One example method includes capturing sensor output from two or more sensors in a shopping environment. One sensor includes a first camera to capture scene data where the scene includes movement of a shopper in the store performing interaction with an item in the store. Another sensor includes a second camera capturing at least part of the scene from a different perspective. The method includes processing, by a processing entity associated with the store, at least one of the camera's output to generate feature data. The feature data is processed by one or more machine learning models to produce engineered feature data. The engineered feature data includes data relating to tracking skeletal movement of shopper.

Abstract: The invention relates to methods, systems, and computer-readable media related to a system having a plurality of users, designed to display a user-customized subset of item and/or provider information to the user.

Abstract: Certain example embodiments described herein relate to systems and/or methods for presenting user-interactive, dynamically-generated contextual content for individual articles of clothing. A QR or other code is provided to the article of clothing. The QR or other code is scannable by an electronic device, causing the electronic device to access a webpage or the like. The webpage (or similar information display) includes information typically found on a tag or label, together with additional dynamically-generated and organized content relevant to the article and/or person for whom the article was made. The techniques described herein are usable in connection with mass-produced, small batch/boutique items, as well as custom articles of clothing. Thus, it becomes possible to quickly and easily convey a broad scope of information about an article of clothing directly from that article of clothing, without having to include large and potentially irritating tags or labels.

Abstract: An electronic marketplace provides a communication platform between consumer and sellers. Consumers create product wish lists and the wish lists are used as the basis for product advertising from the sellers. In addition, a consumer may invite friends to view the wish list and purchase particular products that are added to the wish list. Because wish lists are used as the basis for advertising, consumers can manage the types of product advertising that they see. Consumers have the ability to turn off individual product advertisements by removing that product from the wish list. Sellers utilize reverse bidding to compete for advertising space with each consumer and friend. One particularly advantageous feature of the embodiment is that wish lists serve as nameless and untraceable proxies for each member by keeping personal information removed from the sellers.

Abstract: A method enabling migration of a subscription from a source device to a destination device is disclosed. The method may be performed in a migration entity and comprises: receiving, from the source device, a confirmation of a first profile associated with the subscription having been deleted in the source device, securing a second profile associated with the subscription to be provisioned onto the eUICC of the destination device, wherein at least one piece of subscription information is the same for the first and second profiles, and providing an activation code for use in migration of the subscription to the destination device. A method in a source device, migration entity, source device, computer programs and computer program products are also provided.

Abstract: Systems and methods for using risk profiles for fleet management of a fleet of vehicles are disclosed. Fleet management may include determining the performance levels of particular vehicle operators. The risk profiles characterize values representing likelihoods of occurrences of vehicle events. The values are based on vehicle event information for previously detected vehicle events. Exemplary implementations may: receive, from a particular vehicle, particular vehicle event information for particular vehicle events that have been detected by the particular vehicle; determine one or more metrics that quantify a performance level of the particular vehicle operator, based on the risk profiles; compare the one or more metrics for the particular vehicle operator with aggregated metrics that quantify performance levels of a set of vehicle operators; and store, transfer, and/or present results of the comparison.

Abstract: This application relates to apparatus and methods for automatically determining item relevancy based on textual information. In some examples, a computing device receives a search query, and a plurality of items corresponding to the search query. The computing device may identify one or more features of the search query. The computing device may generate relevancy values for each of the items based on the features of the search query, and features of each of the plurality of items. For example, the computing device may generate, for each of the items, a plurality of relevance values, each relevance value generated based on a feature of the search query and corresponding features of the item. The computing device may transmit the generated relevancy values for the plurality of items. In some examples, the computing device may rank the plurality of items based on the generated relevancy values.

Abstract: The computer-implemented method of forwarding contact data associated with a potential customer generally has the steps of: receiving customer purchase data from the potential customer, the customer purchase data comprising the contact data and preference data; communicating a purchase interest notification to a plurality of vehicle dealers via a communication network, the purchase interest notification including the preference data; receiving a plurality of interest notices associated with the purchase interest notification from interested ones of the plurality of vehicle dealers; and forwarding the contact data of the potential customer to at least one privileged vehicle dealer based on said reception, in which the step of forwarding includes forwarding the contact data to at least one privileged vehicle dealer associated with a make different from the make associated with the vehicle make data of the customer purchase data.

Abstract: A method for fulfilling a plurality of orders for goods at a provider location comprises obtaining an arrival sequence estimate for each of a plurality of users indicating the sequence in which the users are expected to arrive, and organizing completed orders according to the arrival sequence estimate. The arrival sequence estimate may be obtained by ordering users according to their respective radial distances from a target, and may also be used to schedule processing of the orders. Alternatively, arrival estimates for when each of the users is expected to arrive may be used to schedule processing of the orders. A dynamic arrival estimate may be obtained based on an expected travel path toward the destination during a first trip portion comprising travel within a constrained travel path network, and based on radial distance from the destination during a second trip portion subsequent to the first trip portion.

Abstract: In one aspect of the present disclosure, a device includes one or more memories having computer-readable instructions stored therein and one or more processors. The one or more processors are configured to execute the computer-readable instructions to receive, over a period of time, information regarding transactions conducted in association with a user account; identify a category associated with one or more of the transactions based on the information, wherein identifying yields a number of categories; generate a ranking of the categories based on a transaction parameter; assign a different number of points to corresponding transactions in one or more of the categories based on the ranking, with a highest number of points assigned to the corresponding transactions in at least one category with highest ranking; and apply the corresponding number of points to the user account.

Abstract: Disclosed are systems and methods for improving interactions with and between computers in content generating, searching, hosting and/or providing systems supported by or configured with personal computing devices, servers and/or platforms. The systems interact to identify and retrieve data within or across platforms, which can be used to improve the quality of data used in processing interactions between or among processors in such systems. The disclosed systems and methods provide systems and methods for automatically allowing web browsing in a user interface of an electronic messaging system. The disclosed systems and methods automatically display electronic messages containing item information displayed in an electronic message in place of any web page links associated with the item enabling browsing of the item information from within the electronic messaging system's user interface.

Abstract: Methods and systems for managing aircraft modifications. A link to a customer information database is established in response to receiving a launch input for a modification marketplace entered by a user via a graphical user interface. The customer information database includes identification information and customer information associated with the user. A determination is made as to whether the user is authorized to access the modification marketplace using the identification information. A link to an engineering database containing aircraft product information is established in response to a determination that the user is authorized to access the modification marketplace. A selected level of access to the aircraft product information in the engineering database is provided, via the graphical user interface, based on the customer information associated with the user.

Abstract: In a method of observation platform buy-online-pickup-in-store (BOPIS) integration, a BOPIS application is provisioned at an observation platform. The provisioning is administered by a cloud services platform in collaboration with a computer system of the observation platform and includes configuration and deployment of the BOPIS application within the observation platform. An automation software component is sent from the BOPIS application for resident installation at an external retailer system which is external to an environment of the observation platform. The automation software component organizes information in the external retailer system for exchange, via a cloud-based gateway, with the BOPIS application. A message regarding a BOPIS order populated in the external retailer system is received at the BOPIS application from the external retailer system. The observation platform sends, to a device of a user of the observation platform, a task request to perform a task related to the message.

Abstract: A computer-based system for profile matching is disclosed herein. The computer-based system includes an interface and a processor coupled to the interface. The interface is operable to receive a matching request, and the processor is operable to determine whether all locked user preferences of a first system user are met by a second system user in response to receiving the matching request; determine whether all locked user preferences of the second system user are met by the first system user in response to receiving the matching request; and, when at least all locked user preferences of the first system user are met by the second system user and all locked user preferences of the second system user are met by the first system user, display profile information regarding the second system user to the first system user so that the first system user can communicate with the second system user.

Abstract: A shipping management system includes one or more computer systems coupled to a network and a data storage device. The shipping management system uses one or more ingest modules to collect shipping information from the computer systems of multiple carriers. The shipping management system uses one or more normalization modules to normalize carrier specific data. The shipping management system uses one or more prediction modules to analyze the normalized shipping information using a set of prediction rules. The shipping management system identifies carrier exceptions and generates predicted exceptions based on the normalized shipping information. The shipping management system can selectively generate notifications, take actions, and/or resolve identified and generated exceptions.

Abstract: Systems and methods discussed herein are directed to combining multiple network flows with respect to usage of applications into sessions. A record of a plurality of network flows may be obtained where the record relates to usage of the application by a user device in a wireless communication network. The plurality of network flows may be combined into a session, where an earliest start time of a network flow represents a session start time for the session and a latest end time of a network flow represents a session end time for the session. Based at least in part on the session start time and the session end time, a usage of the application during the session by the user device may be determined. Based at least in part on a plurality of sessions, usage of the application in the wireless communication network may be estimated.

Abstract: Systems 100; devices 110, 120, 130, 150, 160; methods 2400, 2500; and machine-executable programming structures stored in persistent (i.e., non-transitory), computer-readable media 604, 606, 618, 126, 139 for the rapid and secure negotiation, authorization, execution, and confirmation of multi-party data processes, including payment transactions conducted between purchasers 190 having electronic access to bank accounts and other sources of payment, merchants operating e- and/or m-commerce transaction systems 132, 134, 136, and banks and other financial institutions 120 capable of electronically communicating with both.

Abstract: A computer-implemented method is disclosed. The method includes: receiving a request to process an order of a value storage token; sending, to a messaging address associated with a recipient entity, a first message including a unique link for accessing a token provider selection interface; detecting activation of the unique link by the recipient entity; in response to detecting activation of the unique link by the recipient entity, providing, on a computing device associated with the recipient entity, the token provider selection interface, wherein providing the token provider selection interface includes presenting only the one or more supported token providers as selectable options via the token provider selection interface; receiving, via the token provider selection interface, a selection of a token provider; in response to receiving the selection of the token provider: sending the digital representation of the value storage token to the messaging address associated with the recipient entity.

Abstract: In a method of managing emergency management information within an observation platform an emergency management and response application is provisioned at an observation platform. The provisioning is administered by a cloud services platform and includes configuration and deployment of the emergency management and response application within the observation platform. A communicative connection is established, via a gateway of the cloud services platform, between the emergency management and response application and a system external to the observation platform. In response to receipt at the observation platform of a report of an emergency, operation of the emergency management and response application is triggered within the observation platform. Emergency management information is sent, via the emergency management and response application, to a group of users of the observation platform.

Abstract: A method and system is provided for facilitating affiliate link generation. A user enables the system by identifying a webpage on an affiliate web site. The system performs an initial assessment of the page to extract webpage information, which is compared to information stored in a database. If the extracted information matches stored information, a record of the webpage is displayed and an affiliate link is dynamically generated for immediate use. If the extracted information does not match stored information, a new record of the webpage is created. If the webpage contains product-specific data, a product-specific record is stored. If the webpage does not contain product-specific data, a non-product record is stored. An affiliate link is then dynamically created. The new record of the product and dynamically created affiliate link is added to the database for immediate use.

Abstract: Systems and methods for detecting image anomalies include extracting one or more detected images from a submission file received from at least one computing device and generating an image identification (ID) for each of the one or more images. One or more image quality indices are determined for the submission file based on at least one of predetermined image features, an image type of the one or more images, and submission file attributes, and one or more image anomalies associated with the one or more images of the submission file are detected based on at least one of the image ID and the one or more image quality indices.

Abstract: A method may include obtaining at least one dataset that includes information corresponding to periods of usage of a plurality of components within a cloud infrastructure and usage cost for each component of the plurality of components within the cloud infrastructure. The method may include comparing the information corresponding to the periods of usage with at least a portion of the information corresponding to the usage cost for components. The method may include determining a cost for one or more of the components for a period of time. The cost may be determined based on the comparison of the information corresponding to the periods of usage of the components with at least the portion of the information corresponding to the usage cost for the components. The method may include generating a visualization that includes information representative of the cost of the components and displaying the visualization via a display screen.

Abstract: A computer-implemented method for providing merchant recommendations comprises receiving, by a processor, raw merchant embeddings and raw user embeddings generated from payment transaction records, wherein the raw merchant embeddings include a plurality of embedded features. A generative adversarial network (GAN) performs a disentanglement process on the raw merchant embeddings to remove an effect of an identified feature by generating modified merchant embeddings that are free of the identified feature and are aligned with other ones of the plurality of features. A list of merchant rankings is automatically generates based on the modified merchant embeddings, past preferences of a target user using the raw merchant embeddings, and a current location in which the merchant recommendations should be made. A list of merchant rankings is then provided to the target user.

Abstract: A system, method, device, and platform for managing data. Data associated with a user received from one of a number of sources. The data is automatically confirmed as applicable to a user. The data is added to a data set associated with the user. A determination is made whether the data set is complete after adding the data to the data set. One or more tokens are created based on the data set of the user.

Abstract: Methods and apparatuses are described for normalizing digital content across databases and generating personalized content recommendations. A server normalizes structured text for each content item to generate unstructured text. The server converts the unstructured text into a multidimensional content item feature set. The server trains a model based upon user profile information, historical content consumption information, historical content recommendation information, and the feature sets. The server receives a request including a vector associated with a user of a client device. The server executes the model using the vector as input to generate interaction prediction scores. The server selects scores above a threshold and identifies content items associated with each score.

Abstract: Systems and methods change a user interface for the purpose of guiding a user in supplementing a product listing with an image to evidence the product's authenticity. Example embodiments include a machine-implemented method for accessing at least one database to retrieve an authenticity criterion mapped to a product and at least one reference image that depicts adequate detail of a product specimen to fulfill the authenticity criterion. The machine can further cause a user device to display the reference image to the user along with a suggestion that the user submit a candidate image depicting similar detail of the product. In some example embodiments, the method further includes retrieving the candidate image, confirming receipt of the candidate image, and displaying the candidate image, as well as adjusting a rank for a candidate specimen based on various factors.

Abstract: A portable remote processing apparatus facilitates various aspects of a transaction, such as a real estate property transaction. A seller of the real estate property can use the portable remote processing apparatus to prepare a walk-through of the property for prospective buyers, to configure the property for a showing, and/or to interact with a buyer device to negotiate a sale of the real estate property. Typically, the portable remote processing apparatus communicates with a remote server device, thereby limiting the amount of hard coding in the apparatus and improving the processing capability of the apparatus.

Abstract: A computer-implemented method and system for facilitating a sending of a gift from a first machine to a second machine may include a processor of a computer server reviewing a first list of one or more names of people maintained in a computer database. The processor may review context information related to the one or more names to determine if a moment exists for sending a gift from a first machine to a second machine. Content providers may also request one or more gifts to be identified when a second machine is proximate to a content provider who may fulfill a gift.

Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for automatically testing and applying codes to electronic shopping carts. For instance, the method may include: monitoring a browsing session of a user on an e-commerce website; determining whether a trigger condition is present based on the monitoring; when the determining determines the trigger condition is present, automatically performing a code test process for a first set of codes to obtain a first test result, the first set of codes being one or more codes among a plurality of codes for the e-commerce website; and upon completion of the code test process for the first set of codes, displaying a first menu, the first menu including information corresponding to the first test result.

Abstract: A user terminal, a transportation vehicle, a server, a computer program product, a signal sequence and a method for sending for a first transportation vehicle. The method includes actuating an actuating device of a first user terminal; sending a wireless message from the user terminal to a server in response thereto; assigning a first transportation vehicle to the user terminal; assigning a first color information to the first user terminal and the assigned first transportation vehicle; and emitting a light by the first transportation vehicle and the first user terminal, the identical color of which is defined based on the first color information.

Abstract: In some embodiments, an electronic device can guide the user in setting up the device for the first time or after a factory reset. In some embodiments, an electronic device facilitates suggesting and installing applications on the electronic device during device setup. In some embodiments, an electronic device facilitates transferring settings and information from another electronic device during device setup.

Abstract: A charger integrated circuit for charging a battery device including a first battery and a second battery includes; a first charger configured to generate a first charging current from an input voltage when the input voltage is received from an input voltage terminal, and a battery switch configured to provide the first charging current to the battery device, the battery switch comprising a plurality of transistors for connecting the first battery and the second battery in series or in parallel based on the input voltage, a first both-end voltage of the first battery and a second both-end voltage of the second battery.

Abstract: A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.

Abstract: An information exchange platform referred to as a Trading Grid (TG) may perform relationship-based data processing utilizing a trading partner (TP) graph that describes relationships amongst operating units (OUs) on the TG. When the TG receives a request from an OU to exchange data with a TP, the TG accesses the TP graph and determines a relationship between the OU and their TP as reflected in the TP graph. The TP graph is maintained and controlled by the system independently of the OU and the TP. The TG may route the data based on instructions associated with the relationship that is reflected in the TP graph. The instructions associated with the relationship may specify network based services provided by the TG. An orchestration component may operate to orchestrate the performance of the network based services. The TG then communicates the processed and/or produced data to the TP.

Abstract: A distributed system that includes a merchant application, a buyer application and a seller or drummer application. The applications reside and run on personal computing devices and operate together to allow a merchant to create an offer, drummers to select, present and share the offer with buyers, and buyers to receive and save the offers in anticipation of a conversion. Upon a conversion, revenue derived from the transaction is provided to the merchant but, some of revenue is shared with one or more drummers involved in pushing the offer.

Abstract: Some implementations of the disclosure are directed to a method, comprising: retrieving, using a device associated with an entity, a document from a system of record; uploading the document for storage in an off-chain system accessible by entities having access to a distributed ledger of a distributed ledger network, the entities comprising the entity; hashing, using the device, one or more fields contained in the document to generate a hash representing a unique reference to the document; generating, using the device, a message comprising a plurality of fields contained in the document and the hash; digitally signing, by the device, using a private key associated with the entity, the message to endorse the hash and the fields contained in the document; and after digitally signing the message, transmitting, by the device, the message to the distributed ledger network to store the hash and the fields in the distributed ledger.

Abstract: Various embodiments are related to apparatuses and methods for enabling a sender to perform monetary transactions for a requestor. A sender can use, for example, a payment application associated with a payment processing system to perform a monetary transaction for a requestor. The payment processing system can send information related to the monetary transaction to, for example, a sender-requestor association component. When the monetary transaction is a deposit, the sender can receive funds for the deposit from the requestor. The platform can debit the requestor's financial account for the deposit amount and credit the sender's financial account with the debit account as a physical cash transaction occurs between the sender and the requestor.

Abstract: A method for realizing an EMV contact transaction without a password, wherein said method is implemented by an EMV IC card and a terminal, wherein when a terminal receives transaction information, it sets a password-free function setting; performs an offline data validation and limitation; performs terminal risk management and a behavior analysis; determines, on the basis of the password-free function setting, whether to perform online processing and performs transaction termination processing; the password-free function setting comprises: when an optional kernel configuration flag in an application parameter corresponding to the current application acquired is set and the transaction amount in the transaction information is greater than a password-free IC card transaction limitation amount, the current application is configured so that verifying the cardholder's PIN is obviated. The present invention allows password-free small-amount transactions, and obviates to upgrade IC cards.